BEST OF

Best Credit Cards for TSA PreCheck & Global Entry of December 2022

Dec 6, 2022

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Airport security can be the least pleasant and most stressful aspect of air travel, which is why even occasional travelers should consider enrolling in the TSA PreCheck or Global Entry trusted traveler programs. These programs let you use expedited security lanes that can significantly reduce your wait time, but they aren't free. It typically costs $78 to apply for TSA PreCheck or $100 for Global Entry. If you have the right credit card, however, you can get the application fee reimbursed.

Some of our picks for the best credit cards that reimburse the application fee for TSA PreCheck and Global Entry can be applied for through NerdWallet, and some cannot. Below, you'll find application links for credit cards from our partners, followed by the full list of our picks, as well as information about how these programs work and how your card reimburses you for the fee.

NerdWallet's Best Credit Cards for TSA PreCheck & Global Entry of December 2022

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Best Credit Cards for TSA PreCheck & Global Entry From Our Partners

Our pick for

Simple travel rewards

Apply now

on Capital One's website

Capital One Venture Rewards Credit Card

4.7

NerdWallet rating 
Apply now

on Capital One's website

Annual fee

$95

Rewards rate

2x-5x

Miles

Intro offer

75,000

Miles

Recommended Credit Score

Simple rewards and flexible redemption have rightly made the Capital One Venture Rewards Credit Card one of the most popular travel credit cards. Reimbursement: Statement credit of $78 for TSA PreCheck or $100 for Global Entry once every four years.

Pros

  • You earn 2 miles per dollar on all purchases, which rises to 5 miles per dollar on hotels and car rentals booked through Capital One Travel. Miles can be redeemed for 1 cent apiece for any travel expense. You're not limited to any single airline or hotel chain, and there are no blackout dates or restrictions on travel. There's a great sign-up bonus, too. The annual fee of $95 is on the low end for a card with TSA/Global Entry reimbursement.

Cons

  • As a general-purpose travel credit card, you won't get airline-specific benefits like free checked bags, and it lacks the perks you get on higher-priced cards that also reimburse for PreCheck and Global Entry.

Read full review
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

  • Earn unlimited 2X miles on every purchase, every day

  • Miles won't expire for the life of the account and there's no limit to how many you can earn

  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network

  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

  • Transfer your miles to your choice of 15+ travel loyalty programs

Our pick for

Richer rewards for frequent travelers

Apply now

on Chase's website

Chase Sapphire Reserve®

5.0

NerdWallet rating 
Apply now

on Chase's website

Annual fee

$550

Rewards rate

1x-10x

Points

Intro offer

60,000

Points

Recommended Credit Score

With its $550 annual fee, the Chase Sapphire Reserve® might look like a luxury card. But avid travelers know better. Rich rewards and generous perks can make this card a bargain at that price. Reimbursement: Up to $100 application fee credit every four years for Global Entry, Nexus, or TSA PreCheck.

Pros

  • You get 10 points per dollar spent on Chase Dining purchases, as well as hotel stays and car rentals purchased through Ultimate Rewards®; 5X points on air travel purchased through Ultimate Rewards®; 3X on travel and dining not booked with Chase; and 1X on all other purchases. Points are worth 1.5 cents apiece when redeemed for travel booked through Chase, or you can transfer them to a dozen hotel and airline partners. You get $300 a year in credit for travel expenses, Priority Pass airport lounge access and more. And don't forget the big sign-up bonus.

Cons

  • The fee is a significant out-of-pocket expense, and much of the value of the card is tied up in the $300 travel credit. Get this card only if you are a dedicated traveler.

Read full review
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®

  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases

  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel

  • 1:1 point transfer to leading airline and hotel loyalty programs

  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

Our pick for

Luxury travel perks and credits

Apply now

on American Express' website

The Platinum Card® from American Express

5.0

NerdWallet rating 
Apply now

on American Express' website

Annual fee

$695

Rewards rate

1x-5x

Points

Intro offer

80,000

Points

Recommended Credit Score

The perks come at a high cost, but if you’re willing to pay to be treated like a VIP when you travel, The Platinum Card® from American Express will be rewarding. Reimbursement: Statement credit of $78 for TSA PreCheck once every 4.5 years or $100 for Global Entry once every 4 years. Terms apply.

Pros

  • This card's value lies less in its rewards than in its perks, which include extensive airport lounge access, elite status in hotel programs and hundreds of dollars a year in available credits for travel, shopping and entertainment. The latter include up to $200 for incidental fees on one airline, up to $200 for Uber, and up to $240 for select digital entertainment. (See our review for a full rundown.) There's a terrific bonus opportunity for new cardholders, too. Terms apply.

