Hillary Crawford writes about small-business software at NerdWallet and is certified in QuickBooks Online and web design. Her previous roles include news writer and associate West Coast editor at Bustle Digital Group, where she helped shape news and tech coverage. She's appeared on Cheddar News and also worked as a policy contributor for GenFKD. Hillary earned a bachelor's degree with high honors in political science from the University of Michigan.
Email: <a href="mailto:hcrawford@nerdwallet.com">hcrawford@nerdwallet.com</a>.
Karrin Sehmbi is an editor and content strategist on the small-business team. She has covered small-business software and lending since 2022 and has more than sixteen years of editorial experience in the fields of educational publishing, content marketing and medical news. She has also held roles as a teacher and a tutor.
Hillary Crawford writes about small-business software at NerdWallet and is certified in QuickBooks Online and web design. Her previous roles include news writer and associate West Coast editor at Bustle Digital Group, where she helped shape news and tech coverage. She's appeared on Cheddar News and also worked as a policy contributor for GenFKD. Hillary earned a bachelor's degree with high honors in political science from the University of Michigan.
Email: <a href="mailto:hcrawford@nerdwallet.com">hcrawford@nerdwallet.com</a>.
Karrin Sehmbi is an editor and content strategist on the small-business team. She has covered small-business software and lending since 2022 and has more than sixteen years of editorial experience in the fields of educational publishing, content marketing and medical news. She has also held roles as a teacher and a tutor.
Christine Aebischer is an assistant assigning editor on the small-business team who joined NerdWallet in 2020, originally as a copy editor. Previously, she held editing roles at Fundera, Northwestern Mutual and LearnVest, where she covered a variety of personal and business finance topics. Christine earned bachelor's degrees in English and journalism from The College of New Jersey. Email: <a href="mailto:caebischer@nerdwallet.com">caebischer@nerdwallet.com</a>.
Christine Aebischer is an assistant assigning editor on the small-business team who joined NerdWallet in 2020, originally as a copy editor. Previously, she held editing roles at Fundera, Northwestern Mutual and LearnVest, where she covered a variety of personal and business finance topics. Christine earned bachelor's degrees in English and journalism from The College of New Jersey. Email: <a href="mailto:caebischer@nerdwallet.com">caebischer@nerdwallet.com</a>.
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Hillary Crawford writes about small-business software at NerdWallet and is certified in QuickBooks Online and web design. Her previous roles include news writer and associate West Coast editor at Bustle Digital Group, where she helped shape news and tech coverage. She's appeared on Cheddar News and also worked as a policy contributor for GenFKD. Hillary earned a bachelor's degree with high honors in political science from the University of Michigan.
Email: <a href="mailto:hcrawford@nerdwallet.com">hcrawford@nerdwallet.com</a>.
Karrin Sehmbi is an editor and content strategist on the small-business team. She has covered small-business software and lending since 2022 and has more than sixteen years of editorial experience in the fields of educational publishing, content marketing and medical news. She has also held roles as a teacher and a tutor.
Hillary Crawford writes about small-business software at NerdWallet and is certified in QuickBooks Online and web design. Her previous roles include news writer and associate West Coast editor at Bustle Digital Group, where she helped shape news and tech coverage. She's appeared on Cheddar News and also worked as a policy contributor for GenFKD. Hillary earned a bachelor's degree with high honors in political science from the University of Michigan.
Email: <a href="mailto:hcrawford@nerdwallet.com">hcrawford@nerdwallet.com</a>.
Karrin Sehmbi is an editor and content strategist on the small-business team. She has covered small-business software and lending since 2022 and has more than sixteen years of editorial experience in the fields of educational publishing, content marketing and medical news. She has also held roles as a teacher and a tutor.
Christine Aebischer is an assistant assigning editor on the small-business team who joined NerdWallet in 2020, originally as a copy editor. Previously, she held editing roles at Fundera, Northwestern Mutual and LearnVest, where she covered a variety of personal and business finance topics. Christine earned bachelor's degrees in English and journalism from The College of New Jersey. Email: <a href="mailto:caebischer@nerdwallet.com">caebischer@nerdwallet.com</a>.
