Does Chime Offer Business Accounts?
You can’t get a business bank account from Chime, but these business checking accounts offer similar features.
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Chime does not offer business accounts. Its checking and savings accounts are specifically for personal use. But there are many business accounts with features similar to Chime.
These alternatives offer low fees, good interest rates and easy ATM access. They also have tools to help you run your business, including invoicing and tax planning. Features that personal accounts like those offered by Chime don't have.
» MORE: View all our picks for best business checking accounts
Chime business bank account alternatives
NBKC business checking
Best for: Low-fee business banking
Chime accounts have no monthly fees or overdraft charges. The same is true of the nbkc Business Account. This free business checking account has no minimum deposit plus budget-conscious perks like unlimited fee-free transactions and no fees for insufficient funds.
One exception? NBKC charges a high fee ($45) to send or receive international wires. Domestic wire transfers are more affordable: $0 incoming; $5 outgoing. If international wires are a key part of your business, consider Mercury business banking. It has no monthly fee and does not charge for wire transfers.
» MORE: NBKC business checking review
Bluevine Business Checking
Best for: Earning interest
Bluevine Bluevine Business Checking
Monthly Fee
$0 If you’d prefer a high-yield business checking account, consider Bluevine. Account holders earn a solid APY: Earn 1.30% interest on account balances up to and including $250,000. Terms apply. That rate beats the 0.75% Chime offers on its savings accounts, as of this writing.
Bluevine has no monthly fees or overdraft fees, and includes free invoicing and bill pay. While Bluevine allows cash deposits, it can get expensive. Each cash deposit made at a Green Dot location has a $4.95 fee. At Allpoint+ ATMs, you’ll pay a fee of $1 plus 0.5% of the deposit amount.
Lili Business Banking
Best for: Early access to payments
Lili Lili Core Business Checking
Monthly Fee
$0 Chime's checking account lets you get your paychecks up to two days early by using direct deposit. If you want similar early access to your business income, consider Lili. Its free account, Lili Core Business Checking, lets you get certain ACH payments up to two days early.
Lili also has a high-yield savings account that earns up to 4.00% APY, as of this writing. And you can upgrade to one of Lili's premium accounts to unlock more features as your business grows.
» MORE: Lili business checking review
Chase Business Complete Banking®
Best for: Cash deposits + in-person support
An online account like Chime can be great for your personal use, but it might not meet your business's needs. Chase Business Complete Banking® offers the best of both worlds. You get digital-first features like unlimited electronic transactions and in-app credit card processing. You also get easy cash deposits and in-person support at Chase branches.
Chase Business Complete Banking has a $15 monthly fee, but there are multiple ways to avoid it.
» MORE: Chase business checking review
The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of February 6, 2026. Must have at least $0.01 in savings to earn interest. 2.50% APY applies to balances of up to and including $500,000. 4.00% APY applies to balances over $500,000 and up to and including $1,000,000. Any balance over $1,000,000 will not earn interest or have a yield.
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