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What Happens If You Overpay Your Credit Card?

There are no penalties if you’ve accidentally paid more than you owe, and there are laws in place that require issuers to refund your overpayment.

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Funto Omojola

What Is My Credit Card Interest Rate?

Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement.

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Gregory Karp

What Is a Virtual Credit Card Number?

Using a virtual credit card number keeps your personal information a secret, which can make online shopping more secure.

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Sara Rathner

What Is the Average Credit Card Interest Rate?

Depending on the type of credit card, the average interest rate varies — and it's constantly changing.

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Melissa Lambarena

How to Avoid Credit Card Interest — or at Least Reduce It

With a few tweaks to how you manage your credit card, you can avoid or reduce pricey interest payments.

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Sara Rathner

What Is Plaid and How Does It Work?

Plaid is a service that connects your financial accounts to — and shares their information with — an app, website or service.

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Melissa Lambarena

5 Things to Know About Truist Credit Cards

These cards can be valuable, especially if you have a Truist account. But there are less-limiting options that earn more.

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Funto Omojola

5 Unusual Credit Cards That Actually Exist

Carry your heart in your wallet with these offbeat niche credit cards built around very specific interests.

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Sara Rathner

6 Under-the-Radar Credit Cards With Hard-to-Find Perks

These lesser-known or less-heralded cards feature rare benefits like higher-than-usual rewards rates, uncommon bonus categories or super-valuable side offers.

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Funto Omojola

Best Citi Balance Transfer Credit Cards

Choosing a Citi balance transfer card comes down to what you want: a long 0% APR promotion, rewards or both.

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Sara Rathner

What Is Cardless, and Are Its Credit Cards Right for You?

Products from Cardless include the Bilt credit cards, and co-branded cards with various airlines. The cards aren't for everyone, but the company is legitimate and safe to consider doing business with.

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Sara Rathner, Gregory Karp

I Have Good Credit. Why Don’t I Qualify for That Card?

Card issuers look at many factors when considering applications. People with high scores might not make the cut, while someone with a lower score might.

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Gregory Karp

Best Chase Balance Transfer Credit Cards

These Chase credit cards offer 0% introductory APR periods on balance transfers.

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Funto Omojola

Credit Cards Charge Ahead With Rewards for Driving Electric

Automakers see a future with a lot more electric vehicles, and credit cards are starting to plug incentives for drivers who make the switch.

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Sara Rathner

5 Things to Know About the Cabela’s and Bass Pro Shops Cards

The cards can offer decent savings for Cabela's and Bass Pro Shops loyalists who don't mind redeeming rewards solely with the retailers.

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Funto Omojola

How Do Cash-Back Credit Cards Work?

Cash-back credit cards earn a percentage of the price of a purchase and it adds up over time.

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Melissa Lambarena

How to Report Income on a Credit Card Application When You’re Retired

Credit card applications accept other sources of income besides just wages from work.

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Sara Rathner

5 Things to Know About Nova Credit

Nova Credit translates credit histories from certain countries to help immigrants qualify for financial products.

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Melissa Lambarena

2021 American Household Credit Card Debt Study

The second year of the pandemic has made it clear that financial recovery will be slow for many, as the cost of living keeps rising while average household income has fallen.

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Erin El Issa

5 Things to Know About the Owner’s Rewards Credit Card by M1

You can earn up to 10% cash back and invest your rewards, but there are some hoops to jump through.

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Sara Rathner