If you have credit card debt or plan to make a big purchase, a low-interest credit card can be a lifesaver. Many of the cards below offer more than a year of 0% intro APR to pay down your debts or a low ongoing interest rate for a longer-term debt reduction strategy.
Compare these deals to find the one for you.
Show summary
Chase Freedom Unlimited®: Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer
BankAmericard® credit card: Excellent for Efficient Tool to Whittle Down Debt
Discover it® Cash Back: Excellent for High Rewards Rate in Rotating Categories and First Year Cashback Match
Wells Fargo Reflect® Card: Excellent for Long 0% Period for Transfers and Purchases
Citi® Diamond Preferred® Card: Excellent for Ultra-long 0% Intro APR Period on Balance Transfers
Capital One Savor Cash Rewards Credit Card: Excellent for Delicious Foodie-Focused Rewards, for No Annual Fee
Wells Fargo Active Cash® Card: Excellent for 15 Months of 0% Intro APR, Plus Unlimited Flat Rate Cash Back on Purchases
Citi Simplicity® Card: Excellent for Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees
U.S. Bank Shield™ Visa® Card: Excellent for Best for Long intro period + side perks
Credit card | NerdWallet rating | Annual fee | Intro APR | Regular APR | Learn more |
|---|---|---|---|---|---|
Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer | $0 | 0% intro APR on Purchases and Balance Transfers for 15 months | 18.24%-27.74% Variable APR | Apply Now on Chase's website on Chase's website | |
Excellent for Efficient Tool to Whittle Down Debt | $0 | 0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days | 14.99%-25.99% Variable APR | Apply Now on Bank of America's website on Bank of America's website | |
Excellent for High Rewards Rate in Rotating Categories and First Year Cashback Match | $0 | 0% intro APR for 15 months on purchases and balance transfers | 17.49%-26.49% Variable APR | Apply Now on Discover's website, on Discover's website, or call 800-347-0264 | |
Excellent for Long 0% Period for Transfers and Purchases | $0 | 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers | 17.49%, 23.99%, or 28.24% Variable APR | Apply Now on Wells Fargo's website on Wells Fargo's website | |
Excellent for Ultra-long 0% Intro APR Period on Balance Transfers | $0 | 0% intro APR on purchases for 12 months and 0% intro APR on balance transfers for 21 months | 16.49%-27.24% Variable APR | Apply Now on Citibank's application on Citibank's application | |
Excellent for Delicious Foodie-Focused Rewards, for No Annual Fee | $0 | 0% intro APR for 12 months on purchases and balance transfers; balance transfer fee applies | 18.49%-28.49% Variable APR | Apply Now on Capital One's website on Capital One's website | |
Excellent for 15 Months of 0% Intro APR, Plus Unlimited Flat Rate Cash Back on Purchases | $0 | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers | 18.49%, 24.49%, or 28.49% Variable APR | Apply Now on Wells Fargo's website on Wells Fargo's website | |
Excellent for Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees | $0 | 0% intro APR on purchases and balance transfers for 18 months | 17.49%-28.24% Variable APR | Apply Now on Citibank's application on Citibank's application | |
Excellent for Best for Long intro period + side perks | $0 | 0% intro APR for 21 billing cycles on purchases and balance transfers | 16.99%-27.99% Variable APR | Apply Now on U.S. Bank's website on U.S. Bank's website |
