Benefits of the Wells Fargo Active Cash Card

Get 2% cash back on all purchases, a sign-up bonus and an intro APR offer on purchases and balance transfers.
Sara RathnerAug 23, 2021

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The is a solid cash-back card because of its high rewards rate and a sign-up bonus. Its annual fee is another advantage.

It could be a good fit if you want to take a minimalist approach and use one rewards card for all purchases, or combine the with other cards to maximize what you can earn.

Here are the benefits of the .


Earn an unlimited 2% cash back on all purchases, with no spending categories to memorize or limited-time bonuses to activate. A number of other flat-rate cash-back cards , though cards like the are raising the bar.


A card earning 1.5% than a 2% card if it earns a sign-up bonus (depending on your spending), so this is where the comes out on top. Its sign-up bonus is phrased this way: .


Pay . The balance transfer fee is $5 or 3% of the amount of each balance transfer, whichever is greater. However, you must make balance transfers within 120 days of opening the account. If not, the balance transfer fee increases to 5% for each balance transfer, with a minimum of $5, and you’ll no longer be eligible for the introductory 0% APR.


Redeem your cash-back rewards for:

Get up to $600 in coverage if your cell phone is stolen or damaged. You’re limited to two claims per year and are subject to a $25 deductible. You must use your to pay your monthly cell phone bill to receive this benefit, and note that coverage may be secondary to other insurance policies you may already have, such as homeowners or renters insurance.


cardholders have access to Visa perks, including:


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