Jae Bratton

Jae Bratton

Lead Writer & Content Strategist | Credit cards

Jae Bratton is a writer for the credit cards team at NerdWallet. She has a bachelor’s degree in English from Wake Forest University and a master’s in English from University of North Carolina at Greensboro. Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Her writing has been published in newspapers, blogs and an academic journal. Jae is based in North Carolina.

Education: B.A. in English from Wake Forest University, M.A. in English from University of North Carolina at Greensboro
Awards: Jim Murray Memorial Foundation Scholarship
Previous experience: English and journalism teacher

Jae's picks

NerdWallet’s Guide to Your First Credit Card

Get started with credit cards by understanding how they work, how you qualify and how to use them wisely.

Pay Off Debt: Strategies and Tips

by Tiffany Curtis , Lauren Schwahn

Learn strategies for whittling down what you owe, and get insight into the best approach depending on your debt load.

How to Budget Money in 5 Steps

by Lauren Schwahn

Divide your income among needs, wants, savings and debt repayment.

The latest from Jae

Big Companies Keep Shuttering Their Branded Credit Cards. Why?

Recent closures of multiple high-profile retail credit cards — from Uber, Starbucks and Walmart — highlight the importance of a healthy merchant-bank relationship.

Chase Enhances DoorDash Perks for Multiple Credit Cards

Chase Enhances DoorDash Perks for Multiple Credit Cards

5 Things to Know About the Avianca Credit Cards

5 Things to Know About the Avianca Credit Cards

Miles earned with the Avianca cards may be redeemed on any Star Alliance flight, but don’t expect much in the way of travel perks.

Capital One Walmart Card Discontinued; Existing Holders Moving to Quicksilver

Choice Privileges Cards Hike Bonuses: Earn Up to 90K Points [Limited Time]

The temporary boosts can leave you with enough points for a free week or more at a Choice Privileges property.

Capital One Venture Offering Sign-up Bonus Worth $1,000 [Limited Time]

What Is Commerce Bank, and Are Its Cards Right for You?

Its credit cards are far from the worst on the market, but they’re not the best either. The fact that it's a regional bank limits who can apply for some of the cards, too.

5 Things to Know About the Santander Credit Card

For those who can qualify, the Santander Ultimate Cash Back card boasts a desirable suite of perks including a high rewards rate and a 0% APR offer — but both expire after 12 months.

3 Steps to Take After Transferring a Balance to a New Credit Card

Moving the debt is just the first step. Have a game plan for paying down the balance before the interest-free period ends.

U.S. Bank Credit Cards Mobile App Review

U.S. Bank’s mobile app is a solid platform that lets cardholders accomplish most essential tasks such as paying balances, redeeming rewards and monitoring multiple financial accounts.

5 Things to Know About the J. Crew Credit Card

Rewards earned with the J. Crew credit card are worth a lot, but for many people, that won’t be enough to outweigh the card’s shortcomings.

How to Use Credit Cards to Save Money on Gas

The best cards for gas earn at least 3x back at the pump, and they don't feature names of big oil companies or service station brands.

5 Things to Know About the AAA Credit Cards

The membership organization AAA offers three co-branded credit cards, whose primary differences are the eligibility requirements, reward structures and sign-up bonuses.