
What Is Cross River Bank, and Are Its Credit Cards Right for You?
Most of the cards in Cross River Bank’s portfolio are niche, nontraditional products with unique features, meaning they could be good fits for the right person.


Most of the cards in Cross River Bank’s portfolio are niche, nontraditional products with unique features, meaning they could be good fits for the right person.


Earn rewards on mortgage payments, day care, home improvement, maintenance costs and more.



Its ongoing rewards rate is unique but underwhelming, and it doesn't offer a sign-up bonus. Any number of other cash-back credit cards would pack more value.


It offers a competitive 2% cash back. But only residents of certain states and those who have a Fifth Third banking account can get apply.



You'll earn a high rewards rate across some of the most popular household spending categories, but there’s no welcome offer for new cardholders.


The issuer's portfolio includes cash-back and secured credit cards, and even a charge card. But for some of those products, you'll need a relationship with the bank.


These services and features can simplify group expenses and reimbursement, whether it's a restaurant check, utility bill, rent, or a trip abroad.


This credit-building card doesn’t require a security deposit, but it does charge service fees. Plus, you'll have to link your paycheck via direct deposit.


A division of U.S. Bank, the company issues a variety of credit cards, both on its own and in partnership with other financial institutions.



Get a refund on sales tax, or special financing, when you use your card at the iconic camera and video equipment store.


The card is only available for Mary Kay consultants and earns decent rewards. But a general-purpose card will offer more value.


Most credit card applications will require that you have one — but there are some exceptions that let you apply with an ITIN or alternative documents.


Double-dip on savings by using your rewards credit card in tandem with a cash-back app or site. Here are some of our favorite ones and how they work.



It's generally allowed, but it’s more common for in-store purchases. If you want this option for online shopping, you’ll probably have to use PayPal.


NerdWallet’s annual report shows that household credit card debt growth has slowed, and the gap between wages and cost of living increases has narrowed over the past five years. Still, many Americans are struggling with their balances.

