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How to Cancel a Pending Credit Card Transaction

Pending charges usually can be canceled only by the merchant, not the credit card company.

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Gregory Karp

Can You Buy Gift Cards With a Credit Card?

In most cases, yes you can, and it's often a helpful strategy for earning rewards. But it's not always possible or advisable because of the costs or consequences.

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Jae Bratton

The 15/3 Credit Card Hack Is Nonsense — Here’s What to Do Instead

The supposedly secret trick does not build your credit scores, despite what you may have heard. But there are some concrete steps you can take.

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Gregory Karp

Chase Freedom Unlimited vs. Citi Double Cash: Bonus Categories Give Freedom the Edge

Both cards offer good flat cash-back rates, but bonus categories, especially restaurants, favor the Freedom Unlimited.

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Gregory Karp

Unsecured Credit Cards for Bad Credit

Decent options exist, but watch out for unsecured cards that charge lots of fees.

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Sara Rathner, Jae Bratton, Melissa Lambarena

Capital One Venture X vs. Chase Sapphire Reserve: Venture X Delivers, for Less

The Sapphire Reserve is an extremely high-maintenance card. If you prefer a simpler experience that still offers excellent value, choose the Venture X.

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Sara Rathner

5 Things to Know About Ollo Credit Cards

The company offers a decent card option for those trying to improve their credit, but people who already have good credit can find more competitive options.

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Funto Omojola

Credit Card Debt Has Dropped, But Inflation May Change That

Americans made big gains in paying off credit card debt over the past few years, but it may not last.

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Elizabeth Renter

Average Daily Balance Credit Card Calculator

This is the number credit card issuers use to calculate your interest. Enter your purchases and payments in our simple tool to see your average balance.

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Paul Soucy

Credit Card Interest Calculator

Use your credit card balance and interest rate to see how much your interest charges would be for a month.

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Paul Soucy

How to Apply for a Credit Card: Questions You’ll Be Asked

Applying for a credit card isn't hard, but it helps to know in advance what information you'll need.

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Gregory Karp

Best Credit Cards to Use at Costco

Using the right rewards credit card at the popular wholesale club can help you rack up extra cash back or points, and potentially save you even more money.

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Gregory Karp, Funto Omojola

Capital One Entertainment: Your Ticket to a Different Redemption

The online events portal allows eligible Capital One cardholders to redeem credit card rewards for tickets and exclusive experiences via Vivid Seats.

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Gregory Karp

What Happens If You Overpay Your Credit Card?

There are no penalties if you’ve accidentally paid more than you owe, and there are laws in place that require issuers to refund your overpayment.

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Funto Omojola

What Is My Credit Card Interest Rate?

Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement.

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Gregory Karp

What Is a Virtual Credit Card Number?

Using a virtual credit card number keeps your personal information a secret, which can make online shopping more secure.

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Sara Rathner

What Is the Average Credit Card Interest Rate?

Depending on the type of credit card, the average interest rate varies — and it's constantly changing.

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Melissa Lambarena

How to Avoid Credit Card Interest — or at Least Reduce It

With a few tweaks to how you manage your credit card, you can avoid or reduce pricey interest payments.

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Sara Rathner

What Is Plaid and How Does It Work?

Plaid is a service that connects your financial accounts to — and shares their information with — an app, website or service.

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Melissa Lambarena

5 Things to Know About Truist Credit Cards

These cards can be valuable, especially if you have a Truist account. But there are less-limiting options that earn more.

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Funto Omojola