Christine Aebischer is an assistant assigning editor on the small-business team who joined NerdWallet in 2020, originally as a copy editor. Previously, she held editing roles at Fundera, Northwestern Mutual and LearnVest, where she covered a variety of personal and business finance topics. Christine earned bachelor's degrees in English and journalism from The College of New Jersey. Email: <a href="mailto:caebischer@nerdwallet.com">caebischer@nerdwallet.com</a>.
NerdWallet's content is
fact-checked for accuracy, timeliness, and relevance by humans.
It undergoes a thorough review process involving writers and editors to ensure
the information is as clear and complete as possible. Learn more by checking
our
Editorial Guidelines.
Content was accurate at the time of publication.
Why trust NerdWallet
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
75+ categories of best business software selections.
NerdWallet's small-business software content, including ratings, recommendations and reviews, is overseen by a team of writers and editors who specialize in business software, including payment processing, accounting and payroll. Their work has appeared in The Associated Press, The Washington Post, Nasdaq, Entrepreneur, ABC News, Yahoo Finance and other national and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity to ensure accuracy and fairness in our coverage.
Advertiser disclosure
You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with
confidence. And while our site doesn’t feature every company or
financial product available on the market, we’re proud that the guidance
we offer, the information we provide and the tools we create are
objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence
which products we review and write about (and where those products
appear on the site), but it in no way affects our recommendations or
advice, which are grounded in thousands of hours of research. Our
partners cannot pay us to guarantee favorable reviews of their products
or services. Here is a list of our partners .
If you’ve ever faced a throng of caffeine-craving customers from behind the register, you know how important it is to have a reliable point-of-sale (POS) system. The right coffee shop and cafe POS system will keep the line moving, include easy-to-use features and help turn customers into regulars. Look for a system that offers customer-facing displays for tipping, loyalty programs, employee time-tracking features and online ordering options. Jump to our picks for the best coffee shop and cafe POS systems.
Why trust NerdWallet
250+ small-business products reviewed and rated by our team of experts.
95+ years of combined experience covering small business and personal finance.
75+ categories of best business software selections.
NerdWallet's small-business software content, including ratings, recommendations and reviews, is overseen by a team of writers and editors who specialize in business software, including POS systems, payment processing, accounting and payroll. Their work has appeared in The Associated Press, The Washington Post, Nasdaq, Entrepreneur, ABC News, Yahoo Finance and other national and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity to ensure accuracy and fairness in our coverage.
What is a cafe POS system?
A cafe POS system allows cafes and coffee shops to quickly accept payments (plus tips) from customers in line or at the counter, track sales data, spot trends and, in most cases, implement loyalty programs to keep customers coming back. They may also support online or in-app order ahead functions and accommodate cafes that serve food in addition to coffee and other drinks.
Learn more about POS systems
Discover more about the components that make up a POS system and how they can help your business run smoothly. Some POS systems are industry-specific, but others can be used universally.
What to consider when choosing a cafe or coffee shop POS system
Monthly subscription fees
Cafe POS system providers often charge a monthly subscription fee for POS software capabilities, though some offer basic plans for free. For each provider you’re considering, find out which plan includes all of the features your cafe needs — like inventory management and employee management, for instance — and make sure that monthly subscription fee fits into your budget for the foreseeable future.
Hardware features
At a minimum, cafes should consider POS systems that include a screen, cash drawer and receipt printer. A customer-facing display is another useful hardware feature that lets customers easily add tips to their totals. You’ll also want to decide whether you need a POS system that has an offline mode for accepting payments when Wi-Fi goes out. This feature may require you to buy a separate router.
Payment processing
If you’d like to be able to accept orders online as well as in person, make sure to check whether that capability costs extra or is included in your POS plan. Payment processing costs are another sticking point. To calculate your fees, plug your average number of monthly transactions and the average total receipt amount into our credit card processing fees calculator. It’s also important to find out whether your POS system lets you work with third-party processors or limits you to using its in-house payment processing services.
Extra features
Extra features for managing employees and retaining customers can be nice to have, too. Look for the ability to let employees clock in and out and tip out when a shift is over. Additionally, customer loyalty programs can help employees spot regulars and motivate customers to keep coming in to rack up discounts or points.
