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Cheapest Car Insurance Companies
Assistant Assigning Editor | Auto insurance
Lead Writer | Auto insurance, life insurance
Assigning Editor | Auto insurance, home insurance, other insurance
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
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- » Editor's note
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- Winner: Hilton
- 1. Abuelo’s
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- 33.3 million small businesses across the U.S.
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- A good deal
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- A broker
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- For sailings across the Caribbean, Mexico or Central America: CheapCaribbean
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- 1. Southwest Airlines
- 1. Earn miles or points by flying your preferred airline
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- Cost
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- Our pick for: Simplicity
- 1. Chase Ultimate Rewards®
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- Overall: Hilton and Hyatt (Score: 4.8/5)
- 1. Turo
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- 1. Gather your stock research materials
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- Premium Individual: $10.99 per month
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- Least expensive vet schools
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- Runner-up: Marriott (Score: 4.4/5)
- Example 1. Start at $0 and save at your own pace
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- 1. Can you distinguish between reputable lenders and scams?
- Here's what's inside this year's report:
- Explore state programs for low-income households
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- Some members of the military
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- Atlas America
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- 1. A big sign-up bonus
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- 2. Fly with someone who has airline elite status
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- What else should I know about traditional 401(k) contributions?
- 2. United Airlines
- Make an appointment
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- Step 1: Enter your personal information
- 1. Online
- Step 1: Visit Delta.com
- 4. Benihana
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- Our pick for: Minimalists
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- If any of these situations apply to you
- 2. Spirit may offer a refund or travel credit in some circumstances
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- 1. Dividend stocks
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- Premium Duo: $14.99 per month
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- If you decide to cancel your Spirit flight within 24 hours of booking
- When the break-even point matches your plans
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- 1. Sign up (if your employer hasn’t done it for you)
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- By chat
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- It can be easier to rack up rewards
- Cons
- Create a business budget
- Litewallet
- 1. Painting and sculpture
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- 10-night trip, peak summer travel season
- Does American Airlines refund flights?
- 2. Business consulting
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- 17.3 million jobs created
- 1. Set financial goals
- Your financial circumstances have changed
- 2. United can offer multiple types of compensation
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- 3. Enroll in loyalty programs
- How to send a referral from the website
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- Honor Flights
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- 25% back on airline redemptions
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- Personal information
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- The good
- Mortgage type
- The Platinum Card® from American Express
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- Other factors to consider
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- Average monthly expenses for a family of 3:
- 2. Open a co-branded Delta credit card
- Those who are credit invisible
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- ANA Mileage Club
- Consider a towable
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- Log in and start a pool
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- Pro: $79.99 per month
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- 2. Brand recognition
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- Conventional loans
- 1. Rent from an individual landlord, but beware of scams
- Coast
- Optimize your existing market
- Vinyl or PVC
- 2. Use an online real estate investing platform
- Directly from the U.S. government
- Alliant: Best for fast funding
- 3. Farmer Veteran Fellowship Fund
- 1. The minimum investment required
- Income taxes for single-member LLCs
- Down payment
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- What factors affect your FICO score?
- 2. In person
- Why do airlines charge them?
- 5. Bojangles
- Easy-to-use credits
- 2023 AMT exclusions and phase-outs
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- How to visit Alyeska Resort with points and miles
- Child tax credit 2024 (taxes filed in 2025)
- MSC cruise prices
- 1. Know what you own — and why
- 1. Get your business basics in order
- Where to get a COVID test for international travel
- 2. Decide what type of investor you are
- Premium Family: $16.99 per month
- Who can claim the American Opportunity Tax Credit?
- 2. Babysit, walk dogs and feed pets for pay
- New Chase Freedom Flex℠ cardholders can earn up to 9% back
- Field of study and school attended
- Jackson Hewitt
- 2. Instagram manager or consultant
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- Think like your customer
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- 1. Practice with fake money
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- Dallas-Fort Worth International Airport (DFW)
- Winter weather
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- The Platinum Card® from American Express
- Earn points from hotels stays
- It’s the only way to buy a car
- 2. Greeting cards
- Earn Premier Qualifying Points on purchases
- Have the correct type of loans, or consolidate
- Seven-night trip, shoulder season
- Grants.gov
- Freeze your Equifax credit report by phone
- Curable vs. incurable pre-existing conditions
- Small businesses contributed to 70% of net job increases
- 2. Get a transcript if you need one.
- Blog articles
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- What is a good VantageScore?
- Earn Copa miles by spending on credit cards
- 1. State Housing Initiatives Program (statewide)
- You have solid plans for the immediate future
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- 3. Confirm the new account
- 2. Virtual assistant
- Tuesday and Friday flights can help you avoid the rush earlier in the week
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- VA loans
- Selling a home to an iBuyer
- 1099-DIV
- 1. Pinpoint your goal
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- Cons
- Public transit
- A flat rate on all purchases
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- Step 2: Account for multiple jobs
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- EveryDollar
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- NY state income tax: Married filing jointly or qualifying widow(er)
- If you're younger than 59½ and the account is at least 5 years old
- Standard two weeks’ notice template
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- 3. Dunkin’
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- Upstart Holdings Inc. (UPST)
- USDA loans
- 1. Open a brokerage account
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- Allstate
- For other Spirit flights
- When you have at least 20% equity in your home
- Enough to back up an emergency fund
- Delta Air Lines
- Average monthly expenses for a family of 4:
- Sign-up bonus
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- No foreign transaction fees
- 4. Pay for business travel and get reimbursed
- 2. Check in
- Documents to have on hand for Global Entry renewal
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- 3. The Crystal Palace
- Disney World ticket prices
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- With credit, older is better
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- Avis Preferred Plus
- ETFs
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- 3. 50% more value when redeeming for travel
- 2. Poshmark
- Your top school offered less aid than another
- The benefits of transferring points
- Can I inspect the interior and exterior of the car?
- Short-term capital gains tax
- Domestic travel as an unaccompanied minor
- 3. The Platinum Card® from American Express annual fee of $695 is higher than average
- 4. Use your library card
- 2. Get rental car elite status through credit cards or airline/hotel elite status
- U.S. to Japan
- Government money market funds
- How unpaid medical bills can harm your credit
- Elite: $89.99 per month
- 1. Conrad Bora Bora Nui Resort
- NerdWallet Auto Loan Calculator
- LATCH (Lower Anchors and Tethers for Children)
- 3. Fake W-2 scam
- 5. Financial advisor consultations
- 3. Singapore Airlines
- Find a co-signer
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- How are 401(k) withdrawals taxed?
- 2. Rewards post immediately
- An above-average interest rate
- 2. Tax on mutual funds if the fund managers generate capital gains
- Home equity line of credit (HELOC)
- Claim a niche market
- Metal
- Birth or adoption of a child
- 2. Rakuten
- CD rate trends
- Credit score
- Rate and payment caps
- Other student loan calculators
- 3. Over the phone
- Changes and cancellations
- ARE YOU EARNING ALL THE MILES YOU CAN?
- Step 2: Select a destination
- 6. Chick-fil-A
- 3. Earn more
- Centralized exchange: Often for beginners
- A debt-to-income ratio below 50%
- For consulting reviews from other cruisers: Cruise Critic
- Example 2. Start with $10,000 and make $400 in interest in one year
- Farmers Market Promotion Program
- 1. Play their games
- Pros
- Limitations of USPS Informed Delivery
- Kiddie tax example
- If you qualify for a hardship withdrawal
- 3. You can request a refund in several ways
- Pick an airline with lower seat fees
- 2. Do you value personalized loan service?
- It offers at least 2X back all purchases, not just in select categories
- Premium: $22.99 per month
- Bonanza
- Search for affordable phone plans from carriers
- You could possibly tap the equity in your car
- More complimentary cards
- 5. Capitalize on plant-based foods
- Drawbacks of TIPS
- 1. Look at the fundamentals of Netflix
- Student loan rehabilitation calculator
- 2. Pack essentials in your carry-on
- Step 1: Find a gold ETF
- Chase Wire Transfer Fees
- 2. Choose an account type
- Estimate what you owe and pay it now
- TAB Bank Business CD
- SBA 504/CDC loans for hotels
- By email
- John F. Kennedy International Airport (JFK)
- The details
- You spend a lot on groceries, gas and dining
- Named storms
- Those with a thin credit file
- 3. Bitcoin ATMs
- Financial services providers
- Your good credit earns a very low interest rate
- Avianca Lifemiles
- 1. Reconcile your account
- Safety from the actual homes
- 3. Liquor store
- Booking a refundable fare
- Payday loans and interest rates: What to know
- 20% of new businesses close within a year
- 3. Use the proper forms.
- Personal concierge services
- 1. Open an options trading account
- CHFA Mortgage Programs
- Property appraisal and title search
- Advantages of a lady bird deed
- 1. Decide how much coverage you need
- Newsletters
- Will pre-qualifying affect my credit score?
- Entertainment and education galore
- 2. Undergo a soft credit check
- 5. Increase the value of the Chase Ultimate Rewards® points you earn with other cards
- 2. Own a Home Opportunity Program (multiple counties)
- You've built up savings for a down payment
- Wells Fargo Active Cash® Card
- Boarding priority
- Renovation loans
- Late fees and a higher interest rate
- Why you can trust NerdWallet
- FHA loans
- Wear a dark shirt for your passport photo
- Credit card fraud
- 1099-OID
- 5. Walk a dog or feed a pet while your neighbor is away
- 3. Lower failure rate
- FHA mortgage insurance premium
- 3. American Airlines
- Limited partnerships
- Home improvement stores
- EveryDollar
- 30% of your income: wants
- 4. FedEx Small Business Grant Contest
- 2. Test websites and apps
- Smaller cabin
- 2. The capital gains taxes you’ll pay
- 2. U.S. Bank rewards
- 3. 10% point bonus each year
- 1. To give to charity the wise way
- 1. Research the pay
- Cons
- Minority Business Development Agency Centers
- MPG and MPGe
- NY state income tax: Head of household
- What is the average credit score overall?
- Average cost
- It’s not what you can borrow, it’s what you can afford
- Premium Student: $5.99 per month
- Use the 50/30/20 rule to budget for groceries
- The least hassle possible
- 3. Sell your stuff in person or online
- 1. Calculate the car payment you can afford
- Welcome offer
- Industry or sector funds
- Seller’s permit or vendor’s license
- 2. Compare offers
- Bonus benefits
- Google Fi Wireless
- 4. Lifetime learning credit
- 2. Kayak
- Free rent-reporting services tenants can use on their own
- 4. Bookkeeping, accounting, or financial planning
- Amica
- Costs
- 2. Actually invest your money
- Amica: Best for customer satisfaction
- Contact potential clients with “Connects”
- Pros of sole proprietorship
- Down payment requirements and borrowing limits
- 1. Equipment: $10,000 to $125,000
- Average monthly expenses for a family of 5 or more:
- 2. A new 401(k) employer contribution option
- Step 2: Design your T-shirt
- Collect and keep track of your payments
- Winner for the lowest fees: Tie
- 3. Candles
- Information to have on hand for Global Entry renewal
- 4. Liberty Tree Tavern
- National Endowment for the Arts
- Freeze your Equifax credit report by mail
- 4. Real estate business
- Debt-to-income ratios
- Warren Buffett
- 4. Explore mortgage options
- 2. Apply for a credit card consolidation loan
- 2. Track your money
- EITC 2023
- 1. Contributions can be withdrawn at any time
- Long-term capital gains tax
- 3. Delayed flights to or from the European Union may entitle you to cash
- 4. Volunteer for an oversold flight
- Earn Copa miles by transferring
- SeaWorld, San Diego
- 5. Take online surveys
- Premier: $99.99 per month
- Car loan preapproval can save you money at the dealership
- 20% off in-flight purchases
- Traction control
- Wednesdays and Saturdays are the cheapest day to fly internationally
- 3. Transfer partners
- 4. Delta Air Lines
- Delay your purchase
- Valuable welcome offer
- 3. Rewards can earn interest
- Easy online access
- Ripple's role in XRP
- The bad
- What you can do: Set a financial goal or priority if you haven’t yet
- WEX
- 1. Consider replacing pros
- Compare insurance rates for 20-year-olds
- Move into new markets
- Location
- Labor costs
- The five-year rule for Roth IRAs
- Medical expenses and health insurance premiums
- 3. Think about investing in rental properties
- Cheap car insurance from midsize companies
- First Tech: Best for co-sign and joint loan options
- What if I didn't get an extension?
- 0% APR CREDIT CARDS: A SAMPLING
- 1. U.S. (Zone 6) to Japan (Zone 1)
- Income taxes for multi-member LLCs
- Dash Prepaid Mastercard
- Debt-to-income ratio
- Other taxes
- Your payments could decrease
- Florida Small Business Development Center (SBDC) Network
- 1. The home must be your principal residence
- 4. Participate in the gig economy.
- Why do my FICO scores vary?
