7 of the Best Money-Making Apps of 2024
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For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.
Here’s the scoop on seven free money-making apps. NerdWallet considered apps with at least 3.8 stars and 25,000 reviews in both Google Play and the iOS App Store.
7 of the best apps to make money
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- 4.5
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- Get details on Medicare coverage for:
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- Conventional mortgage
- VA loans
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- This offer has expired.
- How to complete the FAFSA if:
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- 1. No credit check or traditional security deposit
- 2. No annual percentage rate or fees
- 3. Payments reported to major credit bureaus
- 1. A linked account is generally required
- 2. Terms might be confusing
- 3. No upgrade path
- 4. Poor preparation for a traditional credit card
- How to maximize your rewards
- Key takeaways
- Compare Medicare Advantage plans
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- Simplifying tax time with accounting software
- Nearest airports
- 65% of a company’s business comes from existing customers
- More ways to use the home equity line of credit calculator
- Fixed or adjustable rate?
- 1. Mobile broadband
- 1. Abuelo’s
- 1. Decide between an online broker or a robo-advisor
- 1. Start saving early
- Summary of no-credit-check lenders
- Nearest airports
- 1. Inpatient hospital care
- Highlights
- 1. Sell your gently-used clothes to a thrift store
- Call Emirates customer service number
- 1. Consider what you want from a credit union.
- 1. Check online community marketplaces
- 1. AmEx has a "once per lifetime" welcome offer rule
- Tactic 1: Get a credit card with a TSA PreCheck credit
- Get loan offers before heading to the dealership
- 1. Capital One Venture X Rewards Credit Card
- GA income tax rates: Single filers
- CREDIT CARDS STATISTICS
- 1. Create an inventory
- 1. Getting started: The 50/30/20 budget
- With ads
- 1. Know when to sell stocks
- 1. Check the airline's luggage requirements
- California speeding ticket fees
- 1. Earn with ads as a YouTube Partner Program member
- Banks
- 1. Decide whether to go active or passive
- The failure to pay penalty and more
- TAP Air Portugal carry-on allowance
- Pre-qualify on NerdWallet
- 1. Delay your application
- Customers spend 43% more money at brands they’re loyal to
- 1. Google Flights
- 1. You’re excluded from meetings
- Merchants’ costs of doing business (and maybe your shopping bill)
- 1. Do your research into Nvidia
- Ramp Card
- 1. Marriott Virginia Beach Oceanfront, Virginia Beach, Virginia
- 1. Conventional bank loans
- 2. Auntie Anne’s
- Alliant Credit Union: Best credit union
- Coinsurance
- 1. Make sure everyone is OK
- 1. Energy auditing and green consulting
- 1. Select an online stockbroker
- Pay your credit card bill in full every month
- To invest in stocks you couldn’t otherwise afford
- Easy, convenient purchases
- What to know about HSAs
- Domestic travel with an adult
- 1. Community development financial institution loans
- 1. Decide what kind of laundry business you want to start
- 1. Professional organizer
- Eligibility
- 2. Sell sought-after gear to a pawnshop
- What mortgage terms are best for me?
- Quick facts and who qualifies for a solo 401(k)
- 1. A generous sign-up bonus
- 1. Earn miles or points by flying your preferred airline
- 2. Sample products
- 1. The Second Service Foundation
- 1. Morningstar
- How does my credit score impact personal loan offers?
- California Grants Portal
- Pay more than minimums
- 1. Buy REITs (real estate investment trusts)
- Texas Workforce Commission’s Skills for Small Business Grant Program
- Universal Studios Florida
- 1. Choose your account type
- Pros
- 1. Customized earbuds
- Mind the $250,000 cap
- Key takeaways:
- Size
- GA income tax rates: Married filing jointly or head of household
- 1. Pick up freelance work online
- 1. Ibotta
- 1. Figure out if you are eligible
- 2. Satellite
- Regular and exclusive use
- Ad-free
- General partners vs. limited partners
- Save on United award flights to Europe
- AtoB
- United change policies for basic economy fares
- 1. Choose the type of transportation business to start
- Notable Circle perks
- 1. Accounting and bookkeeping
- OppLoans: No-credit-check, high-interest installment loans
- Investment-based passive income ideas
- Major airlines flying to Atlanta
- 1. Decide what kind of day care business you want to start
- Chat with an agent
- Traditional IRA deductions
- Step 1: Write your business plan
- Hands-on or hands-off investing?
- Who gets to avoid this fee:
- 2023 HSA contribution limits
- Grants.gov
- It costs 5X more to acquire a new customer than it does to retain a returning one
- Historical Wyndham Rewards point values
- 1. Make the supermarket your mall
- Examples of cryptocurrency ETFs
- Benefits at InterContinental Hotels & Resorts
- 1. Decide whether to invest in Tronix
- More rewarding for most spending, with a kicker
- Check your credit score and report
- 1. Check your EIN confirmation notice
- 1. Food trucks
- 1. Chase Ultimate Rewards®
- Standard with ads: $6.99 per month
- Simple rewards
- When is the last day to file taxes?
- 1. A jet-setting welcome offer
- Our pick for: Simplicity
- 3. Baskin-Robbins
- Passive vs. active management
- What are meme coins?
- NVIDIA Corp (NVDA)
- 2. Choose where to open your IRA
- Ally Bank: Best bank and best CDs
- 1. Roll your debts onto a balance transfer credit card
- Copay
- 1. Keep your charges on each card to a minimum
- 2. Garden planning
- Do an energy audit
- Understand the budgeting process
- How to send a referral from the app
- Flights to Hawaii
- The 6 standard types of home insurance coverage
- 2. Decide how much home you can afford
- What are American Airlines Flagship Hawaii flights?
- Major airlines that fly to Toronto
- California car insurance rates after a speeding ticket
- T-Mobile
- Stock ETFs
- Notices start to arrive within 1-3 months
- Responsibilities
- Pre-installation evaluation: $250 for a 2,000 square foot home
- Hampton by Hilton
- 3. Sell gold or other precious metals
- See if you have an out
- How the American Opportunity Tax Credit works
- The recommended tipping range
- Home insurance quotes online
- Coverage eligibility
- 1. Link the two accounts
- 1. 401(k) rollover to an IRA
- Preapproval helps you set a realistic budget
- Cash-back credit cards
- 1. Cryptocurrency exchanges
- 2. The The Platinum Card® from American Express welcome offer spending requirements
- 1. Research Palantir stock
- How do I see my credit score for free?
- Route 66 Extraordinary Women Micro-Grant
- The Emirates economy class experience
- Universal’s Islands of Adventure
- 1. 529 plans are state-sponsored, but you can pick a plan from any state
- SIMPLE IRA vs. traditional IRA
- 1. It applies only to investments held in taxable accounts
- Access
- How to play Powerball
- 2. Register your account
- Cons
- What to know about cash advance apps
- Medicare Part B IRMAA
- 2. U.S. Bank Altitude™ Reserve Visa Infinite® Card
- GA income tax rates: Married filing separately
- 2. Curb your spending: The envelope system, or 'cash stuffing'
- 3. Fixed wireless
- Lower annual fee
- Front-end ratio
- Ultimate Ad-Free
- Universal Orlando rides list
- Latino: $32.99 per month
- Monthly after-tax income
- How medical debt affects credit scores
- 1. Child tax credit
- 2. Exchange contact info
- Average cost of car insurance for different driver profiles
- 2. U.S. Department of the Interior Indian Loan Guarantee and Insurance Program
- 1. Buy staple foods in bulk
- Franchising examples
- 1. Delta flash sales
- Use social media
- 2. Bonus earnings on travel, dining, select streaming services and online grocery purchases
- Upfront costs
- Child tax credit 2023 (taxes filed in 2024)
- 2. Confirm you meet membership requirements.
- What to consider before getting a balance transfer credit card
- 2. Warrior Rising
- State and local government grants
- 1. A big sign-up bonus
- Debt snowball
- Lowering your customer churn rate by 5% can increase your profitability by 75% or more
- 2. You’re left off important emails
- Axos Basic Business Checking
- Young Farmer Grants
- Example savings APYs at select institutions
- How to unfreeze credit with Experian
- 1. Getting started is easy
- 1. Use a 50/30/20 calculator
- 1. Retirement plans for retirement goals
- How you choose to pay
- 10-night trip, peak summer travel season
- 2. Courtyard Carolina Beach Oceanfront, Carolina Beach, North Carolina
- Start by submitting the FAFSA
- PMI for conventional mortgages
- Credit One Platinum X5 Visa
- Electric bill
- If you're younger than 59½ and the account is less than 5 years old
- Minimum down payments and credit scores
- Principal place of business
- Step 1: Enter your personal information
- 4. Benihana
- 1. Decide how you want to invest in the stock market
- Charles Schwab: Best for ATM access
- How it works
- More income is sheltered
- Do brick-and-mortar stores need an additional business license to sell online?
- Liability protections
- Deductible
- 1. Do chores and odd jobs around the house or neighborhood
- 3. Environmental law
- 2. Research the stocks you want to buy
- Give your thermostat a nudge
- You’d prefer one loan
- How to send a referral from the website
- Ally Bank Wire Transfer Fees
- Funding fee for purchase loans or construction loans
- 1. Set financial goals
- To build a diversified portfolio
- 2. Business consulting
- 1. Sign up (if your employer hasn’t done it for you)
- The ability to build credit history
- 1. Dividend stocks
- What to know about secured loans
- Verizon
- 2. Calculate your budget
- 2. Nanny or babysitter
- Hilton Garden Inn
- 4. Sell your spare change
- Why it’s the best
- Types of Taco Bell franchises
- 2. Work longer
- 2. Provide external account information
- 3. Enroll in loyalty programs
- You actually use its perks
- Illinois earned income tax credit (EITC)
- 2. Finviz
- Step 1: Assess your strengths and skill set
- Follow USDA food plans
- How we found the best cheap auto insurance
- Universal’s Volcano Bay
- 1. Tax on mutual funds if you get dividends or interest
- A bonus offer comes standard
- SIMPLE IRA vs. 401(k)
- 2. It’s not as financially fruitful if you’re in a low tax bracket
- Universal life insurance cash value
- Benefits of the on-ramp
- 3. Set account preferences
- NY state income tax: Single and married filing separately
- Cheap auto insurance from large companies
- 2. Decide if Nvidia makes sense for you
- 2. Check other places your EIN could be recorded
- 2. SBA 7(a) loans
- Our pick for: Rich travel rewards
- Standard: $15.49 per month
- Durability and security
- The value of Hilton points over time
- 1. Alaska Airlines Mileage Plan
- Better transfer partners
- Robo-advisors
- Back-end ratio
- B/R Sports
- 1. Food tech
- Pro: $79.99 per month
- Pricing guides
- 50% of your income: needs
- Symbotic Inc. (SYM)
- 1. Give your money a goal
- Big three prepaid plans
- 2. Child and dependent care credit
- 1. Everyone can earn points and miles
- Dwelling coverage
- Consolidate debt with a balance transfer credit card
- Positive Rent Payment pilot program
- Our pick for: Purchase protection with cash back
- 3. Check and polish your credit
- Notable Circle 360 perks
- Talk with a professional
- 1. Cast a wide net
- Flying to Atlanta on points and miles
- 2. Skilled nursing facility care
- Realtor vs. real estate agent
- Online lenders
- Tax liens and collections calls may follow
- Qualifications
- Ductwork and design: $500 to $7,500
- Achieving the Dream
- The Chase Freedom Flex℠ offers rotating 5% bonus categories
- Submit the FAFSA with the temporary workaround if one or both parents don't have Social Security numbers
- 2. Traditional stockbrokers
- Chase Sapphire Reserve®
- 2024 HSA contribution limits
- Amica: Best for customer service
- Restaurants Care Resilience Fund grants
- Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs
- 2. Bonus rewards on travel and dining
- Debt avalanche
- 54% of customers would stop using a brand if they had a negative review go unaddressed
- 3. You stop getting new assignments
- 1. Grand Residences Riviera Cancun
- LendingClub Tailored Business Checking
- Hotel nights
- Traditional 401(k)
- Contribution limits
- Securities-based line of credit example
- Star Alliance Silver
- Car loans
- 1. Coinbase Global Inc.
