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Chase Bank and Disney have partnered again to launch a third co-branded credit card, called the Disney Inspire Visa.
Compared to its two siblings — the Disney® Visa® Card and Disney® Premier Visa® Card — the Disney Inspire offers the most value for Disney fans who make regular pilgrimages to the theme parks.
With a $149 annual fee, it's also much more expensive than those other two Disney cards. But its generous reward rates, multiple statement credits and various discounts can easily offset that cost.
Rewards
The Disney Inspire card's ongoing rewards make it a great card for Disney purchases and a decent choice even for everyday use. It earns the following rates, in the form of Disney Reward Dollars:
- 10% back at DisneyPlus.com, Hulu.com and Plus.ESPN.com.
- 3% back at most other U.S. Disney locations and gas stations.
- 2% at grocery stores and restaurants.
- 1% on all other card purchases.
Disney Reward Dollars earned with the card may be redeemed for Disney theme park tickets, resort stays, Disney Cruise Line packages, purchases at DisneyStore.com and statement credits toward airline purchases, among other things. One Disney Dollar is worth $1 for all redemptions.
Rewards never expire.
Statement credits
The Disney Inspire card offers $420 in annual statement credits and Disney Dollars, more than double the card’s annual fee.
- $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets.
- Up to $120 annual credit on Disney+, Hulu and Plus.ESPN.com purchases.
- 200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.
As of April 2026, new cardholders also got a one-time welcome bonus in the form of a $300 Disney Gift Card eGift upon approval, plus a $300 statement credit after spending $1,000 on purchases in the first three months from account opening.
Yes, many of these perks are contingent on spending with your Disney Inspire card, but the spending requirements are easily attainable if you’re using the card to pay for a Disney vacation.
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Other benefits
The Disney Inspire card comes with a number of ancillary perks that can save you money on your next Disney vacation.
- 0% promotional APR for six months on select Disney vacation packages.
- 10% off select purchases at DisneyStore.com.
- 10% off eligible merchandise purchases at select locations at Walt Disney World Resort and the Disneyland Resort.
- 10% off select dining locations most days at Walt Disney World Resort and the Disneyland Resort.
- 10% off the non-discounted price of select recreation experiences at Walt Disney World Resort.
- 15% off the non-discounted price of select guided tours at Walt Disney World Resort and the Disneyland Resort.
Some of these perks are also features of the other Disney credit cards. Here's how the three cards compare:
| Disney® Inspire Visa® Card | Disney® Premier Visa® Card | Disney® Visa® Card | |
|---|---|---|---|
| Annual fee | $149 | $49. | $0. |
| Rewards |
|
| • 1% in rewards on all purchases. |
| Welcome bonus | Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. | Get a $200 Disney Gift Card eGift to use today upon approval + earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening. | Get a $100 Disney Gift Card eGift to use today upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening. |
| Extra perks |
|
|
|
| Foreign transaction fee | 0. | 3%. | 3%. |
