Upstart personal loans offer fast funding and may be an option for borrowers with low credit scores or thin credit histories.
Jackie Veling
Kim Lowe
4.5
NerdWallet Rating
1 day
6.70 - 35.99%
None
$1K - $75K
3 to 5 years
0% to 12%
Disclosures from SoFi
What the nerds think
EST. APR 6.7% - 35.99% | EST. APR 8.99% - 35.49% | EST. APR 7.9% - 35.99% | EST. APR 7.99% - 35.99% |
LOAN AMOUNT $1K - $75K | LOAN AMOUNT $5K - $100K | LOAN AMOUNT $1K - $60K | LOAN AMOUNT $1K - $50K |
MIN. CREDIT SCORE None | MIN. CREDIT SCORE None | MIN. CREDIT SCORE 600 | MIN. CREDIT SCORE 600 |