8 Benefits of the Wells Fargo Autograph Journey Card

It offers an annual airline statement credit, travel protections, cell phone insurance and more.
Sara Rathner
By Sara Rathner 
Edited by Kenley Young

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The Wells Fargo Autograph Journey card launched in March 2024 as a higher-tier alternative to the $0-annual-fee Wells Fargo Autograph℠ Card. The Wells Fargo Autograph Journey has a $95 annual fee, but earns higher rewards rates in certain categories and offers additional perks, including an annual airfare credit and trip cancellation reimbursement.

Here are the card’s benefits:

Spending rewards

1. High ongoing rates

The Wells Fargo Autograph Journey earns:

  • 5 points per $1 on hotels.

  • 4 points per $1 on airlines.

  • 3 points per $1 on other travel and dining.

  • 1 point per $1 on all other purchases.

2. A sign-up bonus

Earn 60,000 bonus rewards points after spending $4,000 in the first three months.

3. A variety of redemption options

Redeem points for travel, cash back, gift cards or merchandise. You can also pay with points at participating merchants, or transfer points to Wells Fargo’s travel partners (more on that below).

Travel and entertainment benefits

4. Airline statement credit

Get a $50 statement credit each year for an airline purchase of at least $50. This is automatically applied to your account when you make an eligible purchase.

5. Transfer partners

Starting April 2024, Wells Fargo adds the ability to transfer points to partnering airline and hotel loyalty programs:



6. Special access to live entertainment

Holders of the Wells Fargo Autograph Journey card get access to Autograph Card Exclusives, a feature that lets you buy tickets to see major musical acts in smaller, more intimate venues.

Travel and shopping protections

7. Travel protection

Get reimbursed up to $15,000 if your trip is interrupted or canceled for a covered reason. This benefit covers you and your travel companions for costs including unused transportation, lodging, and tour and activity fees. You can also get reimbursed for travel nightmares like lost baggage.

8. Cell phone protection

Use the Wells Fargo Autograph Journey to pay your cell phone bill and get reimbursed up to $1,000 per claim (with a limit of two claims per year) if your cell phone is damaged or stolen.

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