Chase Slate Returns With a Lengthy 0% Introductory APR
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Managing Editor After a years-long absence from the market, the venerable Chase Slate® credit card is making a comeback, with a new introductory offer that can help you finance purchases or pay off debt.
The refreshed Chase Slate® has a $0 annual fee, and while it doesn't earn rewards, it offers value in another way. The card comes with a 0% intro APR on Purchases and Balance Transfers for 21 months, and then the ongoing APR of 18.24%-28.24% Variable APR.
That's among the longest such offers on the market.
Here's what else you need to know.
More details
Note that the Chase Slate® charges a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater. That's a little higher than the 3% you might find on other balance transfer credit cards, but it can be worth paying if it will save you more money on interest charges over time.
The long interest-free window can also help you finance a large expense. But if you don’t need that much time, note that rewards credit cards may offer more value: You'll be hard-pressed to find a lengthier intro APR period, but unlike the Chase Slate®, these cards tend to feature ongoing rewards on your spending, not to mention valuable welcome offers that can be worth hundreds of dollars.
A little history
The Chase Slate® was closed to applicants in 2020 and replaced by the Chase Slate Edge℠ in 2021. (That version of the card also offered a good 0% intro APR period.)
But while this refreshed version of the Chase Slate® is still an ideal card for those needing a lengthy interest-free runway, it's no longer the "triple-zero" rarity it used to be. Back then, it still had a $0 annual fee and a 0% intro APR period, but crucially, it also boasted a $0 balance transfer fee.
It's very difficult (not impossible, but difficult) to find a credit card these days that doesn't charge a balance transfer fee, though you may have some luck at credit unions.
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