Your shortcut to the best investing products for you
Our Nerds researched more than 30 investing products, narrowing down to just one winner per category.
Your shortcut to the best investing products for you
Our Nerds researched more than 30 investing products, narrowing down to just one winner per category.


Find a top broker or robo-advisor — fast

BEST ONLINE BROKER FOR ADVANCED TRADERS 2026
Interactive Brokers IBKR Lite

Interactive Brokers IBKR Lite
Fees
$0
per trade
Account minimum
$0
Promotion
None
no promotion available at this time
Commission-free stock, options and ETF trades.
Large investment selection.
Strong research and tools.
Huge selection of no-transaction-fee mutual funds.
High order execution quality.
High minimum to earn interest on uninvested cash.
Website can be difficult to navigate for beginner investors.

WHY OUR NERDS LOVE IT

Interactive Brokers wins once again for its huge investment selection, highly rated advanced trading platforms, impressive mobile apps and low margin rates.

BEST ONLINE BROKER FOR BEGINNING INVESTORS 2026
Fidelity

Fidelity
Fees
$0
per trade for online U.S. stocks and ETFs
Account minimum
$0
Promotion
None
no promotion available at this time
Commission-free stock, options and ETF online US trades.
Large selection of research providers.
Strong customer service.
Expense-ratio-free index funds.
Highly rated mobile app.
High interest rate on uninvested cash.
Relatively high broker-assisted trade fee.

WHY OUR NERDS LOVE IT

Fidelity is a long-standing winner in this category. It brings rock-bottom fees, a high interest rate (and automatic sweep) on uninvested cash, a large selection of no-transaction-fee mutual funds, extensive investor education and more than 200 physical branches.

BEST ONLINE BROKER FOR IRA INVESTORS 2026
Charles Schwab

Charles Schwab
Fees
$0
per online equity trade
Account minimum
$0
Promotion
None
no promotion available at this time
Commission-free stock, options and ETF trades.
Large selection of no-transaction-fee mutual funds.
Strong retirement planning tools.
Low interest rate on uninvested cash.
High fee for transaction-fee funds.

WHY OUR NERDS LOVE IT

Schwab offers a wide range of IRAs, including traditional, Roth, inherited, custodial, SIMPLE and SEP IRAs. It is one of the few brokers that offers Roth inherited and Roth custodial IRAs. Schwab also offers tons of tools for retirement investors, including calculators, educational content and a self-guided digital financial plan.

BEST ROBO-ADVISOR FOR IRA INVESTORS 2026
Schwab Intelligent Portfolios®

Schwab Intelligent Portfolios®
Fees
0%
management fee
Account minimum
$5,000
Promotion
None
no promotion available at this time
No portfolio management fee.
Wide ETF selection.
Customizable portfolios.
$5,000 account minimum.
Portfolios hold a large cash allocation.
Tax-loss harvesting only available on balances of $50,000 or more.

WHY OUR NERDS LOVE IT

Schwab's robo-advisor offers a large variety IRA options beyond traditional and Roth IRAs, including rollovers, inherited SEP and SIMPLE IRAs. The advisor also charges no management fee and offers a full suite of retirement tools, as well as a complimentary self-guided financial plan.

BEST ROBO-ADVISOR FOR LOW-COST INVESTING 2026
Fidelity Go®

Fidelity Go®
Fees
0% - 0.35%
management fee
Account minimum
$0
Promotion
None
no promotion available at this time.
Free portfolio management on balances under $25,000.
No investment expense ratios.
Human oversight of portfolio allocations.
Integration with other Fidelity accounts.
No account minimum ($10 required to start investing).
No specialty portfolios available

WHY OUR NERDS LOVE IT

Fidelity Go wins this category thanks to its use of no-expense-ratio index funds, free management on balances below $25,000 and no additional account fees.

BEST ROBO-ADVISOR FOR PORTFOLIO OPTIONS 2026
Wealthfront

Wealthfront
Fees
0.25%
management fee
Account minimum
$500
Promotion
Get a $50 customer bonus
when you fund your first taxable investment account
Get $50 customer bonus when you fund your first taxable investment account (NerdWallet promotion).
Low ETF expense ratios.
Daily tax-loss harvesting.
DIY and automated investing options.
Low portfolio management fee.
$500 account minimum.

WHY OUR NERDS LOVE IT

It's hard to match Wealthfront here, which is why it’s a repeat winner. The robo-advisor offers ETFs from 12 asset classes, customization options, an automated bond portfolio, cryptocurrency trusts and a socially responsible portfolio. Clients can also trade individual stocks, ETFs or REITs.

BEST APP FOR INVESTING 2026
Fidelity

Fidelity
Fees
$0
per trade for online U.S. stocks and ETFs
Account minimum
$0
Promotion
None
no promotion available at this time
Commission-free stock, options and ETF online US trades.
Large selection of research providers.
Strong customer service.
Expense-ratio-free index funds.
Highly rated mobile app.
High interest rate on uninvested cash.
Relatively high broker-assisted trade fee.

WHY OUR NERDS LOVE IT

Fidelity wins again for its all-star lineup of trading tools, research providers and low fees, all offered in a highly rated mobile app that impressed our testers.
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Frequently asked questions
NerdWallet's award winners are chosen through a rigorous evaluation process involving 37 writers and editors. NerdWallet's ratings formulas for credit cards, for example, consider the type of card being reviewed (such as cash back, travel, or balance transfer) and the card's rates, fees, rewards, and other features. For more info, see our methodologies.
Our team of nerdy experts is composed of writers and editors — based all across the country — who have a combined 450 years of journalistic experience reviewing and writing about personal finance products for consumers.
Yes. Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.
Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of Awards lists, meaning no company can “buy” an award.
Our Best-Of Awards are given annually to the top financial products on the market. Our other “best” articles may:
• be longer than our Best-Of Awards list
• offer additional consumer choices
• get updated as products change or are discontinued and as new products emerge
This year's Best-Of-Awards list winners were chosen in mid-October 2025.