Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Card details

  • Earn unlimited rewards every day, everywhere on purchases in and out of Walmart

  • Earn unlimited 5% back on purchases online at Walmart, including Grocery Pickup and Deliver

  • Earn unlimited 2% back on purchases in Walmart stores, 2% back on restaurants and travel purchases, and 1% back on all other purchases everywhere else Mastercard® is accepted

  • Introductory offer: Earn 5% back on purchases in Walmart stores when you use this card in Walmart Pay for the first 12 months after approval

  • Redeem rewards to cover recent purchases, or redeem for travel, gift cards, statement credits and more

  • $0 annual fee

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Earn 5% back on purchases in Walmart stores when you use this card in Walmart Pay for the first 12 months after approval

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.99% - 26.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

17.99% - 26.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% on Balance Transfers for 18 months

Intro APR

10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

  • No foreign transaction fee

Cons
  • Limited rewards for in-store shopping

  • No intro APR period

The Capital One® Walmart Rewards™ Mastercard® offers some of the richest rewards rates in its class. The $0-annual-fee card earns:

--5% back on purchases at Walmart.com and on the Walmart app (including on items you buy online for in-store pickup, as well as on Walmart Grocery Pickup and Delivery).

--2% back on in-store purchases, including at Murphy USA and Walmart gas stations.

--2% back on travel and at restaurants.

--1% back on all other purchases.

Points can be redeemed for credit toward a specific purchase; a general statement credit; gift cards; during checkout at Walmart.com; and for booking travel through the Capital One portal.

For more information, see NerdWallet's full review of this card.