- 4. Via invoice
- Be on the lookout
- Average Student Loan Amounts by Debt Type
- 7. Chili’s
- Bank of America Business Advantage Fundamentals
- Concierge services
- VGLI pros
- 2024 AMT exclusions and phase-outs
- Itemize on your taxes
- 3. Auto repair
- General SBA loan requirements
- 3. Call the IRS to locate your EIN
- Avoid being upside down on your loan
- Credit card spending
- 2. Narrow your focus
- 2. Dividend index funds and exchange-traded funds
- Other structures coverage
- Contact individual providers
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- H&R Block
- Earn 4x on dining and U.S. supermarkets - American Express® Gold Card
- VA and USDA loans: 0% down payment
- Managed brokerage account
- T-Mobile
- 3. Affiliate marketing
- Collision insurance vs. comprehensive insurance vs. full coverage insurance
- 4. Know your professional goals
- Best feature-rich business expense tracker
- Wellness plans
- 6. Start a dropshipping business
- You hate being nickeled and dimed
- Online loans
- Reduce the monthly payment
- But not enough to get you into trouble
- Step 2: Analyze the ETF
- Wells Fargo Wire Transfer Fees
- 2. Zero-interest credit card
- The type of central air unit: $600 to $24,000
- Los Angeles International Airport (LAX)
- Tons of travel-related perks
- Student loan interest rate calculator
- 4. Bitcoin exchange-traded funds
- Other parties worth informing
- 5. Pick up the dinner tab and ask for cash
- You spend a lot on food in general, not just dining
- 2. Correct mistakes
- Universal life insurance death benefit
- Step 1: Fund your cleaning business
- 4. Handyman or contractor
- 4.5-star plans
- Surprise gifts
- 4. Consider a payment plan if you can't afford your tax bill.
- Would refinancing save you money?
- 4. Point transfers to airlines and hotels
- What to do if a lender threatens jail time
- Social media posts
- What do I need to pre-qualify for a personal loan?
- 3. Start your equipment investments off small
- Required payment is cut in half
- U.S. to Taiwan or Hong Kong
- 2. Choose your insurance deductible
- Why it’s the best
- 3. Own a Home Opportunity Grant Program (multiple counties)
- 1. Account for all possessions
- 3. You’ll earn rewards faster if you take lots of very short trips.
- Don’t reach out over email
- Nonrefundable tickets
- 1. Write a business plan
- For recently issued passports
- 4. Set up external electronic transfers
- Find out how much your car is worth
- Families traveling with children
- 4. Donation and charity scams
- CD opening deposit
- 1099-R
- 6. Babysit a kid for a great hourly rate
- 2. Earn miles making everyday purchases with an airline credit card
- VA loans
- 2. Offer to move in right away
- What to do if the credit bureau made an error
- Home equity loans pros and cons
- Seat selection
- 5. Texas Woman's University Veteran Woman Entrepreneur Grant
- Step 3: Claim dependents, including children
- 2. Be aware of potential costs
- Labor costs
- YNAB
- Under 35
- 1. Get sponsored
- Premium consumer credit cards with lounge membership benefits
- If you’re 59½ or older and the account is less than 5 years old
- Cities with the top five highest annual rent increases:
- Specific shares
- Why it’s the best
- Water bill
- What is the best MSC ship?
- 4. You’ll only be reimbursed for expenses in specific cases
- Where to get a COVID test for travel to the U.S.
- Call your mortgage company and other creditors
- Annual fee
- Growth and value funds
- Index examples
- 3. Open an account
- 3. Gather the necessary documents
- Boost
- 5. Student loan interest deduction
- Services provided by landlords
- 5. Car repairs
- The type of bank account matters
- Guaranteed issue life insurance
- Or chat with friends and community members
- 3. Emirates first class shower (A380 only)
- Average monthly car payment by credit score
- Cons of sole proprietorship
- Sign-up bonus
- Remember your state tax return
- U.S. Bank Business CD Special
- Getting the best HELOC rate
- By mail
- Trip cancellation
- 3. Watch for Delta flash sales
- Auto insurance direct from the insurer
- Find your NAICS code
- 3. Hospice benefits
- Travel insurance coverage
- Delta Air Lines SkyMiles
- 4. Antique curation
- Reward seat upgrades
- Work full time for a qualifying employer
- 5. The Diamond Horseshoe
- Stay on the beach or rent a car every day, but don’t do both
- 1. State Farm
- Business income insurance
- Beauty and lifestyle service business ideas
- View pool status
- Rolling your money into a new 401(k) or IRA
- A decision is made
- Due date notifications
- How was the car maintained and serviced?
- Other ways to earn Copa ConnectMiles:
- SeaWorld, Orlando
- 6. Cash in on credit card rewards
- 6. Enhance your travel experience
- Chase Sapphire Reserve®
- Wells Fargo Autograph℠ Card
- 'Pay With Miles' benefit
- 3. Researcher and fact-checker
- Business term loans
- Use a credit card
- How to list a car on CarGurus
- 4. Buying power
- Use a third-party expeditor
- Business information
- Cash-out refinance
- You don't want to pay interest
- 2. The five ways to get into Alaska Airlines lounges
- The penalty
- What does Spirit consider a personal item vs. carry-on vs. checked bag?
- 2. Look into suburban venues
- EARN MORE POINTS WITH A MARRIOTT BONVOY CREDIT CARD
- Property size and complexity
- Credit Karma
- Elevated rewards in common everyday categories
- 20% of your income: savings and debt
- More space and privacy
- Cheapest full coverage car insurance in Florida for 20-year-olds
- 4. A 25% boost when redeeming for travel via Chase
- Cash reserves
- Does basic economy get a carry-on on United?
- 8. Cinnabon
- VGLI cons
- Higher rewards on everyday spending
- 2. Document your charitable contributions
- Use Schedule A
- All-in-one exchanges: Trade more than crypto
- A credit score over 620
- 2. Earn referral rewards
- Boarding
- Find an in-network ATM abroad
- 2. Trust in diversification
- 4. Anytime Fitness
- Submit a paper FAFSA
- 3. Choose how much you want to invest
- 3. How fast do you need the money?
- What the American Opportunity Credit is worth
- 2. Choose a rollover IRA provider
- 4. Sell lemonade in the summer or hot cocoa in the winter
- Physician loans
- Eligibility updates coming to the Pell Grant program
- Lower per-night cleaning fees
- Downsides
- Spacing out credit card applications
- AI for consumers: Foundation, DALL-E, ChatGPT and GPT-4
- How to protect your score
- You could pay more in interest
- Use Amazon’s tools
- Roth 401(k)
- The case for a fixed-rate mortgage
- 2. Decide how much help you want
- Chubb
- Your bike is stolen or damaged
- Is online banking safe enough?
- 3. Explore funds over individual stocks
- An example of buying a call option
- 2. Consider whether you should buy Netflix stock
- Pay off the loan faster
- Cancellation
- 3. Stay invested with the "buy and hold" strategy
- Only certain types of transfers are allowed
- 3. Required minimum distributions
- Newark Liberty International Airport (EWR)
- Experian business credit reports
- Trust Wallet
- The takeaway
- Changes within 24 hours of booking
- 5. Event planning
- Pros
- High annual fees or poor customer service
- Access to DVC member lounges
- Fidelity Investments
- What happens if I can't repay a payday loan?
- Avis President's Club
- 5. Don't be afraid to ask for help.
- Disadvantages of a lady bird deed
- 5. Purchase upgrades with the right credit card
- 3. Check in online before arriving
- Municipal money market funds
- Choosing a loan term
- HMBradley
- An account in collections
- American Forces Travel
- CD maturity date
- VA loans
- Status matching
- Avoid strapless tops or tank tops
- Buying a home from an iBuyer
- 7. Whip your neighbor's yard into shape
- 2. If you have a 401(k), get your match
- What if you withdraw from your 401(k) early?
- 4. Delta Air Lines
- Cost
- Conventional loans
- 3. Prove income or savings balance
- Seek referrals
- Substantially equal payments
- 1. Can the borrower pay its bonds?
- Earning rates
- Step 4: Refine your withholdings
- 2. As an early step toward passing down wealth
- 3. Budget for taxes
- 3. Set up balance alerts to stay on top of spending
- Gusto Impact Award
- Cost of paint and materials
- 3. Choose a business entity structure
- 4. Consider your spouse
- To achieve tax diversification
- If you're 59½ or older and the account is at least 5 years old
- Formal two weeks’ notice template
- Value-Added Producer Grant
- How age can influence scores
- SBA business acquisition loan requirements
- How to enroll in USPS Informed Delivery
- 2. Pick a product to import or export
- State Farm® Good Neighbor Visa® Card
- Diversification through index funds and ETFs
- 2. Find and compare ETFs with screening tools
- Strategy 1: Negotiate the out-the-door price
- 4. Fund your account and get started
- 2. Choose an investment account
- Airline partners
- Conventional mortgages: As low as 3% down payment
- 6. Adoption credit
- 4. Product reviewer
- Negative information, if any
- More trip protections
- Less than a year
- 7. Curate subscription boxes
- You’ll only fly Frontier once or twice per year
- Travel
- Credit union financing
- What happens if Spirit cancels your flight?
- 3. Take notes and pictures
- Stay on top of it
- How to qualify for a HomeStyle renovation loan
- Our picks for employee card spending limits
- Consequences of federal student loan default
- Help you choose or switch repayment plans
- Medicare Part D IRMAA in 2024
- Chase Sapphire Reserve®
- 5. Peer-to-peer money transfer apps
- 1. With more time for interest to accrue, you will pay more
- 3. Go through the security checkpoint
- 5. Art consultant
- 25% back on inflight purchases
- Promo codes are abundant
- 6. The Plaza Restaurant
- 5. Automotive repairs
- Economic Development Administration
- Disney World hotel costs
- 4-star plans
- $27.5 billion in SBA 7(a) loans were provided to small businesses
- Videos
- Use autopay
- 1. Have a relationship with the lender
- Cons
- 7. Download an app for freebies
- U.S. to Southeast Asia
- 3. Evaluate other factors
- You're ready to take responsibility
- Managing debt
- 4. You get the best perks when you rent midsize or better cars
- 2. Waldorf Astoria Maldives Ithaafushi
- Get quotes from dealers
- Adaptive cruise control (ACC)
- Commercial real estate loans
- 5. Recalculated refund scam
- Owner-builder loan
- Fly on the holidays (or as far from it as possible)
- 1. Online advice services
- NC 1st Home Advantage Down Payment
- How to buy a car on CarGurus
- 4. See if you qualify without impacting your credit
- Research top private equity firms
- 3. Trim the guest list
- Best insurance company overall: Travelers
- 2. Take a cut with affiliate marketing
- If you've owned your account for less than five years ...
- The Business Platinum Card® from American Express
- PenFed: Best for a seamless application process
- 3. Learn to use AI tools
- 3. The cost of owning them
- 2. U.S. (Zone 6) to Australia (Zone 10)
- 5. A $50 hotel credit
- Documentation
- Establishing domicile
- 2. You must have owned the home for at least two years
- Fast Break for Small Business
- 9. Cold Stone Creamery
- Airport lounge access
- Smaller annual fee
- Examples of various charging scenarios
- Is it worth claiming medical expenses on taxes? Consider your filing status
- Decentralized exchanges: Competitive prices, but more complex
- Cities with the top five annual rent price declines or smallest increases:
- 1. States with no income tax
- 3. Purchase GALA on an exchange
- Improve your chance of loan approval
- Is the American Opportunity Tax Credit refundable?
- Travel bonus reward rates
- International, global and emerging market funds
- Our pick for: Intro APR + high rewards on everyday spending
- ETF cons
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Managing multiple billing cycles
- The account earns very little interest
- Safety concerns, removal and return of Sam Altman
- You might have to pay fees
- Services that charge renters
- 6. Gig or temp work
- Consumers may seek higher returns outside banks
- Credit limits
- 4. Research stocks the right way
- Lengthen the repayment term
- 3. Arrive at the airport two hours early
- JetBlue Airways
- Regions Business CD
- 2. Incorporation fees: Under $300
- Orlando International Airport (MCO)
- Step 3: Make your business legal
- 4. For award travel to Europe, book round-trip flights instead of one way
- Locate the corresponding size standards
- 1. Make sure you’re eligible to get an EIN online
- 2. Electronic funds withdrawal (EFW)
- Earn points with a welcome bonus
- 3. Keep records
- Use of security cameras
- Step 2: Choose your market
- 6. Video production
- Mortgage insurance
- You've graduated to a permanent card
- 2. Progressive
- How to dispute errors on your credit report
- 3. Budget for emergencies
- Serving parents, babies, and small children
- CHFA Down Payment Assistance Grant
- Was it in any accidents?
