BEST OF
10 Best Rhode Island Mortgage Lenders of 2021
Rhode Island doesn't cover much land, but it has a large pool of mortgage lenders. Here are some NerdWallet picks to help you wade through the choices.
These Rhode Island mortgage lenders do a lot of business in the state and are some of the best that NerdWallet has reviewed. There are options for borrowers looking for government-backed mortgages, jumbo mortgages and home loans geared to first-time buyers. You'll find plenty of choices, whether you're buying a new home or want to refinance a mortgage.
Compare lenders to shop rates and terms, and choose a Rhode Island mortgage lender that serves your needs while offering the best deal.
These Rhode Island mortgage lenders do a lot of business in the state and are some of the best that NerdWallet has reviewed. There are options for borrowers looking for government-backed mortgages, jumbo mortgages and home loans geared to first-time buyers. You'll find plenty of choices, whether you're buying a new home or want to refinance a mortgage.
Compare lenders to shop rates and terms, and choose a Rhode Island mortgage lender that serves your needs while offering the best deal.
Summary of Best Rhode Island Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for online convenience | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for VA loans | 650 | 0% | at Veterans United | |
Best for online convenience | 620 | 3% | at Guaranteed Rate | |
Best for first-time home buyers | 620 | 3% | Read review | |
Best for first-time home buyers | 620 | 3% | Read review | |
Best for FHA loans | 640 | 3.5% | at Fairway Independent Mortgage | |
Best for FHA loans | 580 | 3.5% | at loanDepot | |
Best for VA loans | N/A | 0% | Read review | |
Best for jumbo loans | N/A | 3% | Read review | |
Best for jumbo loans | N/A | 20% | Read review |
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
at Veterans United
Veterans United: NMLS#1907

Min. Credit Score
Min. Down Payment
at Veterans United
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
Caliber: NMLS#15622

Min. Credit Score
Min. Down Payment
PrimeLending: NMLS#13649

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
Min. Down Payment
at loanDepot
Navy Federal: NMLS#399807

National / Regional
Min. Down Payment
Bank of America: NMLS#399802

Min. Credit Score
Min. Down Payment
Wells Fargo: NMLS#399801

Min. Credit Score
Min. Down Payment
Last updated on January 20, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Rhode Island Mortgage Lenders of 2021
- Rocket Mortgage by Quicken Loans: Best for online convenience
- Veterans United: Best for VA loans
- Guaranteed Rate: Best for online convenience
- Caliber: Best for first-time home buyers
- PrimeLending: Best for first-time home buyers
- Fairway Independent Mortgage: Best for FHA loans
- loanDepot: Best for FHA loans
- Navy Federal: Best for VA loans
- Bank of America: Best for jumbo loans
- Wells Fargo: Best for jumbo loans