The Guide to Chase Transfer Partners

Chase doesn't have the most transfer partners, but the partners it does have can deliver serious value.

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Chase Ultimate Rewards® are some of the most valuable transferable points available. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for about 1.25 cents each if you have a Chase Sapphire Preferred® Card or about 1.5 cents each if you have a Chase Sapphire Reserve®. However, you can get more value by redeeming points through Chase transfer partners.

To unlock that value, you need to get to know the Chase Ultimate Rewards® transfer partners and the best uses for each program. Let's take a brief look at all 14 Chase Ultimate Rewards® partners — including which airlines Chase Ultimate Rewards® can be transferred to.

Of the 14 Chase Ultimate Rewards® transfer partners, 11 are airline mileage programs and three are hotel loyalty programs. Here's a summary of each Chase transfer partner and how you can get the most from your Chase points.

Air France-KLM Flying Blue

Flying Blue is the loyalty program of Air France, KLM, Kenya Airways and a few smaller airlines. Because many Flying Blue airlines are members of the SkyTeam alliance, you can transfer points from Chase to Flying Blue to book award flights on other SkyTeam member airlines, such as Delta Air Lines.

The Flying Blue program offers a monthly Promo Rewards promotion that discounts certain routes by up to 50% — which can make Flying Blue sweet spots even a better deal.

Aer Lingus AerClub

Aer Lingus AerClub became one of the Chase travel partners in 2017. While not officially part of the Oneworld alliance, Aer Lingus partners with several Oneworld airlines — most notably British Airways, Iberia and Qatar.

Use AerClub Avios to fly to Ireland for as few as 13,000 Avios each way in economy.

Or, connect onward to other places in Europe for as few as 17,000 Avios each way. Make sure to factor in elevated taxes and fees on these awards when determining if it's best to transfer points from Chase to book an award or simply using points to book a cash fare.

Air Canada Aeroplan

There are plenty of reasons not to overlook Aeroplan — the newest of the Chase Sapphire airline partners. Air Canada is a Star Alliance member, so you can use Aeroplan points to book award flights on any Star Alliance airline, including United.

Aeroplan sweet spots include flying from the U.S. West Coast to Hawaii on United for 12,500 points in economy or 25,000 points in business class. Travelers can fly from the U.S. East Coast to Europe from 60,000 points each way in business class. These and other valuable redemptions help boost the value of Aeroplan points to 1.9 cents for economy awards and 2.7 cents for business class awards.

British Airways Executive Club

Most travelers might think of flights to London when thinking about British Airways. However, that's not where the value of British Airways Avios lies. In fact, most British Airways Avios sweet spots don't involve flying British Airways.

Instead, use this Chase transfer partner to book inexpensive awards on American Airlines, Alaska Airlines and other Oneworld partners — including flying to the Caribbean for just 7,000 Avios each way.

Emirates Skywards

Dubai-based Emirates Airlines is best known for its glitzy business- and first-class products, but its Skywards loyalty program shouldn't be overlooked. The best use of Emirates Skywards is found in premium cabins. A NerdWallet analysis found that you'll only get around 1 cent per mile in value for Emirates economy, but the value of Emirates miles jumps to 3 cents per mile in Emirates business class.

Unfortunately, the Emirates Skywards sweet spots are limited — particularly on partner airlines. Using Emirates Skywards to book JetBlue Mint can be a rare exception. Plus, the Skywards program is one of only a few ways you can still book Emirates first class with points since the airline restricts award availability through partner airlines.

Iberia Plus

Just like British Airways, Iberia is a member of the Oneworld alliance and uses the Avios program. And after Iberia's recent overhaul to its award chart, award rates to book American Airlines flights match the British Airways Executive Club’s rates on partner airlines. However, other Iberia sweet spots include some incredible gems.

For example, fly to Europe for as few as 17,000 Avios each way in economy or book business class to Europe for as few as 34,000 Avios each way. That's one of the cheapest business class awards to Europe currently available.

JetBlue TrueBlue

JetBlue uses a revenue-based TrueBlue points program in which the required number of points for an award roughly equates to the cash price of the flight. That means you can't get outsized value from redeeming TrueBlue points.

