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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners.

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Showing 15 of 5
American Express Blue Cash Preferred Credit Card

on American Express's website

Rates & Fees
Annual Fee

$95

Intro APR

0% intro APR on Purchases and Balance Transfers for 12 months

Regular APR

12.99% - 23.99% Variable APR

Recommended Credit Score

Pros

  • Leading cash-back rewards at U.S. supermarkets
  • Rich bonus offer for new cardholders
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
  • American Express isn’t accepted at as many merchants as Visa or Mastercard
  • $25 minimum redemption
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 annual fee.
  • Terms Apply.
  • View Rates and Fees
Capital One® Savor℠ Cash Rewards Credit Card
Annual Fee

$0 intro for the first year, then $95

Intro APR

N/A

Regular APR

15.99% - 24.99% Variable APR

Recommended Credit Score

Pros

  • No foreign transaction fee
  • Rich rewards on dining, entertainment
  • Broad definition of entertainment
  • Generous sign-up bonus

Cons

  • Has annual fee
  • High APR, no 0% intro period
  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
Chase Slate Elite Credit Card
Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 15 months

Regular APR

16.49% - 25.24% Variable APR

Recommended Credit Score

Pros

  • No annual fee
  • $0 Intro fee on transfers made within 60 days of account opening
  • Long 0% Intro APR Period

Cons

  • No rewards
  • Can't transfer debt from another Chase account
  • 0% Intro APR for 15 months on purchases and balance transfers. After that, 16.49% - 25.24% variable APR.
  • $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
  • Free credit score, updated weekly with Credit Journey℠
  • No Penalty APR – Paying late won’t raise your interest rate (APR). All other account pricing and terms apply
  • No annual fee
Chase Freedom Unlimited Credit Card

on Chase's website

on Chase's website

Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 15 months

Regular APR

16.49% - 25.24% Variable APR

Recommended Credit Score

Pros

  • High rewards rate and no minimum redemption
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Has foreign transaction fee
  • No bonus rewards categories
  • Requires good/excellent credit
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • See if you qualify for a better offer with Chase:

Wells Fargo Visa Platinum Card Credit Card

on Wells Fargo's website

Rates & Fees

on Wells Fargo's website

Rates & Fees
Annual Fee

$0

Intro APR

0% intro APR for 18 months on purchases and qualifying balance transfers

Regular APR

15.49% - 24.99% Variable APR

Recommended Credit Score

Pros

  • No annual fee
  • Intro APR period on Purchases and qualifying Balance Transfers

Cons

  • No rewards
  • Pay down balances instead of interest with Wells Fargo's longest intro APR
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • View Rates and Fees