We believe everyone should be able to make financial decisions with
confidence. While we don't cover every company or financial product on
the market, we work hard to share a wide range of offers and objective
editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that
appear on our site. This compensation helps us provide tools and services -
like free credit score access and monitoring. With the exception of
mortgage, home equity and other home-lending products or services, partner
compensation is one of several factors that may affect which products we
highlight and where they appear on our site. Other factors include your
credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot
pay us to guarantee favorable reviews. Here is a list of our partners.
What Is the Best Streaming Service for You? How to Choose
Here's how to decide what programming matters to you, figure out your budget, and compare prices and features.
Lisa Mulka is a freelance writer specializing in personal finance content. Past projects include serving as lead writer on the FDIC’s Money Smart for Young People program.
Courtney Neidel is an assigning editor for the core personal finance team at NerdWallet. She joined NerdWallet in 2014 and spent six years writing about shopping, budgeting and money-saving strategies before being promoted to editor. Courtney has been interviewed as a retail authority by "Good Morning America," Cheddar and CBSN. Her prior experience includes freelance writing for California newspapers. Email: <a href="mailto:[email protected]">[email protected].</a>
Updated
How is this page expert verified?
NerdWallet's content is fact-checked for accuracy, timeliness and
relevance. It undergoes a thorough review process involving
writers and editors to ensure the information is as clear and
complete as possible.
This page includes information about these cards, currently unavailable on
NerdWallet. The information has been collected by NerdWallet and has not
been provided or reviewed by the card issuer.
The best streaming service is the one that provides the content you enjoy and fits into your budget.
Looking at what you watch is a good place to start. Do you mostly watch movies? Do you like binge-watching the latest TV series? Or maybe you turn to sports first.
Here are some ideas for the streaming service that may be best for you, based on your preferred content.
What is the best streaming service?
For tons of films and shows: Amazon’s streaming service, Prime Video,boasts "a vast library of content," according to CableTV.com.
For kid- and family-friendly content: Disney+ has plenty of options, from Pixar to Star Wars.
For high-quality content, based on awards: The content on Netflix and HBO Max has been among the top Emmy winners in recent years.
For sports coverage: Look into a Hulu + Live TV bundle.
Meet MoneyNerd, your weekly news decoder
So much news. So little time. NerdWallet's new weekly newsletter makes sense of the headlines that affect your wallet.
Note that Netflix customers on eligible plans can purchase an extra member slot at $6.99 per month with ads or $8.99 per month without ads to share their account with someone not living in their household.
Hulu also offers live TV options ranging from $89.99 to $99.99 per month, depending on channel options and ads. Additionally, it offers several add-on options. If you have an eligible Hulu plan, you can add options like HBO Max, Cinemax, and Paramount+ with Showtime, among others.
Hulu users can also add extra members, starting at $6.99 per month for the basic plan that includes ads.
Apple TV+ also offers several plans under Apple One that bundle access with other Apple services, such as Apple Music, Apple Arcade, Apple Fitness and Apple News. Apple One plans range in price from $19.95 to $37.95.
Stacking several streaming services can add up, but a little strategy can help you keep costs under control:
Consider canceling a service after you’ve finished watching the series or sports you subscribed for.
Try keeping only one or two services each month, watching the shows on those and rotating services each month as needed.
Use free trials when possible, and cancel before the trial period ends.
If it’s practical, bundle services to save money overall.
Check credit card bills regularly for services you may have forgotten you subscribed to, and cancel them.
How do streaming services fit into your budget?
One strategy is to examine your budget using the 50/30/20 rule. This means that 50% of your take-home pay goes toward needs, like housing and food, 30% for wants and 20% for savings and debt paydown. Streaming services make up part of the 30% category.
How much is left for you to spend on entertainment after factoring in other wants, like eating out, traveling and shopping? Analyzing your priorities in the wants category will help you decide which streaming services fit your budget.
You can also look for ways to cut back on wants by tracking spending, setting savings goals and seeing if there are any current offers for streaming services that might benefit you.
If you are already a credit card user, you may be able to earn cash back or bonus points on streaming services. While it may not be worth opening a credit card just for this benefit, it can be a nice addition to current budget strategies.
NerdWallet writers are subject matter authorities who use primary,
trustworthy sources to inform their work, including peer-reviewed
studies, government websites, academic research and interviews with
industry experts. All content is fact-checked for accuracy, timeliness
and relevance. You can learn more about NerdWallet's high
standards for journalism by reading our
editorial guidelines.