Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Both cards previously offered a two-part sign-up bonus, one of which was 5% cash back on grocery store purchases on up to $12,000 spent in the first year — an offer that, when maximized, was valued at $600.
But as of Jan. 13, 2022, that part of the bonus offer has expired for both products. So here's what the cards are offering as sign-up bonuses now.
Chase Freedom Flex℠
When you apply for the Chase Freedom Flex℠ through NerdWallet, you’ll be eligible for the following sign-up bonus: Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
That means the card retains a part of the previously offered bonus to new cardholders; it's just dropping the first-year offer on groceries.
But keep in mind that at least through the end of March 2022, you can still earn 5% back on groceries because Chase unveiled grocery stores — along with eBay — as a quarterly bonus category for the card. So from Jan. 1 to March 31, 2022, cardholders can earn 5% back on up to $1,500 in combined quarterly spending in those two categories. (Activation of bonus categories is required.)
Note: If you apply for the Chase Freedom Flex℠ directly through Chase, the bonus is different. You’ll earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening, as well as 5% cash back on gas purchases on up to $6,000 spent in the first year.
Chase Freedom Unlimited®
New cardholders who apply for this card through NerdWallet are eligible for a sign-up bonus that Chase phrases this way: "Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back!"
This extra cash back is in addition to the card's ongoing rewards, meaning in the first year, you would earn the following rates, up to the $20,000 cap:
6.5% cash back on travel purchased through Chase Ultimate Rewards®. (Ongoing rate usually is 5% back.)
4.5% back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service. (Ongoing rate usually is 3% back.)
3% back on all other purchases. (Ongoing rate usually is 1.5%.)
This bonus is less lucrative compared with the card's previous promotion. But there's no minimum spending requirement like there is with most rewards cards. You're earning the bonus with every dollar you spend.
Note: As with the Chase Freedom Flex℠, when you apply for the Chase Freedom Unlimited® directly through Chase, you’ll get a different sign up bonus: Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening, as well as 5% cash back on gas purchases on up to $6,000 spent in the first year.