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Cheapest Car Insurance Companies
Assistant Assigning Editor | Auto insurance
Lead Writer | Auto insurance, life insurance
Assigning Editor | Auto insurance, home insurance, other insurance
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
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- The Chase Freedom Unlimited® offers a solid flat rate on 'everything else'
- 5. E-book writing
- 2. How do you get paid?
- Changes that will impact low-income students
- 1. Get sponsored
- 3. There are easy ways to earn Hilton Honors points
- Income-Contingent Repayment
- Step 3: Claim dependents, including children
- Florida HFA Preferred or Advantage Conventional Loan
- Washington, D.C.: Initiative 82
- Online retailers
- Use a credit card
- 2. Recruit a co-signer with a good credit score and steady income
- Personal loans
- Taxes
- Under 35
- 3. Target-date mutual funds
- More paperwork
- YNAB
- Why it’s the best
- 3. Clean windows' exteriors
- 1. Use your bank network's ATMs or partner ATMs
- Chase Sapphire Reserve®
- Upgraded economy tickets and seat selection
- DIY care management
- Seat selection
- 3. Online lenders
- The penalty
- Weigh your family’s medical needs
- How to calculate inventory burden rate
- 3. License and register your business
- Cobb County Entrepreneurship Grants
- Eligibility
- Invoice factoring example
- 2. Ask yourself why you received the check
- 5. Student loan interest deduction
- Work full time for a qualifying employer
- Online savings account or money market account
- Step 1: Gather financial documents
- 2X miles on groceries
- 4. Insurance
- Insure Fitness Group: Best for personal training students
- Local knowledge
- 3. Open an account
- Top 5 Treasury ETFs by AUM
- If you’re 59½ or older and the account is less than 5 years old
- Cities with the top five highest annual rent increases:
- 4. You’ll only be reimbursed for expenses in specific cases
- Specific shares
- Cash-out refinance
- 3. Explore funds over individual stocks
- UFB Direct: Best savings account
- 3. Choose how much you want to invest
- Set expense limits and find ways to save
- Disadvantages of a lady bird deed
- 1. Look at the company’s price-to-earnings ratio and market cap
- 4. Anytime Fitness
- Credit Karma
- A credit score over 620
- Additional expenses of longer cruises to plan for
- 2. TD Bank
- CD maturity date
- 3. Silver funds
- 8. Cinnabon
- Earn ANA miles by spending on credit cards
- Cadence Cash Thrive Grant
- Submit a paper FAFSA
- 20% of your income: savings and debt
- Does basic economy get a carry-on on United?
- 3. Stay invested with the "buy and hold" strategy
- Schedule K-1 recipients
- Operations and management
- 3. You can get United TravelBank credits by holding an IHG card
- Capital One
- Pros of virtual reality stocks
- Count on Social Security
- Cash reserves
- Show proof of permanent disability
- EARN MORE POINTS WITH A MARRIOTT BONVOY CREDIT CARD
- Commissions
- High annual fees or poor customer service
- Where Exodus shines
- Our pick for: Speedy rewards
- Trust Wallet
- British Airways Avios
- Discover it® Student Chrome
- Replacement value vs. actual cash value
- Only certain types of transfers are allowed
- Go easy on the contouring
- 5. Event planning
- CFPB
- Earnings rates (towards status)
- 2. Document your charitable contributions
- Unlimited music streaming
- Own your car sooner
- Fidelity Investments
- 3. Required minimum distributions
- Equity financing, including angel investment and venture capital
- 2. The credit card's fees
- Where to get it
- Conventional loans
- Should you gamble on meme coins?
- Blanket coverage
- Look at the big picture
- Valuable travel reward redemptions
- Use Schedule A
- Best Western Plus Casino Royale-Center Strip
- IHDAccess Deferred
- 2. Decide how much help you want
- 3. Evaluate other factors
- 5. Southwest Airlines Rapid Rewards
- Can you save too much?
- Economically disadvantaged individuals
- 3. Decide how many shares to buy
- 1. Multiply your income by 10
- Step 3: Obtain Texas business permits
- What are my options for unfreezing credit?
- 3. Set up balance alerts to stay on top of spending
- 4. AC Hotel Miami Beach
- 4. Set a budget for your Tesla stock purchase
- Pros and cons of 529 plans
- 1. Online advice services
- How to leave tips for housekeeping
- You have a lifelong dependent, such as a child with a disability
- 5. Peer-to-peer money transfer apps
- Ask why your car was repossessed
- 2. Create a cybersecurity plan
- Consider getting an annual pass
- Step 4: Refine your withholdings
- Formal two weeks’ notice template
- Owner-builder loan
- 2. Choose an investment account
- You're ready to take responsibility
- How to change your Delta flight over the phone
- Medicare Part D IRMAA in 2024
- 3. Become an authorized user on someone’s credit card
- 4. Contribution limits are high
- Check-in
- 4. Consider your spouse
- 3. Go through the security checkpoint
- Fly on the holidays (or as far from it as possible)
- Managing debt
- 3. The “I Treat All My Children the Same” Strategy
- A challenge for procrastinators (or last-minute travelers)
- Applying for an IRS payment plan online
- 5. Change your ID cards
- How to enroll in USPS Informed Delivery
- 7. Curate subscription boxes
- Bonus offers for new cardholders
- Earning rates
- Annual whole life insurance rates for nonsmokers
- Economic Development Administration
- Apply for a balance transfer card
- Consider whether you want a referral system of care
- Where to get a private student loan
- Athens Downtown Development Authority grants
- My Choice Texas Home
- How age can influence scores
- Chase Freedom Flex℠ and Chase Sapphire Preferred® Card
- 6. Adoption credit
- Auto loans
- Deductions
- Chase Sapphire Reserve®
- Flood damage
- Municipal bonds
- 4.5-star plans
- Campaign rules: Kickstarter
- Local contact
- Videos
- 4. Fund your account and get started
- Did you make any other changes?
- If you're 59½ or older and the account is at least 5 years old
- 4. Cash out your 401(k)
- You are new to credit and have a short credit history
- 2. Write a business plan
- What I wish I'd done differently
- Substantially equal payments
- Resident status rules
- 4. Research stocks the right way
- 2. Take a cut with affiliate marketing
- Vio Bank: Best money market account
- 4. Taco Bell
- Royal Caribbean and Celebrity
- Best insurance company overall: Travelers
- 3. Budget for emergencies
- PenFed: Best for a seamless application process
- 1. Set up your Companion Pass online
- Establishing domicile
- Coverage for accidents and illnesses
- 6. Translation
- If you've owned your account for less than five years ...
- 3. Learn to use AI tools
- 2. Create your envelope categories
- Figure out where you are and what you value
- CD penalty
- 1. States with no income tax
- Fast Break for Small Business
- 9. Cold Stone Creamery
- 3. Dollywood — if you love theme park shows and entertainment
- David Bohnett Foundation
- 2. Pool your points
- 4. Be smart about how you ask
- Gray
- Take shorter showers
- FirstHome
- Winner: Alaska Airlines
- 2. Pay in local currency
- Cons of virtual reality stocks
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Payday alternative loans vs. payday loans
- Documentation
- Log those volunteer hours
- 1. Start small
- You've graduated to a permanent card
- 5. Connect to members of your community, old and new
- 3. Marriott Bonvoy Brilliant® American Express® Card
- What to know about FSAs
- Bitcoin pros
- 6. Video production
- Domestic
- 3. Flights to Hawaii from 26,000 points round-trip
- State ombudsman offices
- Is rental car coverage primary or secondary?
- AAdvantage elite status
- Whole Foods deals
- Mortgage insurance
- Determine if the car is selling for a fair price
- Buying business insurance from independent agents
- 25% savings on in-flight food and beverage purchases
- 2. You must have owned the home for at least two years
- 3. Find out if you’ve pre-qualified for a loan
- 1. Make sure you’re eligible to get an EIN online
- 3. Keep records
- Directly from the U.S. government through the TreasuryDirect website
- 3. Shared bathrooms and showers could facilitate the spread of germs
- Cities with the top five annual rent price declines or smallest increases:
- Whether your options have value
- Step 3: Obtain California business permits
- 3. Third-party P2P apps: Free or fast
- Illinois tax deductions
- Expect to see the effects of rising rates
- Is it worth claiming medical expenses on taxes? Consider your filing status
- Make sure the price is right
- Fidelity is best for:
- Fidelity at a glance
- Deductibles
- Reasons for unfreezing your credit
- For passports issued more than a year ago
- 1. Shop the supermarket with intentionality
- 6. JetBlue TrueBlue
- Other fuel cards to consider
- HELOC on your primary residence
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- Choosing corporate tax status for your LLC
- Various discounts
- 4. Personal trainers
- Forgiveness comes sooner
- 5. Planet Fitness
- How long should I lift the freeze?