However, just because the program doesn't have an upside doesn't mean JetBlue isn't a good Chase transfer partner. TrueBlue points are worth 1.5 cents per point — making it the most valuable currency for economy flights among U.S. airlines.

Singapore Airlines KrisFlyer

Singapore Airlines is another Star Alliance Chase travel partner that can provide excellent premium cabin redemption opportunities. Singapore KrisFlyer sweet spots including flights to Europe and Hawaii, and flights within the continental U.S. Luxury travelers also flock to KrisFlyer, as it's typically the only way to book the award-winning Singapore first class product with points.

Southwest Airlines Rapid Rewards

Like JetBlue, Southwest uses a revenue-based redemption program, where the price of an award is tied to the cash price of the flight. This means you don't have to seek out sweet spots to get good value from your Southwest Rapid Rewards points.

Instead, the value of Southwest Rapid Rewards is a predictable 1.5 cents per point when redeemed for Southwest flights. Steer clear of other Rapid Rewards redemptions for hotels, rental cars or merchandise though, as the redemption value can drop to 0.6 cents per point.

United MileagePlus

United joins JetBlue and Southwest as the three U.S.-based Chase Sapphire airline partners. MileagePlus miles are worth around 1.2 cents per mile when redeemed for United economy flights, but 2.4 cents per point for business class awards. That means this is another program where value is mostly found when booking premium cabin awards.

In addition to redeeming miles on United, you can redeem United MileagePlus miles for award flights on other Star Alliance partners. Just keep in mind that United can charge more miles for partner awards. So, you'll want to book United business class awards when available.

Virgin Atlantic Flying Club

London-based Virgin Atlantic isn't a member of any airline alliance, so that gives Virgin Atlantic the ability to partner with a wide range of airlines. Virgin Atlantic uses a different redemption chart for each partner, meaning the Flying Club sweet spots are just as diverse as its partners.

Sweet spots include nonstop Delta flights from 7,500 points each way, Delta business class to mainland Europe from 50,000 points each way and ANA business class from Hawaii to Japan for 35,000 points each way.

IHG One Rewards

The recently renamed IHG loyalty program is turning heads with new elite status tiers and benefits like increased bonus points and free breakfast. However, that doesn't necessarily make it a valuable Chase transfer partner.

In a recent analysis, NerdWallet found that IHG points are worth 0.7 cent each. And Chase points transfer to IHG One Rewards at the same 1:1 transfer ratio as all other partners. That means you probably will only want to transfer points from Chase to IHG to top off your account — or for particularly high-value redemptions. Otherwise, you’ll probably just want to book IHG hotels within the Chase Ultimate Rewards® portal.

Marriott Bonvoy

Marriott Bonvoy is one of the largest hotel loyalty programs around. You can redeem Bonvoy points for free nights and room upgrades at over 7,000 properties across more than 30 brands.

However, bigger isn't always better. When NerdWallet analyzed the value of Marriott Bonvoy points, we found that points were worth around 0.7 cent each.

🤓Nerdy Tip

Marriott just transitioned to a dynamically priced award program, so the value of Marriott Bonvoy points is still in flux.

Considering Chase points can be redeemed for 1.25 cents or 1.5 cents each (depending on which Sapphire card you have), make sure that you're getting at least this much value before transferring Chase points to Marriott Bonvoy.

World Of Hyatt

World of Hyatt is undoubtedly Chase's most valuable hotel transfer partner — and perhaps its most valuable travel partner overall, too. In NerdWallet analysis, World of Hyatt points are worth 2.8 cents each when used for award stays.

Hyatt is one of a few hotel loyalty programs that still publishes an award chart. That means predictability in planning how many points an award stay may cost. Award nights start at 3,500 points, meaning you can really stretch out your Chase points at Hyatt hotels.

Chase Sapphire transfer partners, recapped

Chase may lag other transferable bank point currencies like American Express, Capital One and Citi when it comes to the raw number of transfer partners. However, Chase's 14 transfer partners cover every airline alliance, a range of domestic and international airlines, and some major hotel loyalty programs.

You can easily get more than 1 cent per point in value from Chase points when you transfer points from Chase to fixed-value programs like Southwest Rapid Rewards and JetBlue TrueBlue. And with a little bit of research, you can get even more value through other Chase Ultimate Rewards® transfer partners.


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