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5 Things to Know About the Marvel Mastercard
As a cash-back card, it's not quite “super" — but it's competitive and a good fit if you spend a lot on dining or Marvel merch.
Gregory Karp is a former NerdWallet writer and an expert in personal finance and credit cards. A journalist for more than 30 years, he has been a newspaper reporter and editor, authored two personal finance books and created the "Spending Smart" syndicated newspaper column. His awards include national recognition several times from the Society for Advancing Business Editing and Writing.
Kenley Young directs daily credit cards coverage for NerdWallet. Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain.
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» This card is no longer available
The Marvel Mastercard®was discontinued on May 28, 2021, and all accounts were closed by the issuer. See our Best Restaurant Credit Cards roundup for other options. Below is our review of this card from when it was available.
You can identify Spider-Man, Iron Man, Hulk and Thor. But can you also identify Ant-Man, Dr. Strange and the 17 core members of the Avengers?
If so, you’re a big enough fan of Marvel to consider its official superhero credit card. As a cash back credit card, it may not be quite “super,” but it’s competitive — and worth it if you spend money on Peter Parker, Steve Rogers and Bruce Banner.
Here are five things to know about The Marvel Mastercard®.
1. It comes in six card designs
If you’re considering this card, a primary reason is likely the artwork on the front. You can choose among a half-dozen designs. Four cards feature superheroes:
Spider-Man
Iron Man
Black Panther
Avengers
Two are subtler designs:
Captain America’s shield
A black-and-gray composite of Marvel superhero emblems
The Marvel Mastercard® doesn’t hang with the most lucrative cash back cards, but its rewards are decent for a specialty card. And rewards are doled out in the super-currency of cash, as opposed to points or store credit.
The card gives 3% cash back on:
Dining. A useful bonus category for ordering spinach at restaurants to gain superhuman strength. (Wait. Popeye wasn’t Marvel.)
Select entertainment. A sampling of what qualifies: amusement parks (including zoos and aquariums), movie theaters, video rental and game stores, theater and concert tickets, and digital entertainment, toy and hobby stores, and books and newsstands (including comic books), according to the card’s terms and conditions.
Marvel products and conventions. Purchases made with your card at official Marvel online stores and merchandise booths at designated comic conventions.
It earns 1% back on all other purchases. Cash back comes only as an automatic statement credit.
3. The card gives useful discounts in Vegas ...
Besides cash back rewards, the card gets you discounts at Marvel Avengers Station, an exhibit in Las Vegas:
20% off tickets to Marvel Avengers Station when paying with the card at the box office
10% off merchandise
4. ... and online
It also offers discounts at online Marvel stores.
10% off merchandise at MarvelShop.com
Free shipping on MarvelShop.com during certain times of year
Marvel Unlimited or Marvel digital comics. This includes three months free to join the Marvel digital archives.
5. The card is fundamentally sound
The Marvel Mastercard®, issued by Synchrony Bank, is as free as Spider-Man swinging between buildings, with an annual fee of $0.
The sign-up bonus — $25 Statement Credit after your first purchase — is enough to buy a few comic books.
The ongoing APR is 14.99% - 24.99% Variable.
It’s a Mastercard, so you can expect wide acceptance. But don’t use it when shopping abroad or you’ll incur 3% foreign transaction fees.
Overall, the cash back and discounts won’t make you Tony Stark-rich, but won’t make you Hulk-mad, either.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.