- 2. Customized collectibles
- 2. Find a place to purchase Tronix
- Large-cap companies: $10 billion or more
- Alliant: Best for fast funding
- Seven-night trip, shoulder season
- 2. Car wash services
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- Credit One Bank American Express Card
- 1. Practice with fake money
- 1099-DIV
- 2. Decide what type of investor you are
- 2. Big travel rewards
- What is the difference between FICO score and VantageScore?
- 5. Bojangles
- Keep your elite status through spending
- 7 largest meme coins by market cap as of March 27, 2024
- Income taxes for single-member LLCs
- Chase: Best for sign-up bonuses and best for branch access
- 2. Decide on an order type
- Grants.gov
- Premium
- 2. Babysit, walk dogs and feed pets for pay
- Coast
- 4. Composting business
- Adjust your fridge and freezer temperature
- Bank of America Wire Transfer Fees
- More about buying through TrueCar
- 1. Chase Sapphire Reserve®
- Flying to Toronto with points and miles
- Get on an IRS payment plan
- Down payment
- Ways debt consolidation can help your credit score
- 3. U.S. Department of Agriculture Business & Industry Loan Guarantee
- 25,000 miles across North America in United’s lie-flat business class seat
- Commodity ETFs
- A closer look at gift cards
- 1. Stashed cash
- Who can claim the American Opportunity Tax Credit?
- Book with Aeroplan
- When to tip your hotel housekeeper
- Captive insurance agents
- 3. Confirm the new account
- Child tax credit 2024 (taxes filed in 2025)
- 3. Collect your required information and documents.
- 1. Pinpoint your goal
- VA loans
- Find a car loan
- 3. Farmer Veteran Fellowship Fund
- Retirement benefits
- It’s the only way to buy a car
- 2. Use an online real estate investing platform
- How to play Mega Millions
- Drawbacks of the on-ramp
- 2. Startup and overhead costs are low
- Typical timing for pending transactions by issuer
- Chase Sapphire Preferred® Card
- 2. Account for your expenses
- NY state income tax: Married filing jointly or qualifying widow(er)
- Bad-credit auto lenders
- Accident and illness
- Borrow subsidized loans before unsubsidized
- If you're younger than 59½ and the account is at least 5 years old
- 2. United Airlines MileagePlus
- 4. Dial-up
- Free and packaged HBO Max plans
- Step 2: Account for multiple jobs
- Elite: $89.99 per month
- Disney World ticket prices
- Upstart Holdings Inc. (UPST)
- Short-term capital gains tax
- How unpaid medical bills can harm your credit
- 3. American opportunity tax credit
- 2. Ask for higher credit limits
- Pros
- You can afford a new rate and term
- United's standby policy
- WorldTrips single-trip plan cost
- 2. Choose a name and entity for your transportation business
- What are the other American flights to Hawaii?
- 3. Marketing services
- Lower commitment, traditionally lower rates
- Domestic travel as an unaccompanied minor
- 2. Shop at farmers markets
- Resources
- Government money market funds
- 1. The “While You’re at It” Strategy
- See if someone else will cover the lease
- 2. Write a day care business plan
- Visit the Emirates customer service page
- More elevated food and alcohol options
- Get pre-approved financing for new or used cars
- Documents to have on hand for Global Entry renewal
- Fueling/charging costs
- High earnings rate for IHG spending
- 2. Roll your old 401(k) over to a new employer
- 4. Use your library card
- Fare flexibility/ticket changes
- Who gets to avoid this fee:
- You want to transfer rewards to another program
- Complete Coverage
- 3. The Platinum Card® from American Express annual fee of $695 is higher than average
- 3. Yahoo Finance
- 2. Assess Palantir's role in your investment strategy
- Verizon Small Business Digital Ready
- Small Business Development Centers
- 3. 50% more value when redeeming for travel
- Automate
- 88% of consumers share their negative brand experiences
- 4. Your work is reassigned
- Chase Business Complete Banking
- Texas Enterprise Fund
- 2. Tax on mutual funds if the fund managers generate capital gains
- 2. The account holder maintains ownership of the funds
- Online brokerage account
- EveryDollar
- Universal life insurance premiums
- 4. Add inventory
- Step 1. Open the initial CDs
- Premium: $22.99 per month
- Sign-up bonus
- FHA mortgage insurance premium
- Platinum Visa For Rebuilding Credit
- 2. Rakuten
- 1099-OID
- 3. Build up your savings: Pay yourself first
- Payday loans and interest rates: What to know
- 2. Web design
- 6. Chick-fil-A
- Investment goals
- Discover® Bank: Best online banking experience
- 2. Pack essentials in your carry-on
- Step 1: Find a gold ETF
- 5. Green cleaning
- Pros
- Keep up with routine maintenance
- Chase Wire Transfer Fees
- Flights to the Bahamas
- Connexus Credit Union
- To get the most out of your investment
- Cheapest life insurance companies for preferred applicants
- 2. Choose an account type
- Valuable perks and rewards
- Ask for an offer in compromise
- ARE YOU EARNING ALL THE MILES YOU CAN?
- Credit score
- Ways debt consolidation can hurt your credit score
- 1. Open an options trading account
- Difference between a real estate agent and a broker
- 2. Choose a business name
- 3. Figure out your risk tolerance
- 5. Walk a dog or feed a pet while your neighbor is away
- Training and education
- Roth IRA contributions
- 3. Earn more
- The standard deduction
- FHA loans
- 3. Bitcoin ATMs
- Your good credit earns a very low interest rate
- Will pre-qualifying affect my credit score?
- Why you can trust NerdWallet
- Junior miners
- How to unfreeze credit with Equifax
- New York City
- 3. If you're going for it, you have only until Dec. 31
- Changes and cancellations
- Star Alliance Gold
- 2. Block Inc.
- Examples of Bitcoin ETFs
- 3. 3D printing education
- Effective date
- 3. Fill out a monthly budget worksheet
- 2. Low-cost brokerage accounts for (nonretirement) financial goals
- NY state income tax: Head of household
- Adding authorized users won't cost anything
- Credit card access and rewards
- Show that you can afford loan payments
- Brex Card
- 3. Marriott Myrtle Beach Resort & Spa at Grande Dunes, Myrtle Beach, South Carolina
- 2. U.S. Bank rewards
- 3. Chase Sapphire Reserve®
- Rewards-based crowdfunding
- 2. Test websites and apps
- 2. Account for your family's needs
- Wednesdays and Saturdays are the cheapest day to fly internationally
- 2. Actually invest your money
- How Colonial Penn’s pricing works
- Debt-to-income ratios
- Premier: $99.99 per month
- 30% of your income: wants
- Seller’s permit or vendor’s license
- LLLP vs. LP
- Long-term capital gains tax
- National Endowment for the Arts
- 4. Lifetime learning credit
- 2. Apply for a credit card consolidation loan
- Out-of-pocket maximum
- 3. Sell your stuff in person or online
- Cons
- 7,500 Avios each way
- Your mortgage balance is 80% or less than the value of your home
- Funding fee for VA cash-out refinances
- App features
- 2. Track your money
- How it works
- Free rent-reporting services tenants can use on their own
- 4. Explore mortgage options
- 4. Real estate business
- Make sure you’re qualified
- Some NerdWallet favorites: Secured
- Be realistic about how much you can make
- Google Fi Wireless
- Exchange-traded notes (ETNs)
- 3. Home or office cleaner
- TAP Air Portugal checked bag allowance
- Hampton by Hilton
- It’s not what you can borrow, it’s what you can afford
- Book through the right partner airlines
- Step 1: Enter your travel details
- 3. 10% point bonus each year
- Smaller cabin
- Cash is king
- Information to have on hand for Global Entry renewal
- EITC 2023
- 1. Research the pay
- Boost the value of your Ultimate Rewards® points
- Car loan preapproval can save you money at the dealership
- 5. Take online surveys
- What to consider before getting a 0% intro APR credit card
- Baggage and boarding
- 4. FedEx Small Business Grant Contest
- Amica: Best for customer satisfaction
- Accident-only coverage
- Use the 50/30/20 rule to budget for groceries
- Minority Business Development Agency Centers
- 71% of customers are unlikely to buy from a business that loses their trust
- 2. Kayak
- 5. You’re getting a cold shoulder from your boss
- 2. Stream your video and music payments to this card
- 3. Qualified distribution rules are strict
- 3. Clients pay more for specialized painting skills
- Home loans
- Use multiple business bank accounts
- Chase 2023 bonus categories
- First Tech: Best for co-sign and joint loan options
- Cheap car insurance from midsize companies
- 3. Call the IRS to locate your EIN
- 3. Auto repair
- Accident only
- Interior storage space
- What if I didn't get an extension?
- Credit One Platinum E3 Visa
- 1099-R
- 4. Make the most of every dollar: The zero-based budget
- 3. AmEx Offers
- Online financial planning services
- Why are my FICO and VantageScore credit scores different?
- Compare insurance rates for 20-year-olds
- You’ve maxed out your retirement accounts
- 7. Chili’s
- Income taxes for multi-member LLCs
- SoFi: Best for checking account overall and best checking account for overdraft fee avoidance
- Required payment is cut in half
- Step 2: Analyze the ETF
- WEX
- 6. Air duct cleaning
- 1. Consider replacing pros
- Wells Fargo Wire Transfer Fees
- Other structures coverage
- 2. Chase Sapphire Preferred® Card
- Would refinancing save you money?
- Possible Finance: No-credit-check, high-interest installment loans
- File an appeal
- 2. Dividend index funds and exchange-traded funds
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- Debt-to-income ratio
- 4. Think about your asset allocation
- Responsibilities
- 2. The “Home Base” Strategy
- A closer look at merchandise
- The type of central air unit: $600 to $24,000
- 2. Zero-interest credit card
- 2. International partner awards, particularly in coach
- 6. Babysit a kid for a great hourly rate
- Consider a loan
- Why it’s the best
- Pick established products
- 2. Earn miles making everyday purchases with an airline credit card
- Autolist
- Independent insurance agents and brokers
- 4. Set up external electronic transfers
- 4. Apply for membership.
- A big discount for booking on points
- 3. Keep your 401(k) with a former employer
- Paying or charging interest
- 4. Bitcoin exchange-traded funds
- Other taxes
- Different types of planes
- Illinois K-12 education expense credit
- 4. TradingView
- Reduce the monthly payment
- Step 2: Figure out what your market needs
- What do I need to pre-qualify for a personal loan?
