You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
Car Insurance for Seattle in 2024
Drivers in Seattle pay an average of $1,974 per year for car insurance, but you might find cheaper coverage if you shop around.
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Lead Writer | Auto insurance
Assistant Assigning Editor | Auto insurance
Car insurance in Seattle, Washington costs an average of $1,974 per year for full coverage. But you may find cheaper options if you shop around, which is why it's important to compare rates from different companies.
To find the cheapest car insurance companies in the Emerald City, NerdWallet looked at average full coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Seattle driving a 2021 Toyota Camry LE.
Why you can trust NerdWallet
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology.
» MORE: The best car insurance companies
To jumpstart your auto insurance shopping journey, here's a list of the cheapest companies in Seattle.
| Category | Cheapest Company | Median annual rate |
|---|---|---|
| Clean driving history | Oregon Mutual | $1,166 |
| After a DUI | Progressive | $1,577 |
| After an accident | Oregon Mutual | $1,391 |
| After a speeding ticket | Oregon Mutual | $1,328 |
| Having poor credit | Oregon Mutual | $1,166 |
Read on to find out how auto insurance companies in Seattle stack up. You can also check out our analysis of cheap car insurance in Washington.
Jump to . . .