App and card readers are compatible with iOS and Android devices.
Can pay for hardware in installments.
No long-term contracts or installation fees.
In-house payroll software available.
All plans include a free online ordering page.
Cons
Free plan doesn’t include 24/7 support.
Square is easy to use and built to incorporate customer-facing displays for tipping. The free software plan, which comes with an online ordering page, may be sufficient for smaller cafes and coffee shops. With an array of add-ons, plan tiers and kitchen display system hardware, the product leaves room for growth, too.
App and card readers are compatible with iOS and Android devices.
Can pay for hardware in installments.
No long-term contracts or installation fees.
In-house payroll software available.
All plans include a free online ordering page.
Cons
Free plan doesn’t include 24/7 support.
Square is easy to use and built to incorporate customer-facing displays for tipping. The free software plan, which comes with an online ordering page, may be sufficient for smaller cafes and coffee shops. With an array of add-ons, plan tiers and kitchen display system hardware, the product leaves room for growth, too.
Free plan available if you’re only using a mobile card reader.
24/7 phone support.
All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
Offers a variety of plans tailored to six specific types of businesses.
Can pair POS systems with third-party payment processors.
Cons
Promotions require a three-year contract.
May be subject to early termination fees if you use Clover as your payment processor.
Online payment processing rates are more expensive than competitors.
Unlike some of its competitors, which only let businesses use their in-house payment processing services, Clover’s hardware is available through third-party payment processors. This is especially advantageous for cafes and coffee shops that want a popular POS system, but prefer an interchange-plus processor as opposed to Clover’s flat-rate processing fees.
Free plan available if you’re only using a mobile card reader.
24/7 phone support.
All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
Offers a variety of plans tailored to six specific types of businesses.
Can pair POS systems with third-party payment processors.
Cons
Promotions require a three-year contract.
May be subject to early termination fees if you use Clover as your payment processor.
Online payment processing rates are more expensive than competitors.
Unlike some of its competitors, which only let businesses use their in-house payment processing services, Clover’s hardware is available through third-party payment processors. This is especially advantageous for cafes and coffee shops that want a popular POS system, but prefer an interchange-plus processor as opposed to Clover’s flat-rate processing fees.
Includes restaurant-specific features, like table and menu management.
Optional profit management system provides tools for improving margins.
As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
Payment processing rates are quote-based, making them difficult to compare to the competition.
Contracts are automatically renewed and can't be terminated early.
No free plan options and charges setup fee.
Ability to accept online orders costs extra.
TouchBistro’s loyalty program, which starts at $99 per month, lets cafes and coffee shops customize a web app that shows customers their rewards points and gives them an opportunity to leave feedback. You can also collect in-depth customer data, like how many times a patron has visited your business, their average receipt total and birthday.
Includes restaurant-specific features, like table and menu management.
Optional profit management system provides tools for improving margins.
As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
Payment processing rates are quote-based, making them difficult to compare to the competition.
Contracts are automatically renewed and can't be terminated early.
No free plan options and charges setup fee.
Ability to accept online orders costs extra.
TouchBistro’s loyalty program, which starts at $99 per month, lets cafes and coffee shops customize a web app that shows customers their rewards points and gives them an opportunity to leave feedback. You can also collect in-depth customer data, like how many times a patron has visited your business, their average receipt total and birthday.
Highly customizable POS platform for those with programming skills.
Restaurants can set up timed menu changes, start customers’ tabs on one register and cash them out at another.
Dual pricing program can help decrease payment processing fees.
Cons
No free plan options.
Cannot cancel subscription before term is up.
Does not list payment processing or monthly software fees.
Lavu’s terminals are entirely iPad-based and business owners can piece together their hardware components, all the way down to the rotation bases and brackets. One of the company’s most unique features is its cash discount program that rewards customers for paying in cash and upcharges those who pay with a card.
Highly customizable POS platform for those with programming skills.
Restaurants can set up timed menu changes, start customers’ tabs on one register and cash them out at another.
Dual pricing program can help decrease payment processing fees.