- Allow up to 50% of your income for needs
- 3. Swagbucks
- Home supply is still limited
- If you are converting your 401(k) to an IRA
- Goodbudget
- 4. You can earn Hilton Honors status without ever staying a night in a Hilton property
- 3. WE Fund Credit
- 4. The Hilton Honors American Express Business Card
- How long will it take to pre-qualify?
- Earn ANA miles by transferring AmEx points
- 6. Wallet software
- You want to transfer rewards to a domestic airline
- 1. Making money
- Step 5: Sign and date your W-4
- Personal property coverage
- Step 3: Buy the gold ETF
- How this calculator works
- How to change your Delta flight online
- Boarding
- Certain beneficiaries, plus some investors
- Hotels in Hawaii
- Building your credit score
- Premiums
- Do tipped workers earn the minimum wage?
- 6. Let your leasing company or lender know about your switch
- 4. Repaint the front door
- 2. Retail store cards
- Annual whole life insurance rates for smokers
- Target Circle™ Credit Card
- Minimize expense ratios
- Zengo Wallet: 4.8 out of 5 stars
- 4. Personal business loans
- Atlanta Commercial Property Improvement Grant
- 1. LIFELOCK ULTIMATE PLUS
- MassHousing Mortgage
- There is a pro-rata rule for backdoor Roths
- 3. Don’t use the money
- 7. Earned income tax credit
- Other ways may require more patience
- 3. Prioritize your financial goals
- Booking American flights with Alaska miles
- Bring up your terms early
- 1. All Nippon Airways
- Owing a prepayment penalty
- International travel with an adult
- Pros and cons of secured and unsecured RV loans
- Scenario 2: A falling market
- Pros of bank stocks
- Part-year resident status rules
- Size of the AC system
- What factors affect the amount you can borrow
- 4. Select a provider to open your Roth IRA
- 3. Find the right location
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Stock mutual funds = higher potential returns (or losses)
- 2. Target undervalued sectors
- Step 4: File a certificate of formation
- Neu Credit Card
- Example interest checking APYs at select institutions
- Pros
- 2. Get the required business insurance, licenses and EIN
- 3. What are my all-in costs?
- ❌ It can be harder to change a booking
- Crashes and car theft
- A strong history of paying bills on time
- Premium tax credit eligibility
- CDs at a bank vs. credit union
- 4. Silver futures
- Find out if you can get your repossessed car back
- Honorable mention: Zoho Books
- 2. Calculate the car loan amount you can afford
- Illinois: Amendment 1
- Bid and ask
- You can afford a location that meets your needs
- Replace your showerhead
- Ages 35 to 44
- LendingTree Spring
- Citi
- 3. Reduce ATM usage
- Avoid economy if you think you may want to upgrade later
- Grant databases
- Appraisals
- 2. eBay's free — up to a point
- Personal loan calculator
- 3. Double declining balance depreciation
- 1. Do I need more distance from some savings?
- Divorce or separation from a spouse
- Where Exodus falls short
- Can I renew my passport?
- Stay at a Hilton hotel
- What buyers and sellers should ask real estate agents
- Returning the car
- 4. Open a business bank account
- Grow Credit Mastercard (Build Secured plan)
- Lender requirements
- Don’t draw on your eyebrows
- 7. Podcasting
- Our pick for: Paying down medical debt
- Upgradability
- How do I make sure coverage applies to my rental?
- Home equity loans
- 1. Via your SkyMiles account
- Free games
- Pros of brokerage DRIPs
- Michael Novogratz
- 5. Business property rent
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- How does Wag work?
- What was your biggest challenge paying off debt?
- Avoid optional big expenses
- The federal student loan servicers
- 5. Consider using your credit card’s trip delay insurance
- Scheduled personal property coverage
- Fewest complaints: Progressive
- Prepare for a future tax bomb
- The Medicare Part B penalty
- 5. Check your emotions at the door
- What are maintenance requirements and margin calls?
- Book Virgin Atlantic upper class with points
- Free checked bags
- Here’s one trip example
- Cheap car insurance after a speeding ticket
- Who gets to avoid this fee:
- Our pick for: No credit check at all
- Estimate your potential refinance savings
- How do I refreeze my credit?
- 4. Pay your bill before your issuer reports to the credit bureaus
- 7. Editing
- Average car insurance costs after a speeding ticket in California
- And when you retire ...
- 3. Limit spending to the envelopes
- Step 3: Apply for licenses, permits, and insurance
- Decide how much effort you’re willing to devote
- Premiums
- Refinancing with a private lender
- 10. Del Taco
- 2. Book in Chase's travel portal
- You want to help your family pay estate taxes
- Use credit card points
- Florida HFA Preferred or Advantage Plus Conventional Loan
- Restaurant Business Development Program
- Submit the form online, once glitch is fixed
- 5. You may be able to switch airlines
- 1. Cash dividends
- Department of Education calls for an end to “forbearance steering”
- 2023 credit card bonus categories
- Loyalty program
- Taxes
- Working toward financial goals
- 4. The “Sweat the Biggest Stuff” Strategy
- 3. Get the proper licenses, permits and insurance
- Applying for an IRS payment plan by phone or mail
- 8. Create an airport-centric app
- FICO score ranges
- Be realistic
- The Platinum Card® from American Express
- 5. Research first-time home buyer assistance programs
- Take out a debt consolidation loan
- 5. Friends and family
- The pros
- How to get approved for a private student loan
- Exodus
- You travel often and need the perks
- Places with the highest median down payments (in dollars)
- Bitcoin cons
- 8. Charitable donation deduction
- International
- Submit PSLF employment certification forms
- Cash management account
- Delta Medallion elite status
- Explain how your request benefits the company
- Where can I get a boat loan?
- Credit score for FHA loans
- Preventing better use of your money
- It takes some work
- 4. Catch-up contributions
- ACE Liability Insurance: Best for ACE-certified trainers
- Tactic 2: Use points or miles
- How to apply on Indiegogo
- 4. Maintenance issues become your responsibility
- 4. Transfers between prepaid debit cards: Fast
- VA loans
- Illinois exemption allowance
- Budget more for necessary goods and services, temporarily
- Emergency savings: Always a work in progress
- Qualified reservist distributions
- 1. Fill out the DS-11 application form
- Nonresident status rules
- Installation and labor: $75 to $250 per hour
- Tips for unfreezing your credit
- 5. KFC
- 4. Tackle high-interest debt
- Our pick for: Online purchases
- Our pick for: Grocery spending, commuting and streaming service subscriptions
- Make sure your business is eligible
- Navy Federal: Best for military members
- 3. Use the DIME formula
- Revisit your spending
- 6. Orangetheory Fitness
- Cost (and quality) of living
- Cons
- 1. Find a dividend-paying stock
- 4. Prepare to eat the cost of promotion
- 4. What are your qualifications?
- 5. Key Largo Bay Marriott Beach Resort, Key Largo, Florida
- Types of CDs
- 2. States with flat income tax rates
- IFundWomen Universal Grant Application Database
- Seller concessions
- Dun & Bradstreet business credit scores
- Silver
- Wash clothes in warm or cold water
- Pay on time
- 5. Investigate divorced spouse benefits
- 4. It’s possible to use credit card travel credits to fund your United TravelBank
- Copays, coinsurance and deductibles
- North America (domestic flights)
- 4. Index funds
- Why it’s the best
- Local photographers
- Individual virtual reality stocks
- Step 3: Determine your target market
- Your home’s location and characteristics
- 2. Do I have savings earmarked for a big purchase?
- Emburse Prepaid Card
- 5. Obtain the right insurance
- How to use Google Pay
- 4. Fly business class to Europe for just 34,000 points one-way
- What coverage is included?
- Other student loan calculators
- 3. Don’t miss out on tax deductions for volunteering
- Cons of brokerage DRIPs
- Step 2: Select your loan or contracting program
- Reach elite status faster with 1 Loyalty Point per 1 mile earned
- Self-funding
- 2. Gather the necessary information
- Infographics and other types of written content
- 2. Flight discounts
- Where can I get an RV loan?