- San Francisco Women’s Entrepreneurship Fund
- 4. Point transfers to airlines and hotels
- 3. Think about investing in rental properties
- Bank of America Business Advantage Fundamentals
- Step 1: Fund your cleaning business
- Other travel
- Intro APR offer
- Managed brokerage account
- Universal life insurance death benefit
- Errors not worth disputing
- 3. IBM
- 1. Complete the education requirement
- Capital One Venture X Rewards Credit Card
- 3. Decide how to pay for Tronix
- Parties and loan amount
- Chase 2022 bonus categories
- Traditional IRA income limits for 2023 and 2024
- Roth IRA income limits for 2023 and 2024
- Stay on the beach or rent a car every day, but don’t do both
- 3. Open a brokerage account
- 3. Online short-term loans
- Water bill
- If you’re 59½ or older and the account is less than 5 years old
- Program costs
- 3. American Airlines AAdvantage
- Broader rewards structure
- 1. Get sponsored
- 3. Extended reality
- Step 3: Claim dependents, including children
- Cities with the top five highest annual rent increases:
- Online retailers
- 3. Open an account
- LLLP vs. LLP
- 5. Student loan interest deduction
- Save on United award flights to Hawaii
- Index examples
- Fidelity: 4.98%
- Funding fee for Interest Rate Reduction Refinance Loans
- Be strategic about major purchases
- Suncoast Credit Union
- Services provided by landlords
- Or chat with friends and community members
- 3. Hospice benefits
- Boost
- Premium consumer credit cards with lounge membership benefits
- 3. Use coupons and discounts
- Will insurers look at my finances?
- IRS levies and passport restrictions
- Conventional Plus Program
- Home equity loans pros and cons
- Labor costs
- Hilton Garden Inn
- Are you transferring your balance onto a new credit card?
- The Chase Freedom Unlimited® offers a solid flat rate on 'everything else'
- Average monthly car payment by credit score
- Maintenance and repair costs
- 2. Be aware of potential costs
- Why it’s the best
- 6. Cash in on credit card rewards
- Seat selection
- 5. Texas Woman's University Veteran Woman Entrepreneur Grant
- You spend a lot on food, travel and entertainment
- Preventive care
- Getting the best HELOC rate
- 3. Set up a brokerage account if you don't have one
- 68% of customer churn is attributed to company indifference
- 6. You’re being micromanaged
- Texas Job Creators Grant
- Seattle
- 4. Tax-loss harvesting is most useful if you’re investing in individual stocks, actively managed funds and/or exchange-traded funds
- YNAB
- Want to compare the best of the best?
- Data missing below?
- Chase 2021 bonus categories
- Lower annual fee
- Mid-cap companies: $2 billion to $10 billion
- The Credit Card Competition Act
- Step 2. Reinvest each CD when it matures
- Wellness Rewards
- Intro APR and balance transfer period
- Contact your previous employer
- 3. Establish your directives
- 3. Explore funds over individual stocks
- 3. Choose how much you want to invest
- DTI ratio examples
- What happens if I can't repay a payday loan?
- 8. Cinnabon
- 20% of your income: savings and debt
- Should you gamble on meme coins?
- 2. Decide how much help you want
- Best Western Plus Casino Royale-Center Strip
- UFB Direct: Best savings account
- 4. Sell lemonade in the summer or hot cocoa in the winter
- 7. Fundraiser or grant writer
- 2. Look into suburban venues
- EARN MORE POINTS WITH A MARRIOTT BONVOY CREDIT CARD
- Only certain types of transfers are allowed
- Where Exodus shines
- Where to get it
- 5. Event planning
- Know how to source deals
- Protection for purchases and travel bookings
- Bankruptcy
- Cash reserves
- 4. NDN Collective loans and grants
- 3. Choose a business entity
- Credit unions
- Municipal money market funds
- Book with points
- Licensing examples
- Become an authorized user
- Look at the big picture
- 7. Whip your neighbor's yard into shape
- What the American Opportunity Credit is worth
- Route through Toronto or Vancouver for the best experience
- 4. A 25% boost when redeeming for travel via Chase
- More space and privacy
- Itemizing
- 5. Make a deposit to your new account.
- 2. If you have a 401(k), get your match
- VA loans
- Submit a paper FAFSA
- What’s covered (and what’s not)
- Travel rewards credit cards
- Bank of America® Premium Rewards® Elite credit card
- FSA contribution limits 2023 and 2024
- Pay off the loan faster
- Country Financial: Best for using an agent
- If your state offers a 529 tax break and has a good 529 plan
- Founders First Job Creators Quest Grant
- 0% balance transfer credit card
- Basic EPS
- Senior miners
- Other redemptions
- Buy park-to-park tickets
- Roth 401(k)
- Does basic economy get a carry-on on United?
- Credit cards
- 4. Microstrategy Inc.
- One step further: Search for single legs
- 2. Pass the exam
- Promissory note
- Chase 2020 bonus categories
- 4. AC Hotel Miami Beach
- Medicare Part D IRMAA in 2024
- Where to get a private student loan
- Fly on the holidays (or as far from it as possible)
- If you're 59½ or older and the account is at least 5 years old
- Step 4: Refine your withholdings
- You have a lifelong dependent, such as a child with a disability
- 2. Choose an investment account
- Disney World hotel costs
- 4. Fund your account and get started
- Economic Development Administration
- 6. Adoption credit
- 3. Set up balance alerts to stay on top of spending
- 3. Take notes and pictures
- 3. Decide how many shares to buy
- Vanguard: 5.28%
- Apply for a balance transfer card
- Take care of the car you have
- Qualifications
- 3. The “I Treat All My Children the Same” Strategy
- 4. Tutor
- Start with a budget
- Cost of paint and materials
- Rethink rent reporting
- How to leave tips for housekeeping
- 4. Consider your spouse
- Tax information
- 3. Budget for taxes
- Upgrading your travel perks
- Automatic IHG elite status
- 4. Cash out your 401(k)
- 7. Download an app for freebies
- Earning rates
- 5. Peer-to-peer money transfer apps
- 5. StockFetcher
- 4. Consider how much you want to invest in Palantir
- 1. With more time for interest to accrue, you will pay more
- 92% of loyal customers ranked price and value for the top reason why they stay loyal to brands
- 7. You’ve reached a dead end
- 2. All-inclusive Viva resorts in the Dominican Republic
- Center for Women Entrepreneurs StartHER Grant
- 4. Contribution limits are high
- Chase 2019 bonus categories
- Best insurance company overall: Travelers
- PenFed: Best for a seamless application process
- Imposter scams
- Pay extra for expedited service by mail
- Our pick for: Intro APR + high rewards on everyday spending
- Resident status rules
- 3. Learn to use AI tools
- 4. Research stocks the right way
- The percentage method
- 4. Virgin Atlantic
- Figure out where you are and what you value
- Mortgage insurance
- If you’ll meet the deductible
- Cities with the top five annual rent price declines or smallest increases:
- 9. Cold Stone Creamery
- Vio Bank: Best money market account
- 3. Arrive at the airport two hours early
- How to dispute a medical bill on your reports
- 1. States with no income tax
- 8. Eco-friendly food supplier
- How to test the battery health of a used EV
- Take shorter showers
- 3. Trim the guest list
- 2. Pool your points
- 3. Budget for emergencies
- 3. Marriott Bonvoy Brilliant® American Express® Card
- 3. Write a business plan
- If your employer offers a 401(k) match
- Navy Federal Credit Union
- Services that charge renters
- 6. Video production
- Uses for secured loans
- Documentation
- What to know about FSAs
- 2. Verify their credentials
- 2. Take a cut with affiliate marketing
- Average 401(k) match
- Bond ETFs
- Partner awards from other airlines
- Bitcoin pros
- Get a 'starter' credit card
- 1. Make sure you’re eligible to get an EIN online
- Expect to see the effects of rising rates
- How many credit card balances are you transferring?
- Is the American Opportunity Tax Credit refundable?
- Add a stopover for 5,000 miles
- 5. A $50 hotel credit
- Costs overview
- Qualifying for a traditional IRA when you have a 401(k) or other employer plan
- Establishing domicile
- Illinois tax deductions
- Student loans
- Lengthen the repayment term
- Step 3: Ride the organic marketing train
- If you’re going to need financial aid
- What fees do Chase checking accounts have?
- Fast Break for Small Business
- Personal loans
- Diluted EPS
- Step 2: Choose your market
- 3. Transition to this card for gas and more
- Is rental car coverage primary or secondary?
- California
- 5. You must keep your apples and oranges straight
- 4. Painting businesses are in demand
- 1. Start small
- 5. Core Scientific Inc.
- 4. Improve upon existing products
- 3. Gain professional experience
- Ink Business Preferred® Credit Card
- 4. Purchase and store Tronix
- Chase 2018 bonus categories
- 3. Index funds and ETFs
- Points are worth more when you book travel through Chase
- Small-cap companies: $250 million to $2 billion
- Reduce the amount you need to borrow
- Do tipped workers earn the minimum wage?
- 4. Personal trainers
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- USDA guarantee fee
- 4. The Hilton Honors American Express Business Card
- Search databases
- 3. Swagbucks
- Gas bill
- Estate tax exemptions by state
- 4. Robotics
- Step 5: Sign and date your W-4
- Reasons for unfreezing your credit
- But wait, there’s more
- Choosing corporate tax status for your LLC
- Forgiveness comes sooner
- Sales tax license
- How much is Netflix a month?
- Advantages of an LLLP
- 7. Earned income tax credit
- Step 3: Buy the gold ETF
- 5. Teach others a skill
- Other fuel cards to consider
- 9,000 Avios each way
- Allow up to 50% of your income for needs
- Learn more about Zelle
- Book travel via the AmEx portal or Expedia
- There is a pro-rata rule for backdoor Roths
- Webull: 5%
- Can a change be made on the day of travel?
- Hotels in Hawaii
- Personal property coverage
- 3. Review the investment choices
- Traditionally better rates, more discipline required
- Zengo Wallet: 4.8 out of 5 stars
- International travel with an adult
- Other ways may require more patience
- 5. Minnesota Indian Business Loan Program
- 4. Home health services
- 4. Find out if you qualify for additional assistance programs
- Pros and cons of secured and unsecured RV loans
- Hilton Garden Inn
- Better on-the-ground perks
- The number of people in your house and the number in college
- EITC 2024
- 4. Watch for scams
- 3. Max out an IRA
- What to consider before getting a low-interest credit card
- 6. Wallet software
- 4. Your credit score needs to be strong
- How many shares
- How long will it take to pre-qualify?
- 5. $300 a year in travel credit
- 69% of consumers say choice of retailer is influenced by where they can earn customer loyalty/rewards program points
- Stay on-site
- Put contributions into a Roth
- Benefits for employers
- How to unfreeze credit with TransUnion
- If your tax rate is low now and you expect it to be higher in retirement
- Premiums
- Personal loans
- 1. Wait for your CD to mature
- Collateral
- Chase 2017 bonus categories
- Pros
- 4. Business line of credit
- Where to get auto insurance quotes
- Wheels and maneuverability
- Part-year resident status rules
- Mission Lane Cash Back Visa® Credit Card
- 4. Review your beneficiaries
- Payment options
- 5. Etihad Guest Miles
- 4. Select a provider to open your Roth IRA
- 4. Up to $200 in annual credit for airline incidental fees
- Points worth 25% more
- Traditional human financial advisors
- Grant databases
- 9. Eco restaurants
- Replace your showerhead
- 4. Seek an off-peak season
- Bid and ask
- Where Exodus falls short
- 7. Podcasting
- Crashes and car theft
- Quick reimbursement for fraudulent charges
- Appraisals
- Stack errands to avoid unnecessary trips
- What buyers and sellers should ask real estate agents
- 4. Write a business plan
- 15,000 miles to Peru in economy or 35,000 miles in business class
- Chasing hot-performing funds
- Resources
- Prime money market funds
- Arrive early to enjoy the lounge
- 5. Freelance writer or editor
- Track your spending
- Size of the AC system
- 3. Personal loan
- Earn cash (or pennies) back with rewards apps, in time
- What factors affect the amount you can borrow
- Make lump sum payments
- Personal loan calculator
- Why it’s the best
- Step 2: Input what type of credit cards you have
- 6. Combine points from multiple cards
- Cash redemptions
- Premium tax credit eligibility
- Autotrader
- Stock mutual funds = higher potential returns (or losses)
- FHA loans
- 8. Use coupons
- 6. Michigan Veteran Entrepreneur-Lab
- Investing in prohibited industries
- Baggage allowance
- HSA contributions
- Tap into equity
- Does Chase have a free checking account?
