Card details
Rates, fees & offers
Ongoing APR
Foreign transaction fee
None
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NerdWallet review
By Erin El Issa
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If you have bad or no credit, a secured card is a great option to improve your credit score. Enter the Capital One Platinum Secured Credit Card, one of our favorite secured cards on the market. Based on your current credit score, Capital One will determine your refundable security deposit amount -- either $49, $99 or $200 -- which will get you a starter credit limit of $200. You can get a higher initial credit limit by making a larger deposit before activating your card. The maximum credit line is $1,000.
The Capital One Platinum Secured Credit Card has an annual fee of $0 and no foreign transaction fees. The card's APR is high: The ongoing APR is 29.99% Variable APR -- so make sure you pay your balance in full each month to avoid incurring interest.
Want to learn more about the Capital One Platinum Secured Credit Card? Check out our full review of the card for details.