Cons

  • The $695 annual fee is is a hefty sum to fork over all at once, especially if you're not able to capitalize on many of the perks. The spending rewards aren't spectacular, considering the fee: 5 points per dollar on airfare and hotels when booked the right way (terms apply) and 1 point per dollar elsewhere.

Read full review
  • Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.

  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.

  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.

  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.

  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.

  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.

  • Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Enrollment required. Learn more.

  • Breeze through security with CLEAR® lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Learn more.

  • $695 annual fee.

  • Terms Apply.

  • View Rates & Fees

Our pick for

Airline credit card

Not a United flyer? See the chart lower down on this page for other airline cards that offer reimbursement for TSA PreCheck and Global Entry.

Apply now

on Chase's website

United℠ Explorer Card

5.0

NerdWallet rating 
Apply now

on Chase's website

Annual fee

$0 intro for the first year, then $95

Rewards rate

1x-2x

Miles

Intro offer

60,000

Miles

Recommended Credit Score

Branded airline cards often pay for themselves with even a limited amount of flying. The United℠ Explorer Card does especially well, with benefits just about any traveler can easily use. Reimbursement: Statement credit of up to $100 every four years for the application fee for Global Entry, TSA PreCheck or Nexus.

Pros

  • This card earns 2 miles per dollar spent with United, on hotel stays and at restaurants, and 1 mile per dollar on other spending. On top of the PreCheck/Global Entry credit, you and a companion each get a free checked bag when you fly, and you get two one-time passes to United Club airport lounges each year. The annual fee is pretty light: $0 intro for the first year, then $95. And there's a good sign-up bonus, too.

Cons

  • The card locks you into using one airline to fully enjoy its benefits. If you prefer another airline or like to spread your business around depending on the itinerary, it might not be the best fit. (See the chart below for other airline options.)

Read full review
  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

  • $0 introductory annual fee for the first year, then $95.

  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases

  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit

  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card

  • Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.

  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary

  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

Our pick for

Hotel credit card

Apply now

on Chase's website

IHG® Rewards Premier Credit Card

5.0

NerdWallet rating 
Apply now

on Chase's website

Annual fee

$99

Rewards rate

1x-26x

Points

Intro offer

140,000

Points

Recommended Credit Score

The perks on the IHG® Rewards Premier Credit Card can make it a valuable addition to your wallet even if you don't spend a lot of time in hotels. Reimbursement: Statement credit of up to $100 once every four years for Global Entry, TSA PreCheck or Nexus.

Pros

  • This card gives you a free night every anniversary year, which can make up for the annual fee all by itself. You get automatic elite status, and when you redeem points for a stay of at least four nights, the fourth night is free (that is, it costs you 0 points). For rewards, you earn up to 26 points per dollar spent with IHG brands (counting both points earned with the card and from the IHG loyalty program); 5 points per $1 on gas stations, travel and restaurants; and 3 points per $1 elsewhere. There's a sweet bonus offer and more.

Cons

  • The rewards you get with this card aren't as valuable on a per-point basis as some other hotel rewards — although you get an awful lot of points. How much value you get from the card depends on how you like your options among IHG brands (Holiday Inn, InterContinental, Crowne Plaza, Kimpton, EVEN Hotels and Indigo Hotels).

Read full review
  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights

  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel

  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases

  • Platinum Elite status as long as you remain a Premier card member

  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Our pick for

Flexible redemption options (or Bank of America® customers)

Apply now

on Bank of America's website

Bank of America® Premium Rewards® credit card

4.2

NerdWallet rating 
Apply now

on Bank of America's website

Annual fee

$95

Rewards rate

1.5x-2x

Points

Intro offer

50,000

Points

Recommended Credit Score

The Bank of America® Premium Rewards® credit card pays a solid rate on all spending and gives you the same redemption value whether you use your points for travel or to get cash back. Reimbursement: Statement credit of up to $100 every four years for Global Entry or TSA PreCheck.

Pros

  • You earn 2 points per dollar spent on travel and 1.5 points per dollar elsewhere. Bank of America® has one of the most generous definitions of "travel" of any issuer, which means more spending eligible for 2X points, and the 1.5X rate is 50% better than the 1X that other cards give you on "other" spending. There's a strong bonus offer, and you get up to $100 in statement credit each year to cover incidental airline fees. Cardholders with high balances in Bank of America® and Merrill accounts can earn 25% to 75% more rewards.

