Chase Payment Solutions 2025 Review: Fees, Pros & Cons

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What is Chase Payment Solutions?
Chase Payment Solutions pricing
Payment processing fees
2.6% plus 10 cents for in-person transactions.
2.9% plus 25 cents for online transactions.
3.5% plus 10 cents for keyed transactions and invoicing.
Monthly fees
- Businesses that need to process multiple currencies.
- Businesses that process over $5 million in credit and debit sales.
- Businesses that have specific software or connectivity requirements.
Hardware cost
$129 for Chase Card Reader and Base bundle.
$399 for Chase Countertop Terminal.
$499 for Chase Wireless Terminal.
$499 for Chase POS Terminal.
Integrations
Advantages of Chase Payment Solutions
Big name
Two-in-one processor and acquiring bank
Disadvantages of Chase Payment Solutions
Unclear pricing
Alternatives to Chase Payment Solutions
Square
Pricing:
2.6% plus 15 cents for in-person transactions with all free plans.
2.6% plus 10 cents for in-person transactions with paid restaurant plans.
2.5% plus 10 cents for in-person transactions with paid retail and appointments plans.
2.9% plus 30 cents for online transactions.
3.5% plus 15 cents for manually keyed transactions.
3.3% plus 30 cents for invoices.
Clover
Pricing:
- 2.3% plus 10 cents for in-person transactions on Full-Service and Quick-Service Restaurant plans.
- 2.5% plus 10 cents for in-person transactions on Retail Standard and Advanced plans, Professional and Personal Services Standard and Advanced plans, and the Home and Field Services Advanced plan.
- 2.6% plus 10 cents for in-person transactions on the Retail and Personal Services Starter plans and the Home and Field Services Standard plan.
- 3.5% plus 10 cents for online or keyed-in transactions.
PayPal
Pricing:
Tap to see the full fee list
PayPal product | Per-transaction rate | Per-transaction fee | Notes |
---|---|---|---|
Digital payments (invoicing, checkout, pay with Venmo and other commercial transactions) | 3.49%. | $0.49. | |
Send/receive money for goods and services | 2.89%. | $0.49. | |
Standard credit/debit card payments | 2.99%. | $0.49. | |
Donations | 2.89%. | $0.49. | |
Charity transactions | 1.99%. | $0.49. | |
Alternative payment methods | 2.59%. | $0.49. | |
PayPal Here (legacy offering for in-person payments) | |||
Card present or QR code | 2.7%. | No fee. | |
Keyed | 3.5%. | $0.15. | |
PayPal POS (for in-person payments) | |||
Card present or QR code | 2.29%. | $0.09. | |
Keyed | 3.49%. | $0.09. | |
QR code transactions | |||
Over $10 | 1.9%. | $0.10. | |
Under $10 | 2.4%. | $0.05. | |
Online card payment services | |||
Advanced credit / debit card | 2.59%. | $0.49. | Per transaction rate is 3.5% for AmEx. |
Payments Advanced | 2.89%. | $0.49. | $5 monthly fee. |
Payments Pro | 2.89%. | $0.49. | $30 monthly fee. |
Virtual terminal | 3.09%. | $0.49. | Per transaction rate is 3.5% for AmEx. There is also a $30 monthly fee. |