8 Benefits of the Wells Fargo Autograph Journey Card
It offers an annual airline statement credit, travel protections, cell phone insurance and more.
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Managing Editor The Wells Fargo Autograph Journey℠ Card launched in March 2024 as a higher-tier alternative to the $0-annual-fee Wells Fargo Autograph® Card. The Wells Fargo Autograph Journey℠ Card has a $95 annual fee, but earns higher rewards rates in certain categories and offers additional perks, including an annual airfare credit and trip cancellation reimbursement.
Here are the card’s benefits:
Spending rewards
1. High ongoing rates
The Wells Fargo Autograph Journey℠ Card earns:
- 5 points per $1 on hotels booked directly with the hotel.
- 4 points per $1 on flights booked directly through the airline.
- 3 points per $1 on other travel and dining.
- 1 point per $1 on all other purchases.
2. A sign-up bonus
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
3. A variety of redemption options
Redeem points for travel, cash back, gift cards or merchandise. You can also pay with points at participating merchants, or transfer points to Wells Fargo’s travel partners (more on that below).
Travel and entertainment benefits
4. Airline statement credit
Get a $50 statement credit each year for an airline purchase of at least $50. This is automatically applied to your account when you make an eligible purchase.
5. Transfer partners
With the Wells Fargo Autograph Journey℠ Card, you can transfer points to partnering airline and hotel loyalty programs:
Full list of Wells Fargo transfer partners
Airlines
- Aer Lingus (1:1 ratio).
- Air France-KLM (1:1 ratio).
- Avianca (1:1 ratio).
- British Airways (1:1 ratio).
- Iberia (1:1 ratio).
- JetBlue (1:1 ratio).
- Virgin Atlantic (1:1 ratio).
- Virgin Red (1:1 ratio).
Hotels
- Choice Privileges Hotels (1:2 ratio).
6. Special access to live entertainment
Holders of the Wells Fargo Autograph Journey℠ Card get access to Autograph Card Exclusives, a feature that lets you buy tickets to see major musical acts in smaller, more intimate venues.
Travel and shopping protections
7. Travel protection
Get reimbursed up to $15,000 if your trip is interrupted or canceled for a covered reason. This benefit covers you and your travel companions for costs including unused transportation, lodging, and tour and activity fees. You can also get reimbursed for travel nightmares like lost baggage.
8. Cell phone protection
Use the Wells Fargo Autograph Journey℠ Card to pay your cell phone bill and get reimbursed up to $1,000 per claim (with a limit of two claims per year) if your cell phone is damaged or stolen.
Read about the benefits of other popular credit cards
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