Social Security Disability Benefits Pay Chart for 2024/2025

Social Security disability benefits payments typically come on Wednesdays.

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Written by Lee Huffman
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Social Security disability benefits payments typically occur on the second, third and fourth Wednesday of each month. Your birth date usually determines your Social Security disability payment date. If you receive disability benefits based on someone else's work record, your payment date is based on their birth date.

Social Security Disability Insurance (SSDI) benefits help eligible workers cover monthly expenses based on their work history. These payments arrive by direct deposit into your bank account every month. However, the payment date is not the same for everyone.

SSDI payment schedule

Much like a household or a company, the Social Security Administration (SSA) spreads its payments throughout the month. The SSA adopted this staggered schedule in May 1997

Social Security Administration. Paying Monthly Benefits. Accessed Aug 28, 2023.
.

Each month, payments are issued according to birth date using the following schedule:

  • Second Wednesday: If your birthday is from the first through the 10th, expect your payment on the second Wednesday of each month.

  • Third Wednesday: If your birthday is from the 11th through the 20th, expect your payment on the third Wednesday of each month.

  • Fourth Wednesday: If your birthday is from the 21st through the 31st, expect your payment on the fourth Wednesday of each month

    Social Security Administration. Schedule of Social Security Benefit Payments 2024. Accessed Aug 28, 2023.
    .

People who started receiving payments prior to May 1997 receive their disability benefits on the third of each month.

What day is my December 2024 payment coming?

Dec. 3: You’ll receive a Social Security payment if:

  • You live outside the U.S.

  • You receive both SSI and Social Security benefits. 

  • Your state pays your Medicare premiums.

  • You filed for Social Security benefits before 1997.

Dec. 11: If your birthday falls on any day from the first to the 10th of your birth month, you’ll get your Social Security payment on the second Wednesday in December.

Dec. 18: If your birthday falls on any day from the 11th to the 20th of your birth month, you’ll get your Social Security payment on the third Wednesday in December.

Dec. 24: If your birthday falls after the 20th of your birth month, you’ll get your Social Security payment on the fourth Tuesday of December (one day earlier than usual, because of the holiday).

» Estimate your retirement benefits: Try our free Social Security calculator

What day is my January 2025 payment coming?

Jan. 3: You’ll receive a Social Security payment if:

  • You live outside the U.S.

  • You receive both SSI and Social Security benefits. 

  • Your state pays your Medicare premiums.

  • You filed for Social Security benefits before 1997.

Jan. 8: If your birthday falls on any day from the first to the 10th of your birth month, you’ll get your Social Security payment on the second Wednesday in January.

Jan. 15: If your birthday falls on any day from the 11th to the 20th of your birth month, you’ll get your Social Security payment on the third Wednesday in January.

Jan. 22: If your birthday falls after the 20th of your birth month, you’ll get your Social Security payment on the fourth Wednesday in January.

Social Security disability benefits pay chart for 2025

Birth dates on 1st-10th

Birth dates on 11th-20th

Birth dates on 21st-31st

January

1/8

1/15

1/22

February

2/12

2/19

2/26

March

3/12

3/19

3/26

April

4/9

4/16

4/23

May

5/14

5/21

5/28

June

6/11

6/18

6/25

July

7/9

7/16

7/23

August

8/13

8/20

8/27

September

9/10

9/17

9/24

October

10/8

10/15

10/22

November

11/12

11/19

11/26

December

12/10

12/17

12/24

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What to do if your disability payment is late or missing

Social Security benefits are paid electronically through direct deposit to a bank account or to a Direct Express Debit Mastercard (there are a few exceptions to this rule, however).

  1. When your disability payment is late or missing, contact your bank first. The bank may be experiencing delays on its side that are affecting your payments.

  2. If your bank is not experiencing any problems, call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office. 

  3. If you’re one of the few people who are still receiving paper checks, wait three business days after your check is typically mailed before taking action. If you don’t have it by then, contact the Social Security Administration for a review and replacement.

Frequently asked questions

The Social Security Administration may apply a cost-of-living adjustment (COLA) to disability benefits each year. The Social Security cost-of-living adjustment (COLA) for 2025 will be 2.5%.

Social Security Disability payments typically post on Wednesdays. However, if a Wednesday falls on a Federal legal holiday, the payment posts on the first preceding day that is not a holiday. Social Security benefits that post on the first or third day of the month may also arrive early if they fall on a federal legal holiday or on a weekend.

Social Security retirement, disability, survivor and other benefits usually post to your bank account or Direct Express debit card at 12:01 a.m. on your scheduled payment date. If your payment is due to arrive on September 6, for example, that means it’ll be deposited at the dawn of the day on September 6.