- Gold streaming companies
- Example interest checking APYs at select institutions
- How do I make sure coverage applies to my rental?
- Find a car loan
- LendingTree Spring
- 2. eBay's free — up to a point
- 4. Adhere to the ethical standard
- Benefits at Six Senses
- Chase 2016 bonus categories
- How to maximize your rewards
- 1. Cash dividends
- Cheap car insurance after a speeding ticket
- 4. Consider how much to invest in Nvidia
- Sam’s Club Business Mastercard
- Mobile payment scams
- How to get approved for a private student loan
- Platinum Rewards Visa with No Annual Fee
- 5. Check your emotions at the door
- Decide how much effort you’re willing to devote
- FICO score ranges
- 5. Customer experience management, or CXM
- You want to help your family pay estate taxes
- 10. Del Taco
- 8. Charitable donation deduction
- Our pick for: No credit check at all
- 4. Pay your bill before your issuer reports to the credit bureaus
- 1. Robo-advisors
- 4. Contact your car rental company
- Transfer points to travel partners
- Interactive Brokers*: 3.83% or 4.83%, above $10,000
- Use a debt repayment method
- Claims-made vs. occurrence-based EPLI
- 5. Research first-time home buyer assistance programs
- Credit score for FHA loans
- 3. Bonds and bond index funds
- Try quizzes, apps and spreadsheets
- The pros
- Average car insurance costs after a speeding ticket in California
- Take out a debt consolidation loan
- Other tips for flying to Atlanta
- Ages 20-24
- International ETFs
- 4. The “Sweat the Biggest Stuff” Strategy
- Bitcoin cons
- Low Interest Rate Program
- Budget more for necessary goods and services, temporarily
- 2023 credit card bonus categories
- Know the code
- Average annual full coverage car insurance premium by company
- Identity and statement of educational purpose
- Submit the form online, once glitch is fixed
- Who gets to avoid this fee:
- Traditional IRA limits in2024
- Illinois exemption allowance
- Tactic 2: Use points or miles
- Grants.gov
- 6. TSA PreCheck/Global Entry/NEXUS credit
- Adjusted EPS
- Texas State Trade Expansion Program
- Simpler
- Benefits for employees
- How to contact AARP
- If your tax rate is higher now than you expect it to be in retirement
- 5. You get to be your own boss
- 2. Open a no-penalty CD
- Gather the facts
- Chase 2015 bonus categories
- $300 annual travel credit
- Cons
- 1. Find a dividend-paying stock
- Navy Federal: Best for military members
- Eat cheaper
- 5. Key Largo Bay Marriott Beach Resort, Key Largo, Florida
- Seller concessions
- Claim a life-or-death emergency
- Nonresident status rules
- 6. Turkish Airlines Miles&Smiles
- 5. Up to $200 in Uber cash for rides
- The actual expense method
- Our pick for: Online purchases
- Tips for unfreezing your credit
- 3. Pick an investment account
- 4. Keep your ID handy
- Priority Pass lounges
- How much is YouTube TV?
- Disadvantages of an LLLP
- 2. States with flat income tax rates
- 10. Organic nutritionist
- Wash clothes in warm or cold water
- 5. Move the special day
- 4. Tackle high-interest debt
- Our pick for: Strategic shoppers
- 4. Compare investment fees
- Hilton Honors
- Same term: If you refinance at 25 years
- EarnIn: No-credit-check cash advances
- What to know about unsecured loans
- 6. SBA loans
- Use membership clubs when it counts the most
- 35,000 miles to Colombia in business class
- Custodial wallets
- Find ways to save
- Installation and labor: $75 to $250 per hour
- Where can I get an RV loan?
- 2. Gather the necessary information
- Hampton by Hilton
- How large is the balance you are transferring?
- Add photos and videos
- 1. Fill out a mortgage application
- Dun & Bradstreet business credit scores
- Travel redemptions
- 5. Investigate divorced spouse benefits
- Tax credits
- Why it’s the best
- 9. Indulge in national food holidays
- Choose the right coverage limits
- Cost (and quality) of living
- Medical expenses
- FSA contributions
- 2. Lenders usually charge higher interest rates for long-term auto loans
- If you’re above the Roth IRA limits
- IFundWomen Universal Grant Application Database
- 3. Expedia
- Use Universal Express Passes
- What coverage is included?
- Washington state
- The lottery annuity option
- North America (domestic flights)
- Copays, coinsurance and deductibles
- 5. Promotional products
- Terms and conditions
- Chase 2014 bonus categories
- Have a co-signer lined up
- 2. Stock dividends
- VA funding fee
- Platinum Visa
- Humana Medicare Part D
- LoungeBuddy
- If you might not meet the deductible
- 11. Denny’s
- Marriott's Grand Chateau
- Cheapest full coverage car insurance in California for 20-year-olds
- 9. Medical expenses deduction
- 4. Buy stocks using the right order type for you
- Volume, average volume and day’s range
- 3. Get a companion pass
- 4. Marriott Bonvoy Boundless® Credit Card
- 8. IT consulting
- Consider 'fifth freedom' routes
- 6. Transcriptionist
- Home equity lines of credit pros and cons
- 1. Do all or some of the work yourself
- Drive for Uber or Lyft
- Income-driven repayment plans can shrink payments
- 3. Obtain the necessary certification and licenses
- 7. Transfer points to airline and hotel partners
- 2022 credit card bonus categories
- 3. Earn thousands of miles as a credit card welcome bonus
- 1. Get a brokerage account
- 5. Watch for burnout symptoms
- Equity REITs
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- 7. National Association for Self-Employed (NASE) Growth Grants
- Giving to charity
- Seats
- 5. You could potentially earn $1,400 a year in statement credits — if you use them
- Emirates Skywards Premium World Elite Mastercard®
- 6. Fidelity
- 1. Find a dividend-paying stock
- What kind of order
- Get rid of FHA mortgage insurance
- Term life insurance rates for nonsmokers
- Erie: Best in the Mid-Atlantic and Midwest
- What is the Chase checking account minimum balance requirement?
- America’s Seed Fund
- 7. Extra points on Lyft rides
- 4. Consider flipping investment properties
- 3. The Wyndham Reef Resort Grand Cayman
- Step 3: Find a specialty — and stick to it
- 6. Don’t sell your losers just to get the tax break
- 3. Opt for a CD ladder
- 4. Help from robo-advisors
- 5. Equipment financing
- Job scams
- 5. Newborn and post-pregnancy services
- Price
- 5. Marriott Bonvoy Brilliant® American Express® Card
- 5. Note your state's estate tax laws
- The aggregate method
- Compare manual and digital budgeting options
- 6. Up to $200 in annual hotel credit
- You want lounge access
- VantageScore ranges
- 6. Influencer marketing
- Should you invest in retail stocks in 2023?
- 3. Tap your home equity for a loan or line of credit
- 3. States with progressive tax structures
- 11. Wind power development
- Adjust the temperature on your water heater
- Leave 30% of your income for wants
- Robinhood*: 1.5% or 4.9%
- Hotels in the Bahamas
- What Exodus is best for
- 4. Register your transportation business and get an EIN
- How it works
- Damage you do to others
- The Apple Card
- How much could refinancing save you?
- Bitcoin or crypto ETFs
- Following a suggestion from family or friends
- 5. Plan your meals
- How long are RV loans?
- How can I qualify to borrow more?
- How the Lifetime Learning Credit works
- Ongoing fees
- Research the people
- Average annual full coverage car insurance premium by age
- You want instant elite status
- How do I access a HELOC?
- Step 4: Invest in the tools of the trade
- If you want to stash a lot of money away every year
- Emirates economy class checked baggage policy
- 4. Supplement with another card, or cards
- What isn't covered?
- Expensify
- 3. Dividend reinvestment programs (DRIPs)
- Equity-based crowdfunding
- Secured Card
- 4. Fiverr
- You want to diversify your investment portfolio
- 12. Edible Arrangements
- Costs
- 5. Wear easy-to-remove shoes
- Unpaid interest is cancelled
- Employer identification number
- How much is Hulu?
- Walmart Foundation
- 10. Deduction for state and local taxes
- Apply for aid
- Revocable life insurance trusts
- Beta
- How to use American Airlines AAdvantage miles
- 9. Catering
- Shorter term: If you refinance to 20 years
- High interest rates
- The cons
- International travel as an unaccompanied minor
- 3. Make sure they’re a good fit
- 3. Land a brand deal and make sponsored content
- Borrow from your 401(k)
- 2. Pick which options to buy or sell
- 5. Register your business and get an EIN
- 80,000 miles in Emirates business class to the Middle East, Africa, Asia, Australia or New Zealand
- Splurge for a suite
- Limitations
- 7. Blogger
- 2. Consider premium paints
- Was the information in your balance transfer application accurate?
- Step 3: Include your airline, hotel and car rental loyalty programs
- 2021 credit card bonus categories
- Bond mutual funds = lower returns (but lower risk)
- 2. Research
- Net worth of U.S. families by income
- Mortgage REITs
- VA loans
- 10. Sign up for a free trial
- 8. Small Business Innovation Research and Small Business Technology Transfer programs
- Who gets to avoid this charge:
- Andover Companies: Best coverage
- Hot wallet
- Switch from an adjustable- to a fixed-rate loan
- Term life insurance rates for smokers
- What is the Chase direct deposit requirement for checking accounts?
- WomensNet Grants
- Amber Grant for Women
- 8. DoorDash discounts
- When to use basic, diluted or adjusted EPS
- Where next?
- 3. It helps to have a niche
- Pay on time
- 6. Detailed models
- IHG Ambassador benefits at all the other IHG brands
- 1099-A
- Lounge access and other top-tier benefits
- 2. Evaluate the stock
- Micro- and mega-cap companies
- 6. Residence Inn St. Petersburg Treasure Island, St. Petersburg, Florida
- Conventional loans
- 4. Barclays rewards
- 4. Take surveys for money
- 6. Keep an investing journal
- Other Marriott Bonvoy transfer partners worth considering
- Mortgage rates
- 7. Up to $300 Equinox credit
- Disney World food costs
- 5. Monitor your total credit utilization
- 6. Find local gigs through Nextdoor
- 5. Contact your own insurance company about the rental car accident
- 12. Geothermal developer
- Cons
- Purchase energy-efficient appliances
- Use points to upgrade your seat
- Loss of use coverage
- 5. Plan for retirement
- Make multiple credit card payments per month
- Free online tax filing software compared
- 6. Compare mortgage rates and fees
- 5. Consider contributing enough to get any employer match
- 4. Real estate investment trusts (REITs)
- Guarda: 4.6 out of 5 stars
- Pros
- Marriott hotels
- Ages 25-34
- Check gas prices where you're going
- Manual storage
- Seasonal Energy Efficiency Ratio (SEER) Rating
- How do I apply for an RV loan?
- 3. Submit your application and wait
- Complete your listing details
- 8. Worldwide acceptance
- Equifax business credit scores
- 4. Earn flexible points using a non-airline credit card
- 6. Add your minor child
- Food and onboard service
- You don't want to risk sold-out cars
- How much does a HELOC cost?
- Pros of gold stocks
- Open for Business Grant Program in Houston
- Step 4: Plan the business budget
- When 2% cash back isn’t quite 2%
- What vehicle rentals are excluded?
