Ally Bank Interest Checking Account | NerdWallet
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Interest Checking Account from Ally Bank

Member, FDIC
Learn Moreat Ally Bank

Interest Checking Account from Ally Bank

Member, FDIC
Learn Moreat Ally Bank
$0
ATM FEE
(OUT-OF-NETWORK)
NONE
BALANCE TO
AVOID FEE
$0
MONTHLY FEE

Pros

  • Unlimited deposits
  • Six ways to add money to your account
  • Recurring bill payments directly from checking account

Cons

  • Can't deposit cash

Account Details

  • No monthly maintenance fees
  • 24/7 live customer care
  • Use any Allpoint® ATM in the U.S. for free, plus reimbursement up to $10 per statement cycle for fees charged at other ATMs nationwide
  • Deposit checks remotely with Ally eCheck Deposit
  • Send someone money with Popmoney®

Benefit Overview

  • Interest Earning Account
  • Mobile App Available
  • Mobile Check Deposits
  • Free Debit Card Replacement
  • No ATM Fees

Fee Break Down

  • Stop Payments
    $15
  • Monthly Fee
    $0
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Paper Statements
    $0
  • Overdraft/NSF
    $25

NerdWallet Review

By Tony Armstrong

Overview

Ally's Interest Checking Account comes with solid rates, no service fees and access to a stellar mobile app, making it one of the best online checking accounts on the market.

For more information, check out our full Ally Bank review.