Cons
No free plan options.
Cannot cancel subscription before term is up.
Does not list payment processing or monthly software fees.
Lavu’s terminals are entirely iPad-based and business owners can piece together their hardware components, all the way down to the rotation bases and brackets. One of the company’s most unique features is its cash discount program that rewards customers for paying in cash and upcharges those who pay with a card.
Restaurants can customize plans by adding loyalty programs, reservation capabilities, online ordering or employee scheduling software.
24/7 phone support.
No long-term contract or termination fees.
Cons
Charges setup fee.
Offline mode includes the hidden cost of a router.
SpotOn’s monthly software fee and payment processing fees along with its ability to integrate with third-party hardware make this system an affordable and appealing option. SpotOn offers customizable add-on features such as a loyalty program and team management software. The company also has a strong reputation for its hands-on approach to customer support, from installation and training to 24/7 availability for assistance.
Restaurants can customize plans by adding loyalty programs, reservation capabilities, online ordering or employee scheduling software.
24/7 phone support.
No long-term contract or termination fees.
Cons
Charges setup fee.
Offline mode includes the hidden cost of a router.
SpotOn’s monthly software fee and payment processing fees along with its ability to integrate with third-party hardware make this system an affordable and appealing option. SpotOn offers customizable add-on features such as a loyalty program and team management software. The company also has a strong reputation for its hands-on approach to customer support, from installation and training to 24/7 availability for assistance.
Offers advanced inventory management and recipe costing tools.
All plans include CRM and loyalty programs.
Essential and Premium plans include one-on-one support.
24/7 support available.
Cons
Syncing with accounting software costs extra.
Some plans may require long-term contracts.
Lowest-tier plan is more expensive than competitors.
Lightspeed Restaurant’s Essential and Premium plans include advanced inventory management features for tracking ingredient waste, calculating recipe costs and automating recurring orders to vendors. Inventory items are automatically deducted as they’re ordered from the menu and in-depth reporting is meant to help business owners improve profit margins.
Offers advanced inventory management and recipe costing tools.
All plans include CRM and loyalty programs.
Essential and Premium plans include one-on-one support.
24/7 support available.
Cons
Syncing with accounting software costs extra.
Some plans may require long-term contracts.
Lowest-tier plan is more expensive than competitors.
Lightspeed Restaurant’s Essential and Premium plans include advanced inventory management features for tracking ingredient waste, calculating recipe costs and automating recurring orders to vendors. Inventory items are automatically deducted as they’re ordered from the menu and in-depth reporting is meant to help business owners improve profit margins.
Full details: Best coffee shop and cafe POS systems
Square Restaurant POS
Best overall cafe and coffee shop POS
Why we like it: Square is easy to use and built to incorporate customer-facing displays for tipping. The Square Stand swivels to face the customer, while the Square Register has a separate customer-facing screen. The free software plan, which comes with an online ordering page, may be sufficient for smaller cafes and coffee shops. However, with an array of add-ons, plan tiers and kitchen display system hardware, the product leaves room for growth, too. Read our full Square POS for Restaurants review.
Monthly POS software fees
$0 for Square POS, Restaurant, Retail and Appointments Free plans.
$29 for Square Appointments Plus plan.
$69 for Square Appointments Premium and Square Restaurants Plus plans.
$89 for Square Retail Plus plan.
$165 for Square Restaurant Premium plan.
Custom pricing for Square Retail plan.
Payment processing fees
2.6% plus 15 cents for in-person transactions with free plan.
2.6% plus 10 cents for in-person transactions with paid plans.
2.9% plus 30 cents for online transactions.
3.5% plus 15 cents for manually keyed transactions.
Hardware costs
$0 for Square magstripe-only card reader ($10 for each additional reader) or if using Tap to Pay for iPhone (iPhone not included).
$59 for Square Reader contactless and chip card reader.
$149 for Square Stand iPad POS or Square Stand Mount (iPad not included; monthly financing available).
$149 for Square Kiosk for self-serve ordering.
$299 for Square Terminal mobile card reader with built-in printer (monthly financing available).
$399 for Square Handheld portable POS system with built-in barcode scanner (monthly financing available).