- Split between a traditional and Roth IRA to defer taxes
- 7. Put the cash from the sale to good use
- The cash option
- Draft a business plan
- Communicate with stakeholders
- Penalties for nonpayment
- 4. Special dividends
- Cheap auto insurance after an accident
- Romance scams
- AvantCard Credit Card
- When are taxes due in October?
- 6. Weigh the value of professional help
- Clear membership
- Student outcomes
- You like Capital One’s travel portal
- Payday loans and the Military Lending Act
- The simplified version
- 2. Promote your business
- 7. Content automation
- 13. Firehouse Subs
- But wait, there’s more
- 11. Mortgage interest deduction
- Market orders
- EPS (TTM) and earnings date
- 4. Pledge loyalty to a single airline
- Exodus at a glance
- Cheapest life insurance companies for smokers in fair health
- 10. Social media management
- World of Hyatt
- Injuries to you
- Traditionally best rates, more commitment required
- Some NerdWallet favorites: 0%
- Review your finances and set goals
- 7. Microloans
- Pick the funds with the highest star ratings
- Use designated accounts for spending and savings
- Down Payment Assistance Loans
- Which is better when?
- 3. Prep the space yourself
- Hilton Garden Inn
- Why it’s the best
- Who can claim the Lifetime Learning Credit?
- 2. Review your Loan Estimates
- 2020 credit card bonus categories
- CarFax
- Net worth of U.S. families by age
- 5. Select your investments
- Where to get preapproved for a car loan
- 2. Evaluate the stock
- National Association for the Self-Employed (NASE) grant
- Don't use all the credit available to you
- Best insurance company for affordability: NJM
- 1099-B
- 6. Business credit card
- Hope for the best
- 6. Enrichment activities for children
- Our pick for: Everyday spending
- Size
- 5. Gather your paperwork
- 8. $300 SoulCycle credit
- 3. Fill out the trade ticket
- Airport lounge membership
- Cheapest minimum coverage car insurance in California for 20-year-olds
- 2. Online financial planning services
- 7. Freelance
- 1. Have a goal for your index funds
- Ask about discounted rates
- Cover your card charges
- Credit Account
- Where to get it
- How to lower the cost of employment practices liability insurance
- Longer term: If you refinance to 30 years
- Debt-to-income ratio
- 4. Review their fees
- Sector ETFs
- See what’s available in your brokerage account
- Control
- Stay skeptical
- 1. Figure out your gross income
- Money market mutual funds = lowest returns, lowest risk
- 3. Compare ETFs
- Emissions and efficiency
- Hybrid REITs
- Why you might roll a 401(k) into an IRA
- FHA loans
- Why it’s the best
- 11. Enter sweepstakes
- 9. Southern California Job Creators Grant
- Taking on excessive risk, speculation and debt
- You stay at Hyatts often
- Alaska
- Complicated spouses
- UBS Visa Infinite Card
- Perkins loans
- Health savings accounts (HSAs)
- What is the Global Entry interview like?
- 3. You have a higher risk of developing negative equity
- National Association for the Self-Employed Growth Grant
- 9. No foreign transaction fees
- Cons of gold stocks
- 4. Capital One Travel
- 4. Waikiki Marina Resort at the Ilikai
- How long will the rental be covered?
- Rocket Money
- Central America
- 4. You can’t get away with amateur photos
- Pay the security deposit upfront in cash
- Defaults and acceleration clause
- Make Money
- 3. Decide how much stock you want to buy
- 5. Preferred dividends
- Consider a condo
- Charity Charge Nonprofit Business Card
- Debt scams
- Leverage elite status
- 6. The Platinum Card® from American Express
- Additional standard deduction 2023 (taxes due 2024)
- Book one to three months in advance
- Credit One Bank Wander Card
- What if you can’t pay your bills?
- Compare car insurance rates for 35-year-olds
- 14. IHop
- What is the Buffett indicator?
- “Doing business as” registration
- How much is Disney+?
- Bank of America Charitable Foundation
- 12. Gambling loss deduction
- Our pick for: Beginner-friendly features
- Irrevocable life insurance trusts (ILITs)
- 13. Solar panel manufacturer
- 11,000 Avios each way
- Commit 20% of your income to savings and debt paydown
- Ex-dividend date
- Changing tickets booked with miles
- 5. Southwest Rapid Rewards® Plus Credit Card
- The ability to add onto existing debt
- Tap your home equity
- 80,000 miles to Maldives in business class
- 6. Order your groceries
- 8. Graphic designer
- Make a plan to pay off debt
- 3. Lower award prices and cash fees on some international partners
- 4. Find a (safe) day care facility
- 2019 credit card bonus categories
- Book Wanna Get Away Fares
- Step 2: Register your business
- Net worth of U.S. families by race or ethnicity
- Who can avoid this fee:
- Cold wallet
- Whole life insurance rates for nonsmokers
- Program for Investors in Microentrepreneurs
- Debt management plan
- Verizon Small Business Digital Ready Community Grant
- What's next?
- 7. E-commerce supplier
- Set up a new business bank account
- 7. JW Marriott Marco Island Beach Resort, Marco Island, Florida
- 7. Plan to reassess
- 7. Know your strategy
- Aetna Medicare Part D
- 9. Up to $240 in digital entertainment credit
- You want trusted traveler program credit
- 8. Artificial intelligence
- 3. Learn the difference between investing in stocks and funds
- In network
- Shop with points via the American Express site
- American Express
- 5. Split the family into different itineraries
- Credit-builder loans
- Hawaii weather and terrain
- Full details about Exodus' ratings
- 6. Optimize your finances with tax planning
- Tap into savings to pay down debt
- If your employer doesn’t offer a 401(k) match
- 11. Business planning service
- Afterpay: No-credit-check buy now, pay later loans
- Exodus: 4.5 out of 5 stars
- Cons
- California car insurance rates after a speeding ticket by company: 35-year-old drivers
- 4. Sell some merch
- Ask for a break from commuting
- 6. Get the proper permits and licenses
- 1. Examine your cooling needs
- 4. Get competing bids
- Step 4: Provide your email
- 9. Coverage if your trip is canceled or delayed
- Taco Bell franchise financing
- Experian business credit scores
- 2. Find your adjusted gross income
- 7. Suspend your benefit
- How much dwelling coverage do I have?
- You might be able to reserve a car now — and rebook the same one later at a discount
- 3. Decide how much stock you want to buy
- HEAL loans
- Flexible spending accounts (FSAs)
- USAA: Best for military and veterans
- What do I need for my loan application?
- Bizee’s Fresh Start Business Grant
- 10. Airport lounge access
- 5. Rent out a room
- Opt for the single-rider line
- What if I don’t have personal auto insurance?
- Universal life vs. whole life insurance rates for men
- You can use credit card benefits to travel in basic economy
- Get your business registered
- 5. The more detail, the better
- Keep your accounts open — especially your oldest
- Buy it
- Jurisdiction and governing law
- 1099-C
- 6. Dividend funds
- 5. American Express Membership Rewards
- Additional standard deduction 2024 (taxes due 2025)
- Loan limits
- The premiums are expensive
- 15. Melting Pot
- Travel
- How much should I budget for activities and expenses at Disney World?
- Travelodge by Wyndham Las Vegas Center Strip
- WANT TSA PRECHECK FOR FREE?
- 13. IRA contributions deduction
- Compare award letters
- 1. Log out
- 8. Tutor your peers
- 6. Find out who's responsible for paying what in a claim
- 2023 tax rates by state
- 2. Research index funds
- 14. Plant delivery service
- 1-year target estimate
- Liability coverage
- 5. Get licenses and permits
- 7. Gather your loan paperwork
- 6. Decide whether you want to supplement your savings outside of a 401(k)
- Your stolen stuff
- Prime Visa
- Uses for unsecured loans
- 8. Short-term business loans
- Ages 35-44
- Leveraged ETFs
- Thinking bonds are too boring
- Decide which type of money market fund is right for you
- Hampton by Hilton
- Purchasing a Plumeria Lounge day pass
- 2018 credit card bonus categories
- 5. Earn an airline companion pass
- 4. Make the trade
- Net worth of U.S. families by education
- Publicly-traded REITs
- What you need to get preapproved for a car loan
- Fare flexibility/ticket changes
- 10. Stephen L. Tadlock Veteran Grant
- Florida
- Average cost of renters insurance in California by city
- After you're approved for Global Entry
- Whole life insurance rates for smokers
- Step 5: Staff wisely
- Bankruptcy
- PE ratio
- Gusto Impact Award
- Cell phone insurance
- Pros of mailing a credit dispute letter
- Eureka
- Mini CD ladder
- Government-backed loans
- Student loan scams
- 7. Mobile apps and entertainment for children
- Durability and security
- 5. Make money from your blog with affiliate links
- 5. Upwork
- 1. Review your W-4
- 10. $189 Clear credit
- Home occupation permit
- How much is Max?
- 1. Think long term versus short term
- 4. Borrow from your 401(k)
- Out of network
- Use points toward online purchases elsewhere
- Deposit insurance
- How to use British Airways Avios for a flight to Hawaii
- 12. Tax consulting
- The following Southwest credit cards include upgraded boardings:
- 5. Money market funds
- California car insurance rates after a speeding ticket by company: 20-year-old drivers
- Type of business
- 9. Video producer
- 2. Time it right
- 5. Get insured
- Step 5: Check for price drops (after booking)
- 10. Baggage delay insurance
- Finding coverage in tough markets
- 4. You could fall into a cycle of negative equity
- FedEx Small Business Grant Contest
- Example CD APYs at select institutions
- How does coverage vary for international rentals?
- Universal life vs. whole life insurance rates for women
- South America
- Be strategic about new credit applications
- Place a debit card hold
- Use credit card perks, maybe
- Borrower representations
- Government bonds
- 1099-CAP
- 8. JW Marriott Santa Monica Le Merigot, Santa Monica, California
- Trip delay coverage
- Showers
- 6. Pick your investments
- 9. Podcasting
- 16. Moe’s Southwest Grill
- American Express Global Lounge Collection
- Cheapest auto insurance in California for 20-year-olds with poor credit
- 14. 401(k) contributions deduction
- Resident status rules
- Consider how much you’ll need to borrow
- 15. Open a used bookstore
- Moving averages
- 6. Book hotel suites
- Consider a personal loan
- Down payments and gift funds
- Potentially confusing terms and conditions
- 9. Business credit cards
- Develop good credit habits
- Request an accessible seat
- Homes for Veterans Program
- 5. Trim the scope of the job
- 2017 credit card bonus categories
- CarGurus
- Why you might not want to roll a 401(k) to an IRA
- VA loans
- Baggage and boarding
- 11. Feed the Soul Foundation's Restaurant Business Development Program
- Who can avoid this fee:
- Debt settlement
- Individual gold stocks
- Amegy Bank Small Business Boost Program
- Money Manager
- How to maximize your rewards
- Resident status rules
- Cheapest car insurance after a DUI
- Uneven splits
- Appraisal fee
- Social Security scams
- Consider paying with miles
- 11. Reimbursement of application fees for TSA Precheck or Global Entry
- Is the Buffett indicator high or low right now?
- 4. Open your account
- 2. Look into tax-loss harvesting
- 2. Start searching on a special website
- 9. Take surveys
- Fleet expense management tools
- Limit orders
- 1. Avoid filing your tax return on paper
- Switch to LED lighting
- Redeem for gift cards
- How does TrueCar's True Cash Offer work?
- 6. United℠ Explorer Card
- Coinbase Wallet: 4.4 out of 5 stars
- Average annual car insurance costs from large companies
- What’s next?
- 5. Do a final check
- 5. Offer memberships
- Ages 45-54
- 3. Predict the option strike price
- 7. Find a location
- Ignoring the fees
- 10. Photographer
- 3. Look for equipment rebates and tax credits
- Complete your inventory and pricing
- Is the Lifetime Learning Credit refundable?
