8 Best Colorado Mortgage Lenders of 2021
NerdWallet researched Colorado's leading mortgage lenders and identified some of the best across different categories, including first-time home buyers, borrowers with low credit scores and online mortgages. Find the best lender for your needs.
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If you’re looking for the best mortgage lenders in Colorado, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Denver, a classic ranch on the Eastern plains or a low-rate refinance on the Western Slope, these lenders are a solid place to start shopping.
If you’re looking for the best mortgage lenders in Colorado, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Denver, a classic ranch on the Eastern plains or a low-rate refinance on the Western Slope, these lenders are a solid place to start shopping.
Best Colorado Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for low credit score | 620 | 3% | Learn more at New American Funding |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online experience | 620 | 3% | Learn more at Guaranteed Rate |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Bank of America: NMLS#399802 | Best for face-to-face service | 660 | 5% | Read review |
![]() loanDepot: NMLS#174457 | Best for refinancing | 620 | N/A | Read review |
![]() Citibank: NMLS#412915 | Best for first-time home buyers | N/A | 3% | Read review |
![]() Carrington: NMLS#2600 | Best for low credit score | 620 | 5% | Read review |
![]() US Bank: NMLS#402761 | Best for face-to-face service | 620 | 5% | Read review |

at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC
Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
NationalloanDepot: NMLS#174457

Min. credit score
620National / regional
NationalCitibank: NMLS#412915

National / regional
NationalMin. down payment
3%Carrington: NMLS#2600

Min. credit score
620Min. down payment
5%US Bank: NMLS#402761

Min. credit score
620Min. down payment
5%» MORE: Best Denver mortgage lenders
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Last updated on January 22, 2021
Methodology
To recap our selections...
NerdWallet's Best Colorado Mortgage Lenders of 2021
- New American Funding: Best for low credit score
- Guaranteed Rate: Best for online experience
- Rocket Mortgage, LLC: Best for online experience
- Bank of America: Best for face-to-face service
- loanDepot: Best for refinancing
- Citibank: Best for first-time home buyers
- Carrington: Best for low credit score
- US Bank: Best for face-to-face service