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| Product | Best for | NerdWallet rating | Payment processing fees | Monthly fee | Learn more |
|---|---|---|---|---|---|
| | 2.9% + $0.30 | $29/month Basic Plan. Grow & Advanced Plans Available. | on Shopify Ecommerce's secure website | ||
| | In-person: 2.6% + $0.15 Online: 3.3% + $0.30 | $0 for Free plan; $49 Plus plan; $149 Premium plan. | on Square's secure website | ||
| | N/A | N/A Business Basic: $27 per month. Business Unlimited: $32 per month. Business VIP: $59 per month. | on Wix's secure website |
Shopify Ecommerce
Basic Plan. Grow & Advanced Plans Available.
on Shopify's website
Pros
- Transparent, flat swipe fees.
- E-commerce-friendly features, including access to vendors and resources to build an online store from scratch using this platform; drop-shipping, curbside pickup and local delivery options.
- Ability to automatically email customers who abandon carts and don’t complete purchases.
- Tracks inventory, hides out-of-stock products and offers inventory analysis.
- Setup is nearly instant.
- Plans are month-to-month and easy to cancel if needed; you can also “pause” your store for no subscription fee, or “pause and build” for a reduced monthly fee.
Cons
- No free plans available.
- Live support is only available via chat, not phone.
- Additional transaction fees apply if you don’t use Shopify’s in-house payment processing.
Square
Online: 3.3% + $0.30
for Free plan; $49 Plus plan; $149 Premium plan.
on Square's website
Pros
- Offers a free mobile card reader and free POS software plan.
- Can subscribe to related services, such as payroll, that integrate with its POS system.
- No termination fees or long-term contracts.
- No chargeback or PCI compliance fees.
Cons
- Complex businesses might prefer a processor that integrates with more specialized POS systems.
- Free plan processing rates are more expensive than competitors.
Wix
Business Basic: $27 per month. Business Unlimited: $32 per month. Business VIP: $59 per month.
on Wix's website
Pros
- Standout features for service businesses.
- Option to choose your own payment processor.
- Custom app builder.
Cons
- Feature list may be overwhelming for small businesses.
- Limited features for selling physical products.
- Storage space limitations.
Basic Plan. Grow & Advanced Plans Available.
on Shopify's website
Pros
- Transparent, flat swipe fees.
- E-commerce-friendly features, including access to vendors and resources to build an online store from scratch using this platform; drop-shipping, curbside pickup and local delivery options.
- Ability to automatically email customers who abandon carts and don’t complete purchases.
- Tracks inventory, hides out-of-stock products and offers inventory analysis.
- Setup is nearly instant.
- Plans are month-to-month and easy to cancel if needed; you can also “pause” your store for no subscription fee, or “pause and build” for a reduced monthly fee.
Cons
- No free plans available.
- Live support is only available via chat, not phone.
- Additional transaction fees apply if you don’t use Shopify’s in-house payment processing.
Shopify Ecommerce
Basic Plan. Grow & Advanced Plans Available.
on Shopify's website
Pros
- Transparent, flat swipe fees.
- E-commerce-friendly features, including access to vendors and resources to build an online store from scratch using this platform; drop-shipping, curbside pickup and local delivery options.
- Ability to automatically email customers who abandon carts and don’t complete purchases.
- Tracks inventory, hides out-of-stock products and offers inventory analysis.
- Setup is nearly instant.
- Plans are month-to-month and easy to cancel if needed; you can also “pause” your store for no subscription fee, or “pause and build” for a reduced monthly fee.
Cons
- No free plans available.
- Live support is only available via chat, not phone.
- Additional transaction fees apply if you don’t use Shopify’s in-house payment processing.
Online: 3.3% + $0.30
for Free plan; $49 Plus plan; $149 Premium plan.
on Square's website
Pros
- Offers a free mobile card reader and free POS software plan.
- Can subscribe to related services, such as payroll, that integrate with its POS system.
- No termination fees or long-term contracts.
- No chargeback or PCI compliance fees.
Cons
- Complex businesses might prefer a processor that integrates with more specialized POS systems.
- Free plan processing rates are more expensive than competitors.
Square
Online: 3.3% + $0.30
for Free plan; $49 Plus plan; $149 Premium plan.
on Square's website
Pros
- Offers a free mobile card reader and free POS software plan.
- Can subscribe to related services, such as payroll, that integrate with its POS system.
- No termination fees or long-term contracts.
- No chargeback or PCI compliance fees.
Cons
- Complex businesses might prefer a processor that integrates with more specialized POS systems.
- Free plan processing rates are more expensive than competitors.
Business Basic: $27 per month. Business Unlimited: $32 per month. Business VIP: $59 per month.
on Wix's website
Pros
- Standout features for service businesses.
- Option to choose your own payment processor.
- Custom app builder.
Cons
- Feature list may be overwhelming for small businesses.
- Limited features for selling physical products.
- Storage space limitations.
Wix
Business Basic: $27 per month. Business Unlimited: $32 per month. Business VIP: $59 per month.
on Wix's website
Pros
- Standout features for service businesses.
- Option to choose your own payment processor.
- Custom app builder.
Cons
- Feature list may be overwhelming for small businesses.
- Limited features for selling physical products.
- Storage space limitations.


