Capital One Letting You Use Miles on Takeout, Delivery, Streaming

Sara Rathner
By Sara Rathner 
Edited by Kenley Young

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

» This offer has expired

The limited-time offer described in this article is no longer active. See NerdWallet's best Capital One credit cards for current offers.

With travel at a near standstill because of the COVID-19 outbreak, Capital One has made reward redemption more flexible for several of its travel credit cards.

Through April 30, 2021, holders of Venture and Spark travel cards can redeem miles to cover purchases of things like restaurant delivery and takeout, among other services. Crucially, miles redeemed for these new categories are worth one cent each, the same value they'd have if redeemed for travel — and a major improvement over the cards' normal redemption rate of half a cent per mile for cash back or statement credit.

"We understand that our customers’ day-to-day lives have changed, so we’re continually looking at providing value in new and different ways," a Capital One representative tells NerdWallet.

For Venture cardholders

  • Eligible restaurant delivery and takeout: This includes delivery services such as DoorDash, Uber Eats and Postmates, or purchases made directly with restaurants, cafes or fast-food chains.

  • Eligible streaming service purchases: This includes Netflix, Hulu, Spotify, Disney+ and Kindle Unlimited.

For Spark cardholders

  • Eligible restaurant delivery and takeout: The same services apply as for Venture cardholders.

  • Eligible phone services. This includes bills and purchases from qualifying wireless providers like Verizon, AT&T, T-Mobile and others. Capital One notes that internet, Wi-Fi and landline services do not qualify.

How to redeem

Once eligible purchases appear on your statement, request a statement credit by signing into your rewards account and selecting “Cover Your Purchases.” You’ll see a list of purchases eligible for mileage redemption from the past 90 days.

You can also redeem points for Amazon purchases, or to cover the cost of a Prime membership, but at a lower value. Miles are worth 0.8 cent each when redeemed on

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.