- Whether your company is public or private
- The actual expense method
- Your credit profile is too one-dimensional
- Keep good records
- Purchasing stocks
- 3. Expedia
- Cons of bank stocks
- IHDAccess Repayable
- 3. Pick an investment account
- Cheapest full coverage car insurance in California for 20-year-olds
- 2. Skill up on the skillet
- Earn a companion ticket with your spending
- Home equity loan
- Home equity lines of credit pros and cons
- 4. Buy stocks using the right order type for you
- 3. Do your research
- 2. Add your companion's information
- Zolve Credit Card
- Can I get approved with a freeze in place?
- Accident-only coverage
- 8. Writing a blog
- 5. Decide when to buy Tesla stock
- 4. The Brooklyn Fund
- 11. Denny’s
- 4. Busch Gardens Williamsburg — if you love Epcot
- You’re looking for a lower annual fee
- 3. Get a companion pass
- Tennessee: Amendment 1
- Tax credits for people with kids
- Volume, average volume and day’s range
- 2. Stock dividends
- 4. Check out dividend-paying stocks
- 2022 credit card bonus categories
- Saving for and buying a home
- Term life insurance rates for nonsmokers
- When and how long can you request a mail hold?
- 9. Become a destination wedding planner
- Leave the snacks at home
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- 1. Shop around
- Broker fees
- 6. Self-funding
- Our pick for: Rewards on rent payments
- Experience level
- What about an HDHP with a health savings account?
- Do I need to update Global Entry when I get a new passport?
- 6. Plan a safe travel route
- Take surveys on Hilton's Guest Opinion Rewards
- 4. Marriott Bonvoy Boundless® Credit Card
- Grants.gov
- 4. Consider flipping investment properties
- Texas mortgage credit certificate
- Air France-KLM Flying Blue
- Places with the lowest median down payments (in dollars)
- Don’t apply fake lashes
- 9. Medical expenses deduction
- 8. IT consulting
- Buy now, pay later loans
- 4. Choose the best retirement plan for you
- Don't over-explain
- Prime Day and Prime Early Access
- 1. Find a dividend-paying stock
- Meet in a public place
- Limited transfer partners
- 6. Auto expenses
- 4. You cannot have claimed the home sale capital gains exclusion recently
- 4. Compare pre-qualified offers
- How did you stay motivated?
- Step 4: File articles of organization
- Scenario 3: In a flattish market
- Marriott's Grand Chateau
- Death or total and permanent disability
- 2. Gather required documents
- Privacy
- 4. Consider extra coverage
- How can I qualify to borrow more?
- United Airlines MileagePlus
- Step 3: Register your business.
- 5. Newborn and post-pregnancy services
- How do I access a HELOC?
- Leave 30% of your income for wants
- ❌ You may not receive elite benefits
- Damage you do to others
- Price
- Savings accounts
- Compare manual and digital budgeting options
- 2. Free or cheap financial apps
- How we picked the airlines to evaluate
- Copays, coinsurance and deductibles
- Public Service Loan Forgiveness
- 3. States with progressive tax structures
- 5. Marriott Bonvoy Brilliant® American Express® Card
- Should you invest in retail stocks in 2023?
- Find preapproved auto loans
- NGLCC Community Impact Grant Program
- Understanding your results
- Construction loans to build a house
- Among investment apps: Acorns
- Adjust the temperature on your water heater
- Use credit lightly
- NextHome
- Hotels in the Bahamas
- Expensify
- 5. Update the house numbers
- Chase
- Marriott hotels
- VantageScore ranges
- Poshmark
- Card details
- 3. Do I want to protect some wealth outside of investments?
- Call and ask for better terms
- What Exodus is best for
- 6. Gather your tools
- FICO score ranges
- What isn't covered?
- Visa and passport fees
- JetBlue Mosaic elite status
- How long are boat loans?
- Chase Sapphire Preferred® Card
- White papers, e-books and presentations
- Air Canada preferred seat cost
- 3. Tap your home equity for a loan or line of credit
- How long are RV loans?
- How it works
- 3. Land a brand deal and make sponsored content
- 4. Get the appropriate licenses and permits
- Who gets to avoid this charge:
- Gather documents
- Bond mutual funds = lower returns (but lower risk)
- Unpaid interest is cancelled
- 2. Pick which options to buy or sell
- 7. Primrose Schools
- Revocable life insurance trusts
- What if my mortgage closing is late and my credit refroze?
- 4. Fiverr
- 5. How will our relationship work?
- Step 4: Find a spot to sell your cards
- 3. Hotel military travel discounts
- Amber Grant for Women
- 12. Edible Arrangements
- You want to diversify your investment portfolio
- Earn ANA points by transferring Marriott points
- Hot wallet
- 3. Be smart about passwords
- Beta
- Apply for aid
- Brown and beige
- 3. Dividend reinvestment programs (DRIPs)
- 2021 credit card bonus categories
- Part I: Income or Loss from Rental Real Estate and Royalties
- 5. You can't use United TravelBank funds for other travel purchases
- Ages 45 to 54
- Term life insurance rates for smokers
- 4. Decide how to sell your meals
- 10. Make local guides
- 4. Choose a bank that doesn’t charge foreign ATM fees
- Pack only one bag to carry on
- Walmart Foundation
- 2. Seek help
- 3. It helps to have a niche
- Borrow from your 401(k)
- 7. Venture capital
- The cons
- Donate Hilton points
- America's Seed Fund
- Purchase and Renovation Loan
- 10. Deduction for state and local taxes
- 9. Catering
- Fare flexibility/ticket changes
- Switch to an income-driven repayment plan
- 4. Keep the deadline in mind
- Equity-based crowdfunding
- Step 3: Fill in personal and business information
- Do a visual inspection
- 5. Education savings and loan debt
- Friends and family
- 5. You cannot have bought the house through a like-kind exchange
- What are the requirements for Wag?
- How to apply on Kickstarter
- Andover Companies: Best coverage
- International travel as an unaccompanied minor
- Whether it fits with your financial situation
- 5. Wire transfer: Fast
- Better cash back redemption value
- It takes more than a yard sign
- Net worth of U.S. families by income
- Retirement savings: Room for improvement
- Highest customer satisfaction: State Farm
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 6. Keep an investing journal
- 6. McDonald’s
- 3. Don’t quit restaurants cold turkey
- Upgrade paid ticket to upper class
- Singapore Airlines KrisFlyer
- Delta Companion Certificate
- 5. Plan for retirement
- 4. Replace your income, plus add a cushion
- 4. Barclays rewards
- How much does a HELOC cost?
- 5. Monitor your total credit utilization
- 2. Evaluate the stock
- Wellness Rewards
- 9. Freelance researching
- Home prices keep climbing
- 6. Residence Inn St. Petersburg Treasure Island, St. Petersburg, Florida
- 4. Take surveys for money
- 5. Excelsior Growth Fund
- You want to redeem points for travel directly
- Loss of use coverage
- Equifax business credit scores
- You're reacting to pressure from friends or family
- Conventional loans
- Purchase energy-efficient appliances
- Apply for credit sparingly
- Destinations
- 6. Add your minor child
- ARM caps
- Getting your mail at the end of a mail hold
- Ruby Lane
- Deductibles, limits and payouts
- Pros
- Know when to outsource
- Your community
- 6. Compare mortgage rates and fees
- Guarda: 4.6 out of 5 stars
- 2. IDSHIELD
- VantageScore ranges
- Discover it® Secured Credit Card
- 4. Alert authorities to fraud
- Blue Cash Preferred® Card from American Express and Wells Fargo Active Cash® Card
- What vehicle rentals are excluded?
- High-interest installment loans
- Free unlimited photo storage with Amazon Photos
- How do I apply for a boat loan?
- Mortgage rates
- Lowering your credit score
- Pros of buying bonds
- 7. Rent and depreciation on equipment and machinery
- 3. Submit your application and wait
- 3. Caesars Diamond status
- How do I apply for an RV loan?
- Free online tax filing software compared
- Identity theft or a mixed credit file is dragging your score down
- What I wish I'd done differently
- 5. Get a quote
- When are taxes due in October?
- Cheap auto insurance after an accident
- Which is better when?
