Financial Planning: A Step-by-Step Guide
Financial planning involves looking at your financial situation with or without a professional and finding ways to reach goals.
How to Invest Your IRA
Here's a simple, four-step guide on how to approach traditional IRA and Roth IRA investment options.
Best Roth IRA Investments
Picking investments for a Roth IRA requires looking at several factors. Here’s why certain types of REITs and mutual funds may help a Roth account.
What Does a Financial Advisor Do and Should I Get One?
Financial advisors help manage investments, debt, emergency funds, savings, budgets, goals and other money matters.
8 questions to ask a financial advisor (and what a good answer sounds like)
To find the right financial planner, explore fees, qualifications, your working relationship, investment details and more.
How Much Does a Financial Advisor Cost?
Most financial advisors charge based on how much money they manage for you, but the industry average is around 1% of your asset balance per year.
7 Tips for Boosting Retirement Savings in Your 50s
Take advantage of diversification and catch-up contributions to retirement and Roth accounts once you turn 50.
Use Form ADV to Check a Financial Advisor’s Record
This free disclosure document reveals information about an advisor’s fee structure and firm history to their management style and any misconduct.
‘Advice-Only’ Financial Advisors: What They Do, How to Find One
"Advice-only" financial planners help people who aren’t wealthy or who don’t need someone else to manage their investments. Here are four organizations that can help you find advice-only financial planners.
Roth 401(k) vs. Roth IRA: Key Differences
Both accounts offer similar tax advantages, but there are key differences, especially when it comes to withdrawals before retirement.
Worried about an overcontributed to a 401(k) in 2026? How to Handle Excess Contributions
To avoid being taxed twice, notify your plan administrator and have excess contributions removed before tax day.
Fee-Only vs. Fee-Based Financial Planner: Differences, Pros and Cons
Fee-only financial planners are paid by clients. Fee-based financial planners also get sales commissions.
Should You Max Out Your 401(k)? What to Consider
Maxing out a 401(k) plan could help you reach your retirement goals, but here are four things to consider first.
What is a 401(k)?
A 401(k) plan is a tax-advantaged retirement account employers offer to help their employees save for retirement.
401(k) Contribution Limits for 2026
The IRS updates the 401(k) contribution limits each year — see the max you can add to your account in 2026.
How Much Should I Contribute to a 401(k) in 2026?
The amount you should contribute to a 401(k) depends on your savings plan and whether your employer matches contributions.
Capital Gains Tax: Long and Short-Term Rates for 2025-2026
Capital gains are the profits from the sale of assets. They can be subject to short-term or long-term tax rates.
Rules for Inherited IRAs
If you've inherited an IRA, withdrawal rules and taxes depend on your relationship and whether the account is a Roth IRA or a traditional IRA.
When (and How) to Switch Financial Advisors
High fees, strained communication and stagnant advice are among the reasons to look for a new advisor. Here's how to switch advisors if you need to.
Robo-Advisors vs. Financial Advisors: How to Choose
The choice depends on what you need.