Financial Advisors

3 Questions to Ask About Your Financial Advisor

Millions of Americans say a financial advisor shapes their finances. Make sure your advisor is a good match.

Restricted Stock Units (RSUs): Should You Sell As Soon As They Vest?

For most people, the answer is probably yes. But your goals, outlook on the company and risk tolerance all factor into your decision.

Rule 10b5-1 Plan: Why It’s Elite for Employees With Equity

What to Do When Too Much of Your Net Worth Is in One Stock

A well-balanced portfolio makes stock diversification a key part of its investing strategy. But what happens when your company goes public, and you’re concentrated in a single stock?

How Long Is an IPO Lock-Up Period, and What Should You Do While You Wait?

The period between an IPO and when you’re allowed to sell can feel painfully long. But if you use that time wisely and plan your financial strategy, you will be doing your future self a favor.

Going Through an IPO? You Don’t Just Need a Financial Advisor — You Need a Team

Your employer’s initial public offering could transform your finances overnight, touching your taxes, investments, estate and more.

The Employee’s Guide to IPO Tax Planning: How to Manage Your ‘Enormous Income Year’

The tax implications of an initial public offering will depend on the type of equity you hold.

Your Employer Is Going Public. What Should You Do With Your Stock?

An IPO can turn employee equity into real wealth. But the process is complicated. Here’s how to get organized.

Are Financial Advisor Fees Negotiable?

Asking what exactly you’re paying for and comparing the fees to alternative services can help start the conversation.

What to Expect When Meeting with a Financial Advisor – And 4 Red Flags to Watch For

An overview of what the first meeting might look like, six questions to ask – and four red flags.

3 Steps to Prepare for Your First Financial Advisor Meeting

Here's what think about and bring to your first meeting with a financial advisor.

Should You Have a Financial Advisor Manage Your 401(k)?

Financial advisors can generally offer advice on how to manage and invest your 401(k), which is for some people the most valuable retirement asset. Advisors can’t always make trades or directly invest the account on your behalf.

Is a Financial Advisor Worth It?

A good financial advisor can materially improve your financial situation, instill confidence, save you time and give you peace of mind.

What Is a Wrap Fee Program? How Wrap Fees Work

Here's how to understand whether a wrap fee makes sense for you.

How a Financial Advisor Can Help Support Early Retirement

Whether you want to retire a few decades or a few years early, having a financial plan is crucial.

5 Habits to Help You Stop Being a HENRY

You can go from HENRY to high net worth by adopting three key habits — and avoiding two others.

Should You Hire a Retirement Financial Planner?

A financial advisor for retirement could be helpful if you’re facing major life changes, don’t feel you’ve saved enough or have complex finances.

ISO or NSO? How Your Stock Options Shape Your Tax Bill

How your employee stock options are taxed depends on the option type. Some defer taxes until you sell; others are taxable sooner.

Financial Advisor vs. Accountant: Do You Need a CFP or a CPA?

A financial advisor is not the same as an accountant. Which one is better for you depends on the services you need.

Separately Managed Accounts: How They Work, Pros and Cons

An SMA may be an option for investors with at least $50,000 and who want more control over their money managers.