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How to Cash a Check (And Save on Fees)

Major retailers, or the payer’s bank or credit union, can cash a check for a small fee. But the better option is your own financial institution.

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Margarette Burnette

How to Cancel a Lost Check

To stop a payment you have to gather check details and quickly notify your bank. Here's how to cancel a check.

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Spencer Tierney

Lost Debit Card? Here’s What to Do Next

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Spencer Tierney

Emergency Fund: What It Is and Why It Matters

Best kept in a savings account, an emergency fund is useful for unexpected expenses.

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Margarette Burnette

What Is a Money Market Account?

A money market account is a type of savings account, but it also has some checking features.

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Margarette Burnette

What Is a Savings Account?

A savings account is a safe place to store cash and earn interest. Rates on some accounts are above 4%.

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Margarette Burnette

Ethical Banking: What Is a Socially Responsible Bank?

Some banks that uphold social and environmental causes let outside groups evaluate their values to show their commitment.

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Spencer Tierney

Blocked From Getting a Bank Account? Learn About ChexSystems

If you've had banking problems, ChexSystems will alert other banks about them for up to five years. Opening new accounts could be tough. Prepaid cards or second-chance checking could help.

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Spencer Tierney

Checking vs. Savings Account: The Difference and How to Choose

Checking accounts are best for spending money. Savings accounts have higher interest rates, so they're best for stashing cash.

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Margarette Burnette

Bounced Check: The True Costs and What You Can Do

Bounced checks can mean fees and even criminal charges. Contact both the recipient and bank and try to pay quickly.

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Margarette Burnette

Emergency Fund Calculator: How Much Will Protect You?

Aim to save three to six months' worth of expenses in your emergency fund.

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Margarette Burnette

The Best Places to Save Money and Earn Interest

Reap a higher return by stashing your cash in a high-yield savings or checking account or a high-yield CD.

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Spencer Tierney, Margarette Burnette

What Is a Checking Account?

A checking account is a bank account for everyday expenses. You can use it to pay bills, make purchases and more.

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Chanelle Bessette

Credit Unions vs. Banks: How to Decide

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Chanelle Bessette

Rainy Day Fund: What It Is and Why You Need One

Having dedicated rainy day savings can help you weather irregular expenses and maintain financial stability.

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Ruth Sarreal, Amber Murakami-Fester

What Is a Certificate of Deposit (CD)?

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts.

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Spencer Tierney

How Do CDs Work? Learn How to Save Smarter

CDs lock up savings for a fixed period of time in exchange for a generally higher rate than other bank accounts.

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Spencer Tierney

Confusion About Overdraft Coverage Can Cost You Dearly

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Erin El Issa

Walmart MoneyCenter: Hours and Services

Services include bill pay and money transfers. Hours are 8 a.m. to 8 p.m. Monday through Saturday and 10 a.m. to 6 p.m. on Sunday.

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Spencer Tierney

Prepaid Debit Cards: What They Are and How They Work

Load money in advance onto a prepaid debit card, then use it to make purchases or get cash at ATMs. You can reload the card in multiple ways.

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Spencer Tierney, Ruth Sarreal