
5 Things to Know About the Perpay Credit Card
This credit-building card doesn’t require a security deposit, but it does charge service fees. Plus, you'll have to link your paycheck via direct deposit.


This credit-building card doesn’t require a security deposit, but it does charge service fees. Plus, you'll have to link your paycheck via direct deposit.


A division of U.S. Bank, the company issues a variety of credit cards, both on its own and in partnership with other financial institutions.



Get a refund on sales tax, or special financing, when you use your card at the iconic camera and video equipment store.


The card is only available for Mary Kay consultants and earns decent rewards. But a general-purpose card will offer more value.


Most credit card applications will require that you have one — but there are some exceptions that let you apply with an ITIN or alternative documents.


Double-dip on savings by using your rewards credit card in tandem with a cash-back app or site. Here are some of our favorite ones and how they work.



It's generally allowed, but it’s more common for in-store purchases. If you want this option for online shopping, you’ll probably have to use PayPal.


NerdWallet’s annual report shows that household credit card debt growth has slowed, and the gap between wages and cost of living increases has narrowed over the past five years. Still, many Americans are struggling with their balances.



Citi will be acquiring Barclays’ American Airlines credit cards, and this could be an ideal time for improvements to the portfolio.


It builds credit and facilitates fee-free money transfers to the Philippines. You can also earn rewards on such transactions.


It amps up the rewards you earn as a member of Hard Rock’s loyalty program.


It’s a decent $0-annual-fee travel credit card, but the lack of a sign-up bonus and the strict residency requirements will likely have many people looking for alternatives.


You can earn 2% cash back on all purchases, but you must live in certain states to apply.


Rewards and perks are limited. You’re better off with a more flexible general travel card.


It's a relatively low-cost option when you're rebuilding credit, and it boasts some beneficial features — but you'll need an invitation to apply,


The bank issues a diverse set of credit cards that includes several credit builders, a premium cash-back option and a credit card/HELOC hybrid.


Its offerings include a card for cryptocurrency rewards, along with a collection of airline, hotel and store cards.
