Do You Need a Divorce Financial Planner (CDFA)? When to Hire One
The financial considerations of a divorce can be complex and have lasting effects. Here's how to think through it.
RSUs Vs. Stock Options: What’s the Difference?
RSUs and stock options differ significantly in how they’re granted and taxed, as well as the level of risk to investors.
How RSUs Are Taxed — And 3 Tax-Savvy Steps to Take
RSUs are taxed as ordinary income at the time they vest. When you sell the shares, you may owe capital gain taxes.
Employee Stock Purchase Plan Tax: How ESPP Taxes Work
ESPP taxes depend on your purchase discount, your profits from selling the shares and how long you held the shares.
What Is an ESOP? How Employee Stock Ownership Plans Work
Employees participating in an ESOP receive shares in the company.
Assets Under Management (AUM): What It Is, How It’s Used
An advisor’s AUM could be based on many small clients, a few big clients — or both.
What I Learned From My First Meeting With a Financial Advisor
Finding and talking to a financial advisor wasn't as intimidating as I expected.
401(k) vs IUL: Can Life Insurance Replace Retirement Accounts?
TikTok may have popularized "investing" in life insurance, but in reality, a 401(k) is often the better option.
Net Investment Income Tax: Do You Have to Pay It?
You may owe net investment income tax if you made more than the NIIT income threshold.
Putting a House in Trust: Why, How, Pros and Cons
Putting a house in trust can give you peace of mind and help keep information about your estate private.
How to Open a Trust Account
Once you know what kind of trust you'd like, follow these steps to open a trust account.
What Is a Registered Investment Advisor (RIA)?
Registered investment advisors are regulated by the government, but not all financial advisors are registered.
How Much Can You Earn While on Social Security?
There is no cap on how much you can earn while on Social Security — if you've reached full retirement age.
Should You Take Social Security at 62, 67 or 70?
A comparison of benefits at these three ages is a useful starting point when making retirement decisions.
Why Some Months Have an ‘Extra’ Social Security Payment
Because of holidays and other factors, SSI payments sometimes are off their typical schedule.
How to Find Unclaimed Retirement Benefits
Search databases, contact employers and talk to account custodians to see if you have unclaimed retirement benefits.
How to Find a CPA or Tax Accountant Near You
A CPA can be a valuable asset to your tax toolkit. Here’s a five-step guide on how to find and vet one.
What Is a Prenup? What It Means, What It Does
Prenups can do much more than protect your assets during a marriage.
What Is the Social Security First Year of Retirement Rule?
Earning income in retirement can reduce your Social Security, but income earned before retirement doesn't count.
Social Security Schedule: When Do I Get My Next Payment?
Your payment depends on your birth date, among other factors.