Tina Orem is an editor at NerdWallet. Prior to becoming an editor, she covered small business and taxes at NerdWallet. She has been a financial writer and editor for over 15 years, and she has a degree in finance, as well as a master's degree in journalism and a Master of Business Administration. Previously, she was a financial analyst and director of finance for several public and private companies. Tina's work has appeared in a variety of local and national media outlets.
- Education: B.S.B.A. in finance, marketing and economics from University of Denver Daniels College of Business, M.A. in journalism from University of Oregon, MBA from University of Oregon Lundquist College of Business
- Organizations: Society for Advancing Business Editing and Writing, American Copy Editors Society
- Previous experience: Managing editor at American City Business Journals, Senior staff writer at Investing Answers, Senior editor at Outside Media Group LLC, Director of finance at Noodles & Co., Manager of financial planning and analysis at Rock Bottom Restaurants Inc.
Tina has also nerded out in...
The Associated Press, USA Today, MarketWatch, NBC News, ABC News, Nasdaq, The Seattle Times, Chicago Tribune, Los Angeles Times, Entrepreneur
The latest from Tina
Required Minimum Distribution (RMD): Definition, How to Calculate
The IRS enforces annual required minimum distributions from many retirement accounts beginning at age 73 in 2023.
Here’s the Sales Tax Holiday in 2023 for Every State
You could save a lot of money if you know when you can shop tax-free in your state. See our sales tax holiday list for back-to-school and other shopping events.
Business Loan Calculator
Use this business loan calculator to estimate your monthly payments and interest based on the loan term and APR.
Estate Tax: Definition, Tax Rates and Who Pays in 2023
Several states have this tax on the transfer of property after death. Know whether the rules and thresholds apply.
7 Tips for Preparing Your Taxes in a Divorce
These seven things could help you avoid a tax surprise .
2022-2023 Child Tax Credit: What It Is, Requirements and How to Claim
Taxpayers may be eligible for a credit of up to $2,000 — and $1,500 of that may be refundable.
6 Best Online Will Makers of 2023
The best online will makers are reasonably priced, easy to use and customizable to your life circumstances.
Estimated Tax Payments: How They Work, When to Pay in 2023
Learn how and when to pay estimated taxes — plus find out whether you need to worry about them in the first place.
What Is Adjusted Gross Income (AGI)?
Adjusted gross income is your gross income minus certain payments you’ve made during the year.
15 Tax Deductions for Freelancers in 2023
Your home, car, insurance, retirement savings and even your education bills could get you a tax break.
Estate Planning 101 for LGBTQ+ Couples
Here are six steps that LGBTQ+ couples can take to get started with estate plans.
Inheritance Tax: What It Is and How to Avoid It
Inheritance tax is different from estate tax, and whether you pay might come down to the state you live in.
6 Tax Tips for New College Grads
Deduct your student loan interest, capitalize on work benefits, and four other ways to save, save, save on taxes.