- No branches
- Make sure the price is right
- 3. Find out if you’ve pre-qualified for a loan
- 4. Be smart about how you ask
- Redeem ConnectMiles for flights
- The percentage method
- 4. Rent at an off-airport location
- 7. Get roadside assistance
- How to dispute a medical bill on your reports
- Making a down payment
- Proof of age
- 4. Social media manager
- Armed Forces Vacation Club
- 4. No annual fee
- CD penalty
- Buying a put example
- Opt for modest jewelry
- Check for existing protection
- 5. Profits
- ASPCA
- 1. Credit identity theft
- Other fuel cards to consider
- Reasons for unfreezing your credit
- Explore online sales channels
- What to do if the debt collector made an error
- 1. LIFELOCK ULTIMATE PLUS
- 3. Swagbucks
- Goodbudget
- Cash back in customized spending categories
- Do tipped workers earn the minimum wage?
- Better on-the-ground perks
- Step 5: Sign and date your W-4
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- Choosing corporate tax status for your LLC
- 4. Watch for scams
- Your payments could increase
- City of Orlando Business Assistance Program
- Winner: Hyatt
- 5. Rent out your home on Airbnb.
- Learn more about Zelle
- FICO 8 is the most widely used among lenders
- Fiddle with dates and times
- 2. Organize your documents
- Winner: Hyatt (Score: 5/5)
- 2. Getaround
- 4. Personal trainers
- Gas bill
- If you are converting your 401(k) to an IRA
- Home equity loan pros and cons
- 5. Planet Fitness
- Compare lease buyout options
- Personal property coverage
- 5. Teach others a skill
- Other 100% mortgages
- Sales tax license
- Allow up to 50% of your income for needs
- 4. Prepare your car and complete the sale
- Zengo Wallet: 4.8 out of 5 stars
- Intuit TurboTax
- Estate tax exemptions by state
- FHA loans: As low as 3.5% down payment
- Verizon
- 7. Earned income tax credit
- 5. Ask a recruiter for advice
- The case for an adjustable-rate mortgage
- 1. Derivatives
- Cincinnati Insurance
- You cause an accident while riding your bike
- If your tax rate is low now and you expect it to be higher in retirement
- 1. Making money
- LifeLock pros
- 1. Shop the supermarket with intentionality
- Win a gig and get to work
- Nonrenewal
- Step 3: Buy the gold ETF
- Slightly richer rewards structure
- 3. Review the investment choices
- There is a pro-rata rule for backdoor Roths
- You travel to remote locations
- Trip delay insurance
- 4. Home health services
- 6. Wallet software
- 6. Always pay with a credit card
- You want to transfer rewards to a domestic airline
- Home supply is still limited
- 6. Graphic design
- Global Entry or TSA PreCheck credit
- 7. Tony’s Town Square Restaurant
- Members-only events and trips
- 50% of SBA microloans went to Black- and Latino-owned businesses
- EITC 2024
- 2. More time means more growth
- Additional funds
- 5. $300 a year in travel credit
- 3. The RealReal
- Request a late fee waiver
- But wait, there’s more
- How long will it take to pre-qualify?
- International travel with an adult
- 4. Your credit score needs to be strong
- Forgiveness comes sooner
- Extra boost toward elite status
- 4. HOME Homebuyers Program (Pensacola and Escambia County)
- 2. Determine distribution
- Building your credit score
- Be upfront, honest and specific
- You live near a U.S.-Mexico border and cross frequently
- For passports issued more than a year ago
- TakeOff 15
- Automatic emergency braking (AEB)
- Equipment financing
- 6. IRS account sign-up scam
- Put contributions into a Roth
- 1. All Nippon Airways
- How this calculator works
- 3. Max out an IRA
- USDA guarantee fee
- Default
- Pros
- HELOC on your primary residence
- You're competing against other buyers
- 4. Pay a few months’ rent upfront as a security deposit
- 4. Seek an off-peak season
- Pros
- The Medicare Part B penalty
- Upgradeability
- 6. Michigan Veteran Entrepreneur-Lab
- 6. Combine points from multiple cards
- Appraisals
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- Cash redemptions
- Step 3: Read the travel restrictions for your destination
- 2. Convenient perks you can use at the airport
- LendingTree Spring
- Runner-up: Hilton (Score: 4.5/5)
- A strong history of paying bills on time
- Ages 35 to 44
- To review several cruise prices at once: CruiseDirect
- Example screenshot comparison
- SBA loan underwriting requirements
- Business class cabin configuration
- 3. Consider buying the dip
- Find a car loan
- 5. Consider using your credit card’s trip delay insurance
- Bid and ask
- Where to get auto insurance quotes
- Seek a pause in student loans, contact your college for aid
- 4. Select a provider to open your Roth IRA
- What factors affect the amount you can borrow
- The highest price
- 2. Calculate the car loan amount you can afford
- Joint account owners
- Lesser (or no) taxes
- Upsides
- Timing credit applications with big future purchases
- That monthly fee
- Hotel partners
- 1. Stick to a list
- 5. Photographer
- Inquiries on your credit
- You could wind up upside down
- More than a year
- Best business expense tracker for transportation businesses
- Possibility of more debt
- More credit union topics
- Tap into equity
- Example interest checking APYs at select institutions
- 3. Personal loan
- Size of the AC system
- Phoenix Sky Harbor International Airport (PHX)
- You don’t like fees
- Stock mutual funds = higher potential returns (or losses)
- Premiums
- Personal loan calculator
- You can still earn airline miles
- 6. Home cleaning
- Grant databases
- Travel insurance for canceled flights
- 7. Podcasting
- Divorce or separation from a spouse
- Michael Novogratz
- Workers’ compensation insurance
- 2. Evaluate add-ons and endorsements
- Cash can be hard to deposit
- Maximize your time
- 2. Consider using collateral
- 6. Use miles to upgrade
- 8. Use coupons
- 8. Save on food delivery with DoorDash and statement credits
- U.S. to South America
- Prime money market funds
- Why it’s the best
- You can afford a location that meets your needs
- Comparing auto loans
- International travel
- Oportun
- 5. Enticing sign-up bonus
- CDs at a bank vs. credit union
- FHA loans
- Earn cash (or pennies) back with rewards apps, in time
- CarGurus details and FAQs
- 6. Lower risk
- If you’re traveling for an emergency
- Look for private equity exchange-traded funds
- 1. Do I need more distance from some savings?
- Partner with other businesses
- Home equity loan or HELOC
- Does your Known Traveler Number change when you change your name?
- And when you retire ...
- Qualified reservist distributions
- Cheap car insurance after a speeding ticket
- 3. U.S. (Zone 6) to Europe (Zone 7)
- Cheapest minimum coverage car insurance in Florida for 20-year-olds
- 4. Pay your bill before your issuer reports to the credit bureaus
- Things don’t always go as planned
- 1. Cash dividends
- Estimate your potential refinance savings
- 10. Del Taco
- You value domestic transfer partners
- How to visit Bogus Basin with points and miles
- How to get Avios
- Pay with a credit card that doesn’t charge foreign transaction fees
- Submit the form online, once glitch is fixed
- 3. Bonds and bond index funds
- Our pick for: No credit check at all
- 3. Move the money
- You can redeem miles for almost any type of travel
- Strategy 2: Make a preemptive refusal
- Up to 5x on travel - The Platinum Card® from American Express or American Express® Green Card
- Jumbo loans: As low as 5%-10% down payment (varies)
- Credit score for FHA loans
- 8. Charitable donation deduction
- 7. Online teaching
- Farmers
- Group life insurance through work
- If your tax rate is higher now than you expect it to be in retirement
- Try quizzes, apps and spreadsheets
- 8. Create an airport-centric app
- 4. Caviar and Dom Perignon at 40,000 feet
- 5. Check your emotions at the door
- Zero-debt financing
- 4. Contact your car rental company
- Average annual full coverage car insurance premium by company
- Wells Fargo Special Fixed Rate Business CD
- Pros
- 4. Catch-up contributions
- Consequences of private student loan default
- Customize your loan payments
- Equifax business credit reports
- Winner for loyalty program: Tie
- Exodus
- 7. Shop through bonus malls
- 7. Calligraphy
- Submit PSLF employment certification forms
- Tactic 2: Use points or miles
- 8. Jungle Navigation Co. LTD Skipper Canteen
- How to contact AARP
- Cons
- 5. Research first-time home buyer assistance programs
- Chairman's Club (invite only)
- 3. Geico
- 6. TSA PreCheck/Global Entry/NEXUS credit
- What is the car’s ownership history?
- 3. Get the proper licenses, permits and insurance
- Premiums
- 5. You may be able to switch airlines
- The Platinum Card® from American Express
- 5. SHIP First Time Homebuyers Program (Pensacola and Escambia County)
- Working toward financial goals
- Fare flexibility/ticket changes
- Choose an offer
- $200 flight credit eligibility
- Blind-spot monitoring (BSM)
- 5. Blogger and affiliate marketer
- 7. Casualty loss scams
- Airline points and miles programs
- Benefits during MGM stays, by status tier
- Apply natural makeup
- Consider do-it-yourself monitoring and recovery
- 5. Use your card instantly
- Embrace
- 2. Child identity theft
- Going over budget is nearly universal
- VA loans
- 5. Provide reference letters
- 5. Move the special day
- Cons
- Tips for unfreezing your credit
- Navy Federal: Best for military members
- Our pick for: Online purchases
- Emburse Prepaid Card
- Cost (and quality) of living
- Seller concessions
- IFundWomen Universal Grant Application Database
- FICO is the go-to for mortgage lenders
- Use transferable points currencies to shop around
- Travel redemptions
- 4. Get your business licensed and permitted
- Hotel elite status
- 3. Don’t miss out on tax deductions for volunteering
- 5. Investigate divorced spouse benefits
- Keep good records
- To benefit from special offerings or features
- 2. States with flat income tax rates
- Purchasing stocks
- Why it’s the best
- 6. Orangetheory Fitness
- 4. Are you comfortable submitting information online?
- The actual expense method
- Cheapest full coverage car insurance in Texas for 20-year-olds
- Building a portfolio with stocks and bonds
- Use an insurance broker
- 3. Expedia
- 2. Give yourself a pause
- 3. Pick an investment account
- Dun & Bradstreet business credit scores
- Learn more about online banking
- 4. Keep your ID handy
- Pros of general partnership
- The lottery annuity option
- 4. Compare investment fees
- Other student loan calculators
- 3. Office space: $100 to $1,000 per employee per month
- Installation and labor: $75 to $250 per hour
- Seattle-Tacoma International Airport (SEA)
- Step 4: Determine your overhead
- Lost or delayed baggage
- 5. Travel during shoulder season
- You’re loyal to the Apple ecosystem
- 3. Set up your life coaching business
- Premiums
- Car insurance from a captive agent
- 2. Gather the necessary information
- Equity REITs
- Earn milestone bonuses
- 2. Lenders usually charge higher interest rates for long-term auto loans
- Perks at Luxury Hotel & Resort Collection properties
- You can cancel or change a reservation as per the travel provider’s policy
- 1. Fill out a mortgage application
- Safety from other people
- Eat cheaper
- 7. IT and computer services
- Beacon America
- 10.5 million-plus PPP loan recipients submitted forgiveness applications
- How to report fraud or identity theft
- 4. Tackle high-interest debt
- 3. Investing can trump saving over the long term
- Academic consulting services
- Infographics and other types of written content
- Redeem ConnectMiles for upgrades, transfers or donations
- 4. Prepare to eat the cost of promotion
- 9. Indulge in national food holidays
- 3. Think about your children
- 5. You can rent cars with Enterprise for Emerald Club credits
- Award tickets
- 2. Find your niche
- Nonprofit organizations
- Domestic exchange programs
- 6. 0% introductory annual percentage rate on purchases
- Types of CDs
- 2. Do I have savings earmarked for a big purchase?
- Acquire a new business
- Death or total and permanent disability
- 4. Consider flipping investment properties
- Home equity lines of credit pros and cons
- Bonus cash back in rotating categories
- 7. National Association for Self-Employed (NASE) Growth Grants
- 7. Transfer points to airline and hotel partners
- 1. Gifting stock to kids through a custodial account
- 5. Watch for burnout symptoms
- ARMs are complex
- 2. Stock dividends
- North Miami Community Redevelopment Agency grants
- 4. You cannot have claimed the home sale capital gains exclusion recently
- Winner: Hilton, slightly
- 1. Do all or some of the work yourself
- 11. Denny’s
- Superior rewards-earnings
- Costs and fees to keep in mind
- State Departments of Agriculture
- Our pick for: Going out on the town
- 4. Purchase a founder’s node
- When and how long can you request a mail hold?
- Volume, average volume and day’s range
- Roll the dice with an upgrade hack
- Authorized users
- Experience level
- Downsides
- 9. Medical expenses deduction
- Use third-party tools
- You’re already in the Wells Fargo ecosystem
- 6. Review commonly asked interview questions
- Nationwide
- Economic forecasts can play a role
- Accidental death and dismemberment insurance
- 9. Become a destination wedding planner
- LifeLock cons
- 2. Skill up on the skillet
- Get rid of FHA mortgage insurance
- 4. Check out dividend-paying stocks
- Southwest Airlines
- Cons
- Term life insurance rates for nonsmokers
- Copays, coinsurance and deductibles
- Do you stay at Marriott properties?