Cons

  • Unlike with other cards with annual fees in the same range, you don't have the option to transfer your points to airline or hotel programs to potentially get greater value.

Read full review
  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.

  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.

  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.

  • No limit to the points you can earn and your points don't expire.

  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.

  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.

  • No foreign transaction fees.

  • Low $95 annual fee.

  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR TSA PRECHECK AND GLOBAL ENTRY

Capital One Venture Rewards Credit Card

Our pick for: Simple travel rewards

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks. Read our review.

Chase Sapphire Reserve®

Our pick for: Richer rewards for frequent travelers

The high annual fee on the Chase Sapphire Reserve® gives many potential applicants pause, but frequent travelers should be able to wring enough value out of this card to more than make up for the cost. Cardholders get bonus rewards (up to 10X) on dining and travel, a fat bonus offer, annual travel credits, airport lounge access, and a 50% boost in point value when redeeming points for travel booked through Chase. Points can also be transferred to about a dozen airline and hotel partners. Read our review. 

The Platinum Card® from American Express

Our pick for: Luxury travel perks and credits

The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.

Truist Enjoy Travel credit card

Our pick for: No annual fee

The rewards on the Truist Enjoy Travel credit card are fairly straightforward and unremarkable — 2X on travel, 1X elsewhere. What makes this card noteworthy is that it offers a statement credit toward the application fee for TSA PreCheck or Global Entry despite having a $0 annual fee. Read our review.

Bank of America® Premium Rewards® credit card

Our pick for: Flexible redemption options (or Bank of America® customers)

Like some other travel cards at its price point, the Bank of America® Premium Rewards® credit card gives you bonus rewards on travel and dining. But you also earn a higher rate on "other" spending than many competing cards offer. There's a great sign-up bonus and some other good perks. And if you're a Bank of America® Preferred Rewards customer, your rewards get even better. Read our review.

United℠ Explorer Card

Our pick for: Airline credit card

The United℠ Explorer Card earns bonus rewards not only on spending with United Airlines but also at restaurants and on eligible hotel stays. And the perks are outstanding for a basic airline card — a free checked bag, priority boarding, lounge passes and more. Read our review.

IHG® Rewards Premier Credit Card

Our pick for: Hotel credit card

If you stay at the brands of InterContinental Hotel Group, the IHG® Rewards Premier Credit Card can be well worth its annual fee for the free anniversary night alone, and you’ll enjoy Platinum Elite status as long as you have the card. Read our review.

• • •

OTHER RESOURCES

By Claire Tsosie and Sally French, NerdWallet

Credit cards that pay for TSA PreCheck and Global Entry

Dozens of cards reimburse the application fee for TSA PreCheck and Global Entry, usually by providing a credit on your statement when the fee is charged to your card. Some cards specifically allow you to redeem rewards points toward the fee. Here are some of the most popular consumer credit cards with a TSA PreCheck/Global Entry benefit.

GENERAL TRAVEL CREDIT CARDS

ANNUAL FEE

HOW OFTEN DOES THE CREDIT RENEW?

$95

Every 4 years.

$395

Every 4 years.

$95

Every 4 years.

$550

Every 4 years.

Citi Prestige® Card (this offer isn't currently available through NerdWallet)

$495

Every 5 years.

$49

Every 4 years.

$95

Every 4 years.

$695

Every 4 years when used for a Global Entry application fee; every 4.5 years when used for a TSA PreCheck application fee. Terms apply (see rates and fees).

$0

Every 4 years; maximum credit is $85 for either program.

$400

Every 4 years.

AIRLINE CREDIT CARDS

ANNUAL FEE

HOW OFTEN DOES THE CREDIT RENEW?

$95

Every 4 years.

$450

Every 5 years.

$250

Every 4 years when used for a Global Entry application fee; every 4.5 years when used for a TSA PreCheck application fee. Terms apply (see rates and fees).

$550

Every 4 years when used for a Global Entry application fee; every 4.5 years when used for a TSA PreCheck application fee. Terms apply (see rates and fees).

$0 intro for the first year, then $95

Every 4 years.

$250

Every 4 years.

$525

Every 4 years.

HOTEL CREDIT CARDS

ANNUAL FEE

HOW OFTEN DOES THE CREDIT RENEW?

$99

Every 4 years.

$650

Every 4 years when used for a Global Entry application fee; every 4.5 years when used for a TSA PreCheck application fee. Terms apply (see rates and fees).

