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Earn 4.28% APY by investing in U.S. Treasury Bills*Maximize your cash by investing in low-risk, government-backed T-Bills. All the work is done for you — just make the deposit and watch your money grow.*Rate when held to maturity for a T-Bill maturing in one month as of 06/17/2025. Rate shown is subject to price fluctuations.
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Green checkMonitor your wealth the smart way with our net worth tracker.

Green checkGrow your cash and earn 4.28% APY with a Treasury account offered by Atomic Invest.*

Green checkBuild wealth your way with an Automated Investing account offered by Atomic Invest.

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*The annualized yield for a Treasury Bill (“T-Bill”) maturing in one month as of 06/17/25 [date must be within the last 7 days] when held to maturity is 4.28%. Rate shown is gross of fees. Annual percentage yield (APY) is the nominal interest rate of the T-Bill maturing in one month with 12 compounding periods per year. Annualized yield and APY are investment characteristics of the T-bill and should not be regarded as performance or a projection of performance of any Treasury account. The effective return on T-Bills will be reduced by fees which has a compounding impact on returns over time.

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NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest.

Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please see the Form CRS, Form ADV Part 2A and Privacy Policy. For more details about Atomic Brokerage, please see the Form CRS, the Atomic Brokerage General Disclosures. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck.

Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.

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