2026 Tax Brackets and Federal Income Tax Rates

The IRS adjusts the federal tax brackets annually to keep pace with inflation. The 2026 tax brackets apply to taxes filed in 2027.

Bella Avila
Sabrina Parys
Published
There are seven tax rates that range from 10% to 37% in 2026. Most people's income is taxed at multiple rates — not just one. How much tax you pay is based on a few factors, namely income and filing status.
The tax brackets in the tables below apply to income you earn this year, which you’ll report on the tax return you file in 2027.
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Before we dive in, here's how to read these tables
You'll want to find your total taxable income in the "tax bracket" column. The correlating tax rate is the highest tax rate you'll pay — it doesn’t apply to all of your income; it just applies to the portion that falls within that bracket. The income in the lower brackets is taxed at those lower rates.
For example, let's say you’re a single filer and you expect to earn $150,000 this year. The top rate you’d pay on a portion of your income is 24%. The rest would be taxed at 10%, 12% and 22%.
» Need to review the basics first? Read up on how tax brackets and rates work

2026 single filer tax brackets

Tax rate
Tax bracket
10%
$0 to $12,400
12%
$12,401 to $50,400
22%
$50,401 to $105,700
24%
$105,701 to $201,775
32%
$201,776 to $256,225
35%
$256,226 to $640,600
37%
$640,601 or more
Expand to see taxes owed for single filers
Tax bracket
Taxes owed
$0 to $12,400
10% of taxable income
$12,401 to $50,400
$1,240 plus 12% of the amount over $12,400
$50,401 to $105,700
$5,800 plus 22% of the amount over $50,400
$105,701 to $201,775
$17,966 plus 24% of the amount over $105,700
$201,776 to $256,225
$41,024 plus 32% of the amount over $201,775
$256,226 to $640,600
$58,448 plus 35% of the amount over $256,225
$640,601 or more
$192,979.25 plus 37% of the amount over $640,600

2026 married filing jointly tax brackets

Tax rate
Tax bracket
10%
$0 to $24,800
12%
$24,801 to $100,800
22%
$100,801 to $211,400
24%
$211,401 to $403,550
32%
$403,551 to $512,450
35%
$512,451 to $768,700
37%
$768,701 or more
Expand to see taxes owed for married couples filing jointly
Tax bracket
Taxes owed
$0 to $24,800
10% of taxable income
$24,801 to $100,800
$2,480 plus 12% of the amount over $24,800
$100,801 to $211,400
$11,600 plus 22% of the amount over $100,800
$211,401 to $403,550
$35,932 plus 24% of the amount over $211,400
$403,551 to $512,450
$82,048 plus 32% of the amount over $403,550
$512,451 to $768,700
$116,896 plus 35% of the amount over $512,450
$768,701 or more
$206,583.50 plus 37% of the amount over $768,700

2026 head of household tax brackets

Tax rate
Tax bracket
10%
$0 to $17,700
12%
$17,701 to $67,450
22%
$67,451 to $105,700
24%
$105,701 to $201,750
32%
$201,751 to $256,200
35%
$256,201 to $640,600
37%
$640,601 or more
Expand to see taxes owed for heads of household
Tax bracket
Taxes owed
$0 to $17,700
10% of taxable income
$17,701 to $67,450
$1,770 plus 12% of the amount over $17,700
$67,451 to $105,700
$7,740 plus 22% of the amount over $67,450
$105,701 to $201,750
$16,155 plus 24% of the amount over $105,700
$201,751 to $256,200
$39,207 plus 32% of the amount over $201,750
$256,201 to $640,600
$56,631 plus 35% of the amount over $256,200
$640,601 or more
$191,171.00 plus 37% of the amount over $640,600

2026 married filing separately tax brackets

Tax rate
Tax bracket
10%
$0 to $12,400
12%
$12,401 to $50,400
22%
$50,401 to $105,700
24%
$105,701 to $201,775
32%
$201,776 to $256,225
35%
$256,226 to $384,350
37%
$384,351 or more
Expand to see taxes owed for married couples filing separately
Tax bracket
Taxes owed
$0 to $12,400
10% of taxable income
$12,401 to $50,400
$1,240 plus 12% of the amount over $12,400
$50,401 to $105,700
$5,800 plus 22% of the amount over $50,400
$105,701 to $201,775
$17,966 plus 24% of the amount over $105,700
$201,776 to $256,225
$41,024 plus 32% of the amount over $201,775
$256,226 to $384,350
$58,448 plus 35% of the amount over $256,225
$384,351 or more
$103,291.75 plus 37% of the amount over $384,350

Estimate your 2026 tax rates

This tool was created by our editorial team with the assistance of AI. It has been reviewed by our team for accuracy and quality.

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