Students in need of a checking account can often access lower fees and extra benefits at nearby banks and credit unions. Save money by comparing checking account offers to find the best option for you.

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Out-of-network ATM feeBranches near you (15mi)Balance to avoid feeEstimated monthly cost

Core Checking

Bank of America
Core Checking logo

Core Checking

Bank of America
View Details
Out-of-network ATM fee
$2.50
Branches near you (15mi)
128
Balance to avoid fee
None
Member, FDIC

Benefit Overview

  • Mobile App Available
  • Mobile Check Deposits

Fee Breakdown

  • Stop Payments
    $30
  • Monthly Fee
    $0
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $2.50
  • Early Closure
    $0
  • Paper Statements
    $0
  • Overdraft/NSF
    $35
View Details

My Community Free Checking

New York Community Bank
My Community Free Checking logo

My Community Free Checking

New York Community Bank
View Details
Out-of-network ATM fee
$2
Branches near you (15mi)
56
Balance to avoid fee
None
Member, FDIC

Fee Breakdown

  • Stop Payments
    $35
  • Monthly Fee
    $0
  • Debit Card Replacement
    $20
  • Out-of-Network ATM
    $2
  • Early Closure
    $20
  • Paper Statements
    $0
  • Overdraft/NSF
    $36
View Details

Provident Smart Checking

Provident Bank
Provident Smart Checking logo

Provident Smart Checking

Provident Bank
View Details
Out-of-network ATM fee
$0
Branches near you (15mi)
45
Balance to avoid fee
None
Member, FDIC

Account Details

  • Refunds on ATM fees nationwide when you meet the following qualifications each statement cycle:
    • Make 10 purchases with your Provident Debit Card
    • Receive one Direct Deposit or process one automatic ACH Debit
    • Get paperless eStatements via Online Banking

Benefit Overview

  • Interest Earning Account
  • Mobile App Available
  • Reduced ATM Fees

Fee Breakdown

  • Stop Payments
    $35
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $0
  • Early Closure
    $15
  • Monthly Fee
    $0
  • Overdraft/NSF
    $35
View Details

Provident Cash Back Checking

Provident Bank
Provident Cash Back Checking logo

Provident Cash Back Checking

Provident Bank
View Details
Out-of-network ATM fee
$0
Branches near you (15mi)
45
Balance to avoid fee
None
Member, FDIC

Account Details

  • Earn refunds on ATM fees nationwide and cash back when you meet the following qualifications each statement cycle:
    • Make 10 purchases with your Provident Debit Card
    • Receive one Direct Deposit or process one automatic ACH Debit
    • Get paperless eStatements via Online Banking

Benefit Overview

  • Mobile App Available
  • Reduced ATM Fees

Fee Breakdown

  • Stop Payments
    $35
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $0
  • Early Closure
    $15
  • Monthly Fee
    $0
  • Overdraft/NSF
    $35
View Details

Provident MyTunesChecking

Provident Bank
Provident MyTunesChecking logo

Provident MyTunesChecking

Provident Bank
View Details
Out-of-network ATM fee
$0
Branches near you (15mi)
45
Balance to avoid fee
None
Member, FDIC

Account Details

  • Earn refunds on ATM fees nationwide and music downloads when you meet the following qualifications each statement cycle:
    • Make 10 purchases with your Provident Debit Card
    • Establish and maintain ProvidentConnect Online Banking relationship through which your account statement will be delivered/available
    • Elect to receive your periodic account statements electronically via ProvidentConnect Online Banking

Benefit Overview

  • Mobile App Available
  • Reduced ATM Fees

Fee Breakdown

  • Stop Payments
    $35
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $0
  • Early Closure
    $15
  • Monthly Fee
    $0
  • Overdraft/NSF
    $35
View Details

Provident Basic Checking

Provident Bank
Provident Basic Checking logo

Provident Basic Checking

Provident Bank
View Details
Out-of-network ATM fee
$0
Branches near you (15mi)
45
Balance to avoid fee
None
Member, FDIC

Account Details

  • Paid checks are $0.50 each after 6 per month

Benefit Overview

  • Mobile App Available
  • Reduced ATM Fees

Fee Breakdown

  • Stop Payments
    $35
  • Monthly Fee
    $0
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $0
  • Early Closure
    $15
  • Paper Statements
    $0
  • Overdraft/NSF
    $35
View Details

Citibank Student Account

Citibank
Citibank Student Account logo

Citibank Student Account

Citibank
View Details
Out-of-network ATM fee
$0
Branches near you (15mi)
29
Balance to avoid fee
None
Member, FDIC

Account Details

  • Surcharge-free ATM network: MoneyPass

Benefit Overview

  • Mobile App Available
  • Mobile Check Deposits
  • Free Debit Card Replacement
  • Reduced ATM Fees

Fee Breakdown

  • Stop Payments
    $30
  • Monthly Fee
    $0
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Paper Statements
    $0
  • Overdraft/NSF
    $34
View Details

Affinity Checking

Affinity Federal Credit Union
Affinity Checking logo

Affinity Checking

Affinity Federal Credit Union
View Details
Out-of-network ATM fee
$1.50
Branches near you (15mi)
9
See membership eligibility
Balance to avoid fee
None
Federally insured by the NCUA

Account Details

  • Requires opening a savings account ($5 balance) to establish membership
  • Out of network ATM: 8 fees waived per statement cycle
  • Surcharge-free ATM network: CO-OP, Allpoint

Benefit Overview

  • Interest Earning Account
  • Mobile App Available

Fee Breakdown

  • Stop Payments
    $20
  • Monthly Fee
    $0
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $1.50
  • Early Closure
    $0
  • Paper Statements
    $0
  • Overdraft/NSF
    $25
View Details

Green Rewards Checking

Affinity Federal Credit Union
Green Rewards Checking logo

Green Rewards Checking

Affinity Federal Credit Union
View Details
Out-of-network ATM fee
$1.50
Branches near you (15mi)
9
See membership eligibility
Balance to avoid fee
None
Federally insured by the NCUA

Account Details

  • Requires opening a savings account ($5 balance) to establish membership
  • Out of network ATM: 8 fees waived per statement cycle
  • Surcharge-free ATM network: CO-OP, Allpoint

Benefit Overview

  • Interest Earning Account
  • Mobile App Available

Fee Breakdown

  • Stop Payments
    $20
  • Monthly Fee
    $0
  • Debit Card Replacement
    $5
  • Out-of-Network ATM
    $1.50
  • Early Closure
    $0
  • Paper Statements
    $0
  • Overdraft/NSF
    $25
View Details

Student Edge Checking

Spencer Savings Bank
Student Edge Checking logo

Student Edge Checking

Spencer Savings Bank
View Details
Out-of-network ATM fee
$0
Branches near you (15mi)
5
Balance to avoid fee
None
Member, FDIC

Account Details

  • For 17–23 year-old college students
  • $25 minimum deposit to open

Benefit Overview

  • Mobile App Available
  • Free Debit Card Replacement
  • Reduced ATM Fees
  • Overdraft Forgiveness

Fee Breakdown

  • Stop Payments
    $25
  • Monthly Fee
    $0
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Paper Statements
    $0
  • Overdraft/NSF
    $0
View Details