Car Insurance for Seattle in 2024

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Drivers in Seattle pay an average of $1,974 per year for car insurance, but you might find cheaper coverage if you shop around.

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Written by Isabel Contreras
Lead Writer
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Edited by Ben Moore
Assistant Assigning Editor
Fact Checked

Car insurance in Seattle, Washington costs an average of $1,974 per year for full coverage. But you may find cheaper options if you shop around, which is why it's important to compare rates from different companies.

To find the cheapest car insurance companies in the Emerald City, NerdWallet looked at average full coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Seattle driving a 2021 Toyota Camry LE.

Why you can trust NerdWallet

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology.

To jumpstart your auto insurance shopping journey, here's a list of the cheapest companies in Seattle.

CategoryCheapest CompanyMedian annual rate
Clean driving historyOregon Mutual$1,166
After a DUIProgressive$1,577
After an accidentOregon Mutual$1,391
After a speeding ticketOregon Mutual$1,328
Having poor creditOregon Mutual$1,166

Read on to find out how auto insurance companies in Seattle stack up. You can also check out our analysis of cheap car insurance in Washington.

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