Citi<sup>&reg;</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

on Citibank's secure application

Citi® Double Cash Card – 18 month BT offer

Citi<sup>&reg;</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

on Citibank's secure application

Card details

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

  • Balance Transfers do not earn cash back

  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*

  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases

  • No categories to track, no caps on cash back, no annual fee*

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2.00%

  • Bonus offer

    None

  • Intro APR

    0% on Balance Transfers for 18 months

  • Ongoing Apr

    APR: 15.49% - 25.49% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 27.24%, Variable

  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Foreign Transaction Fee

    3%

Recommended credit score

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NerdWallet Review

By Lindsay Konsko

Rating Details

4.3

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate

  • No annual fee

  • Intro APR period on Balance Transfers

Cons
  • No sign-up bonus

  • No 0% APR for purchases

  • $25 minimum redemption

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Getting a cash-back credit card with a high, ongoing rewards rate is a smart move if rotating 5% bonus categories aren't your thing, and the Citi® Double Cash Card – 18 month BT offer might be just the ticket. With this card, you'll earn 1% cash back when you make your purchases, then an additional 1% cash back when you pay them off. There's no limit to the rewards you can earn.

The Citi® Double Cash Card – 18 month BT offer also has an introductory 0% APR deal. You'll pay 0% on Balance Transfers for 18 months, and then the ongoing APR of 15.49% - 25.49% Variable APR. And don't forget, all of these benefits come at an annual fee of $0, so this card is a thrifty choice. For more information about it, check out our full review here.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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