- Market orders
- 4. Explore emerging industries
- Draft an LLC operating agreement
- 3. Get employment law liability insurance before you scale
- 5. Price yourself in line with the market, if not a little lower
- Injuries to you
- Your money management style
- 2. Promote your business
- How we chose the winner
- 13. Firehouse Subs
- Other ways to earn ANA miles
- 3. Set a target purchase price
- Salute Our Soldiers Military Loan Program
- Pepper Startup Grant for Black Women
- 4. Pledge loyalty to a single airline
- EPS (TTM) and earnings date
- 6. Check your credit card for trip delay insurance
- 4. Special dividends
- 5. Explore new industries
- 2020 credit card bonus categories
- Key terms in this story
- 5. Obtain small-business funding
- The Business Platinum Card® from American Express
- Small bank loans
- Choose the amount of coverage you need
- 3. Adjust your coverage
- 4. Sum of the years’ digits depreciation
- Build your score and then switch cards
- Exodus at a glance
- Location
- 7. Fund your business
- Program for Investors in Microentrepreneurs
- 11. Mortgage interest deduction
- 10. Social media management
- 2. Book as normal and pay with eCredits
- 2. Evaluate the stock
- Test drive the car
- 6. You cannot be subject to expatriate tax
- Podcasts
- Cheapest life insurance companies for smokers in fair health
- Where to get preapproved for a car loan
- Conventional loans
- The simplified version
- 4. Stay at Marriott Hotels
- Scenario 4: In a rising market
- Net worth of U.S. families by age
- Cheapest minimum coverage car insurance in California for 20-year-olds
- Closed-loop cruises
- 5. Gather your paperwork
- Emirates Skywards
- Best insurance company for affordability: NJM
- Create your System Award Management (SAM) account
- Cash-out refinance
- Money market mutual funds = lowest returns, lowest risk
- 6. Enrichment activities for children
- 3. Book travel
- 8. Kiddie Academy
- Alaska
- 10. Freelance coding and web design
- 6. What's your investment philosophy?
- 1. Figure out your gross income
- National Association for the Self-Employed Growth Grant
- Hawaiian Airlines-JetBlue partnership
- 4. Increase your email security
- Renovation loans to buy and repair fixer-uppers
- Red
- How to change your Delta flight in the app
- Ask about discounted rates
- Keep credit cards open
- Partner airlines
- Ages 55 to 64
- Maintaining financial health
- Central America
- 5. Exchange-traded funds (ETFs)
- Rocket Money
- Why it’s the best
- 11. Create a local grocery delivery service
- 6. Clean or replace porch lights
- Virtual reality ETFs
- Join the Qatar Airways Student Club
- 4. You can’t get away with amateur photos
- 8. Angel investors
- Why does the network matter?
- Spend on a Hilton credit card
- Pay bills on time
- You are a budget-conscious traveler
- Seat selection
- How long will the rental be covered?
- Short-term bond funds
- United MileagePlus elite status
- Amazon Elements
- Debt-to-income ratio
- Opening multiple cards can harm your credit
- How much does Wag pay?
- Perkins loans
- Green, Gold and Platinum pay over time cards
- How has your life changed for the better since you got out of debt?
- Why you might roll a 401(k) into an IRA
- Where to get it
- 6. Money order: Sometimes fast
- Jewelry warranties
- 4. Capital One Travel
- What is the Global Entry interview like?
- How to maximize your rewards
- Compare car insurance rates for 35-year-olds
- 4. Register for taxes and obtain an EIN
- Who can avoid this fee:
- Our pick for: Beginner-friendly features
- Irrevocable life insurance trusts (ILITs)
- 3. Decide how much stock you want to buy
- Commit 20% of your income to savings and debt paydown
- ❌ It may be more expensive
- Bonus features
- Step 5: Obtain small business funding
- 6. Business Center for New Americans
- 14. IHop
- 6. The Platinum Card® from American Express
- Cold wallet
- 5. Disneyland Paris or Disneyland Tokyo — if you still want the Disney experience
- Ex-dividend date
- What's next?
- 5. Preferred dividends
- 2019 credit card bonus categories
- Legal protection
- Book one to three months in advance
- Whole life insurance rates for nonsmokers
- Make Money
- U.S. Bank
- Etsy
- Examine riders
- Bank of America Charitable Foundation
- Your coverage and deductibles
- 4. Get ahead of the problem
- Tap your home equity
- Try different ways to avoid overspending
- 5. Southwest Rapid Rewards® Plus Credit Card
- Trezor
- National Association for the Self-Employed Growth Grants
- Additional standard deduction 2023 (taxes due 2024)
- United MileagePlus
- KFC
- 12. Gambling loss deduction
- Optional trips
- How much can refinancing save you?
- Cons of buying bonds
- 8. Office supplies
- 6. Saver's tax credit
- Crowdfunding
- Webinars
- What is the Buffett indicator?
- Annual grocery spend is less than $6,000
- Net worth of U.S. families by race or ethnicity
- Most coverage options: Allstate
- Mutual funds
- Acorns is best for:
- Acorns at a glance
- 1. Examine your cooling needs
- 7. Know your strategy
- 4. Sell some merch
- 7. Dunkin’
- How to contact New York Life
- Other risks of margin trading
- Book an upper class chauffeur
- British Airways Executive Club
- 6. Optimize your finances with tax planning
- Wait for a decision
- California car insurance rates after a speeding ticket by company: 35-year-old drivers
- Changes that will impact students with siblings in college
- 7. JW Marriott Marco Island Beach Resort, Marco Island, Florida
- Review booking terms
- Roth IRAs
- 2. Find your adjusted gross income
- Bizee’s Fresh Start Business Grant
- What do I need for my loan application?
- Redeem hotel points
- 5. Split the family into different itineraries
- Experian business credit scores
- 3. Learn the difference between investing in stocks and funds
- Your credit score could use some work
- You can use credit card benefits to travel in basic economy
- Check your credit reports
- Airfare cost
- 7. Suspend your benefit
- FirstDown
- 6. The United TravelBank doesn't earn interest
- Hawaii weather and terrain
- Saving and investing for retirement
- Winner: Alaska
- How to hold mail at the post office
- 12. Start a virtual event planning company
- 5. Use a bank that reimburses ATM fees
- Cons
- 5. The more detail, the better
- Exodus: 4.5 out of 5 stars
- 9. Small-business grants
- Full details about Exodus' ratings
- Do you have preferred doctors?
- PEX Prepaid Visa
- Keep credit utilization below 30%
- 5. Rent out a room
- Citi Premier® Card and Citi Custom Cash® Card
- 11. Business planning service
- Baggage and boarding
- What if I don’t have personal auto insurance?
- 2. American Airlines
- Amazon Family
- 3. Decide how much stock you want to buy
- Step 4: Add your assets and calculate their total value
- Have the car inspected by a mechanic
- 5. Formally apply to get your money
- HEAL loans
- Whether it makes sense for your taxes
- 3. Choose a name and business entity
- NerdWallet's List of Best QuickBooks Alternatives
- Individual bank stocks
- 5. American Express Membership Rewards
- 9. Kumon Math and Reading Centers
- Florida
- Your stolen stuff
- Account linking
- How we assigned star ratings
- 2023 tax rates by state
- 15. Melting Pot
- The premiums are expensive
- 5. Use a firewall and antivirus software
- Liability coverage
- Queer to Stay: An LGBTQ+ Business Preservation Initiative
- 1-year target estimate
- Compare award letters
- 6. Dividend funds
- 2018 credit card bonus categories
- Ages 65 to 74
- Whole life insurance rates for smokers
- Small online loans
- Fare flexibility/ticket changes
- Capital One® Walmart Rewards™ Mastercard®
- 5. Research before you buy
- 7. Gather your loan paperwork
- Demographics
- WomensNet Grants
- Purchasing a Plumeria Lounge day pass
- Additional standard deduction 2024 (taxes due 2025)
- Operation Welcome Home
- Ways to build credit
- Explore other options
- Low-down-payment mortgages
- 13. IRA contributions deduction
- Credit cards
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Loan limits
- It takes discipline
- General liability insurance for personal trainers
- Indiegogo pros
- How to tackle your own debt
- 4. Hilton Gold elite status
- Step 5: Draft an LLC operating agreement
- What you need to get preapproved for a car loan
- Lower annual fee
- Travelodge by Wyndham Las Vegas Center Strip
- Net worth of U.S. families by education
- After you're approved for Global Entry
- Predictability
- 2. Time it right
- Land or sea border crossings
- Iberia Plus
- Airport lounge access
- Unsecured personal loan
- 7. Mobile apps and entertainment for children
- Pay taxes and file information report
- Example CD APYs at select institutions
- Plan G vs. Plan N
- 5. Upwork
- 11. Software and app development
- California car insurance rates after a speeding ticket by company: 20-year-old drivers
- 7. What asset allocation will you use?