- British Airways Avios
- You’re looking for a lower annual fee
- 8. Tattoo artist
- Step 3: Find a specialty — and stick to it
- Last-minute flight change eligibility
- 8. IT consulting
- Carefully choose members to add to your pool
- 7. Extra points on Lyft rides
- 3. Get your books up to date
- 4. Compare pre-qualified offers
- 5. You could potentially earn $1,400 a year in statement credits — if you use them
- 5. Use a peer-to-peer car rental service
- 9. Save on Lyft rides
- 6. Pensacola Homebuyer Incentive Program (Pensacola)
- Saving for and buying a home
- 1. Find a dividend-paying stock
- Baggage and seat selection
- 'Plan It'
- Nursing mothers
- Forward-collision warning (FCW)
- 8. Identity theft scam
- A lawsuit
- Community Partners Loan Pool
- Choose a simple hairstyle
- Drive for Uber or Lyft
- Equity REITs
- VA funding fee
- Home equity loan
- 3. Earn thousands of miles as a credit card welcome bonus
- 6. Offer to start out month-to-month
- How to maximize your rewards
- Is it easy to sync my Global Entry membership with a new passport?
- Price
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- 6. Become a dog walker.
- Expensify
- 5. Newborn and post-pregnancy services
- FICO score ranges
- 3. States with progressive tax structures
- State Farm® Business Cash Rewards Visa Signature® Card
- Should you invest in retail stocks in 2023?
- How can I qualify to borrow more?
- How the Lifetime Learning Credit works
- Find preapproved auto loans
- Restaurant rewards
- Emirates economy class checked baggage policy
- 3. Place the trade
- Strategy 3: Have a fallback answer
- Leave 30% of your income for wants
- Poshmark
- 3. Take the convenience out of online shopping
- You’re injured while riding your bike
- HTH Travel Insurance
- Lower fares than everyone else (six per reservation)
- TIPS funds
- Cons of general partnership
- Duplicate benefits for Premier status flyers
- Average annual full coverage car insurance premium by age
- How do I access a HELOC?
- Process your requests for deferment or forbearance
- Chase Sapphire Preferred® Card
- Mortgage REITs
- Call and ask for better terms
- DVC is way more expensive than most other timeshares
- 3. Tap your home equity for a loan or line of credit
- 4. Allstate
- Professional liability insurance
- CHFA Second Mortgage Loan
- Should you refinance your student loans?
- 4. Grailed
- 3. Consider insurance for flooding and earthquakes
- White papers, e-books and presentations
- Does it have a clean title?
- Fewer one-stop-shop options
- Copays, coinsurance and deductibles
- 7. Pay for a last-minute upgrade
- The aggregate method
- 4. Consider extra coverage
- 4. Name an executor
- 3. Conrad Maldives Rangali Island
- You live near a U.S.-Mexico border and travel internationally frequently
- 6. Freelance designer
- Construction loans to build a house
- Enroll in an intensive summer language course
- 2. Free or cheap financial apps
- Understanding your results
- 7. Built-in customer base
- Interest rates
- You don't want to be at the mercy of an appraisal
- 3. Do I want to protect some wealth outside of investments?
- 3. Synthetic identity theft
- Franchising
- 3. Land a brand deal and make sponsored content
- 4. Fiverr
- 8. Small Business Innovation Research and Small Business Technology Transfer programs
- 3. Dividend reinvestment programs (DRIPs)
- 5. You cannot have bought the house through a like-kind exchange
- Revocable life insurance trusts
- Amber Grant for Women
- Net worth of U.S. families by income
- 2. Consider premium paints
- 12. Edible Arrangements
- You prefer booking flights directly through the airline
- 4. Keep the deadline in mind
- At-home charging might require upfront hardware costs
- Ages 45 to 54
- Understanding Avios
- Contact your loan servicer if you know you’ll struggle with repayment
- Mastercard World Elite benefits
- 7. Primrose Schools
- Beta
- 3. Turn to qualitative stock research
- A sure, fast closing
- Employer identification number
- Your credit utilization
- 10. Deduction for state and local taxes
- 8. Online beauty business
- State Farm
- Find a credit counselor
- Alternative and rehabilitative treatment
- 10. Make local guides
- Andover Companies: Best coverage
- 3. Open a brokerage account
- Switch from an adjustable- to a fixed-rate loan
- 5. Wear easy-to-remove shoes
- 4. Inventory: 17% to 25% of your total budget
- Term life insurance rates for smokers
- 5. Education savings and loan debt
- You want a flexible point currency
- Copays, coinsurance and deductibles
- Bond mutual funds = lower returns (but lower risk)
- Dun & Bradstreet business credit reports
- Hot wallet
- Travel protection and coverage
- Switch to an income-driven repayment plan
- Travel packages can save you money
- 8. Pet store, grooming and boarding
- Walmart Foundation
- 9. Catering
- $7.3 billion in bonded contracts were awarded to small businesses
- 4. The tax advantages are prime for kids
- 2. Pick which options to buy or sell
- Be ready to contribute all of your points to the pool total
- How to roll over funds — and avoid tax missteps
- 8. DoorDash discounts
- 4. Decide how to sell your meals
- It takes more than a yard sign
- International travel as an unaccompanied minor
- Unpaid interest is cancelled
- 10. Sign up for a free trial
- 7. Purchase Assistance Program (Panama City)
- Lane-centering assistance (LCA)
- 9. Ghost tax preparer scams
- Sesame Cash
- Contact your bank and creditors
- MWR properties
- VA loans
- Mortgage REITs
- 6. No annual, late, or foreign transaction fees
- Buyouts
- Healthy Paws
- 7. Get a co-signer or a roommate with strong credit
- 2. IDSHIELD
- ARM caps
- 4. Take surveys for money
- Cheapest auto insurance in Florida for 20-year-olds with poor credit
- 4. Barclays rewards
- 8. Worldwide acceptance
- 2. Gifting stock through a Roth IRA
- Pros
- 5. Monitor your total credit utilization
- 3. Take stock of your assets and liabilities
- 3. Car Shair
- 6. Add your minor child
- VantageScore ranges
- Cons
- Getting your mail at the end of a mail hold
- Voyagers Club levels
- 4. Think about getting a second opinion
- Other ways to earn Choice Privileges points
- 5. How do you want to manage the loan during repayment?
- 4. Real estate investment trusts (REITs)
- Loss of use coverage
- 6. Find local gigs through Nextdoor
- Target Date Fund
- If you're eyeing a Companion Pass or A-List Status
- Ruby Lane
- Guarda: 4.6 out of 5 stars
- 4. Reflect on why you shop
- You want more booking flexibility
- 7. Decide what to wear
- Best low-cost business expense tracker
- Equifax business credit scores
- Learn more about online banking safety
- 6. Keep an investing journal
- An example of buying a call option vs. buying the underlying stock
- 3. Don’t quit restaurants cold turkey
- Banks
- 5. Contact your own insurance company about the rental car accident
- The cash option
- 5. Consider contributing enough to get any employer match
- How much does a HELOC cost?
- Seasonal Energy Efficiency Ratio (SEER) Rating
- The details
- 6. Depart mid-week, avoid Mondays and weekends
- 3. Submit your application and wait
- Do you need travel insurance?
- Transfer flexible credit card points to IHG
- 8. Participate in dining programs
- Aer Lingus
- You want to redeem points for travel directly
- Home prices keep climbing
- 9. Art director
- Conventional loans
- Step 4: Plan the business budget
- Disney World food costs
- Mortgage rates
- Redeeming beyond DVC properties is a terrible deal
- 6. Compare mortgage rates and fees
- How to freeze your credit
- 5. Plan for retirement
- Consult an advisor
- Elder care services
- 1099-A
- Protect your credit
- Other student loan calculators
- 4. Keep your personal credit score high
- 10. Rest easy with purchase protections
- You're reacting to pressure from friends or family
- 6. You can opt to earn airline miles or hotel points — but it’s probably not worth it
- You plan to do some road-tripping in Mexico
- Private party
- Hotel loyalty programs
- Split between a traditional and Roth IRA to defer taxes
- Evaluate the risk
- 8. Be your own boss
- What else should I know about Roth 401(k) taxes?
- 4. Earn flexible points using a non-airline credit card
- How to avoid Spirit Airlines change fees
- Holding on to the budgetary reins
- Personal loan
- Sample letter requesting a goodwill deletion
- Cheap auto insurance after an accident
- Your money management style
- When are taxes due in October?
- Which is better when?
- 1. Diversification
- 4. U.S. (Zone 6) to Africa or the Middle East (Zone 8)
- 4. Special dividends
- 6. You cannot be subject to expatriate tax
- Net worth of U.S. families by age
- United Airlines
- 3. Prep the space yourself
- 5. Purchase the appropriate levels of insurance
- 13. Firehouse Subs
- Rental car elite status
- 2. Promote your business
- Flight experience
- 3. Source your suppliers
- EPS (TTM) and earnings date
- The simplified version
- Who can claim the Lifetime Learning Credit?
- 3. Set a target purchase price
- Cheapest minimum coverage car insurance in Texas for 20-year-olds
- Location
- 11. Mortgage interest deduction
- Salary
- Impact investments made by individuals:
- 9. Corporate cleaning services
- Review your finances and set goals
- Behavioral therapies
- 5. Bulgari and Byredo amenity kits, moisturizing pajamas and headphones
- 4. Decide how much to invest in Netflix
- 5. Explore new industries
- TSA PreCheck
- Key terms in this story
- Hybrid REITs
- 3. The Electronic Federal Tax Payment System (EFTPS)
- 2. Review your Loan Estimates
- 10. Social media management
- Build your score and then switch cards
- Payday loans and the Military Lending Act
- 1. You avoid having the IRS do it for you.
- Are you confident you want to fly JetBlue with regularity?
- Podcasts
- How did you arrive at this price and is it negotiable?
- But wait, there’s more
- 5. Obtain small-business funding
- 6. Check your credit card for trip delay insurance
- 5. Price yourself in line with the market, if not a little lower
- The Business Platinum Card® from American Express
- 5. Get a quote
- Why it’s the best
- 8. Down Payment Assistance Program (Tallahassee)
- 2. Evaluate the stock
- Where to get preapproved for a car loan
- Lounge access
- Lane-departure warning (LDW)
- 7. Freelance coder
- Cut all nonessential spending
- Wait until college
- 7. No foreign transaction fees
- Service fees
- 5. Select your investments
- Cost
- You find it hard or impossible to get a mortgage
- 4. Taxpayer identity theft
- Conventional loans
- Research your competition
- Best insurance company for affordability: NJM
- Can you travel with your maiden name passport?
- 9. Southern California Job Creators Grant
- Alaska
- WomensNet grants
- National Association for the Self-Employed Growth Grant
- 7. Babysit or open a daycare.
- Rocket Money
- Sample monthly VGLI rates
- You enjoy squeezing value out of travel credits and benefits
- Winners: Hilton (Score: 5/5)
- 6. Enrichment activities for children
- Ages 55 to 64
- Sustainable Agriculture Research and Education (SARE) Grants
- Pay the security deposit upfront in cash
- Why it’s the best
- 8. Kiddie Academy
- 5. Gather your paperwork
- What is the Global Entry interview like?
- 7. Freelance
- Redemption value
- 1. Have a goal for your index funds
- Our pick for: Everyday spending
- Try an online marketplace
- Your payment history
- Debt-to-income ratio
- Mint Mobile
- 4. Capital One Travel
- 6. Photoshoot stylist
- Travelers
- Use a debt payoff strategy
- 11. Create a local grocery delivery service
- Cash or cash-like redemptions
- TreasuryDirect
- Help you certify for loan forgiveness
- You want near-instant reward redemption
- Money market mutual funds = lowest returns, lowest risk
- Learn how to become:
- Do you value elite status?
- 3. You have a higher risk of developing negative equity
- Air France-KLM Flying Blue
- 10. Photographer
- 9. Salon or barbershop
- Points expire
- 22% of businesses are owned by women
- 5. USAA
- 5. The money can be used for more than retirement
- Cybersecurity liability insurance
- 1099-B
- 9. No foreign transaction fees
- Perkins loans
- Pay bills on time
- 11. Enter sweepstakes
- See what’s available in your brokerage account
- 5. Factor in fees
- Maintaining financial health
- Closed-loop cruises
- Online marketplaces
- Pregnant travelers
- General Electric
- Renovation loans to buy and repair fixer-uppers
- Hawaiian Airlines-JetBlue partnership
- Other hotel discounts
- FHA loans
- Buying a put vs. shorting example
- Hybrid REITs
- Low returns
- Venture capital
- Nationwide
- Cash-out refinance
- Compare car insurance rates for 35-year-olds
- Home appraisal checklist
- Delta SkyMiles® Reserve American Express Card
- Bonus features
- 2. Low cost
- Make Money
- 3. Gifting stock to friends and family
- 5. Preferred dividends
- Irrevocable life insurance trusts (ILITs)
- Net worth of U.S. families by race or ethnicity
- American Airlines
- 14. IHop
- Runners-up: Marriott and Radisson (Score: 4.8/5)
- For budget-friendly options: Priceline
- Build student loan bills back into your budget
- Mutual funds
- Try paying in cash dollars
- What if you can’t pay your bills?
