CREDIT CARDSCREDIT CARDSSTART SAVING MONEY ASAP WITH THESE LOW INTEREST CARDS: UP TO 18 MONTHS OF 0% INTRO APR
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Start Saving Money ASAP With These Low Interest Cards: Up To 18 Months of 0% Intro APR

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Based on NerdWallet’s estimate of the average credit card interest rate, the average household debt, and the total interest paid on the balance over 18 months. Savings estimate assumes total debt balance is repaid within 0% intro APR period.

NerdWallet's Start Saving Money ASAP With These Low Interest Cards: Up To 18 Months of 0% Intro APR

  • Chase Freedom Unlimited®: Best for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

  • BankAmericard® credit card: Best for Efficient Tool to Whittle Down Debt

  • U.S. Bank Visa® Platinum Card: Best for Long 0% Intro Period for Transfers and Purchases

  • Wells Fargo Active Cash® Card: Best for Cash Back — High Flat Rate + Incentives

  • Discover it® Cash Back: Best for High Rewards Rate in Rotating Categories and First Year Cashback Match

  • Citi Simplicity® Card: Best for Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees

Start Saving Money ASAP With These Low Interest Cards: Up To 18 Months of 0% Intro APR From Our Partners

Credit card
NerdWallet rating
Annual feeIntro APRRegular APR
Learn more
Chase Freedom Unlimited® Image
Chase Freedom Unlimited®
Apply Now
on Chase's website
on Chase's website
5.0/5
Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

$0

0% intro APR on purchases and Balance Transfers for 15 months

20.49%-29.24% Variable APR

Apply Now
on Chase's website
on Chase's website
BankAmericard® credit card Image
BankAmericard® credit card
Apply Now
on Bank of America's website
on Bank of America's website
Excellent for Efficient Tool to Whittle Down Debt

$0

0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days

16.24%-26.24% Variable APR

Apply Now
on Bank of America's website
on Bank of America's website
U.S. Bank Visa® Platinum Card Image
U.S. Bank Visa® Platinum Card
Apply Now
on US Bank's website
on US Bank's website
Rates & Fees
Excellent for Long 0% Intro Period for Transfers and Purchases

$0

0% intro APR for 18 billing cycles on purchases and balance transfers

18.74%-29.74% Variable APR

Wells Fargo Active Cash® Card Image
Wells Fargo Active Cash® Card
Excellent for Cash Back — High Flat Rate + Incentives

$0

0% intro APR on Purchases for 15 months from account opening and 0% intro APR on Balance Transfers for 15 months from account opening on qualifying balance transfers

20.24%, 25.24%, or 29.99% Variable APR

Discover it® Cash Back Image
Discover it® Cash Back
Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Excellent for High Rewards Rate in Rotating Categories and First Year Cashback Match

$0

0% intro APR for 15 months on purchases and balance transfers

18.24%-28.24% Variable APR

Citi Simplicity® Card Image
Citi Simplicity® Card
Excellent for Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees

$0

0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases

19.24%-29.99% Variable APR

Excellent for: 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

Chase Freedom Unlimited® card image
Chase Freedom Unlimited®
5.0
NerdWallet rating
Apply Now
on Chase's website
on Chase's website
Annual fee
$0
Intro APR
0% intro APR on purchases and Balance Transfers for 15 months
Regular APR
20.49%-29.24% Variable APR
Recommended Credit Score

Excellent for: Efficient Tool to Whittle Down Debt

BankAmericard® credit card card image
4.6
Apply Now
on Bank of America's website
on Bank of America's website
Annual fee
$0
Intro APR
0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
16.24%-26.24% Variable APR
Recommended Credit Score

Excellent for: Long 0% Intro Period for Transfers and Purchases

Annual fee
$0
Intro APR
0% intro APR for 18 billing cycles on purchases and balance transfers
Regular APR
18.74%-29.74% Variable APR
Recommended Credit Score

Excellent for: Cash Back — High Flat Rate + Incentives

Annual fee
$0
Intro APR
0% intro APR on Purchases for 15 months from account opening and 0% intro APR on Balance Transfers for 15 months from account opening on qualifying balance transfers
Regular APR
20.24%, 25.24%, or 29.99% Variable APR
Recommended Credit Score

Excellent for: High Rewards Rate in Rotating Categories and First Year Cashback Match

Annual fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
18.24%-28.24% Variable APR
Recommended Credit Score

Excellent for: Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees

Annual fee
$0
Intro APR
0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases
Regular APR
19.24%-29.99% Variable APR
Recommended Credit Score
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