- 3. Loan processing takes over
- 11. Rental car coverage
- Card-to-card points transfers
- 8. Use a do-over
- Use the Low Fare Calendar and book in advance
- Public non-traded REITs
- Watch the calendar
- 1. Stocks
- Nevada
- Use miles to save cash
- Geico vs. Allstate home insurance
- Parent PLUS loans
- Venmo Small Business Grant
- 11. Luxury hotel benefits
- EPS growth
- Cons of mailing a credit dispute letter
- 6. You’ve got to price it right
- InboxDollars Surveys
- 1099-DIV
- 8. Shared accessories and attire
- 6. Capital One Rewards
- Interior storage space
- 7. The Business Platinum Card® from American Express
- Grow Credit Mastercard
- Set a price alert
- 1. Southwest Rapid Rewards
- Property standards
- The cash value is slow to grow
- 17. P.F. Chang’s
- 1. Automate transfers
- How much is Apple TV+?
- Carnegie Corporation
- 3. Traditional, in-person financial advisors
- 16. Green gift shop
- Secured credit cards
- Weather in the Bahamas
- 7. Invest to build your future goals
- How it works
- 8. Get a preapproval letter
- Marriott Bonvoy
- The following Southwest credit cards offer EarlyBird Check-In perks:
- Legal regulations
- Scout out service dog relief areas
- 6. Time your project
- 2016 credit card bonus categories
- 3. Add back certain deductions particular to MAGI
- How are my belongings covered?
- Most popular
- Which credit cards to use for primary coverage
- FHA loans
- Chubb: Best for high-value homes
- 6. You can add different types of authorized users
- What happens if you are declined?
- Transfer Capital One Venture miles to Wyndham Rewards
- What is the procedure for filing a claim?
- Perks await when you fly economy with elite status
- Purchase insurance and get licenses
- 8. Pill production
- Look at nonchain hotels
- Covenants
- Dividend per share (DPS)
- Discount points
- NASCAR American Express Card
- 2. Make sure your bonus is actually taxable
- 12. Up to $100 in statement credits annually at Saks Fifth Avenue
- 3. Sell your castoffs
- 10. Streaming service
- Got more questions about how to open an IRA? We have answers
- 15. Saver’s credit
- Our pick for: Fixed monthly payments
- Progressive vs. State Farm home insurance
- 3. Pick your index funds
- 2. Get direct deposit
- Install dimmer switches
- Donate to charity
- Is a brokerage account a good place to earn interest?
- Medical payments coverage
- 6. Open a business checking account and get a business credit card
- Our pick for: The well-timed buy
- 13. PR agency
- Check yields, fees and expense ratios
- 6. Get a business checking account and credit card
- 12. Travel assistance
- Taco Bell franchise pros
- The insurer of last resort: Citizens Property Insurance Corporation
- Charging/filling up
- Set cash aside
- Seat selection
- 12. Chicagoland Job Creators Quest Grant
- New Hampshire
- Bring a snack (just in case)
- Tactic 3: Use your military benefits
- 5. Repair and maintenance costs increase with a car’s age
- Step 6: Practice your elevator pitch
- Dayton Community Development Corporation grant programs
- Europe
- 7. It’s not over when the item sells
- J.D. Power Ranking
- Pay with points and miles
- 9. Pier South Resort, Autograph Collection, San Diego
- Medicare scams
- 6. Sell your wares on Etsy
- Rebook if you find a cheaper price
- Cigna Medicare Part D
- 2. Air New Zealand Airpoints
- How to have more taxes taken out of your paycheck
- 18. Pinkberry
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- 10. Search for regular jobs for kids
- 17. Sell bicycles
- Support and resistance
- AIG
- How to use Alaska miles for an American flight to Hawaii
- Ages 55-64
- 11. Podcast host
- Invest in your financial future
- 4. The underwriter makes a decision based on your documentation
- 2015 credit card bonus categories
- Other general-purpose travel card reviews
- How quickly could the IRS implement the child tax credit expansion?
- Wildfires
- No-exam life insurance rates for nonsmokers
- Identify grants that are suited to your business
- 12. Cardholder hotline
- Gold stock ETFs
- Visit during the low season
- Transfer partners
- Wash sale rules
- AndroMoney
- 9. Medical implants
- Consider vacation rentals
- Google Opinion Rewards
- 1099-G
- Dividend yield
- Our pick for: Flat-rate travel rewards
- Upgrading to Main Plus
- WWE Credit Card
- 3. Use tax deductions
- 13. Walmart+ Monthly Membership Credit
- Our pick for: Cell phone and internet bill payments
- The cash value rate of return can be low
- Club Wyndham Grand Desert
- 6. Respect other passengers' space
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- Appendix: How the math works in our examples
- 16. Health savings account contributions deduction
- Prudence's policy:
- Part-year resident status rules
- 3. Stay on top of things
- Use smart power strips
- 13,000 Avios each way
- 8. Grow your financial well-being
- FHA appraisal
- 6. High-yield savings accounts
- Home equity loan
- Preboard
- 4. Earning elite status
- Set your shipping prices
- 13. Purchase protections
- Taco Bell franchise cons
- Chase Dining
- Redeem points for international flights
- Is there enough liability coverage?
- Private REITs
- 2. Funds
- Invest in noise-canceling headphones
- Geico vs. State Farm home insurance
- The Amplifier Grant
- Dividend payout ratio
- 5. Kiwi
- Step 5: Register the business
- Example money market account APYs at select institutions
- Set up a business bank account
- Miscellaneous
- Best insurance company for accident forgiveness: Geico
- Resident status rules
- Part-year resident status rules
- Escrow account funds
- Tax scams
- 7. Citi ThankYou Points
- 6. OfferUp
- 3. Frontier Miles
- 11. 3D printing
- 19. Pizza Hut
- 2. Count your coins and bills
- How should investors use the Buffett indicator?
- How much is Peacock?
- Ford Foundation
- 18. Sell scooters
- Selling a car to TrueCar
- 7. Delta SkyMiles® Gold American Express Card
- Chubb
- 14. Professional organizing
- Pay every credit card bill on time (and ideally in full, too)
- Capital One® Walmart Rewards™ Mastercard®
- Some NerdWallet favorites: Cash back
- Trust Wallet: 4.3 out of 5 stars
- 4. Determine the option time frame
- RemodelNY
- 2014 credit card bonus categories
- Cars.com
- USAA vs. State Farm home insurance
- Consider using a retirement account
- Earning rates
- South Dakota
- No-exam life insurance rates for smokers
- 6. High-yield savings accounts
- 13. Access to unique, cardmember-only events
- Wyndham Rewards credit cards
- San Antonio Economic Development Department grant programs
- 1099-INT
- Wheels and maneuverability
- Vegas Golden Knights Credit Card
- 4. Contribute to a tax-advantaged account
- 4. Earn badges through Live videos
- How to have less taxes taken out of your paycheck
- You can’t control your portfolio
- 4. Set a budget for your stock market investment
- 4. Call in a pro
- 17. Self-employment expenses deduction
- 5. Enter a debt management plan
- Scenario: Doctor visits and an MRI
- Progressive vs. Geico home insurance
- Benefits
- Capital One
- Where to get it
- 9. Choose a real estate agent carefully
- 12. Social media consultant
- 7. Get financing
- 14. Customer service without the wait
- Step 3: Price your services
- VA loans
- Flooding
- 13. Beyond Open Small Business Grant Program
- Consider a light blanket
- American Family
- Step 7: Write client proposals
- Chase premium checking accounts
- Confirm grant details
- Use the Best Fare Finder and pay in cash
- Cost basis calculations
- Experian
- 8. Be ready for some returns
- 10. Prosthetics
- Signatures
- Swagbucks
- Cheapest auto insurance for poor credit
- Investment scams
- 9. Shared home improvement equipment
- Be flexible with destination, airport and dates
- 4. InterMiles
- Spa
- 20. Red Robin
- 5. Choose investments that match your tolerance for risk
- How much is Prime Video?
- Estimate loan payments
- 3. Search again
- 4. Decide where to buy your index funds
- 19. Energy-efficient car sales
- 4. One more thing to know about your tax refund
- 15. Photography
- Hilton hotels
- 8. Get the proper equipment
- You might also like:
- Franchising pros
- Chase Experiences
- What are the deductibles?
- Tennessee
- FedEx Small Business Grant Contest
- 1Money
- How to maximize your rewards
- Corporate bonds
- Vanguard 500 Index Fund (VFIAX)
- 10. Sheraton Princess Kaiulani, Honolulu
- Flood determination and monitoring fees
- 7. Self-publish an e-book
- 14. Access to the American Express Global Lounge Collection at airports
- 12. E-commerce
- 3. Prep for grocery shopping
- 7. Have a backup plan ready
- Coca‑Cola Foundation
- Methodology
- 18. Home office deduction
- Nonresident status rules
- Drawbacks
- Past years' state tax rates
- Dollar-cost averaging
- Step 1: Assess award availability
- 9. Estate planning: Protect your financial well-being
- 7. Get any funding you need
- Nationwide
- Allianz Global Assistance
- Where is the best place to exchange currency?
- Home equity line of credit
- 5. Your loan is cleared to close
- Towing
- FHA loans
- Upgradeability
- 3. Sukuks
- Buy Wyndham Rewards points
- Lubbock Economic Development Alliance grants
- Africa
- Call and ask
- 1099-K
- Nonresident status rules
- Dividend payout ratio
- 8. Bank of America® rewards
- Business loans
- Chime Secured Credit Builder Visa® Credit Card
- Best Friends Credit Card
- 5. Qatar Airways Privilege Club
- Refinancing
- How to use a W-4 to owe nothing on a tax return
- There can be tax implications if you withdraw cash from your policy
- 21. Starbucks
- Desert Rose Resort
- SAVE benefits available by October 2023
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- Our pick for: An upgrade path
- 20. Open a consignment or thrift store
- 10. Narrow down your ideal type of house and neighborhood
- Try not to use too much of your credit limit
- 7. CDs
- MetaMask: 4.0 out of 5 stars
- How much is auto insurance after an at-fault accident?
- Create a business plan
- 13. Dropshipper
- Create your return and exchange policy
- 14. Bizee Fresh Start Business Grant
- Texas
- Earthquakes
- Step 8: Set your pricing
- Prepare and submit applications
- Tory Burch Foundation Fellows Program
- Get an equipment financing loan
- 9. Face issues head on
- Vanguard Total Stock Market Index Fund (VTSAX)
- Government recording fees
- Price
- 5. Defer your bonus
- Quiet room
- 15. Centurion Lounge Complimentary Guest Access
- How much is Sling TV?
- 19. Educator expenses deduction
- 4. Browse the calendar
- Progressive vs. Allstate home insurance
- Amex EveryDay® Credit Card
- Golden crosses and death crosses
- Why Chase Ultimate Rewards® can be the best option
- 16. Event space
- Bonzah
- Mortgage insurance
- How do I find a currency exchange near me?