- Ex-dividend date
- Our pick for: Beginner-friendly features
- Fewer contingencies
- 1. How long you have to rollover a 401(k): The 60-day rule
- “Doing business as” registration
- Commit 20% of your income to savings and debt paydown
- Etsy
- 12. Gambling loss deduction
- 5. Replace emotional shopping with a free activity
- Employment status
- Retail arbitrage
- Reducing or waiving your collision deductible
- Impact investments made by companies and foundations:
- Schedule 1: Additional income and adjustments to income
- Congenital or hereditary conditions
- Free checked bags
- What's next?
- 5. Marketing: Below 10% of your total budget (even 0%)
- Whole life insurance rates for nonsmokers
- 6. Saver's tax credit
- Trezor
- Cold wallet
- Additional standard deduction 2023 (taxes due 2024)
- Rewards expire in a year
- Consider a condo
- Bank of America Charitable Foundation
- Try different ways to avoid overspending
- 2. You can pay your tax bill in installments.
- Break down your results
- Keep your job
- Webinars
- Methodology
- Can I take it for a test drive?
- Family and group travel come easy
- 9. Down Payment Assistance Program (Leon County)
- Earning rates
- Lane-keeping assistance (LKA)
- 8. Online thrifter
- Book one to three months in advance
- Reach out for help
- 7. Mastercard global payment network
- What you can do: Take steps to avoid overspending
- How to maximize your rewards
- 4. Sell some merch
- 5. Rent out a room
- Fare flexibility/ticket changes
- 9. Coverage if your trip is canceled or delayed
- PEX Prepaid Visa
- Cons
- Bizee’s Fresh Start Business Grant
- NerdWallet's List of Best QuickBooks Alternatives
- You can use credit card benefits to travel in basic economy
- 4. Get competing bids
- 7. Suspend your benefit
- On-platform storage: Easy to use, with some risks
- How to hold mail at the post office
- 5. Focus on the long term
- Robo-advisor
- 4. Sit back and relax
- 3. Learn the difference between investing in stocks and funds
- Your credit age
- Exodus: 4.5 out of 5 stars
- 8. Test your tech and set up your space
- 10. Food and beverage business
- 2. Digital assets
- USAA
- Experian business credit scores
- 12. Start a virtual event planning company
- 7. Know your strategy
- Free airfare for kids on some flights
- SBA lenders
- 1. Examine your cooling needs
- Car insurance from an independent agent or broker
- Publicly-traded REITs
- 9. Watch for limited-time offers
- 11. Branding consultant
- Universal life vs. whole life insurance rates for men
- 11. Business planning service
- 21% of businesses are minority-owned
- How to request a copy of your credit report
- 6. Optimize your finances with tax planning
- Apply for TRIP
- Animal care services
- 10. Airport lounge access
- 5. Vestiaire Collective
- 4. Get quotes from at least three companies
- HEAL loans
- What do I need for my loan application?
- 5. Shop around and compare your options
- 5. Formally apply to get your money
- Keep credit utilization below 30%
- 11. Enjoy VIP experiences
- Your credit score could use some work
- 6. Make your will official
- Saving and investing for retirement
- 3. Decide how much stock you want to buy
- 4. Grand Wailea Maui, A Waldorf Astoria Resort
- 3. Understand your market
- Diaper bags
- MoCaFi
- Self-Help Loan Pool
- 8. Rental car coverage
- 2. American Airlines
- Pros
- Cash-out refinance
- Account linking
- 10. Stephen L. Tadlock Veteran Grant
- 3. Strong long-term returns
- 5. U.S. (Zone 6) to South America (Zone 9)
- 5. American Express Membership Rewards
- Florida
- 6. Dividend funds
- 8. Start a housekeeping business.
- Net worth of U.S. families by education
- Purchasing a Plumeria Lounge day pass
- 6. Invest in the right equipment
- 3. No foreign transaction fees
- 15. Melting Pot
- Statement credits
- Ages 65 to 74
- Ways to build credit
- How to visit Eaglecrest Ski Area with points and miles
- 2023 tax rates by state
- 9. Kumon Math and Reading Centers
- 1-year target estimate
- After you're approved for Global Entry
- Liability coverage
- 2. Taxes are withheld
- 8. Tutor your peers
- 2. Research index funds
- Demographics
- 13. IRA contributions deduction
- 7. Videographer
- Marital status and spouse’s credit history
- You want cell phone insurance
- Impact made by shareholder advocacy:
- Get a debt consolidation loan
- Exam fees
- WANT TSA PRECHECK FOR FREE?
- United Airlines
- Pros of limited partnership
- 6. Find out who's responsible for paying what in a claim
- 6. Decide whether you want to supplement your savings outside of a 401(k)
- FHA 203(k) loan
- Whole life insurance rates for smokers
- Air Tahiti Nui premium economy baggage
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Buy IHG points
- Additional standard deduction 2024 (taxes due 2025)
- Emirates Skywards
- Complimentary DashPass membership
- You must pay in advance to use a promo code
- 10. Gas station
- How much should I budget for activities and expenses at Disney World?
- Loan limits
- You’re committed for decades
- 7. Gather your loan paperwork
- 3. The government might owe you money.
- 6. Liberty Mutual
- 1099-C
- Decide which type of money market fund is right for you
- Same-day flight switch
- What you need to get preapproved for a car loan
- Travel
- Consider dramatic measures
- Travel independently
- Publicly-traded REITs
- 8. Privacy and security
- You'll come out ahead by investing the money
- 5. Earn an airline companion pass
- 5. Medical identity theft
- How to maximize your rewards
- 5. Upwork
- Baggage and boarding
- 5. Make money from your blog with affiliate links
- Eureka
- Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
- 10. Baggage delay insurance
- National Association for the Self-Employed (NASE) grant
- 4. Research your industry
- 7. Mobile apps and entertainment for children
- Place a debit card hold
- Explore other options for forgiveness
- Dividends
- 4. Price your product
- 5. Money market funds
- Cheapest auto insurance in Texas for 20-year-olds with poor credit
- Index funds
- Home occupation permit
- Best business expense tracker for travel-related expenses
- Schedule 2: Additional taxes
- 2. Managing money
- Example CD APYs at select institutions
- Perks that have real value
- 2. Time it right
- 7. Hardship withdrawals
- Clear
- 4. You could fall into a cycle of negative equity
- WANT TSA PRECHECK FOR FREE?
- Competition remains steady
- 12. Art teacher
- Government-backed loans
- Universal life vs. whole life insurance rates for women
- 12. Tax consulting
- 21.7% of business owners are immigrants
- 4. Borrow from your 401(k)
- Explore online offerings
- Commercial auto insurance
- Respond quickly to lender requests
- Credit cards for earning American AAdvantage miles
- Can I get a pre-purchase inspection?
- 6. Find and manage your supplies
- Hire an attorney
- 1. Think long term versus short term
- Keep credit accounts open
- 1. Review your W-4
- Land or sea border crossings
- Car seats
- 9. Roadside assistance
- Hurricanes, tropical storms and tornadoes
- Opportunity cost
- Cons
- Spot
- Unsecured personal loan
- 3. The rules for guest access
- How to maximize your rewards
- 3. IDENTITYFORCE ULTRASECURE+CREDIT
- 11. Feed the Soul Foundation's Restaurant Business Development Program
- Where Adyen stands out
- Delta Air Lines
- 5. Trim the scope of the job
- Resident status rules
- 16. Moe’s Southwest Grill
- Money Manager
- Learn more
- Sample annual rates for a $500,000 policy: VGLI vs. term
- Government bonds
- Moving averages
- Other sources for Choice Privileges points
- 6. Pick your investments
- Showers
- Swappa, Gazelle
- Bonus points on everyday spending - The Blue Business® Plus Credit Card from American Express
- Down payments and gift funds
- Visible by Verizon
- 14. 401(k) contributions deduction
- 8. E-commerce seller on Instagram
- Assets
- 9. Follow up after your interview
- Prescription diets and supplements
- 13. Sell zero-waste products
- 4. Shop online with purpose
- Online lenders
- 1. 'I’ll wait until the stock market is safe to invest.'
- Cons of limited partnership
- 6. Website: Around $40 per month
- Step 5: Market your business
- Public non-traded REITs
- Etihad Guest
- Make 10 years' worth of payments
- Hotel elite benefits aren’t recognized
- 11. Grocery store
- Patriot America Plus
- Selling your contract typically comes at a loss
- 4. You can avoid problems getting a loan.
- Book round-trip flights
- Home maintenance and repair services
- Leaving your money in your old 401(k)
- 1099-CAP
- Goals: Keep them realistic
- What is the meaning of online banking and how do you use online banking?
- Favorable award rates compared with other airlines
- Marriott Bonvoy Brilliant® American Express® Card
- 7. Update as needed
- 9. Data entry guru
- Other ways to strengthen your application
- Get your finances in order
- Cellphones
- VA loans
- Pros and Cons
- 1. Restricting regulations
- Treasury securities
- Illiquidity
- Fleet expense management tools
- Credit card
- 5. Offer memberships
- Cheapest car insurance after a DUI
- 2. Is now the right time to buy bonds?
- Security
- 11. Rental car coverage
- Nevada
- Appraisal fee
- Venmo Small Business Grant
- 9. Become a tutor.
- Card-to-card points transfers
- You enjoy the red carpet treatment
- 8. Use a do-over
- Noncustodial wallets: More effort, more security
- 1. Avoid filing your tax return on paper
- Average annual car insurance costs from large companies
- 10. Ace Hardware
- 4. Put your stock research into context
- Is the Lifetime Learning Credit refundable?
- 9. Take surveys
- Travel credits
- FHA loans
- Coinbase Wallet: 4.4 out of 5 stars
- Geico vs. Allstate home insurance
- 4. Open your account
- Negotiate a lower APR
- John Hancock
- 3. Look for equipment rebates and tax credits
- Ledger
- Take advantage of promotions with travel partners
- 3. Loan processing takes over
- 7. Farmers
- 3. Predict the option strike price
- 11. Luxury hotel benefits
- Parent PLUS loans
- Lots of people
- 2. Look into tax-loss harvesting
- Space out credit applications
- 6. Always keep the food and conversation going
- 10. Down Payment Assistance Program (Gainesville)
- 7. Elite status can be hard to get except through a credit card
- Fare flexibility/ticket changes
- Citigroup
- Pay with a credit card that earns bonus rewards on rental cars
- 10. 24/7 Visa Concierge service
- Public non-traded REITs
- 9. Modern style
- Trupanion
- 6. Account takeover
- Most popular
- Seat selection
- InboxDollars Surveys
- 6. Capital One Rewards
- Where Stripe stands out
- FedEx Small Business Grant Contest
- Perks await when you fly economy with elite status
- 6. Time your project
- 4. 25% back on United in-flight purchases
- 17. P.F. Chang’s
- 8. Shared accessories and attire
- The FruitGuys Community Fund
- Look at nonchain hotels
- Stock splits
- 6. Take advantage where you can
- When applying for a loan online makes sense
- What happens if you are declined?
- Specialty or alternative funds
- 401(k) loans
- Schedule 3: Additional credits and payments
- Dental care
- 14. Make products for pets
- Chubb: Best for high-value homes
- 4. Create your digital footprint as a life coach
- Iberia Plus Avios
- 1. Automate transfers
- If you wish to cancel or change a booking, you have to go through Orbitz
- Carnegie Corporation
- 1. Visit American's homepage or log into your account
- Property standards
- Small businesses in the leisure and hospitality industry experienced a 9.6% loss in establishments
- 8. Get a preapproval letter
- 5. Safeguard your Social Security.
- 7. Invest to build your future goals
- 1099-DIV
- Budget: Factor in all the costs
- 7. Create a marketing plan
- 6. You can add different types of authorized users
- Other types of financing
- Shop around for lenders
- Dave
- Set a price alert
- FHA loans
- Which credit cards to use for primary coverage
- 4. What fun amenities await
- Baby boomers keep income details to themselves
- VA loans
- How to maximize your rewards
- 12. Chicagoland Job Creators Quest Grant
- 12. Travel assistance
- New Hampshire
- Dividend per share (DPS)
- Discount points
- 3. Sell your castoffs
- 2. Get direct deposit
- How to earn Voyager Club points
- Do Choice Privileges points expire?
- Our pick for: Fixed monthly payments
- Medical payments coverage
- 3. Pick your index funds
- Got more questions about how to open an IRA? We have answers
- 15. Saver’s credit
- 9. Digital product salesperson
- Dropshipping
- Credit unions
- 2. 'I’ll buy back in next week when it’s lower.'
