Hotel Credit Cards
A hotel credit card is a type of rewards credit card that allows cardholders to earn points for purchases they make. These points can then be redeemed for free nights at participating hotels or resorts. Some hotel credit cards also offer additional perks like room upgrades, free Wi-Fi, or priority check-in.
See our picks for the top hotel credit cards
How to Save Money When Booking Hotels
We'll show you how to save money when booking a hotel. From credit card points and loyalty programs to comparing hotel prices online, there are a lot of strategies to save and get the best hotel rates.
Hotel rewards cards FAQs
If you know the current value of your points, you can use that to calculate which payment method is the best value. We analyzed more than 2,500 real-world data points to come up with a comprehensive valuation of loyalty program points and a formula you can use to figure out your best value option.
Should I pay for my hotel using cash, points, or both?
A "mattress run" is a strategy to earn elite status in hotel loyalty programs by booking multiple cheap hotel stays. They can be good for frequent travelers who will get more benefit from the elite status than they spend on mattress runs, or for people close to the next tier who have a big trip planned for the year.
What are mattress runs and are they a good idea?
Hotel rewards basics
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Hotel rewards programs
Get the details on the top hotel credit cards
Compare popular hotel rewards programs
Get the most out of your hotel rewards
Find great hotels for the top loyalty programs
Read our reviews of the top hotel credit cards
World of Hyatt Card Review: Lavish Benefits, Reasonable Cost
The rewards and perks on this card, including an automatic free night each year and bonus rewards on everyday spending, can easily cover the annual fee.
IHG Rewards Club Premier Review: Free Nights on a Silver Platter
A big sign-up bonus, generous rewards and automatic elite status make this card a winner for those who regularly stay at Holiday Inn, InterContinental and other IHG hotel brands.
Marriott Bonvoy Brilliant Review: Luxurious Benefits, Price Tag to Match
You'll get a massive welcome offer, solid rewards, multiple statement credits, elite status, lounge access and more, in exchange for a $650 annual fee. Terms apply.
Wyndham Rewards Earner Credit Card Review: Ideal for Frugal Travelers
Earn 5X points with Wyndham and on gas; 2X back on restaurants and at grocery stores and eligible timeshares; and 1X back on other spending. You also get elite status and a path to a free stay each year, for no annual fee.
Best Western Rewards Card: Status and Perks for No Annual Fee
This card comes with a sign-up bonus and automatic Gold elite status. It earns decent rewards on Best Western stays, but they're not as valuable as some other hotel rewards currencies.
IHG Traveler Card Review: Plentiful Points and No Annual Fee
Earn up to 17 points per dollar spent at Holiday Inn, InterContinental and other IHG properties, plus bonus points on monthly bills, gas and restaurants. You get a substantial sign-up bonus, too.
Wyndham Rewards Earner Plus Review: Solid Rewards and Perks for Loyalists
It offers 6x points with Wyndham and at gas stations, 4x back on dining and grocery stores and 1x back on everything else — plus elite status. There's no outright 'free night award,' but you do earn anniversary points that can help with that.
Best Western Rewards Premium Card: Rich Rewards at a Reasonable Cost
Best Western loyalists earn rich rewards, automatic Platinum status and the chance to earn anniversary bonus points, for an annual fee of $89.