- Credit cards for earning American AAdvantage miles
- Competition remains steady
- 5. Make money from your blog with affiliate links
- During booking
- Home equity sharing agreement
- If the car is sold, ask if you still owe money
- 2. Managing money
- Blue
- Government-backed loans
- Pay strategically
- Part II: Income or Loss From Partnerships and S Corporations
- WANT TSA PRECHECK FOR FREE?
- 1. Think long term versus short term
- South America
- 6. Find and manage your supplies
- Eureka
- Look at the rate of return on cash value
- What’s covered and what’s not
- 10. Crowdfunding
- Is a large network important?
- Keep credit accounts open
- 8. Market your business
- You are strategic with rewards
- 12. Tax consulting
- Our pick for: Flexibility
- How does coverage vary for international rentals?
- The Business Platinum Card® from American Express
- Make a lump sum payment
- 9. Office furniture
- 7. Hardship withdrawals
- 4. Borrow from your 401(k)
- You applied for new credit recently
- Jewelry service plans
- Hire an attorney
- Dividends
- Cheapest auto insurance in California for 20-year-olds with poor credit
- 4. Shop online with purpose
- Combine points and cash to book your flight
- 6. Pick your investments
- 6. Brand your bakery
- Who can avoid this fee:
- 4. Develop a marketing plan and decide on prices
- Resident status rules
- 8. JW Marriott Santa Monica Le Merigot, Santa Monica, California
- Calculate all travel costs
- How we verified our data
- Taxes and port fees
- 16. Moe’s Southwest Grill
- Florida Assist Second Mortgage
- 6. Book hotel suites
- Moving averages
- Get your finances in order
- Consider how much you’ll need to borrow
- For crypto: Crypto.com
- 1. 'I’ll wait until the stock market is safe to invest.'
- 2017 credit card bonus categories
- TrueBlue value
- Paperwork and compliance
- 6. Investment apps
- Money Manager
- 13. Sell zero-waste products
- Wells Fargo
- Government bonds
- Swappa, Gazelle
- Marriott Bonvoy Brilliant® American Express® Card
- Baggage and boarding
- 6. Don’t let your insurance lapse
- Transfer Hilton points from AmEx
- 3. IDENTITYFORCE ULTRASECURE+CREDIT
- Chick-fil-A
- 14. 401(k) contributions deduction
- Make 10 years' worth of payments
- Foreign transaction fees
- 5. Select your retirement investments
- Down payments and gift funds
- How to get paid on Wag
- Goals: Keep them realistic
- AmEx EveryDay Cards
- Why you might not want to roll a 401(k) to an IRA
- How to maximize your rewards
- 3. Look for equipment rebates and tax credits
- 5. Offer memberships
- 8. Pizza Hut
- Fleet expense management tools
- Cheapest car insurance after a DUI
- Limit orders
- Step 4: Obtain licenses, permits, and business insurance.
- 3. Predict the option strike price
- 10. Ace Hardware
- Nevada
- 6. Always keep the food and conversation going
- Security
- Step 6: Order and manage your supplies
- Venmo Small Business Grant
- Cash back or gift cards
- Watch the calendar
- Domestic flights on ANA
- Bonus pick: Consider a Disney Cruise
- 6. Secure your Wi-Fi network
- Appraisal fee
- State and local grants
- Switch to LED lighting
- Compare the same score
- 8. Use a do-over
- 1. Avoid filing your tax return on paper
- 2. Look into tax-loss harvesting
- 6. Use your debit card to get cash back at a store
- Reduce your flood risk
- 6. You’ve got to price it right
- Coinbase Wallet: 4.4 out of 5 stars
- 11. Business credit cards
- What’s next?
- Our pick for: Opt-in text redemptions
- 6. United℠ Explorer Card
- Space out credit applications
- Ledger
- Military Entrepreneur Challenge
- Average annual car insurance costs from large companies
- Earnings rates
- Professional liability insurance for personal trainers
- Parent PLUS loans
- Is the Buffett indicator high or low right now?
- 4. Open your account
- 7. Invest to build your future goals
- 6. Capital One Rewards
- 8. Shared accessories and attire
- Follow federal requirements
- 12. Business coaching
- 3. Add back certain deductions particular to MAGI
- Personal loan
- 17. P.F. Chang’s
- 7. The Business Platinum Card® from American Express
- The cash value is slow to grow
- Tax credits for low-to-middle-income households
- Shop around for lenders
- Perks await when you fly economy with elite status
- 2016 credit card bonus categories
- Set a price alert
- Weather in the Bahamas
- 7. Create a marketing plan
- InboxDollars Surveys
- 14. Make products for pets
- Carnegie Corporation
- 8. Get a preapproval letter
- Down payment assistance programs
- How to use Samsung Pay
- What is the procedure for filing a claim?
- Bank certificates of deposit, or CDs
- A word about IRA eligibility
- Property standards
- Make biweekly payments
- 10. Software subscription
- Business credit cards
- Budget: Factor in all the costs
- Chubb: Best for high-value homes
- How it works
- VA loans
- Streaming perks
- What I wish I'd done differently
- Shopping for better savings rates
- Most tech-friendly: Geico
- Stock splits
- Bank ETFs
- What happens if you are declined?
- Our pick for: Fixed monthly payments
- New Hampshire
- Plan G vs. Plan F
- Cabin options may be limited
- 3. Sell your castoffs
- Gratuities
- JetBlue-Qatar Airways partnership
- Set cash aside
- Discount points
- Medical payments coverage
- You've got significant debt
- Dividend per share (DPS)
- Install dimmer switches
- 2. 'I’ll buy back in next week when it’s lower.'
- HomeNow
- 2. Get direct deposit
- J.D. Power Ranking
- Europe
- A few other fee-related details to note
- Hilton hotels
- Step 4: Calculate market value
- Seat selection
- Card details
- 7. It’s not over when the item sells
- Monitor your credit reports
- 15. Saver’s credit
- 13. PR agency
- Exchange rates
- 3. Japan Airlines
- 8. Emergency savings
- Tactic 3: Use your military benefits
- Got more questions about how to open an IRA? We have answers
- Blue Cash Cards
- Step 6: File a Statement of Information
- Shopping
- 5. Refer a friend
- 5. Stop solving problems with new products
- Stocks
- 11. Snap-On Tools
- 13. College consulting
- 9. Pier South Resort, Autograph Collection, San Diego
- 6. Sell your wares on Etsy
- Customer support
- Coverdell education savings accounts
- 18. Pinkberry
- Amazon or Apple purchases
- International flights on ANA
- 7. Protect your payment processors
- Use free night certificates
- How to have more taxes taken out of your paycheck
- Solar panel incentives by state
- Support and resistance
- Smaller-impact things to know
- 2015 credit card bonus categories
- Safety ratings
- Rebook if you find a cheaper price
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- No-exam life insurance rates for nonsmokers
- AndroMoney
- 15. Create custom clothing
- Methodology
- Be aware of surrender charges
- Submit an elevation certificate
- Know your health insurance terms
- Purchase Hilton points
- Workforce Advantage Mortgage
- Upgradability
- How quickly could the IRS implement the child tax credit expansion?
- Conventional loans
- Inheritance and gifts
- Finding a photo provider
- Appendix: How the math works in our examples
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- Pharmacy choice
- Home equity loan
- 9. Denny’s
- 8. Grow your financial well-being
- Our pick for: Cell phone and internet bill payments
- Our pick for: Utilities, commuting and more
- Example money market account APYs at select institutions
- 8. What investment benchmarks do you use?
- Part-year resident status rules
- Step 7: Market your cards
- After booking
- Fundbox
- The Amplifier Grant
- The cash value rate of return can be low
- Get prequalified
- Dividend yield
- Use smart power strips
- Part III: Income or Loss From Estates and Trusts
- 3. Stay on top of things
- Google Opinion Rewards
- 7. Use a travel credit card instead
- The Hilton Honors American Express Business Card
- U.S. Bank business prepaid cards
- Understand what your credit card insurance will (or won’t) cover
- Wingstop
- 16. Health savings account contributions deduction
- Phone service
- Insurance
- Citi Prestige® Card
- FHA appraisal
- Pay extra on your monthly car payment
- Step 5: Add your liabilities and calculate their total value.