TSA PreCheck vs. Global Entry

Credit cards that offer a TSA PreCheck or Global Entry benefit will typically reimburse you for the application fee for either program, but not both. Whichever fee hits your card, that's the one that will be reimbursed, and that starts the clock on when you'll next qualify for the benefit.

TSA PreCheck allows you to use expedited security lanes at U.S. airports. Global Entry gives you the same benefits as TSA PreCheck, as well as faster customs screening when you arrive in the U.S. from abroad. Since Global Entry gives you more benefits (and if your credit card is footing the bill either way), it's usually the better bet, especially if you ever travel internationally.

What are Clear and Nexus?

Some credit cards offer benefits for trusted traveler programs besides (or in addition to) TSA PreCheck and Global Entry:

  • Clear gets you through security faster at more than 40 airports in the United States. It lets you quickly access identification documents and verify your identity by scanning your fingerprints or eyes. This process allows you to skip the TSA ID check and go directly to security. Cost starts at $189 for a standard annual membership.

  • Nexus, a joint program of the U.S. and Canadian governments, allows travelers to go back and forth between the countries more easily. Cost is $50 for five years.

How to apply for TSA PreCheck or Global Entry

For TSA PreCheck

Getting a credit card that reimburses your application fee is the easy first step. Once you have your card, submit your online application for TSA PreCheck. Then, you’ll be directed to schedule an in-person appointment at a TSA Enrollment Center, where you’ll spend about 10 minutes undergoing a background check and fingerprinting. You can expect a decision on your application within about three to five days, though some applications can take up to 60 days.

Upon approval, you'll receive a “known traveler” number, which you’ll need to enter when you book a flight. Using your “known traveler” number will likely earn you the TSA PreCheck logo on your boarding pass. And with that, you can enter the expedited TSA PreCheck line.

Note that TSA uses unpredictable security measures, and having TSA PreCheck approval is not a guarantee that you can access the PreCheck line.

“All travelers will be screened, and no individual is guaranteed expedited screening,” according to a statement from the TSA.

For Global Entry

Global Entry includes the perks of TSA PreCheck — plus a bit more. You get an expedited customs line upon landing in the U.S. In most cases, you’ll simply scan your passport or U.S. permanent resident card at a Global Entry kiosk, complete the customs declaration form, scan your fingerprints and move along.

To get started, apply for Global Entry online; you’ll likely receive conditional approval. After that, you’ll need to schedule an interview at a Global Entry Enrollment Center (typically located at a U.S. international airport, though some virtual appointments are available, too).

It can be tough to find available appointments, so be flexible with your schedule — and check back often if there’s no availability.

What else you need to know

How credit cards reimburse the fee for TSA PreCheck or Global Entry

If your card offers a TSA PreCheck or Global Entry benefit, you must pay the application fee with that card. The charge on your card will later be reimbursed as a statement credit. You'll only be reimbursed for the first program fee charged to the card.

If you use a form of payment other than your qualifying credit card, you won’t be reimbursed for the fee.

How often you get the TSA PreCheck/Global Entry credit

Upon approval, membership in these trusted traveler programs lasts for five years and must be renewed (for another fee). The frequency with which credit cards reimburse those fees varies by card. In many cases, cards offer the benefit every four years, giving you plenty of time to renew before your membership expires. Other cards only reimburse the fee every five years. Pay close attention to how your membership expiration date lines up with your card benefits. In some cases, you may need to delay renewal or use a different credit card with these benefits to get your fee renewal reimbursed.

Paying the fee doesn't guarantee approval for TSA PreCheck or Global Entry

Using the benefit on your credit card when you apply for trusted traveler programs just means that the cost of the application fee will be refunded to you on a later statement. It doesn't guarantee that you'll actually be approved for TSA PreCheck or Global Entry. You still have to go through the programs' background and security checks. Like anyone else applying for these programs, you could apply, pay the fee and be rejected.

If you want a TSA PreCheck or Global Entry credit card …

Getting approved TSA PreCheck or Global Entry isn’t the easiest process, and it isn't cheap. To save on the fee, you’ll first need a credit card that offers a statement credit. From there, you’ll be able to apply to the government’s expedited security clearance programs essentially for free.

While the whole process can certainly feel painful, you’ll be grateful once you see that long line for regular security and know you can bypass it.

To view rates and fees of The Platinum Card® from American Express, see this page. To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page. To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page.

Last updated on December 6, 2022

Methodology

NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.

Frequently asked questions