Account Details

High-Yield Checking – Earn 2.15% APY on Protected Goals Account balances $10,000 or more, Protected Goals Account balances lower than $10,000 still earn a competitive 2.02% APY
Simple Goals – Use Goals to stash away money: Save for the unexpected or automate saving for things you want. From a trip to Italy to a new bike.
Simple Expenses – Set it & forget: Set up your Expenses one time and going forward, we’ll do the boring work of recreating the Expense for you. That way, when you pay your rent bill, your Expense is already saving up for next month’s bill. Yep, it’s our job now. (You can even split Expenses with a partner when using a Shared Account).
Shared Accounts – Earn interest with whoever you’re interested in: Let your money earn up to 30x the national average APY with a Shared Protected Goals Account. And when it comes to shared bills, two paychecks are better than one! Open a Simple Shared account and tackle them together.
Safe-to-Spend® – Spend spontaneously, without derailing your budget or bills (or doing math on the spot...). We take your account balance, subtract your Expenses and Goals, and tell you exactly how much money you have leftover to spend on whatever you want. (Buy the shoes!)

Learn More

at Simple,

Deposits are FDIC Insured

Cashback Debit

Out-of-network ATM fee: $0
Branches near you (15mi): Online Only
Balance to avoid fee: None
Estimated monthly cost: $0

Account Details

1% cash back on up to $3,000 in qualifying debit card purchases each month
Access to over 60,000 fee-free ATMs
No fees
24/7 U.S.-based customer service
*ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Learn More

at Discover Bank,

Member, FDIC

It's become increasingly difficult to find low-fee or free checking accounts. To make it easier, we've compiled offers from banks and credit unions to help you find the best checking account for your financial needs.

