Luxury Card™ Mastercard® Titanium Card™
on Luxury Card's website
Luxury Card™ Mastercard® Titanium Card™
Luxury Card™ Mastercard® Titanium Card™
on Luxury Card's website
Card details
Ideal for those seeking an introductory premium travel card that provides exceptional airfare redemption, access to hotel privileges and elevated service beyond the ordinary. Find peace of mind with protection benefits that exceeds standard credit cards.
Flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent. Straightforward redemption without needing a high-maintenance reward strategy. No foreign transaction fees, no earning caps, no rotating categories, and no need to chase down transfer partners to escape very low point values.
24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Members-only LUXURY MAGAZINE®.
Brushed Metal Card Design: Weighing in at an industry-leading 22g. Designed for frequent shoppers, big ticket purchases and everything in between.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Rates, fees & offers
Annual fee
$195
Rewards rate
1x
Bonus offer
None
Intro APR
0% intro APR on Balance Transfers for 15 billing cycles
Ongoing APR
APR: 21.24%, 25.43% or 28.24%, Variable APR
Cash Advance APR: 30.49%, Variable APR
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Learn more | Learn more | |
Annual fee$195 | Annual fee$99 | Annual fee$199 |
Regular APR21.24%, 25.43% or 28.24%, Variable APR | Regular APRSee Terms | |
Intro APR0% intro APR on Balance Transfers for 15 billing cycles | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erin Hurd
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Rating details
2.3
Editor's overall rating
Pros and cons
Pros
Luxury perks
Intro APR period
Cons
Has annual fee
Low rewards rate
No new cardholder bonus offer
If you want to impress your friends with a weighty card when you pay for dinner, the Luxury Card™ Mastercard® Titanium Card™ will certainly add some flash.
The metal card carries a $195 annual fee, but you’ll get some luxury travel benefits like Priority Pass Select membership, credit for Global Entry or TSA Precheck application fee, 24/7 concierge access and even an airport escort.
You’ll earn 1 point per dollar spent on the card, with points being worth 2 cents apiece for airfare redemptions and 1 cent apiece for other redemptions.
For more information, see a closer look at this card.