- 8. Emergency savings
- Dedicated check-in lane and priority boarding
- 5. Repair and maintenance costs increase with a car’s age
- Tactic 3: Use your military benefits
- 13. PR agency
- Renting Disney Vacation Club points can be complicated
- The insurer of last resort: Citizens Property Insurance Corporation
- Avoid traveling to certain countries
- Do it yourself
- What are the types of online banking?
- Monitor your credit reports
- 2. Make sure your bonus is actually taxable
- Check yields, fees and expense ratios
- 11. SHIP Down Payment Assistance (Alachua County)
- You've got significant debt
- 5. Waldorf Astoria Los Cabos Pedregal
- Strollers
- 10. College consultant
- JetBlue-Qatar Airways partnership
- 11. Cell phone protection
- 3. Japan Airlines
- Sinkholes
- Contractor financing
- Customer support
- Other general-purpose travel card reviews
- Earning rates
- 6. Sell your wares on Etsy
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- How to have more taxes taken out of your paycheck
- Aeroplan
- 18. Pinkberry
- AndroMoney
- 4. Zipcar
- For booking travel experiences beyond the cruise: TripAdvisor
- Consider vacation rentals
- Inheritance and gifts
- How quickly could the IRS implement the child tax credit expansion?
- 5. Find your customers
- 11. Snap-On Tools
- Support and resistance
- 10. Search for regular jobs for kids
- Cheapest auto insurance in Texas for 20-year-old drivers with one speeding ticket
- 1. Determine your impact area
- Elevate your credit scores
- 15. Create custom clothing
- Access to other deals and promotions
- Shopping
- 5. Stop solving problems with new products
- SBA 7(a) loan for hotel acquisition: An example
- No-exam life insurance rates for nonsmokers
- Private REITs
- 4. Debit card
- Qantas Airways
- 4. The underwriter makes a decision based on your documentation
- Pay with points and miles
- 12. Drugstore
- Retail business applications increased by 87%
- 8. Travelers
- Commercial umbrella insurance
- Automobile maintenance and repair
- 12. Cardholder hotline
- Stocks
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- Rebook if you find a cheaper price
- Luggage
- Transparency, regulation and data
- You'll need the cash for other things
- 7. Criminal identity theft
- Conventional loans
- Our pick for: Cell phone and internet bill payments
- Google Opinion Rewards
- 13. Purchase protections
- U.S. Bank business prepaid cards
- Dividend yield
- America’s Seed Fund
- The Amplifier Grant
- 10. Become a career coach.
- Part-year resident status rules
- Chase Dining
- 7. Don’t neglect your finances
- 5. Travel protections
- Income approach
- 3. Stay on top of things
- When applying for a loan in person makes sense
- 6. High-yield savings accounts
- HomeReady and Home Possible loans
- Our pick for: Flat-rate travel rewards
- FHA appraisal
- Cricket Wireless
- 16. Health savings account contributions deduction
- 5. Kiwi
- 10. Foodie
- Geico vs. State Farm home insurance
- 6. Emirates chauffeur service (paid business or first class only)
- 6. Respect other passengers' space
- Appendix: How the math works in our examples
- Example money market account APYs at select institutions
- 7. Office furniture and supplies: 10% of your total budget
- Home equity loan
- The details
- 5. Decide how you’ll work with clients
- Car insurance from specialty agencies
- Citi Prestige® Card
- Step 5: Register the business
- 8. Grow your financial well-being
- 1099-G
- Audience: Review your target audience
- Can you open a bank account online?
- Repetition
- 3. Use tax deductions
- The Hilton Honors American Express Business Card
- 12. Homebuyer Assistance Program (Volusia County)
- 8. You can status match
- Baggage and boarding
- Get prequalified
- NC Home Advantage Tax Credit
- How to sell a car to CarGurus CarOffer
- Private REITs
- Municipal bonds
- 10. Monthly installment plan
- Thoughts on tipping and fees
- How to maximize your rewards
- Best insurance company for accident forgiveness: Geico
- 6. OfferUp
- Delta SkyMiles® Reserve Business American Express Card
- Upgradeability
- 7. Citi ThankYou Points
- South Dakota
- Escrow account funds
- China Airlines
- 19. Pizza Hut
- Sample annual rates for a $500,000 policy: VGLI vs. whole
- Resident status rules
- Farm Bureau Ag Innovation Challenge
- Our pick for: Apple enthusiasts
- Trust Wallet: 4.3 out of 5 stars
- 2. Decide if you want a DIY portfolio or to get help
- Final expenses
- An example of selling a call option
- 3. 'I’m bored of this stock, so I’m selling.'
- Hilton
- Freddie Mac CHOICERenovation
- No-exam life insurance rates for smokers
- Singapore Airlines
- Prepared to put down roots?
- 2. Count your coins and bills
- Apply for PSLF forgiveness
- Can you pay estimated taxes at any time?
- Ford Foundation
- 14. Professional organizing
- AKC
- Your heirs are likely saddled with paperwork when you die
- 4. Determine the option time frame
- 13. Access to unique, cardmember-only events
- 5. Buy your home insurance policy and read it closely
- You don't want to be tied down
- Additional items
- 11. Online tutor
- Link your Amazon account
- 2. Initial cost
- How to maximize your rewards
- Benefits
- 4. ID WATCHDOG PREMIUM
- User experience
- 13. Beyond Open Small Business Grant Program
- How to have less taxes taken out of your paycheck
- 14. Customer service without the wait
- 6. No blackout dates
- 4. Earn badges through Live videos
- 12. Pillar to Post Home Inspectors
- Use the Best Fare Finder and pay in cash
- 4. Set a budget for your stock market investment
- 17. Self-employment expenses deduction
- 11. Personal stylist
- 16. Sell vintage clothing online
- Grant programs
- Pros of C corporation
- 4. Find your gate
- Travel packages aren’t flexible
- 13. Antique or thrift store
- 2. Start the flight change
- Transportation and warehousing business applications grew by 100.7%
- 9. Choose a real estate agent carefully
- 5. Enter a debt management plan
- 9. American Family
- Cash out your 401(k) — which is rarely recommended
- 1099-INT
- Bonds
- Content: Focus on quality
- No one-way award flights
- 4. Call in a pro
- 4. Contribute to a tax-advantaged account
- 13. Affordable Home Ownership Assistance Program (Daytona Beach)
- Hire a builder
- M1
- Other airline partners
- VA loans
- How to maximize your rewards
- Cheapest auto insurance for poor credit
- 3. Which bonds are right for my portfolio?
- Swagbucks
- Tennessee
- Barclays Small Business Big Wins
- FedEx Small Business Grant Contest
- Chase Experiences
- 20. Red Robin
- 1Money
- 9. Shared home improvement equipment
- 4. One more thing to know about your tax refund
- Real estate
- Redeem points for hotel stays
- 4. Decide where to buy your index funds
- Spa
- 5. Choose investments that match your tolerance for risk
- 6. Sanitize your social feeds
- 8. Utilities: Around $2 per square foot of office space
- Step 6: Don't overextend yourself financially
- Recent servicer portfolio transfers
- Virgin Atlantic Flying Club
- 15. Photography
- Embrace
- Key person insurance
- Learn more about SBA loans:
- U.S. Bank Altitude® Connect Visa Signature® Card
- 4. Set a budget for your stock market investment
- 6. Waldorf Astoria Park City
- Seat selection
- Be flexible with destination, airport and dates
- Pay upfront
- Tickets, tours and other attractions
- Drawbacks
- Medicare enrollment periods
- Reviews
- Vanguard 500 Index Fund (VFIAX)
- 7. Self-publish an e-book
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- Flood determination and monitoring fees
- 11. Offer freelance creative services.
- Japan Airlines
- Nonresident status rules
- Asset-driven approach
- Corporate bonds
- How to visit Red Lodge Mountain with points and miles
- Call and ask
- Past years' state tax rates
- 6. Get the logistics down
- Cheapest auto insurance in Texas for 20-year-old drivers with one at-fault crash
- 18. Home office deduction
- Where is the best place to exchange currency?
- 12. Professional organizer
- Print-on-demand services
- 17. Begin niche blogging
- 7. Have a backup plan ready
- Cons of C corporation
- Compare business CD rates: 12-month term
- Home equity line of credit
- Flowers at boarding
- 3. Prep for grocery shopping
- 5. Your loan is cleared to close
- What happens if I forget to pay my quarterly taxes?
- 14. Fitness studio or gym
- Coca‑Cola Foundation
- State Farm vs. Geico renters insurance
- 9. Estate planning: Protect your financial well-being
- Tracking: Identify key metrics
- Unpredictable transfer times from AmEx to ANA
- Your mortgage payments would stretch your budget
- 4. Register your clothing business
- Get preapproved
- FHA loans
- Your credit
- 3. Ongoing investment
- 14. Bizee Fresh Start Business Grant
- How to use a W-4 to owe nothing on a tax return
- 8. Bank of America® rewards
- Texas
- Dividend payout ratio
- 1. Live in the house for at least two years
- Tory Burch Foundation Fellows Program
- 21. Starbucks
- Young Farmer Grant Program
- How much is auto insurance after an at-fault accident?
- 13. Keller Williams
- 7. CDs
- Our pick for: An upgrade path
- Good Neighbor Next Door
- MetaMask: 4.0 out of 5 stars
- 7. Emirates A380 onboard lounge
- Safe Travels USA
- Figo
- Refinancing
- Multiple people per contract can get messy
- 23% of business owners cite inflation as their single most important problem
- 10. Narrow down your ideal type of house and neighborhood
- 10. Nationwide
- 1099-K
- Mutual funds
- What to know about pre-qualifying with bad credit
- How do you get a perfect credit score?
- SAVE benefits available by October 2023
- Earning rates
- 12. Translator
- Baby boomers feeling pinched
- VA loans
- Vanguard Total Stock Market Index Fund (VTSAX)
- Government recording fees
- Singapore Airlines
- To match with a vacation planner: Avoya Travel
- Golden crosses and death crosses
- Emirates Lounge day passes
- Airport lounge access
- Book Emirates economy fares on points
- Quiet room
- Mortgage insurance
- 19. Educator expenses deduction
- How do I find a currency exchange near me?
- 3. Precious metals
- TravelSafe
- Pre-existing conditions
- Online financing platforms
- 9. Payroll: 25% to 50% of your total budget
- 6. Price your services
- 5. Wait at the gate
- How's your job security?
- 16. Event space
- B2B administrative services
- Freshen up your merchandise
- One price is not always just one price
- AM Best Financial Strength Rating: A+ (Superior)
- 5. Defer your bonus
- Stash
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- How to maximize your rewards
- 7. Poshmark
- 15. Venmo Small Business Grant
- 2. See whether you qualify for an exception
- 12. Keep the books for local businesses.
- 22. Wingstop
- Part-year resident status rules
- 5. Build a community
- Cost
- 11. Monetize your social media accounts
- 13. Baking or cooking expert
- 3. Find impact investments
- 18. Become an e-book writer
- Country Financial: Best for using an agent
- Marriott
- AM Best Financial Strength Rating: A (Excellent)
- AeroMexico
- How can I make paying quarterly taxes easier?
- 15. Tutoring business
- MetLife
- 40% of small-business owners note trouble filling jobs
- Directors and officers insurance
- SAVE benefit starting in February 2024
- 14. Down Payment Assistance Program (Orange County)
- Upgradeability
- Get final approval
- 4. United Airlines
- Where you live
- 4. Potential for conflict
- Conventional loans
- How to enroll in Medicare
- Vanguard Total Bond Market Index Fund (VBTLX)
- Washington
- Schedule time for grant applications
- Loan-origination charges
- Market approach
- 10. Vacation rentals
- 14. FastSigns
- Property-based passive income ideas
- 5. Buy index funds
- 20. Solar tax credit
- Where can you exchange currency for free?
- Citi Double Cash® Card
- Pros
- Cash-out refinance
- Inconsistent service
- Winner for best hotel credit card: Marriott
- Capital One Venture X Rewards Credit Card
- Home Depot Foundation Veteran Housing Grants Program
- 17. Interior decorating
- An example of buying a call
- Exchange-traded funds
- Hurricanes and tropical storms
- J.D. Power Ranking
- Healthy Paws vs. Trupanion
- 13. Cybersecurity consultant
- Book through another third-party service
- High-yield bonds
- 1. Freeze your credit
- 16. U.S. Chamber of Commerce America's Top Small Business Awards
- 8. Get advertising revenue from your blog or YouTube channel
- 3. Keep the receipts for your home improvements
- 23. Red Lobster
- Features
- Is an import/export business profitable?
- More from NerdWallet
- To stay in the home after closing
- 12. Get paid to stream on Twitch
- Cheapest auto insurance in Texas for 20-year-old drivers after a DUI
- Service
- 5. Focus on investing for the long-term
- 6. BookWithMatrix
- 14. DIY and craft expert
- 8. Emirates first class lounge in the airport
- 7. Make a budget
- 1. Identify your borrowing needs.