Your

checking accounts

Showing 1 – 10 of 23

	Out-of-network ATM fee	Branches near you (15mi)	Balance to avoid fee	Estimated monthly cost
Checking & Budgeting Simple Checking & Budgeting Simple $0 Estimated monthly cost View Details	Out-of-network ATM fee $0	Branches near you (15mi) Online Only	Balance to avoid fee None Deposits are FDIC Insured	Estimated monthly cost $0 Learn More at Simple, Deposits are FDIC Insured
Account Details High-Yield Checking – Earn 2.15% APY on Protected Goals Account balances $10,000 or more, Protected Goals Account balances lower than $10,000 still earn a competitive 2.02% APY Simple Goals – Use Goals to stash away money: Save for the unexpected or automate saving for things you want. From a trip to Italy to a new bike. Simple Expenses – Set it & forget: Set up your Expenses one time and going forward, we’ll do the boring work of recreating the Expense for you. That way, when you pay your rent bill, your Expense is already saving up for next month’s bill. Yep, it’s our job now. (You can even split Expenses with a partner when using a Shared Account). Shared Accounts – Earn interest with whoever you’re interested in: Let your money earn up to 30x the national average APY with a Shared Protected Goals Account. And when it comes to shared bills, two paychecks are better than one! Open a Simple Shared account and tackle them together. Safe-to-Spend® – Spend spontaneously, without derailing your budget or bills (or doing math on the spot...). We take your account balance, subtract your Expenses and Goals, and tell you exactly how much money you have leftover to spend on whatever you want. (Buy the shoes!) Benefit Overview Mobile App Available Mobile Check Deposits Free Debit Card Replacement No ATM Fees Interest Earning Account Fee Breakdown Paper Statements $0 Stop Payments $0 Debit Card Replacement $0 Out-of-Network ATM $0 Early Closure $0 Monthly Fee $0 Overdraft/NSF $0
View Details
Rewards Checking Axos Bank™ Rewards Checking Axos Bank™ $0 Estimated monthly cost View Details	Out-of-network ATM fee $0	Branches near you (15mi) Online Only	Balance to avoid fee None Member, FDIC	Estimated monthly cost $0 Learn More at Axos Bank™, Member, FDIC
Account Details Earn up to 1.25% APY No Monthly Fees No Overdraft Fees No Minimum Balance Purchase Rewards Program No Fees to Use Domestic ATMs Must be a U.S. resident to open an account Benefit Overview Interest Earning Account Mobile App Available Reduced ATM Fees Overdraft Forgiveness Fee Breakdown Paper Statements $10 Stop Payments $35 Debit Card Replacement $0 Out-of-Network ATM $0 Early Closure $0 Monthly Fee $0 Overdraft/NSF $0
View Details
Let’s make this about you. Answer a few questions and we’ll find a checking account that’s a good fit.
Cashback Debit Discover Bank Cashback Debit Discover Bank $0 Estimated monthly cost View Details	Out-of-network ATM fee $0	Branches near you (15mi) Online Only	Balance to avoid fee None Member, FDIC	Estimated monthly cost $0 Learn More at Discover Bank, Member, FDIC
Account Details 1% cash back on up to $3,000 in qualifying debit card purchases each month Access to over 60,000 fee-free ATMs No fees 24/7 U.S.-based customer service *ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Benefit Overview Mobile App Available Free Debit Card Replacement Reduced ATM Fees Mobile Check Deposits Fee Breakdown Paper Statements $0 Stop Payments $0 Debit Card Replacement $0 Out-of-Network ATM $0 Early Closure $0 Monthly Fee $0 Overdraft/NSF $0
View Details
Personal Account nbkc bank Personal Account nbkc bank $0 Estimated monthly cost View Details	Out-of-network ATM fee $0	Branches near you (15mi) Online Only	Balance to avoid fee None Member, FDIC	Estimated monthly cost $0 Learn More at nbkc bank, Member, FDIC
Account Details Earn 1.01% APY on all balances $0 Overdrafts or NSFs Use any of the 32,000+ MoneyPass® ATMs in the U.S. for free. Up to $12 monthly refunds for ATM fees other banks charge you $0 minimum balance $0 for a NBKC Debit MasterCard® $0 for Online Banking with Bill Pay $0 to deposit checks from your phone $0 eStatements Benefit Overview Interest Earning Account Free Debit Card Replacement No Foreign Transaction Fee No ATM Fees Overdraft Forgiveness Fee Breakdown Paper Statements $0 Stop Payments $0 Debit Card Replacement $0 Out-of-Network ATM $0 Early Closure $0 Monthly Fee $0 Overdraft/NSF $0
View Details
Bank Account Varo Bank Account Varo $0 Estimated monthly cost View Details	Out-of-network ATM fee $0	Branches near you (15mi) Online Only	Balance to avoid fee None Member, FDIC	Estimated monthly cost $0 Learn More at Varo, Member, FDIC
