4 Quirky Credit Cards That Actually Exist

Sure, thousands of credit cards offer cash back or travel rewards, but a smaller subset of cards are designed to speak to your passions. They may not be as rewarding as some of the more conventional credit cards available, but what you'll lack in points, you’ll make up for in heart.

In some cases, these cards offer extra rewards for highly specific purchases. Others provide perks that may have absolutely nothing to do with the picture on the card. But either way, they’re sure to make a statement.

» MORE: NerdWallet’s best credit cards

For the outdoors enthusiast: The Ducks Unlimited Rewards Visa® Card

A portion of every purchase you make with the Ducks Unlimited Rewards Visa® Card is donated to Ducks Unlimited’s efforts to preserve wildlife habitat and hunting grounds by replanting forests and restoring grasslands and watersheds.

Otherwise, the $0-annual-fee card, which is issued by the First National Bank of Omaha, earns a flat 1.5% cash back. Redeem rewards for cash back (as a statement credit, deposit into a bank account or mailed check), travel, gift cards, merchandise and more.

Previously, you could earn 5% cash back at gas stations and sporting goods stores, but the card was revamped in the spring of 2020 to eliminate this benefit. Wildlife 1, gas-guzzling SUVs 0.

» MORE: What is First National Bank of Omaha?

For racing fans: The NASCAR American Express Card

The NASCAR American Express Card, issued by Credit One Bank, earns 1% cash back, and your rewards are automatically redeemed as a statement credit. You can qualify for the card with average credit, but you’ll pay a $39 annual fee. Meanwhile, those with excellent credit pay a $0 annual fee.

The NASCAR American Express Card might start conversations with fellow fans who see you pay with the card, but otherwise, what it offers is pretty lackluster. Other credit cards for average credit charge $0 annual fees or earn higher cash-back rates. And if you have excellent credit, you have many other potential options.

» MORE: What is Credit One Bank?

For online sports betting: The GBank Visa Signature Card

Many credit cards can’t be used for online gambling, or if they can, they treat those purchases as cash advances.

The $0-annual-fee GBank Visa Signature Card, issued by Las Vegas-based GBank, earns 1% cash back on gaming and sports app loads, and 2% cash back on all other eligible purchases. Instead of treating gaming purchases as cash advances, it awards them if they align with specific merchant category codes, including those for money transfers, government-owned lotteries, online casinos, horse and dog racing, and other betting purchases such as casino chips, race track wagers and lottery tickets.

You can redeem rewards for a statement credit once you earn at least $5 worth of rewards.

While the card earns a decent rewards rate for purchases, and makes it possible to use a credit card for gambling-related transactions, potential gambling losses can far exceed what you’d earn in the form of cash back.

» MORE: What is a credit card cash advance?

For the gamer: The PlayStation Visa Credit Card

The PlayStation Visa Credit Card, issued by Comenity Bank, is a $0-annual-fee card that rewards PlayStation-related spending (among other things) and lets you redeem those rewards for more PlayStation-related spending (among other things). Earn:

• 5 points per $1 on PlayStation purchases, including games, consoles, accessories and subscriptions.

• 5 points per $1 when you buy Sony products at authorized retailers, but you have to submit a Sony Rewards bonus points form. If you don’t, you’ll only earn the base rate of 1 point per $1.

• 3 points per $1 on internet and cable services.

• 2 points per $1 at restaurants, fast food, takeout and delivery.

• 1 point per $1 on all other purchases.

Redeem for merchandise, including games and electronics, or event tickets. Through Dec. 31, 2023, new cardholders can earn a $100 statement credit if they spend $400 within 60 days of account opening.

» MORE: What is Comenity Bank?

Niche credit card graveyard

Let's have a brief moment of silence for these offbeat cards that have come, but sadly, have also gone. Really.