Car Insurance for Phoenix in 2024

Answer a few questions to compare personalized insurance matches

Drivers in Phoenix pay an average of $2,912 per year for car insurance, but you might find cheaper coverage if you shop around.

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Profile photo of Drew Gula
Written by Drew Gula
Lead Writer
Profile photo of Lacie Glover
Edited by Lacie Glover
Assigning Editor
Fact Checked

If you’re looking for cheap car insurance in Phoenix, Arizona, you’ll want to shop around and compare quotes from multiple companies. Insurers use a variety of factors to determine the cost of auto insurance, including your age, address, the type of car you drive and your driving history, which means every driver will ultimately get a different rate. That’s why shopping around is your best bet to getting the cheapest car insurance in Phoenix — or anywhere.

To find the cheapest companies in Phoenix, NerdWallet looked at average full coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Phoenix driving a 2021 Toyota Camry LE.

Read on to find out how auto insurance companies in Phoenix stack up. You can also check out our list of the cheapest car insurance companies nationwide.

Jump to . . .