- 5. Credit card
- Cathay Pacific
- 16. Ice cream shop
- 3. Review and select new flights
- State Farm vs. Lemonade renters insurance
- Sales and marketing
- 1099-LTC
- 14. Purchase protection
- Take clear photos
- SAVE benefits available by July 2024
- 15. Dare to Own the Dream (Tampa)
- Your claims history
- CarGurus CarOffer details and FAQs
- What you can do: Find ways to save, even when times are tight
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Vanguard Balanced Index Fund (VBIAX)
- Expand your search efforts
- Mortgage insurance or fees for government-backed loans
- Fund-a-Farmer Grants
- Expand your coverage with endorsements
- Hotel status
- Our pick for: Customizable bonus categories
- Electrum: 2.5 out of 5 stars
- Consumer Cellular
- 21. Energy efficient home improvement tax credit
- 3. Building a budget
- Cosmetic or elective surgeries
- 19. Start ghostwriting
- Pros of S corporation
- CREDIT CARD RENTAL BENEFITS CAN TAKE YOU FARTHER
- Cons
- J.D. Power Ranking
- Are you financially prepared?
- 4. Minimize restaurant spending
- 18. Woodworking or furniture building
- Nationwide
- 73% of business owners feel the impact of supply chain issues
- Stay true to your brand
- Tourist traps
- Fuel surcharges on award tickets on some partner airlines
- Flooding
- 5. Focus on investing for the long-term
- Acorns
- Selling a put example
- Cryptocurrency pros
- 5. Lack of financial privacy
- Bond funds
- 2. Safeguard your Social Security number
- Compare car insurance rates for drivers with a DUI
- Best insurance company for having few customer complaints: American Family
- 17. EBay Up & Running Grants
- Cheapest full coverage car insurance in Florida for 30-year-olds
- Wyoming
- 13. Dip your toe in the food industry.
- 8. Establish a marketing plan for growth
- Nonresident status rules
- 11. Electronics repair
- Reporting and analytics
- How do import/export companies make money?
- 15. Merry Maids
- Gifting large sums of money to family
- 8. Buy a rental property
- 15. Slime or ASMR maker
- 4. Collectibles
- 10. Professional consultants: Between $1,000 and $5,000 per year
- 7. Invest in continuing education
- Step 6: Find and maintain clients
- 17. Dry cleaner
- Complete financial plan and investment advice
- An example of buying a put
- 1099-MISC
- 15. Return protection
- NCQA Score Range: 2.0 to 4.5 out of 5
- Rental car savings
- 16. East Tampa CRA Down Payment Assistance Program (Tampa)
- 14. Transcriptionist
- 1. Decide what type of investor you are.
- Your home’s features
- Vanguard Growth Index Fund (VIGAX)
- Chase Sapphire Preferred® Card
- How to visit Schweitzer Mountain Resort with points and miles
- Transfer points to other loyalty programs
- Our pick for: No security deposit, low annual fee
- Don’t forget the fifth-freedom flights
- 6. Keep an eye on your index funds
- 22. Electric vehicle tax credit
- Routine and wellness care
- 20. Become a resume writer
- Cons of S corporation
- Personal loan
- Choice Hotels
- Clif Family Foundation
- Pets Best
- 65% of small-business owners expect revenue to increase
- 11. Stick to your budget
- 2020-2022 earned income credit amounts
- Write an honest description
- Keep it relevant, useful and authentic
- 5. Design and source the clothes for your line
- 3. Be alert to phishing and spoofing
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- 18. Grants.gov
- Weigh grant application fees
- Pest inspection
- California earned income tax credit (CalEITC)
- 24. American Eagle
- Ongoing support
- What is an export license?
- Testing a resistance level
- To avoid repairs
- Transfer partners
- 16. Travel ambassador
- Wholesaling
- 4. Increase your impact
- Hyatt
- The 10 largest lottery jackpots
- The details
- NCQA Score Range: 2.5 to 4.5 out of 5
- UNLOCK AIRPORT LOUNGES WITH THE RIGHT CARD
- 18. Bookstore
- 19. Graphic design
- Technology maintenance and repair services
- 16. Extended warranty
- Tornadoes
- Food delivery service credits
- 15. Travel planner
- If you want to pay later
- Your deductible
- Cryptocurrency cons
- Cheapest car insurance for young drivers
- Vanguard Small Cap Index Fund (VSMAX)
- To book a vacation package with an airline or hotel
- Brighter Future Fund
- Paying for vacations, cars or other stuff
- 9. Rent out your own house
- 6. Manage your stock portfolio
- Home purchase: Basic Home Mortgage 203(b)
- Breeding
- 21. Open a coworking space
- Citi Rewards+® Card
- Baggage damage
- Hawaiian Airlines Hawaiian Miles
- 5. Get discounts on entertainment
- CoverAmerica-Gold
- Spot
- Conventional loans
- 55% of business owners expect all accepted payment methods to eventually become digital
- Specialized guidance and/or want to meet with an advisor face-to-face
- 1099-NEC
- Customize your content for each channel
- Winter storms
- Healthy Paws vs. Pets Best
- Albert
- Earthquakes and other land movement
- 1. Access to capital
- 4. Use strong passwords and add an authentication step
- Our pick for: Maximized value
- 9. Become an Instagram influencer
- Wildfires
- Keep alternative funding in mind
- Prepaid expenses
- 14. Do home or tech repairs.
- California young child tax credit (YCTC)
- 25. Anthropologie
- What documents do I need to import goods?
- Other ways to redeem your points
- 5. Commodities
- 8. Find your 'why'
- How to compare life insurance quotes
- 2. Confirm your qualifications.
- 19. Bed and breakfast
- 20. Clothing boutique
- State Farm vs. Allstate renters insurance
- Price clothes to sell
- Lyft ride credits
- 6. Manage your stock portfolio
- Your coverage limits
- Vanguard Total International Stock Index Fund (VTIAX)
- 19. GrantWatch
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- 1. Has the W-4 form changed?
- Average car insurance costs after a speeding ticket
- Giving a laid-back loan
- Cheapest full coverage car insurance in Texas for 30-year-olds
- Bring the kids
- FHA refinance loans
- 17. Makeup artist
- Seven Corners
- 4. Saving money
- Pet liability
- 9. Generous baggage allowance
- Capital One Venture Rewards Credit Card
- Trupanion
- 21.6% of small businesses cite a large negative effect on business due to the pandemic
- Fully utilize content
- Winter storms
- 17. Homeownership Assistance Program (Miami-Dade County)
- 16. Fundraiser
- 5. Use alerts
- Fidelity® Rewards Visa Signature® Card
- California child and dependent care tax credit
- 26. Banana Republic
- 12. Academics courses
- Our pick for: Everyday spenders
- 10. Get a roommate
- 22. Become an online coach
- Life insurance quotes vs. rates
- Flooding
- Hilton Honors
- 6. Map out major purchases
- 20. Floral shop
- 21. Bed and breakfast
- FHA loans
- 12. Make the most of walk-throughs and open houses
- Portfolio management only
- B2B legal services
- 1099-OID
- 17. Rental car coverage
- 2. Efficient growth
- Tax monitoring and research fees
- Chase Sapphire Reserve®
- Setting up joint bank accounts
- Card ecosystem
- 18. Cosplay designer
- 6. Real estate
- Pros of LLC
- 11. Insurance: Average of $1,200 per year
- Expensive Wi-Fi packages
- 6. Board the airplane
- Kubota Hometown Proud Grant Program
- 18. First-Time Home Buyer Program (Hallandale Beach)
- Some Budget locations have free pickup service
- Other policies
- Wildfires
- 6. Watch your mailbox
- Hail
- 2. What does it mean to be exempt from taxes?
- 15. Plan parties, events, or weddings.
- California adoption cost tax credit
- 27. DSW
- Tiers
- How much are car insurance quotes?
- Alternative investment passive income ideas
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- Direct sourcing
- 23. Flip failing websites
- NJM: Best small regional insurer
- 6. Mobile via IRS2Go
- 21. Gardening and landscaping
- 4. Confirm your flight change
- 22. Food truck
- 1099-PATR
- 18. Trip cancellation or interruption insurance
- Tropical storms and tornadoes
- 17. Medical billing and coding
- Monzo
- 2. Choose how much you want to invest.
- 10. Monetize your Twitch channel
- Title-related costs
- Farmer Veteran Fellowship Fund
- Our pick for: Bank of America® customers
- Ledger: 5.0 out of 5 stars
- FHA renovation loans
- 19. Hair stylist
- Citi Custom Cash® Card
- Cons of LLC
- JetBlue TrueBlue
- Step 7: Invest in advertising and expanding
- Healthy Paws vs. Nationwide
- Your dog
- Winter weather
- 3. Minimal employee supervision
- 7. Shred, shred, shred
- Best insurance company for financial strength: Auto-Owners
- Cheapest auto insurance for senior drivers
- Flooding
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- California nonrefundable renters tax credit
- 28. J. Crew Factory
- NYC tax rate schedule
- 13. Language courses
- Cheapest minimum coverage car insurance in Texas for 30-year-olds
- Above-the-line deductions
- 24. Become a web developer
- 7. Restrict online shopping
- 96% of small-business owners have business bank accounts
- Hurricanes and tropical storms
- 1099-Q
- Budget also rents other equipment
- Business credit cards vs. prepaid debit cards: How to choose
- Average car insurance costs after a DUI
- 11. Peer-to-peer lending
- Other specialty FHA loans
- 3. Gather the necessary documentation.
- Winter storms
- Marriott Bonvoy
- 22. Nail salon and spa
- Amazon Web Services (AWS) Imagine Grant
- 23. Restaurant or cafe
- 13. Don’t skip the home inspections
- 19. Trip delay reimbursement
- 18. Video producing
- 3. Gather your paperwork.
- Flooding
- 8. Use a digital wallet
- Veteran Business Outreach Centers
- 29. Journeys
- How to visit Steamboat Resort with points and miles
- 20. Artist
- 25. Start a podcast
- 12. Taxes: Variable, but 21% corporate tax rate
- 1099-R
- 4. Increased brand awareness
- 3. When should I review my W-4?
- 16. Become a fitness instructor.
- Chase Freedom Flex℠
- Trezor: 4 out of 5 stars
- Ultra Mobile
- Below-the-line deductions
- Citi Rewards+℠ Student Card
- Tornadoes
- 7. Retrieve your luggage
- 23. Photography
- 24. Craft brewery
- 60% reported no impact from recent bank failures
- 20. Lost luggage reimbursement
- Greenlight
- 9. Protect your mobile devices
- 30. Madewell
- Which factors determine car insurance quotes?
- 21. Graphic designer
- 26. Be a social media influencer
- American awards on Air Tahiti Nui
- American Express® Gold Card
- 8. Delay purchases with the 30-day rule
- 5. Find your flight credit
- 1099-S
- 6. Partner with a manufacturer
- 19. Publicist
- 5. Reduced risk
- Compare auto insurance rates for drivers with poor credit
- Pros
- 11. Sell your photography
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- 14. Business or marketing courses
- 12. Private equity
- Our pick for: Average credit and rewards
- Cheapest auto insurance in Texas for 30-year-olds with poor credit
- Credit required
- Private labeling or white labeling
- Tin Leg
- Hailstorms
- The details
- 24. Clothing boutique
- 14. Negotiate with the seller
- 21. Medical emergencies during travel
- Budget offers rental car insurance
- 4. Pick your investments.
- 10. Check your credit reports regularly
- Service-Disabled Veteran-Owned Small Business Program
- 4. Can I adjust my W-4 multiple times throughout the year?
- Real estate agent commissions
- 17. Become a doula.
- 31. Old Navy
- 22. Entertainer
- Business entity summary
- 13. Travel: Variable
- 25. Ice cream shop
- Does Choice Privileges match elite status?
- SafePal: 3.8 out of 5 stars
- 27. Create online courses
- 7. Same-day wire transfer
- 9. Get creative with gifts
- 25. Daycare
- 1099-SA
- 20. Customer service representative
- 11. Monitor financial and medical statements
- Our pick for: Prime gaming
- Property and transfer taxes
- 32. Target Circle
- Our pick for: Paying rent
- Tracfone
- 7. Private equity
- Coverage limits
- Use the amenities
- USAA: Best for military and veterans
- Citi Premier® Card
- 8. Exit the airport and enjoy your trip
- 26. Personal chef
- Over half of small businesses have $50,000 or more in their business banking accounts
- Step
- Cons
- Boots to Business
- 18. Start a dropshipping business.
- 15. Personal wellness
- Most popular: HO-3 insurance
- Overseas acceptance
- 23. Dropshipper
- 28. Become a marketing consultant
- What should you do if you’re invested in these REITs?
- 14. Shipping: Variable
- 26. Brewery or winery
- 15. Buy adequate home insurance
- Sinkholes
- 1. Loss of complete brand control
- Best insurance company for discounts: Amica
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- Title insurance
- Chase Freedom Unlimited®
- 13. Crypto staking
- Cheapest auto insurance in Texas for 30-year-old drivers with one speeding ticket
- State Farm Good Neighbor Citizenship Company Grants
- 27. Landscape services
- 1. What is a service business?