- 11. Advertising and marketing
- Audience: Review your target audience
- Travel
- Club Wyndham Grand Desert
- 5. Kiwi
- Crypto.com is best for:
- Crypto.com at a glance
- Handle with care
- Best insurance company for accident forgiveness: Geico
- 7. Citi ThankYou Points
- Step 5: Find a physical location and build an online store.
- 4. Determine the option time frame
- South Dakota
- Can you pay estimated taxes at any time?
- 5. Get your business financials in order
- 6. OfferUp
- Prepared to put down roots?
- 19. Pizza Hut
- Consider using a retirement account
- Resident status rules
- Escrow account funds
- Florida HLP Second Mortgage
- You don't want to be tied down
- 3. 'I’m bored of this stock, so I’m selling.'
- 2014 credit card bonus categories
- No-exam life insurance rates for smokers
- Earning rates
- Ford Foundation
- Trust Wallet: 4.3 out of 5 stars
- 7. Delta SkyMiles® Gold American Express Card
- Chase cards
- 14. Professional organizing
- Apply for PSLF forgiveness
- Paying with a private-party auto loan
- How should investors use the Buffett indicator?
- Zero-interest credit card
- Bonds
- Benefits
- 7. Separate your business finances
- 12. Pillar to Post Home Inspectors
- Compare Medigap plan types
- Extras may be limited
- User experience
- 4. Earn badges through Live videos
- Cabin upgrades
- You can’t control your portfolio
- Other airline partners
- How to have less taxes taken out of your paycheck
- Gaingels
- Utility-based clean energy incentives
- Hire a builder
- 4. Set a budget for your stock market investment
- Reliability
- 4. Find your gate
- 4. Call in a pro
- 16. Sell vintage clothing online
- Understand the different approval processes
- 8. Be ready for some returns
- 9. Choose a real estate agent carefully
- Georgia Small Business Development Centers
- 4. ID WATCHDOG PREMIUM
- 17. Self-employment expenses deduction
- American Express® Green Card
- Microloans
- Indiegogo cons
- Content: Focus on quality
- 5. Enter a debt management plan
- 5. Discounted hotel rates
- Where to get it
- Step 7: Comply with tax obligations
- Fraud
- 6. Sanitize your social feeds
- Cheapest auto insurance for poor credit
- 9. Shared home improvement equipment
- Tennessee
- 14. Tutoring
- Balboa Capital
- FedEx Small Business Grant Contest
- 20. Red Robin
- Estimate loan payments
- 4. One more thing to know about your tax refund
- Be flexible with destination, airport and dates
- 1Money
- Swagbucks
- U.S. Bank Altitude® Connect Visa Signature® Card
- Shop around
- Higher premiums, more coverage
- Ride with Lyft
- 15. Photography
- Paying with a personal loan
- 12. Business entertainment
- Delta SkyMiles Cards
- 4. Register your home business
- Real estate
- 5. Choose investments that match your tolerance for risk
- Home equity line of credit
- 10. Ben & Jerry’s
- Earn Medallion Qualifying Dollars through credit card spend
- Drawbacks
- 9. Estate planning: Protect your financial well-being
- Dollar-cost averaging
- Vanguard 500 Index Fund (VFIAX)
- What happens if I forget to pay my quarterly taxes?
- 9. Who is your custodian?
- Allianz Global Assistance
- Nonresident status rules
- 10. Sheraton Princess Kaiulani, Honolulu
- 7. Self-publish an e-book
- Reviews
- Past years' state tax rates
- Partner flights
- Flood determination and monitoring fees
- Pipeline Angels
- Tax credits for investing in retirement
- Get preapproved
- Your mortgage payments would stretch your budget
- Part IV: Income or Loss From Real Estate Mortgage Investment Conduits (REMICs)
- Africa
- 17. Begin niche blogging
- Corporate bonds
- Step 5: Get to know your competition
- Methodology
- Upgradeability
- Coca‑Cola Foundation
- Grow Georgia
- 18. Home office deduction
- Aim to save at least 10% to 15% of your pretax income
- Other fees
- Where is the best place to exchange currency?
- Tracking: Identify key metrics
- What I wish I'd done differently
- Home equity financing
- Medicare enrollment periods
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- Mutual funds
- 8. Bank of America® rewards
- SAVE benefits available by October 2023
- Our pick for: An upgrade path
- 13. Keller Williams
- Texas
- 15. Online fitness trainer
- Loyalty programs
- Tory Burch Foundation Fellows Program
- 21. Starbucks
- There can be tax implications if you withdraw cash from your policy
- How to use a W-4 to owe nothing on a tax return
- For overall similarity: Webull
- Dividend payout ratio
- Winner: American Airlines
- Gap Good Rewards Mastercard® Credit Card
- Adjust your deductible or coverage limits
- 9. Face issues head on
- 10. Narrow down your ideal type of house and neighborhood
- MetaMask: 4.0 out of 5 stars
- Eat with Hilton Dining Rewards
- How do you get a perfect credit score?
- How much is auto insurance after an at-fault accident?
- Down Payment Assistance
- Our pick for: Drugstores
- Refinancing
- Business loans
- Paying by cash or check
- Personal loans
- 1. Live in the house for at least two years
- What to know about pre-qualifying with bad credit
- VA loans
- Desert Rose Resort
- Vanguard Total Stock Market Index Fund (VTSAX)
- Flooding
- Bonzah
- How's your job security?
- CDs or U.S. savings bonds
- AM Best Financial Strength Rating: A+ (Superior)
- Government recording fees
- IFundWomen
- Golden crosses and death crosses
- Customer satisfaction
- 5. Wait at the gate
- Middle East
- Our pick for: A quicker welcome bonus
- Lower premiums, higher out-of-pocket
- Georgia Hispanic Chamber of Commerce
- AmEx cards
- 19. Educator expenses deduction
- 16. Event space
- How do I find a currency exchange near me?
- Mortgage insurance
- 13. Travel expenses
- Hilton Honors Cards
- 8. Secure business funding
- SAVE benefit starting in February 2024
- How can I make paying quarterly taxes easier?
- 7. Poshmark
- 10. What tax hit do I face if I invest with you?
- 5. Build a community
- 22. Wingstop
- Part-year resident status rules
- Florida Mortgage Credit Certificate Program
- Get final approval
- 18. Become an e-book writer
- State Farm vs. Allstate home insurance
- 10. Use the eBay seller hub
- American Express® Gold Card
- 4. United Airlines
- 2. See whether you qualify for an exception
- Country Financial: Best for using an agent
- Conventional loans
- BriteCo
- 401(k) loan
- How to maximize your rewards
- Cash-out refinance
- 11. Edible Arrangements
- Exchange-traded funds
- Global Entry or TSA PreCheck credit
- 10. Vacation rentals
- An example of buying a call
- Pros
- Vanguard Total Bond Market Index Fund (VBTLX)
- 14. FastSigns
- Washington
- 16. SEO consulting
- Rental Cover
- J.D. Power Ranking
- Cruise credit cards
- Loan-origination charges
- Asia
- Your goals and time horizon
- Compare whole life insurance quotes
- Home Depot Foundation Veteran Housing Grants Program
- Book a rental car
- Access to Capital for Entrepreneurs
- 20. Solar tax credit
- 17. Interior decorating
- How much will you really need to retire?
- Where can you exchange currency for free?
- Capital One Venture X Rewards Credit Card
- SBA loans
- Kickstarter pros
- Step 8: Don’t forget federal requirements
- Economic events
- 5. Get a business license
- Extra features
- How to enroll in Medicare
- 7. Make a budget
- SAVE benefits available by July 2024
- 8. Get advertising revenue from your blog or YouTube channel
- 23. Red Lobster
- StartOut
- Tax credits for education
- 5. Focus on investing for the long-term
- State Farm vs. USAA home insurance
- 8. The Platinum Card® from American Express
- Step 6: Fill in your sources of income and contingent liabilities
- 14. Interest
- 3. Keep the receipts for your home improvements
- 6. BookWithMatrix
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- Cons
- Vanguard Balanced Index Fund (VBIAX)
- Sure
- Tornadoes
- Are you financially prepared?