- USAA vs. Allstate home insurance
- Wildfires
- 7. CDs
- Book Emirates economy fares on points
- Middle East
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- How to maximize your rewards
- Part-year resident status rules
- 7. Poshmark
- 5. Build a community
- 22. Wingstop
- SAVE benefit starting in February 2024
- Scenario: Trip to the ER
- 11. Monetize your social media accounts
- 21. Manufacture or sell eco-friendly fashion design
- Travelers Insurance
- Wildfires
- Soft vs. hard credit inquiry
- Build your credit score
- Franchising cons
- Save
- Energy Star Labeled Homes Program
- Publish your listing
- Edmunds
- 15. Venmo Small Business Grant
- Country Financial: Best for using an agent
- The Alamo Small Business Grant Program
- Wells Fargo's reputation
- Get a small business term loan
- 10. Use the eBay seller hub
- 11. Rapid prototyping
- How to maximize your rewards
- Vanguard Total Bond Market Index Fund (VBTLX)
- Loan-origination charges
- 10. Vacation rentals
- SBA loans
- 13. Portable charging devices
- Economic events
- Home Depot Foundation Veteran Housing Grants Program
- 20. Solar tax credit
- 5. Buy index funds
- 8. Hire any employees you need
- 17. Interior decorating
- Rental Cover
- Keep credit card accounts open for a long time
- Property-based passive income ideas
- Where can you exchange currency for free?
- An example of buying a call
- 14. Consultant
- Cash-out refinance
- Washington
- Floods
- Pros
- Consider backup funding options
- Hurricanes and tropical storms
- Asia
- Amortization
- 1099-LTC
- 8. Get advertising revenue from your blog or YouTube channel
- Service
- 16. Upgrade to Marriott Bonvoy Gold Elite status
- 23. Red Lobster
- 5. Focus on investing for the long-term
- SAVE benefits available by July 2024
- How much is Fubo TV?
- 12. Get paid to stream on Twitch
- 22. Environmental blog
- 8. The Platinum Card® from American Express
- Target Circle™ Credit Card
- Increase business revenue
- You may find a bigger discount with corporate codes
- Availability
- 16. U.S. Chamber of Commerce America's Top Small Business Awards
- 4. Gold and other precious metals
- Auto Club Group
- Property-based passive income ideas
- 14. Purchase protection
- 6. BookWithMatrix
- Equifax
- Hurricanes and tropical storms
- Get a 0% intro business credit card
- 12. Electronic assembly
- Vanguard Balanced Index Fund (VBIAX)
- Mortgage insurance or fees for government-backed loans
- Our pick for: Customizable bonus categories
- Cryptocurrency pros
- Online lenders
- Ways to earn Marriott Bonvoy points
- 4. Minimize restaurant spending
- Earnings
- Everything else
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- 21. Energy efficient home improvement tax credit
- 5. Find the cheapest date
- CREDIT CARD RENTAL BENEFITS CAN TAKE YOU FARTHER
- Expand your coverage with endorsements
- Other details you should know about Exodus
- How it works
- CoverWallet
- Using American Express Membership Rewards points
- 18. Woodworking or furniture building
- Sure
- Electrum: 2.5 out of 5 stars
- 9. Open a business bank account
- 15. Event or wedding planner
- Flooding
- USAA vs. Geico home insurance
- Cons
- Step 9: Stay organized and deliver results
- Wildfire
- 11. Improve your seller profile
- Windstorms
- Best insurance company for having few customer complaints: American Family
- 1099-MISC
- Nonresident status rules
- 11. Electronics repair
- 17. Upgrade to Hilton Honors Gold status
- Compare car insurance rates for drivers with a DUI
- Hurricanes
- Gifting large sums of money to family
- 23. Advertising agency specializing in green business
- Step 2: Transfer points to British Airways Avios
- Thunderstorms
- Complete financial plan and investment advice
- Our pick for: Interest-free financing with cash back
- Earthquakes
- No-credit-check loan example
- 8. Buy a rental property
- An example of buying a put
- Licensing pros
- Invest
- AutoSlash only shows cars available on Priceline
- Step 4: Obtain business permits, licenses, and insurance
- 17. EBay Up & Running Grants
- Wyoming
- 1. Decide what type of investor you are.
- 15. Return protection
- Step 6: Find and maintain clients
- Flooding
- More from NerdWallet
- Oceania
- Annual percentage rate, or APR
- Vanguard Growth Index Fund (VIGAX)
- Business credit cards
- Pay off debt
- 14. Publishing e-books
- Clif Family Foundation
- 22. Electric vehicle tax credit
- Our pick for: No security deposit, low annual fee
- 6. Keep an eye on your index funds
- 5. Optimize your stock portfolio
- American Express® Green Card
- 11. Stick to your budget
- Personal loan
- Chase Sapphire Preferred® Card
- 2020-2022 earned income credit amounts
- 5. Real estate
- 8. Buy a rental property
- Don’t forget the fifth-freedom flights
- Winter weather
- Flooding
- 12. Solicit feedback
- Wildfire
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- Pest inspection
- Cryptocurrency cons
- 18. Money-saving perks for stays booked through The Hotel Collection
- 24. American Eagle
- California earned income tax credit (CalEITC)
- 24. Give bicycle tours
- Testing a resistance level
- Where to get it
- Flooding
- Using Citi ThankYou Points
- 19. Graphic design
- 16. Ecommerce reseller
- FHA Plus Program
- 18. Grants.gov
- Where you live
- 16. Extended warranty
- PE ratio below industry average
- America’s Seed Fund
- The 10 largest lottery jackpots
- Automated Clearing House, or ACH
- Vanguard Small Cap Index Fund (VSMAX)
- 1099-NEC
- California earned income tax credit (CalEITC)
- Cheapest car insurance for young drivers
- Personal loans
- Conventional loans
- 6. Manage your stock portfolio
- 5. Get discounts on entertainment
- Paying for vacations, cars or other stuff
- Is Exodus right for you?
- Specialized guidance and/or want to meet with an advisor face-to-face
- Home purchase: Basic Home Mortgage 203(b)
- 9. Rent out your own house
- Licensing cons
- Used Car Search Pro by iSeeCars
- Winter storms
- Wind
- Hailstorms
- 13. Download the eBay app
- Flooding
- 13. Sustainable, customized fashion
- Prepaid expenses
- 9. Become an Instagram influencer
- Varo Believe Secured Credit Card
- 19. Complimentary benefits through Fine Hotels & Resorts
- Avoid taking on more debt
- 15. Fitness tech
- Our pick for: Maximized value
- 25. Anthropologie
- California young child tax credit (YCTC)
- 25. Eco-travel planner
- 6. Know when to sell stocks — and when not to
- 9. Capital One Venture Rewards Credit Card
- 20. Clothing boutique
- 10. Market your laundromat
- Pay off debt
- 6. Cryptocurrency
- Your coverage limits
- 9. Rent out your own house
- TransUnion
- Balloon payment
- Vanguard Total International Stock Index Fund (VTIAX)
- California young child tax credit (YCTC)
- Business grants
- 1. Has the W-4 form changed?
- Giving a laid-back loan
- 6. Look up the same trip on your preferred partner's website
- Hurricanes
- FHA refinance loans
- Some NerdWallet favorites: General travel
- Average car insurance costs after a speeding ticket
- Hyatt hotels
- ETFs vs. mutual funds
- 17. Gig worker
- 19. GrantWatch
- Auto-Owners
- Accounting
- Bring the kids
- Amber Grants
- Flooding
- Winter weather
- Tornadoes
- 1099-OID
- 12. Academics courses
- FHA loans
- Wait to apply
- 26. Banana Republic
- 6. Map out major purchases
- Hail
- Cheapest full coverage car insurance in California for 30-year-olds
- California child and dependent care tax credit
- 26. Sustainable events planner
- How we review crypto wallets
- Portfolio management only
- 12. Make the most of walk-throughs and open houses
- 21. Bed and breakfast
- 10. Get a roommate
- Your deductible
- 17. Rental car coverage
- 14. Connect eBay to your own store
- 14. Customized glasses frames
- California child and dependent care tax credit
- Tax monitoring and research fees
- 16. Online teaching
- Setting up joint bank accounts
- Kubota Hometown Proud Grant Program
- American Express® Gold Card
- Winter weather
- 8. Hire staff
- Etsy fees for sellers
- Chase Sapphire Reserve®
- Step 5: Secure startup funding
- Branding
- 10. Get a roommate
- Rising EPS that beats analyst estimates
- Blanket lien
- 1099-PATR
- How much are car insurance quotes?
- 20. Free shipping with ShopRunner
- 2. What does it mean to be exempt from taxes?
- 27. DSW
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- California adoption cost tax credit
- 27. Open an organic spa
- Tornadoes
- How it works
- 22. Food truck
- Alternative investment passive income ideas
- 18. Life coach
- Repeat
- Graduate to Homeownership Program
- Tropical storms and tornadoes
- NJM: Best small regional insurer
- 2. Choose how much you want to invest.
- 18. Trip cancellation or interruption insurance
- NASE Growth Grant
- Wildfires
- Winter weather
- Earthquakes
- California adoption cost tax credit
- Title-related costs
- Our pick for: Bank of America® customers
- 10. Monetize your Twitch channel
- 17. Mobile application development
- Narrow results to nonstop options
- FHA renovation loans
- Ledger: 5.0 out of 5 stars
- ETFs vs. stocks
- Halal investing resources
- Your claims history
- Web design
- Alternative investment passive income ideas
- Step 7: Invest in advertising and expanding
- 15. Network with other sellers
- 15. Make your own art
- Co-signer
- Best insurance company for financial strength: Auto-Owners
- 1099-Q
- NYC tax rate schedule
- Cheapest auto insurance for senior drivers
- 13. Language courses
- 21. Concierge service
- 28. J. Crew Factory
- 7. Restrict online shopping
- Tornadoes
- Above-the-line deductions
- California nonrefundable renters tax credit
- 28. Recycled furniture and home goods
- Georgia FAIR Plan
- 10. Hilton Honors American Express Aspire Card
- Where to get it
- Flooding
- Hurricanes and tropical storms
- TrueCar
- Earthquakes
- California nonrefundable renters tax credit
- Cheapest minimum coverage car insurance in California for 30-year-olds
- Amazon Web Services (AWS) Imagine Grant
- 13. Don’t skip the home inspections
- 23. Restaurant or cafe
- Other specialty FHA loans
- 11. Peer-to-peer lending
- Some NerdWallet favorites: Co-branded
- Average car insurance costs after a DUI
- 19. Virtual assistant
- The features of your home
- Human resources
- 3. Gather your paperwork.
- 19. Trip delay reimbursement
- Curtailment
- 1099-R
- 22. Low fares through the International Airline Program
- 18. Search engine optimization consultant
- 29. Journeys
- 29. Eco-friendly kids toys
- Our pick for: Online Shopping
- 9. Write your day care contract and policies
- Veteran Business Outreach Centers
- Pros
- Farmers
- 11. Peer-to-peer lending
- Dividend payout ratio below 80%
- Understand your eligibility
- 3. When should I review my W-4?
- Wildfires
- Below-the-line deductions
- The Platinum Card® from American Express
- 24. Craft brewery
- Trezor: 4 out of 5 stars
- Chase Freedom Flex℠
- Other policies
- Green living
- 20. Lost luggage reimbursement
- Can I sell on eBay without a store?
- 16. Custom-made tools
- Default
- 1099-S
- Which factors determine car insurance quotes?
- 23. Savings with the Cruise Privileges Program
- 19. Social media consultant
- 30. Madewell
- 8. Delay purchases with the 30-day rule
- Avoid mixed cabin awards
- 30. Handmade clothing
- 20. Pet sitter and dog walker
- Neighborhood Revitalization Program
- Step 6: Market your window-washing business
- 14. Business or marketing courses
- 11. Sell your photography
- Compare auto insurance rates for drivers with poor credit
- Our pick for: Average credit and rewards
- 14. Negotiate with the seller
- 12. Private equity
- Your dog
- Organization
- 4. Pick your investments.
- Pros
- 21. Medical emergencies during travel
- Note application deadlines and awards dates
- Do I need a tax ID to sell on eBay?
- 17. Rare spare parts
- Deferred payment loan
- Real estate agent commissions
- 24. Car Rental Privileges
- 4. Can I adjust my W-4 multiple times throughout the year?