Account Details No monthly service fees, no foreign transaction fees, no minimum balances, no overdraft fees No fees at 55,000 AllPoint ATMs worldwide Get paid up to 2 days early with Early Direct Deposit Mobile Check Deposit, deposit checks from your phone Save money into a high yield savings account with automated savings tools Benefit Overview Mobile App Available Mobile Check Deposits Free Debit Card Replacement Fee Breakdown Paper Statements $0 Stop Payments $0 Debit Card Replacement $0 Out-of-Network ATM $0 Early Closure $0 Monthly Fee $0 Overdraft/NSF $0
View Details
Spending Account Chime Spending Account Chime $0 Estimated monthly cost View Details	Out-of-network ATM fee $2.50	Branches near you (15mi) Online Only	Balance to avoid fee None Member, FDIC	Estimated monthly cost $0 Learn More at Chime, Member, FDIC
Account Details Get paid up to 2 days early with Early Direct Deposit. No monthly fees, no foreign transaction fees, no minimum balances, or overdraft fees. Save money on auto-pilot with Automatic Savings. Access over 30,000 fee-free MoneyPass ATM's and 30,000 cashback locations. Mobile app for iOS and Android Get real-time transaction alerts. Pay bills with Chime Checkbook. Benefit Overview Mobile App Available Fee Breakdown Paper Statements $0 Stop Payments $0 Debit Card Replacement $0 Out-of-Network ATM $2.50 Early Closure $0 Monthly Fee $0 Overdraft/NSF $0
View Details
High-Rate Checking Alliant Credit Union High-Rate Checking Alliant Credit Union $0 Estimated monthly cost View Details	Out-of-network ATM fee $0	Branches near you (15mi) Online Only	Balance to avoid fee $1 Federally insured by the NCUA	Estimated monthly cost $0 Learn More at Alliant Credit Union, Federally insured by the NCUA
Account Details To be eligible for interest, you must choose online statements AND have at least 1 recurring direct deposit per statement cycle. If account requirements are not met, interest is not paid, but no service fee applies ATM Rebates up to $20/month for out-of-network ATMs (excludes 1% Visa foreign transaction fee) Alliant does not charge any ATM fees, but the ATM owner may charge a fee (outside 80,000 ATM network) Benefit Overview Interest Earning Account Mobile App Available Mobile Check Deposits No ATM Fees Fee Breakdown Paper Statements $1 Stop Payments $0 Debit Card Replacement $10 Out-of-Network ATM $0 Early Closure $10 Monthly Fee $0 Overdraft/NSF $25
View Details
Online Checking BBVA USA Online Checking BBVA USA $0 Estimated monthly cost View Details	Out-of-network ATM fee $3	Branches near you (15mi) Online Only	Balance to avoid fee None Member, FDIC	Estimated monthly cost $0 Learn More at BBVA USA, Member, FDIC
Account Details Open with $25 No monthly Service Charge No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay BBVA USA, Member FDIC Benefit Overview Mobile App Available Mobile Check Deposits Fee Breakdown Paper Statements $3 Stop Payments $32 Debit Card Replacement $0 Out-of-Network ATM $3 Early Closure $25 Monthly Fee $0 Overdraft/NSF $38
View Details
Easy Checking U.S. Bank Easy Checking U.S. Bank $6.95 Estimated monthly cost View Details	Out-of-network ATM fee $2.50	Branches near you (15mi) 28	Balance to avoid fee $1,500 Member, FDIC	Estimated monthly cost $6.95 Read Review
Account Details $6.95 monthly fee waived with $1,500 account balance OR $1,000 monthly direct deposit Surcharge-free ATM network: MoneyPass Benefit Overview Mobile App Available Mobile Check Deposits No ATM Fees Fee Breakdown Paper Statements $2 Stop Payments $35 Debit Card Replacement $5 Out-of-Network ATM $2.50 Early Closure $0 Monthly Fee $6.95 Overdraft/NSF $36
View Details
GoBank Checking Account GoBank GoBank Checking Account GoBank $8.95 Estimated monthly cost View Details	Out-of-network ATM fee $2.50	Branches near you (15mi) Online Only	Balance to avoid fee $20 Member, FDIC	Estimated monthly cost $8.95 Learn More at GoBank, Member, FDIC
Account Details $8.95 monthly fee waived with $500 monthly direct deposit $2.95 starter kit fee to open Benefit Overview Mobile App Available Mobile Check Deposits Free Debit Card Replacement No ATM Fees Overdraft Forgiveness Fee Breakdown Paper Statements $0 Stop Payments $0 Debit Card Replacement $5 Out-of-Network ATM $2.50 Early Closure $0 Monthly Fee $8.95 Overdraft/NSF $0
View Details

1 2 3

23 checking accountssavings accountsCD accountsmoney market accountsinterest-bearing accountschecking accountssavings accountsCD accountsmoney market accountsinterest-bearing accountschecking accounts in

checking accounts

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

Account Details

Benefit Overview

Fee Breakdown

23 in