- Other ways to redeem ANA Mileage Club miles
- Mortgage insurance or fees for government-backed loans
- 3. Building a budget
- Expand your coverage with endorsements
- Risk tolerance and diversification
- 19. Start ghostwriting
- Check the insurer’s financial strength
- 11. Improve your seller profile
- Electrum: 2.5 out of 5 stars
- Other details you should know about Exodus
- Metro Atlanta Chamber
- Citi cards
- 21. Energy efficient home improvement tax credit
- 18. Woodworking or furniture building
- Online lenders
- 1. Determine what type of policies and how much coverage you need
- Stay true to your brand
- Marriott Bonvoy Cards
- How it works
- Cryptocurrency pros
- Earnings
- Everything else
- Webull is best for
- Webull at a glance
- Compare car insurance rates for drivers with a DUI
- 9. Decide on your menu
- Best insurance company for having few customer complaints: American Family
- Nationwide vs. Allstate home insurance
- Complete financial plan and investment advice
- Step 6: Establish relationships with vendors and suppliers.
- 11. Electronics repair
- An example of buying a put
- 15. Merry Maids
- Wyoming
- Winter weather
- Hurricanes
- 17. Selling handmade goods
- NCQA Score Range: 2.0 to 4.5 out of 5
- Nonresident status rules
- Gifting large sums of money to family
- Oceania
- Hyatt hotels
- Step 6: Identify your barriers
- Self-funding
- More from NerdWallet
- Business loans
- Personal loan
- 12. Cinnabon
- Cell phone protection coverage
- 5. Optimize your stock portfolio
- Our pick for: No security deposit, low annual fee
- Vanguard Growth Index Fund (VIGAX)
- Flooding
- National LGBT Chamber of Commerce
- 20. Become a resume writer
- Clif Family Foundation
- 12. Solicit feedback
- 11. Stick to your budget
- Startup Atlanta
- 22. Electric vehicle tax credit
- The Blue Business® Plus Credit Card from American Express and The American Express Blue Business Cash™ Card
- Business credit cards
- 15. Bad debt
- 2. Get multiple quotes
- Keep it relevant, useful and authentic
- How to maximize your rewards
- California earned income tax credit (CalEITC)
- Trusts
- Travel insurance
- 24. American Eagle
- Pest inspection
- Testing a resistance level
- UNLOCK AIRPORT LOUNGES WITH THE RIGHT CARD
- State Farm vs. Progressive home insurance
- 19. Graphic design
- Kickstarter cons
- Where to get it
- Cryptocurrency cons
- GemShield
- Methods of payment
- Perks that are the same across cards
- Specialized guidance and/or want to meet with an advisor face-to-face
- Cheapest car insurance for young drivers
- Vanguard Small Cap Index Fund (VSMAX)
- 18. Virtual thrift shop
- How to get ANA status
- Paying for vacations, cars or other stuff
- 6. Manage your stock portfolio
- 21. Open a coworking space
- Research the insurer’s reputation for customer service
- 13. Download the eBay app
- Is Exodus right for you?
- Our pick for: Discounts at checkout
- SCORE
- Home purchase: Basic Home Mortgage 203(b)
- Conventional loans
- Personal loans
- Business lines of credit
- Customize your content for each channel
- 6. Separate your business and personal finances
- Geico vs. Progressive
- 8. Find your 'why'
- 10. Obtain bakery equipment
- Nationwide vs. Geico home insurance
- Our pick for: Maximized value
- 6. Know when to sell stocks — and when not to
- California young child tax credit (YCTC)
- 9. Become an Instagram influencer
- 25. Anthropologie
- Prepaid expenses
- Financial assistance
- Address any lingering questions
- 9. Capital One Venture Rewards Credit Card
- Capital One cards
- 20. Clothing boutique
- 3. Compare providers and purchase a policy
- How to compare life insurance quotes
- Benefits
- 13. Dairy Queen
- Our pick for: Your choice of expenses
- Step 7: Hire staff.
- Vanguard Total International Stock Index Fund (VTIAX)
- Giving a laid-back loan
- 4. Saving money
- 1. Has the W-4 form changed?
- Backstage Capital
- MyLowe’s Rewards Credit Card
- Average car insurance costs after a speeding ticket
- Our pick for: Walgreens
- Blue Cash Preferred® Card from American Express
- Capital One Venture Rewards Credit Card
- FHA refinance loans
- Business grants
- Fully utilize content
- Cheapest full coverage car insurance in California for 30-year-olds
- Portfolio management only
- 12. Academics courses
- Hail
- 19. Affiliate marketing
- California child and dependent care tax credit
- 26. Banana Republic
- Tax credits for green purchases
- Winner: Alaska Airlines
- 22. Become an online coach
- 14. Connect eBay to your own store
- 12. Make the most of walk-throughs and open houses
- How we review crypto wallets
- Set aside time for grant activities
- 21. Bed and breakfast
- FHA loans
- 16. Taxes
- Life insurance quotes vs. rates
- Drawbacks
- Setting up joint bank accounts
- Tax monitoring and research fees
- 6. Board the airplane
- Step 7: Know the regulations
- Kubota Hometown Proud Grant Program
- Step 7: Provide additional details regarding assets and liabilities
- State Farm vs. Allstate
- 11. Price your products
- Step 8: Find the right POS system.
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- 20. Accounting or bookkeeping
- Earthquakes
- California adoption cost tax credit
- 27. DSW
- 2. What does it mean to be exempt from taxes?
- Small Business Development Centers
- 23. Flip failing websites
- Be selective in your applications
- 22. Food truck
- Delta credit cards issued by American Express
- NJM: Best small regional insurer
- How it works
- Jewelers Mutual
- 14. Cold Stone Creamery
- 10. Monetize your Twitch channel
- Title-related costs
- 15. Network with other sellers
- Ledger: 5.0 out of 5 stars
- FHA renovation loans
- Best insurance company for financial strength: Auto-Owners
- Cheapest auto insurance for senior drivers
- 13. Language courses
- Tornadoes
- California nonrefundable renters tax credit
- 28. J. Crew Factory
- NYC tax rate schedule
- ANA Mileage Club elite status tier levels
- 24. Become a web developer
- 10. Hilton Honors American Express Aspire Card
- Confirm eligibility requirements
- Above-the-line deductions
- 17. Employee salaries
- Kickstarter funding
- Where to get it
- Cheapest minimum coverage car insurance in California for 30-year-olds
- 21. Telemarketing
- Amazon Web Services (AWS) Imagine Grant
- 13. Don’t skip the home inspections
- Business credit cards vs. prepaid debit cards: How to choose
- Average car insurance costs after a DUI
- 23. Restaurant or cafe
- Other specialty FHA loans
- Geico vs. State Farm
- 29. Journeys
- 25. Start a podcast
- Pros
- Our pick for: Existing cardholders
- Be realistic about winning
- Wildfires
- 22. Online personal assistant
- 3. When should I review my W-4?
- 7. Retrieve your luggage
- Use visual aids
- Can I sell on eBay without a store?
- Trezor: 4 out of 5 stars
- Below-the-line deductions
- 24. Craft brewery
- 18. Employee benefits programs
- 30. Madewell
- 26. Be a social media influencer
- American Express® Gold Card
- Step 8: Review the form
- Indiegogo funding
- Lavalier
- Compare auto insurance rates for drivers with poor credit
- 12. Set the atmosphere
- Step 9: Organize your finances.
- 14. Business or marketing courses
- Our pick for: Average credit and rewards
- 23. Data entry
- 11. Sell your photography
- Pros
- Include a summary
- Do I need a tax ID to sell on eBay?
- 14. Negotiate with the seller
- Cheapest auto insurance in California for 30-year-olds with poor credit
- Embrace vs. Healthy Paws
- 31. Old Navy
- Real estate agent commissions
- 4. Can I adjust my W-4 multiple times throughout the year?
- Cons
- 25. Ice cream shop
- 19. Employee gifts
- How it works
- Allstate vs. Geico
- 24. Transcription
- 27. Create online courses
- TJX Rewards® Platinum Mastercard®
- How many things can you sell on eBay for free?
