10 Best Washington Mortgage Lenders of 2021
NerdWallet picked some of the best Washington mortgage lenders across five different categories, including loans for first-time home buyers, borrowers with low credit and those looking to refinance.
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If you’re looking for the best mortgage lenders in Washington, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Seattle, a classic ranch in Spokane or a cash-out refinance in Yakima, these lenders are a solid place to start shopping.
If you’re looking for the best mortgage lenders in Washington, we’ve done the research. NerdWallet compared the state’s leading lenders, then identified the best ones for a variety of specific loan needs.
Whether you’re shopping for a condo in Seattle, a classic ranch in Spokane or a cash-out refinance in Yakima, these lenders are a solid place to start shopping.
Best Washington Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
New American Funding: NMLS#6606 Learn more at New American Funding | Best for low credit | 620 | 3% | Learn more at New American Funding |
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for first-time home buyers | 620 | 3% | Learn more at Quicken Loans |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online lenders | 620 | 3% | Learn more at Guaranteed Rate |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online lenders | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Veterans United: NMLS#1907 Learn more at Veterans United | Best for military borrowers | 620 | 0% | Learn more at Veterans United |
![]() loanDepot: NMLS#174457 | Best for refinancing | 620 | N/A | Read review |
![]() Reali Loans: NMLS#991397 Learn more at Reali Loans | Best for refinancing | 620 | N/A | Learn more at Reali Loans |
![]() Citibank: NMLS#412915 | Best for first-time home buyers | N/A | 3% | Read review |
![]() Flagstar: NMLS#417490 | Best for government loans | 620 | 3% | Read review |
![]() Carrington: NMLS#2600 | Best for low credit | 620 | 5% | Read review |
at New American Funding
New American Funding: NMLS#6606
Min. credit score
620Min. down payment
3%at New American Funding
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Veterans United
Veterans United: NMLS#1907

Min. credit score
620Min. down payment
0%at Veterans United
loanDepot: NMLS#174457

Min. credit score
620National / regional
National.png)
at Reali Loans
Reali Loans: NMLS#991397
.png)
Min. credit score
620National / regional
Regionalat Reali Loans
Citibank: NMLS#412915

National / regional
NationalMin. down payment
3%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Carrington: NMLS#2600

Min. credit score
620Min. down payment
5%Last updated on August 30, 2021
Methodology
To recap our selections...
NerdWallet's Best Washington Mortgage Lenders of 2021
- New American Funding: Best for low credit
- Quicken Loans: Best for first-time home buyers
- Guaranteed Rate: Best for online lenders
- Rocket Mortgage, LLC: Best for online lenders
- Veterans United: Best for military borrowers
- loanDepot: Best for refinancing
- Reali Loans: Best for refinancing
- Citibank: Best for first-time home buyers
- Flagstar: Best for government loans
- Carrington: Best for low credit