- 21. Pet sitter or dog walker
- How to maximize your rewards
- 19. Maintain lawns in your area.
- Our pick for: Rewards maximizers
- Methodology
- Alternative investment pros
- Capital One Savor Cash Rewards Credit Card*
- 10. Lower your car costs
- 27. Hardware store
- Institute for Veterans and Military Families
- 33. Aveda
- How to visit RED Mountain using points and miles
- Apple Cash: digital card
- Our pick for: Average credit and no annual fee
- 24. Data analyst and infographic designer
- Deductibles
- 29. Develop an app
- Book a long flight
- 28. Pet grooming
- 2. How do you start a service business?
- 22. Arts and crafts master
- Budget roadside assistance
- 2. Increased potential for legal disputes
- 12. Become a dog walker with Rover or Wag
- 20. Become a virtual assistant.
- Broadest coverage: HO-5 insurance
- Boost Mobile
- Look up the insurer’s financial strength
- 5. Maximizing your credit cards
- Citi Prestige® Card
- 28. Catering company
- 7. Price your products
- Majority
- 34. BareMinerals
- 16. Courses in hobbies or interests
- 25. Online educator
- Making items yourself
- 11. Reduce your gas usage
- Google Ad Grants
- 29. Florist
- 3. How do you calculate the break-even point for service businesses?
- 23. Accountant
- 1. Lost wallet
- Veteran Women Igniting the Spirit of Entrepreneurship
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- Average annual car insurance costs for drivers with good vs. poor credit
- Cheapest auto insurance in Texas for 30-year-old drivers with one at-fault crash
- Benefits of FHA loans
- World Nomads
- Reimbursement amounts
- 30. Make a smart appliance
- Book a short flight
- Alaska awards on Air Tahiti Nui
- 29. Real estate agency
- 3. Initial investment
- 21. Become a life coach.
- Ink Business Preferred® Credit Card
- 35. Clinique
- Cash App debit card
- Product creation passive income ideas
- 26. Pet personality
- Alternative investment cons
- Secure funding
- 8. Check, money order or cashier’s check
- 4. Do service businesses charge sales tax?
- 24. T-shirt designer
- Limited coverage: HO-1 and HO-2 insurance
- Disadvantages of FHA loans
- Research the insurer’s reputation for customer service
- 31. Tap into virtual reality experiences
- Consider transfer partners
- 30. Event venue and planner
- 30. Massage therapist
- 8. Decide where to sell your clothing line
- Comun
- 2. Mailbox theft
- Veteran Institute for Procurement
- 13. Sell unused gift cards
- 36. CVS
- 17. Bookkeeping and accounting
- 1. Look at customer satisfaction scores
- 27. Coach
- AT&T Points Plus Card
- Citi® / AAdvantage® Executive World Elite Mastercard®
- 12. Bundle cable and internet
- 4. Federal and state regulation
- Individual stocks
- 14. Write content
- Our pick for: Limited credit
- 32. Make a niche dating site
- 31. Tattoo and piercing shop
- The Unless Project
- 25. Cleaning service
- 22. Manage a local business’s social media channels.
- 37. e.l.f. Cosmetics
- How to visit Marmot Basin using points and miles
- 2. Consider financial strength
- Cheapest auto insurance in Texas for 30-year-old drivers after a DUI
- Erie: Most generous coverage
- Roth IRA withdrawal rules
- 3. Using public Wi-Fi
- Office of Small & Disadvantaged Business Utilization
- 28. Calligrapher
- 33. Develop a chatbot
- Get a business credit card
- 13. Switch your cell phone plan
- 32. Veterinary office
- 31. Nutritionist
- Best insurance company for customer satisfaction: State Farm
- Our pick for: Target gaming purchases
- Cheapest full coverage car insurance in Florida for 40-year-olds
- Ink Business Cash® Credit Card
- 38. Lancome
- 18. Consulting
- 3. Evaluate the policy options
- 6. Borrowing money
- 26. Massage therapist and wellness expert
- Bunq
- Roth IRA withdrawal penalty
- Compare insurance rates for drivers with an accident
- 1. Match theme features to your website needs
- 14. List your spare bedroom on Airbnb
- 23. Monetize your own social media channels.
- 34. Offer matchmaking skills
- 33. Food truck
- 32. Personal trainer or fitness instructor
- 4. Data breaches
- State and local governments
- 39. Sephora
- Dividend stocks
- For cruise package deals: Costco Travel
- Replacement cost vs. actual cash value
- Ting
- 29. Meme maker
- 24. Become an SEO consultant.
- 4. Get prices from a handful of companies
- 35. Be a virtual assistant
- Delta SkyMiles® Platinum Business American Express Card
- 14. Reduce your electric bill
- 34. Health clinic
- Aldi Cares Community Grants
- 9. Market your clothing line
- 27. Personal trainer
- 40. SmashBox
- How much is auto insurance for young drivers?
- 15. Publish a digital course
- Our pick for: Good credit
- 30. Topic expert
- 9. Cash
- 33. Beauty services
- Totem
- 5. SIM card swap
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- 25. Go freelance.
- Our pick for: Foodies
- Cheapest full coverage car insurance in Texas for 40-year-olds
- 35. Bakery
- 2. Avoid unsupported and outdated WordPress themes
- Ink Business Unlimited® Credit Card
- 41. The Body Shop
- 19. IT support
- 36. Reinvent exercising
- 1. What is the average cost to start a small business?
- 15. Lower your student loan payments
- 34. Life coach
- 28. Interior decorator
- Car-related passive income ideas
- Zendesk Tech for Good Impact Awards
- 6. Phishing or spoofing
- 42. Ulta
- 37. Create eco-friendly, health-friendly makeup and beauty products
- Nationwide: Best online experience
- 2. How do you calculate startup costs?
- 29. Event planner
- 3. Plan on adding features to free e-commerce WordPress themes
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- Directly with the Cruise Line
- Keep it honest
- 16. Cancel unnecessary subscriptions
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- 20. Graphic design
- What is a prepaid debit card?
- 16. Wrap your car with ads
- Cheapest minimum coverage car insurance in Texas for 40-year-olds
- 38. Open a food truck or restaurant pop-up
- United Club℠ Infinite Card
- Meet a local demand
- 35. Tutor
- 7. Skimming
- Our pick for: Travel
- Homeowners insurance deductibles
- Lively
- Offer giveaways
- 3. Are business startup costs tax-deductible?
- The Audacious Project
- 30. Caterer
- 43. AMC Theatres
- 39. Start an organization business
- 17. Refinance your mortgage
- 36. Daycare provider
- 10. Work with an expert
- Average annual car insurance costs for young drivers by company
- What is a prepaid credit card?
- 17. Rent out a parking space
- Standard (nonbank) neobanks
- 8. Phone scams
- Our pick for: Walmart gaming purchases
- 44. Barnes & Noble
- 40. Do interior design for young professionals
- 4. What is considered a startup cost?
- Scout locations
- 31. Bed-and-breakfast manager
- 16. Trade in old phones, electronics for cash
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- 21. Social media management
- Where can you get a prepaid card?
- Cheapest auto insurance in Texas for 40-year-olds with poor credit
- Provide inspiration
- 10. IRS payment plan or installment agreement
- 18. Set savings goals
- Wells Fargo nonprofit grants
- 37. Senior care provider
- 45. Redbox
- 9. Looking over your shoulder
- How do you add money to a prepaid card?
- Share your expertise
- Openly: Fewest consumer complaints
- Calculate the costs of starting a business
- 38. Interpreter or translator
- 32. Florist
- Neobanks that are online banks
- Our pick for: Instant gratification
- Marriott Bonvoy Brilliant® American Express® Card
- Which prepaid card is best?
- Make posts shoppable
- 39. Housecleaning
- 11. Figure out how to manage your finances
- 33. Day care manager
- 10. Malware
- 17. Get a babysitting gig
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- 22. Marketing copywriter
- Our pick for: Frequent travelers
- Cheapest auto insurance in Texas for 40-year-old drivers with one speeding ticket
- 19. Track spending
- Create opportunities for interaction
- 1. Review your mission
- Digital wallets with banking services
- 7. Your credit score
- 40. Automotive repair
- 34. Rideshare driver
- 1. Gather your information
- 23. Virtual assistant services
- 20. Pay off high-interest debt
- 2. Refine your search with keywords
- Be personable
- 41. Handyman services
- 35. Photographer
- Our pick for: PlayStation purchases
- 18. Rent out your car
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- Cheapest auto insurance in Texas for 40-year-old drivers with one at-fault crash
- 12. Get funding for your clothing line
- Fintech firms with cash management accounts
- Our pick for: Personalized rewards
- Prime Visa
- 21. Keep savings in a high-yield savings account
- Give advice
- 3. Narrow down based on location
- 42. Dry cleaners
- 36. Landlord
- State Farm: Best perks
- 2. Choose the right liability car insurance coverage levels
- Let your customer speak
- 22. Create a 50/30/20 budget
- 43. Hardware store
- 37. Hair stylist or makeup artist
- 1. Do your research
- Cheapest auto insurance in Texas for 40-year-old drivers after a DUI
- 4. Look for organizations with similar values
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 2. Get organized and make it official
- 1. How much does it cost to start a clothing line?
- 38. Eldercare
- Verizon Visa® Card
- 5. Consider hiring a grant writer
- 45. Freelance copywriting and content creation
- 23. Shop consignment and thrift stores
- 39. Brewer
- 46. Rideshare driver
- 20. Become a private tutor
- 3. Find the right financing
- Our pick for: Luxury travelers
- 2. How much do clothing lines make a year?
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- Cheapest full coverage car insurance in Texas for 50-year-olds
- 47. Website development and design
- 40. Tailor
- 3. Do you need to trademark a clothing line?
- 48. Sell clothes online
- 3. Decide if you need full coverage car insurance
- Our pick for: Best Buy purchases
- You’re a first-time home buyer
- 24. Join initiatives to get free items
- 4. How do you source material for a clothing line?
- 21. Drive for Uber, Lyft
- 8. Taxes
- 49. SEO consultant
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- Cheapest minimum coverage car insurance in Texas for 50-year-olds
- Trip cancellation
- 50. App development
- 1. Craft a business plan
- You live in a high-risk area
- 25. Use car sharing services
- Trip interruption
- 2. Carve out a dedicated workspace
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- Cheapest auto insurance in Texas for 50-year-olds with poor credit
- 3. Choose a business entity
- Trip delay
- 9. Paying off debt
- You have a dog
- 26. Stock up on household supplies when they’re cheap
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cancel For Any Reason
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- Cheapest auto insurance in Texas for 50-year-old drivers with one speeding ticket
- You own valuable items
- 27. Enjoy community events
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- 24. Sign up to be a mystery shopper
- You own an older home
- 28. Cash in on your birthday
- Cheapest auto insurance in Florida for 50-year-olds after a DUI
- Lost baggage
- Cheapest auto insurance in Texas for 50-year-old drivers with one at-fault crash
- Travel medical insurance
- 25. Put your drone to work
- Cheapest auto insurance in Texas for 50-year-old drivers after a DUI
- Compare car insurance companies
- Cheapest full coverage car insurance in Florida for 60-year-olds
- Conditions common to your dog’s breed
- Cheapest minimum coverage car insurance in Florida for 60-year-olds
- Cheapest full coverage car insurance in Texas for 60-year-olds
- 10. Insurance
- Your dog’s energy and activities
- Cheapest auto insurance in Florida for 60-year-olds with poor credit
- Cheapest minimum coverage car insurance in Texas for 60-year-olds
- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds with one speeding ticket
- Cheapest auto insurance in Texas for 60-year-olds with poor credit
- Decide whether your cat needs insurance
- Cheapest auto insurance in Florida for 60-year-olds with one at-fault crash
- Cheapest auto insurance in Texas for 60-year-old drivers with one speeding ticket
- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds after a DUI
- Cheapest auto insurance in Texas for 60-year-old drivers with one at-fault crash
- 11. Investing
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in Texas for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in Florida for 70-year-olds
- 3. Decide how much coverage you want
- Cheapest minimum coverage car insurance in Florida for 70-year-olds
- Cheapest full coverage car insurance in Texas for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest auto insurance in Florida for 70-year-olds with poor credit
- Cheapest minimum coverage car insurance in Texas for 70-year-olds
- 5. Check waiting periods
- Cheapest auto insurance in Florida for 70-year-olds with one speeding ticket
- Cheapest auto insurance in Texas for 70-year-olds with poor credit
- 12. Starting or running a business
- 6. Examine extra costs
- Cheapest auto insurance in Florida for 70-year-olds with one at-fault crash
- Cheapest auto insurance in Texas for 70-year-old drivers with one speeding ticket
- 7. Compare quotes
- 13. Travel
- Cheapest auto insurance in Florida for 70-year-olds after a DUI
- Cheapest auto insurance in Texas for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in Texas for 70-year-old drivers after a DUI
- The NerdWallet Smart Money podcast
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
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