- 31. Old Navy
- Cheapest auto insurance in California for 30-year-olds with poor credit
- 31. Green remodeling
- Step 3: Book your flight on the British Airways site
- How it works
- 25. Ice cream shop
- Service-Disabled Veteran-Owned Small Business Program
- Cons
- 12. Private equity
- 1099-SA
- 20. Drone videography
- 9. Get creative with gifts
- SafePal: 3.8 out of 5 stars
- 21. Remote travel agent
- How many things can you sell on eBay for free?
- Factor rate
- Property and transfer taxes
- Our pick for: Paying rent
- 25. Deals through the Amex Auto Purchasing Program
- Our pick for: Prime gaming
- 32. Target Circle
- 32. Green architecture
- Where to get it
- 26. Personal chef
- Online loans
- USAA: Best for military and veterans
- Consider financing alternatives
- 15. Personal wellness
- 21. Cybersecurity or IT consulting
- American Express® Business Gold Card
- Most popular: HO-3 insurance
- 15. Buy adequate home insurance
- Sinkholes
- Boots to Business
- The Hanover
- Cons
- What should you do if you’re invested in these REITs?
- How much is an eBay store per month?
- Best insurance company for discounts: Amica
- Title insurance
- 26. An extra point when booking Platinum Destinations Vacations
- State Farm Good Neighbor Citizenship Company Grants
- 33. Solar panel installation
- 27. Landscape services
- 13. Crypto staking
- 22. Tour guide
- Manufactured Home Mortgage Program
- Chase Freedom Unlimited®
- 10. Lower your car costs
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- Co-signed or joint loans
- Methodology
- 13. Crypto staking
- 27. Additional value through the InCircle rewards program
- 22. Venture capitalist
- 33. Aveda
- Our pick for: Average credit and no annual fee
- 34. Start a cooperative
- 28. Pet grooming
- 23. Bookkeeper
- Step 7: Prepare yourself for the day-to-day operations
- Institute for Veterans and Military Families
- Apple Cash: digital card
- Interest-only payment loan
- 12. Become a dog walker with Rover or Wag
- Look up the insurer’s financial strength
- Broadest coverage: HO-5 insurance
- Your house
- 16. Courses in hobbies or interests
- 28. AmEx Carbon Emissions Tracker
- 34. BareMinerals
- 11. Reduce your gas usage
- Google Ad Grants
- 35. Green venture capitalist
- 29. Florist
- Secured loans
- 24. Personal trainer
- Loan-to-value ratio
- How it works
- Our pick for: Financing a large purchase
- Benefits of FHA loans
- Average annual car insurance costs for drivers with good vs. poor credit
- 1. Open a brokerage account
- Your location
- Veteran Women Igniting the Spirit of Entrepreneurship
- 23. Startup incubator
- 35. Clinique
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- 36. Green financial planning
- The Business Platinum Card® from American Express
- Product creation passive income ideas
- Give Us Credit
- Ink Business Preferred® Credit Card
- Nationwide
- Cash App debit card
- Research the insurer’s reputation for customer service
- Limited coverage: HO-1 and HO-2 insurance
- 30. Massage therapist
- Disadvantages of FHA loans
- Family loans
- You and your stuff
- Product creation passive income ideas
- Loan underwriting
- 17. Bookkeeping and accounting
- 13. Sell unused gift cards
- 29. The Global Dining Access by Resy
- 36. CVS
- 12. Bundle cable and internet
- 1. Look at customer satisfaction scores
- 37. Software
- 25. Baker
- Veteran Institute for Procurement
- Individual stocks
- 24. Antivirus developer
- The Unless Project
- Our pick for: Limited credit
- Where to get it
- 14. Write content
- 2. Find the ETFs you want to invest in
- Add a personal bio and photo
- Prepayment penalty
- 30. Exclusive events
- 37. e.l.f. Cosmetics
- 2. Consider financial strength
- 38. Apps
- Payment plans
- Erie: Most generous coverage
- 14. Write content
- Roth IRA withdrawal rules
- 25. Domain name broker
- 13. Switch your cell phone plan
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- 31. Nutritionist
- Office of Small & Disadvantaged Business Utilization
- Principal
- Best insurance company for customer satisfaction: State Farm
- 18. Consulting
- 31. An open invitation to events with Membership Experiences
- Our pick for: Target gaming purchases
- 38. Lancome
- 3. Evaluate the policy options
- 39. Refurbish/recycle tech
- Credit union loans
- 3. Buy the ETF
- Add images
- Ink Business Cash® Credit Card
- Roth IRA withdrawal penalty
- 14. List your spare bedroom on Airbnb
- Compare insurance rates for drivers with an accident
- 32. Personal trainer or fitness instructor
- State Farm
- Refinancing
- Dividend stocks
- 32. A better view with American Express Preferred Access
- 39. Sephora
- Replacement cost vs. actual cash value
- Capital Good Fund
- 4. Hold onto the ETF
- State and local governments
- 14. Reduce your electric bill
- Aldi Cares Community Grants
- 4. Get prices from a handful of companies
- Rearrange your items
- Servicing
- 40. SmashBox
- Our pick for: Good credit
- 33. Beauty services
- 15. Publish a digital course
- How much is auto insurance for young drivers?
- Add sections
- 15. Publish a digital course
- 19. IT support
- 41. The Body Shop
- 15. Lower your student loan payments
- Cheapest full coverage car insurance in California for 40-year-olds
- 34. Life coach
- Ink Business Unlimited® Credit Card
- 33. No foreign transaction fees
- Zendesk Tech for Good Impact Awards
- Car-related passive income ideas
- Add your shop’s "about" section
- 42. Ulta
- Nationwide: Best online experience
- Travelers
- Car-related passive income ideas
- Read the fine print and ask questions
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- 34. Upgrade with points
- 16. Cancel unnecessary subscriptions
- 20. Graphic design
- 35. Tutor
- 16. Wrap your car with ads
- What is a prepaid debit card?
- 35. No preset spending limit
- Cheapest minimum coverage car insurance in California for 40-year-olds
- The Audacious Project
- Our pick for: Travel
- Homeowners insurance deductibles
- Add a shop announcement
- 16. Wrap your car with ads
- 43. AMC Theatres
- 17. Refinance your mortgage
- 36. Daycare provider
- 36. A lower annual fee on additional cards
- 17. Rent out a parking space
- Average annual car insurance costs for young drivers by company
- What is a prepaid credit card?
- Look out for red flags
- Our pick for: Walmart gaming purchases
- 44. Barnes & Noble
- 17. Rent out a parking space
- 21. Social media management
- 16. Trade in old phones, electronics for cash
- 37. CreditSecure
- 18. Set savings goals
- Wells Fargo nonprofit grants
- 37. Senior care provider
- Where can you get a prepaid card?
- 45. Redbox
- Cheapest auto insurance in California for 40-year-olds with poor credit
- How to compare renters insurance
- 38. Interpreter or translator
- Openly: Fewest consumer complaints
- How do you add money to a prepaid card?
- Work with a business attorney
- Our pick for: Instant gratification
- 39. Housecleaning
- Which prepaid card is best?
- 22. Marketing copywriter
- 17. Get a babysitting gig
- 38. Cell phone protection
- 19. Track spending
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 1. Review your mission
- 39. Purchase protection
- 40. Automotive repair
- 23. Virtual assistant services
- 1. Gather your information
- 20. Pay off high-interest debt
- 2. Refine your search with keywords
- 40. Return protection
- 41. Handyman services
- 18. Rent out your car
- Our pick for: PlayStation purchases
- 41. Extended warranty
- 21. Keep savings in a high-yield savings account
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- Our pick for: Personalized rewards
- You have a roommate
- 3. Narrow down based on location
- 42. Dry cleaners
- 42. Baggage insurance plan
- State Farm: Best perks
- 2. Choose the right liability car insurance coverage levels
- 22. Create a 50/30/20 budget
- 43. Hardware store
- 1. Do your research
- 43. Car rental loss and damage insurance
- 4. Look for organizations with similar values
- You’re on a tight budget
- 19. Sign up for TaskRabbit
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 44. Self-storage business
- 2. Get organized and make it official
- 44. Premium Car Rental Protection
- 5. Consider hiring a grant writer
- 45. Freelance copywriting and content creation
- You would want new items if your belongings were destroyed
- 45. Trip delay insurance
- 23. Shop consignment and thrift stores
- 46. Rideshare driver
- 3. Find the right financing
- 20. Become a private tutor
- 46. Trip cancellation and interruption insurance
- You own expensive jewelry or electronics
- 47. Website development and design
- Cheapest full coverage car insurance in California for 50-year-olds
- 47. Premium Global Assist Hotline
- 48. Sell clothes online
- Our pick for: Best Buy purchases
- 3. Decide if you need full coverage car insurance
- 24. Join initiatives to get free items
- You’re a first-time home buyer
- You have a dog
- 21. Drive for Uber, Lyft
- 49. SEO consultant
- Trip cancellation
- Cheapest minimum coverage car insurance in California for 50-year-olds
- 50. App development
- 25. Use car sharing services
- You live in a high-risk area
- Cell phone protection
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Purchase protection
- Trip delay
- 26. Stock up on household supplies when they’re cheap
- Cheapest auto insurance in California for 50-year-olds with poor credit
- You have a dog
- Return protection
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Extended warranty
- Cancel For Any Reason
- 27. Enjoy community events
- You own valuable items
- Baggage insurance plan
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Baggage delay
- Our pick for: Digital Microsoft Store purchases
- Car rental loss and damage insurance
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- You own an older home
- Trip delay insurance
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- Trip cancellation and interruption insurance
- Travel medical insurance
- 25. Put your drone to work
- Compare car insurance companies
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Cheapest full coverage car insurance in California for 60-year-olds
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in California for 70-year-olds
- Cheapest minimum coverage car insurance in California for 70-year-olds
- Cheapest auto insurance in California for 70-year-olds with poor credit
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- Auto insurance laws in California
- Low-income car insurance in California
The best money-making apps
1. Ibotta
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer. Ibotta also charges an account maintenance fee for inactive (no activity for 180 days) or deactivated accounts. The fee is deducted from your balance, not your bank account.
2. Rakuten
How it works: Rakuten (formerly known as Ebates) rewards shoppers with cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer.
Payment: PayPal or "Big Fat Check."
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a welcome bonus after their first qualified purchase. You can also earn sign-up and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company's payment schedule, and you need to hit the minimum cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can't get credit retroactively.
3. Swagbucks
How it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping online (there are over 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 110 SB.
Payment: E-gift card or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons: It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task, although users can earn up to 5 SB per day if they disqualify. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
4. Fiverr
How it works: Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a "seller" highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as "buyers," can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
Payment: PayPal, direct to a bank account, Payoneer or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and your payment processor may charge a withdrawal fee, depending on which option you choose.
Pros: You don’t have to worry about tracking down buyers because they come to you. You can also earn tips. Fiverr also boasts its flexibility, allowing sellers to complete gigs in their own time or around their 9-5 jobs.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
5. Upwork
How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment: Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 10% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
6. OfferUp
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping anywhere within the United States except for Alaska, Arkansas and Hawaii. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you'll ship to or arrange a meeting with the buyer.
Payment: When selling locally, OfferUp recommends sellers take cash from buyers and stay clear of accepting payments by check, cashier's check or using other apps. For shipments, sellers can set up deposits to a debit card or bank account.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments. To be successful, you’ll likely need to invest in a printer so you can print the shipping labels and mail items to buyers.
7. Poshmark
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s "Posh Parties," which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
Payment: Check, PayPal, Venmo, Instant Transfer or direct deposit to a bank account.
Pros: Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.