BEST OF
10 Best Colorado Mortgage Lenders of 2021
NerdWallet researched Colorado's leading mortgage lenders and identified some of the best across different categories, including first-time home buyers, borrowers with low credit scores and online mortgages. Find the best lender for your needs.
If you’re looking for the best mortgage lenders in Colorado, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Denver, a classic ranch on the Eastern plains or a low-rate refinance on the Western Slope, these lenders are a solid place to start shopping.
If you’re looking for the best mortgage lenders in Colorado, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Denver, a classic ranch on the Eastern plains or a low-rate refinance on the Western Slope, these lenders are a solid place to start shopping.
Summary of Best Colorado Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for online experience | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for low credit score | 620 | 3% | at New American Funding | |
Best for online experience | 620 | 3% | at Guaranteed Rate | |
Best for first-time home buyers | 620 | 3% | at Quicken Loans | |
Best for refinancing | 620 | 5% | at loanDepot | |
Best for refinancing | 620 | 5% | at Reali Loans | |
Best for first-time home buyers | N/A | 3% | Read review | |
Best for low credit score | 620 | 3% | Read review | |
Best for face-to-face service | 620 | 3% | Read review | |
Best for face-to-face service | 620 | 3% | Read review |
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
at New American Funding
New American Funding: NMLS#6606
Min. Credit Score
Min. Down Payment
at New American Funding
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
at Quicken Loans
Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Quicken Loans
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
National / Regional
at loanDepot
at Reali Loans
Reali Loans: NMLS#991397
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Min. Credit Score
National / Regional
at Reali Loans
Citibank: NMLS#412915

National / Regional
Min. Down Payment
Carrington: NMLS#2600

Min. Credit Score
Min. Down Payment
US Bank: NMLS#402761

Min. Credit Score
Min. Down Payment
Bank of America: NMLS#399802

Min. Credit Score
Min. Down Payment
» MORE: Best Denver mortgage lenders
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Last updated on January 22, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Colorado Mortgage Lenders of 2021
- Rocket Mortgage by Quicken Loans: Best for online experience
- New American Funding: Best for low credit score
- Guaranteed Rate: Best for online experience
- Quicken Loans: Best for first-time home buyers
- loanDepot: Best for refinancing
- Reali Loans: Best for refinancing
- Citibank: Best for first-time home buyers
- Carrington: Best for low credit score
- US Bank: Best for face-to-face service
- Bank of America: Best for face-to-face service