Discover it® Secured Card - No Annual Fee

Apply Nowon Discover's secure website, or call (800) 347-0264
Apply Nowon Discover's secure website, or call (800) 347-0264

Discover it® Secured Card - No Annual Fee

Apply Nowon Discover's secure website, or call (800) 347-0264
Apply Nowon Discover's secure website, or call (800) 347-0264

This card at a glance

  • Rewards Rate
    1.0%
  • Annual Fee
    $0
  • Ongoing APR
    23.99%Variable

What our experts think

Great for

Rewards

Cash Back

Secured

Pros

No annual fee
Reports to the three major credit bureaus
Offers rewards and a sign-up bonus
Chance to upgrade to unsecured account after 8 months

Cons

Requires minimum deposit of $200
Discover cards not widely accepted outside the U.S.

Rates, fees & offers

Annual fee

$0

Rewards rate

Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

Intro APR

10.99% on Balance Transfers for 6 months

APR, Variable

APR: 23.99% Variable APR

Cash Advance APR: 25.99%, Variable

Card details

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
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