- SafePal: 3.8 out of 5 stars
- Our pick for: Prime gaming
- 32. Target Circle
- Property and transfer taxes
- 8. Exit the airport and enjoy your trip
- Get to the point
- 26. Personal chef
- Changes announced by Delta Air Lines
- Fees
- USAA: Best for military and veterans
- Where to get it
- 7. Secure funding
- 15. Personal wellness
- 25. Travel planning
- Most popular: HO-3 insurance
- Cons
- 28. Become a marketing consultant
- How much is an eBay store per month?
- 15. Buy adequate home insurance
- Step 9: Sign and date
- 20. Contracted labor
- What should you do if you’re invested in these REITs?
- Best insurance company for discounts: Amica
- Our pick for: Earning more automatically
- Title insurance
- Revisit your market analysis regularly
- State Farm Good Neighbor Citizenship Company Grants
- 27. Landscape services
- Progressive vs. Allstate
- How to maximize your rewards
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- Embrace vs. Trupanion
- Methodology
- Capital One Savor Cash Rewards Credit Card*
- Our pick for: Average credit and no annual fee
- 26. Cybersecurity and IT consulting
- 33. Aveda
- 29. Develop an app
- Apple Cash: digital card
- 28. Pet grooming
- 21. Legal and professional fees
- Look up the insurer’s financial strength
- 12. Become a dog walker with Rover or Wag
- 5. Maximizing your credit cards
- Broadest coverage: HO-5 insurance
- Step 10: Market your retail business.
- 16. Courses in hobbies or interests
- 34. BareMinerals
- Winner: American Airlines
- 1. Learn how to analyze the market need
- Google Ad Grants
- 29. Florist
- Marriott cards issued by American Express
- 8. Set up your office
- Progressive vs. State Farm
- 30. Make a smart appliance
- Average annual car insurance costs for drivers with good vs. poor credit
- Benefits of FHA loans
- How it works
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- 27. Online therapy
- 35. Clinique
- 2. Learn about your customers
- Cash App debit card
- Research the insurer’s reputation for customer service
- Embrace vs. ASPCA
- Limited coverage: HO-1 and HO-2 insurance
- 31. Tap into virtual reality experiences
- 30. Massage therapist
- Disadvantages of FHA loans
- 17. Bookkeeping and accounting
- 28. PR consulting
- 13. Sell unused gift cards
- 36. CVS
- 3. Get approved for a business loan
- Costco Anywhere Visa® Card by Citi
- Citi® / AAdvantage® Executive World Elite Mastercard®
- Our pick for: Limited credit
- 32. Make a niche dating site
- Individual stocks
- The Unless Project
- Learn more about getting an SBA loan:
- Where to get it
- Who are the top five insurance companies?
- 37. e.l.f. Cosmetics
- Erie: Most generous coverage
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- 29. Podcasting
- 33. Develop a chatbot
- 4. Beat the competition
- 31. Nutritionist
- Hilton cards issued by American Express
- Which insurance company is best at paying claims?
- Best insurance company for customer satisfaction: State Farm
- Our pick for: Target gaming purchases
- 18. Consulting
- 38. Lancome
- 6. Borrowing money
- 9. Set up tax accounts and learn about deductions
- Compare insurance rates for drivers with an accident
- 14. List your spare bedroom on Airbnb
- 34. Offer matchmaking skills
- 32. Personal trainer or fitness instructor
- Is State Farm cheaper than Geico?
- 30. Life coaching
- 39. Sephora
- Replacement cost vs. actual cash value
- Dividend stocks
- 35. Be a virtual assistant
- Aldi Cares Community Grants
- Delta SkyMiles® Platinum Business American Express Card
- Is Geico a good insurance company?
- Our pick for: Wholesale shoppers
- Our pick for: Good credit
- 40. SmashBox
- How much is auto insurance for young drivers?
- 33. Beauty services
- Previous limited-time benefits offered by AmEx
- 31. Video production
- Cheapest full coverage car insurance in California for 40-year-olds
- 19. IT support
- 41. The Body Shop
- 36. Reinvent exercising
- 34. Life coach
- 32. Resume writing and career coaching
- Zendesk Tech for Good Impact Awards
- Verizon Visa® Card
- 42. Ulta
- 37. Create eco-friendly, health-friendly makeup and beauty products
- Nationwide: Best online experience
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- 20. Graphic design
- 33. Dropshipping
- 38. Open a food truck or restaurant pop-up
- What is a prepaid debit card?
- 35. Tutor
- United Club℠ Infinite Card
- Cheapest minimum coverage car insurance in California for 40-year-olds
- Our pick for: Travel
- Homeowners insurance deductibles
- The Audacious Project
- 43. AMC Theatres
- 39. Start an organization business
- 36. Daycare provider
- Average annual car insurance costs for young drivers by company
- What is a prepaid credit card?
- Our pick for: Walmart gaming purchases
- 34. Recruiting
- 44. Barnes & Noble
- 40. Do interior design for young professionals
- 21. Social media management
- 16. Trade in old phones, electronics for cash
- Wells Fargo nonprofit grants
- Where can you get a prepaid card?
- 37. Senior care provider
- Cheapest auto insurance in California for 40-year-olds with poor credit
- 35. Marketing consulting
- 45. Redbox
- How do you add money to a prepaid card?
- 38. Interpreter or translator
- Openly: Fewest consumer complaints
- Our pick for: Instant gratification
- 36. Online fundraising or grant writing
- Marriott Bonvoy Brilliant® American Express® Card
- Chase Freedom Flex℠
- Which prepaid card is best?
- 39. Housecleaning
- Our pick for: Paying rent
- 22. Marketing copywriter
- 37. Online course teaching
- 17. Get a babysitting gig
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 1. Review your mission
- 38. Online cooking instruction
- 7. Your credit score
- 40. Automotive repair
- 1. Gather your information
- 23. Virtual assistant services
- 2. Refine your search with keywords
- Arrival cards
- 41. Handyman services
- Our pick for: PlayStation purchases
- 39. YouTube channel
- 18. Rent out your car
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- Our pick for: Personalized rewards
- Prime Visa
- 3. Narrow down based on location
- 42. Dry cleaners
- 40. Voiceover work
- American Airlines credit cards issued by Barclays
- State Farm: Best perks
- 2. Choose the right liability car insurance coverage levels
- 43. Hardware store
- 1. Do your research
- 4. Look for organizations with similar values
- Discover it® Cash Back
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 41. Start a team
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- 2. Get organized and make it official
- 5. Consider hiring a grant writer
- 45. Freelance copywriting and content creation
- Verizon Visa® Card
- How do you want to make money?
- 46. Rideshare driver
- 3. Find the right financing
- 20. Become a private tutor
- How will you find work?
- 47. Website development and design
- Cheapest full coverage car insurance in California for 50-year-olds
- 48. Sell clothes online
- 3. Decide if you need full coverage car insurance
- Our pick for: Best Buy purchases
- How much autonomy do you want?
- You’re a first-time home buyer
- 21. Drive for Uber, Lyft
- 8. Taxes
- 49. SEO consultant
- Cheapest minimum coverage car insurance in California for 50-year-olds
- 50. App development
- Trip cancellation
- You live in a high-risk area
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in California for 50-year-olds with poor credit
- 9. Paying off debt
- You have a dog
- Trip delay
- 4. Collect and compare car insurance quotes
- Venture cards
- 23. Find work as a housesitter
- Cancel For Any Reason
- You own valuable items
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Spark cards
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- 24. Sign up to be a mystery shopper
- You own an older home
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- Savor cards
- Travel medical insurance
- 25. Put your drone to work
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Compare car insurance companies
- Journey Student Rewards Card
- Cheapest full coverage car insurance in California for 60-year-olds
- 10. Insurance
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Freedom cards
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- 11. Investing
- Chase Sapphire Reserve®
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in California for 70-year-olds
- Cheapest minimum coverage car insurance in California for 70-year-olds
- 12. Starting or running a business
- Cheapest auto insurance in California for 70-year-olds with poor credit
- Chase Sapphire Preferred® Card
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- 13. Travel
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- The NerdWallet Smart Money podcast
- Ink Business cards
- World of Hyatt Credit Card
- Auto insurance laws in California
- Starbucks® Rewards Visa® Card
- Low-income car insurance in California
- Citi Prestige® Card
- Citi Premier® Card
- American Airlines credit cards issued by Citi
- HSBC Premier World Elite Mastercard® credit card:
- HSBC Premier World Mastercard® credit card
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
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