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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best 0% and Low Interest Credit Cards.

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US Bank Visa Platinum Credit Card

on US Bank's website

Rates & Fees
Annual Fee

$0

Regular APR

14.24% - 25.24% Variable APR

Intro APR

0%* on purchases and balance transfers for 20 billing cycles*

Balance Transfer Fee

3%

  • 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 14.24% - 25.24%
  • Great offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019
  • No Annual Fee*
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
  • View Rates and Fees
BankAmericard® Credit Card

on Bank of America's website, or call (800) 322-7707

on Bank of America's website, or call (800) 322-7707

Annual Fee

$0

Regular APR

14.99% - 24.99% Variable APR

Intro APR

0% on Purchases for 18 billing cycles and 0% on Balance Transfers for 18 billing cycles for balance transfers made in the first 60 days

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.99% - 24.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
HSBC Gold Mastercard

on HSBC's website

Rates & Fees
Annual Fee

$0

Regular APR

12.99% - 20.99%, Variable

Intro APR

0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.

Balance Transfer Fee

4%

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • View Rates and Fees
American Express Amex EveryDay Credit Card
Annual Fee

$0

Regular APR

14.74% - 25.74% Variable APR

Intro APR

0% Intro on Purchases and Balance Transfers for 15 months

Balance Transfer Fee

$0

  • Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.
  • 2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).
  • Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
  • $0 Balance Transfer Fee.¤ Balance transfers must be requested within 60 days of account opening.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 14.74% to 25.74%.
  • No Annual Fee.
  • Terms Apply.
  • View Rates and Fees
Bank of America® Cash Rewards Credit Card

on Bank of America's website, or call (877) 754-6706

on Bank of America's website, or call (877) 754-6706

Annual Fee

$0

Regular APR

15.99% - 25.99% Variable APR

Intro APR

0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.99% - 25.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Bank of Oklahoma Platinum Visa® Credit Card
Annual Fee

$0

Regular APR

14.24% - 23.24% Variable APR

Intro APR

Purchase: 0% for 15 mos

Balance Transfer Fee

3%

  • With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.
  • Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
  • Introductory 0.00% APR for the first 15 billing cycles on purchases and balance transfers.
Capital One® SavorOneSM Cash Rewards Credit Card

on Capital One's website

Annual Fee

$0

Regular APR

16.24% - 26.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

Balance Transfer Fee

3%

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
  • See if you qualify for a better offer with Capital One:

Chase Freedom Unlimited Credit Card

on Chase's website

on Chase's website

Annual Fee

$0

Regular APR

16.99% - 25.74% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Chase Freedom Credit Card

on Chase's website

on Chase's website

Annual Fee

$0

Regular APR

16.99% - 25.74% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
Chesapeake Bank of Maryland Platinum Visa® Card
Annual Fee

$0

Regular APR

14.24% - 23.24% Variable APR

Intro APR

Purchase: 0% for 15 mos

Balance Transfer Fee

3%

  • With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.
  • Introductory 0.00% APR for the first 15 billing cycles on purchases and balance transfers.
  • After that, a variable APR, currently 14.24% to 23.24%.