$799 for Square Register two-screen system (monthly financing available).
Clover POS
Best for using third-party payment processors
Why we like it: Clover's core software plan for counter service restaurants like coffee shops includes a loyalty program and no-fee online ordering. In addition, Clover Flex and Mini POS systems are equipped with LTE, a standard for wireless data transmission, which will kick in during Wi-Fi outages and allow cashiers to continue taking orders as usual. And if your coffee shop deals with long lines, the handheld Flex POS system enables staff to take orders anywhere. Read our full Clover POS review.
Monthly POS software fees
$0 for Clover Go Payments, Retail Starter and Personal Services Starter plans.
$14.95 for Clover Go Essentials, Professional Services Starter, and Standard and Home & Field Services Starter and Standard plans.
$84.95 for Retail Standard and Professional, Personal Services Standard and Advanced, and Home & Field Services Advanced plans.
$89.95 for Full-Service Dining Starter and Quick-Service Dining Starter and Standard plans.
$104.90 for Retail Advanced plan.
$109.90 for Full-Service Dining Standard and Quick-Service Dining Advanced plans.
$129.85 for Full-Service Dining Advanced plan.
Payment processing fees
2.3% plus 10 cents for in-person transactions on Full-Service and Quick-Service Restaurant plans.
2.5% plus 10 cents for in-person transactions on Retail Standard and Advanced plans, Professional and Personal Services Standard and Advanced plans, and the Home and Field Services Advanced plan.
2.6% plus 10 cents for in-person transactions on the Retail and Personal Services Starter plans and the Home and Field Services Standard plan.
3.5% plus 10 cents for online or keyed-in transactions.
Hardware costs
$199 for chip, swipe and contactless Clover Go card reader.
$349 for countertop card reader.
$749 for Clover Flex mobile POS with receipt printer.
$699 for slimmer Flex Pocket with no printer.
$849 for Clover Mini POS.
$799-$899 + $25 per month for kitchen display system.
$1,799 for Clover Station Solo.
$1,899 for Clover Station Duo.
$3,499 + $34.95 per month for self-ordering kiosk.
Why we like it: As NerdWallet's top overall pick for restaurant POS systems, Toast is a solid pick for cafes and coffee shops that sell made-to-order food options and plan to expand. Highlights include an offline mode, in-house delivery service, the Toast TakeOut app for online ordering, a $50-per-month loyalty program and a kitchen display system. Read our full Toast POS review.
Monthly POS software fees
$0 for Starter Kit plan.
$69 Point of Sale plan.
Custom plans available.
Payment processing fees
3.09-3.69% plus 15 cents per transaction, if you choose a pay-as-you-go plan.
2.49% plus 15 cents for card-present transactions, if you pay for hardware upfront.
3.50% plus 15 cents for card-not-present transactions, if you pay for hardware upfront.
Hardware costs
$494.10 for Handheld Starter Kit (but $0 if you agree to a higher processing fee).
$1,123.20 for Countertop Starter Kit (but $0 if you agree to a higher processing fee).
$1,438.20 for Guest Self-Service Starter Kit (but $0 if you agree to a higher processing fee).
Why we like it: TouchBistro's software is locally installed, meaning it's fully functional in the event of a Wi-Fi outage. Just ensure your payment processor is integrated with the POS or has its own offline mode so you can continue accepting payments. In addition, the company's loyalty program, which starts at $99 per month, doubles as a customer relationship management platform. The program keeps track of customer data like allergies, birthdays and preferences and sends targeted offers to customers, making it easier to recognize repeat customers and their orders. Read our full TouchBistro review.
Monthly POS software fees
$69 and up for base plan.
Additional features (e.g., gift cards, online ordering, loyalty program, reservations and marketing) are quote-based.
Payment processing fees
TouchBistro Payments is quote-based and works with third-party payment solutions.
Hardware costs
Quote-based.
Lavu
Best cash discount program
Why we like it: Lavu's terminals are entirely iPad-based and business owners can piece their hardware components down to the rotation bases and brackets. One of the company's most unique features is its cash discount program that rewards customers for paying in cash and upcharges those who pay with a card. Read NerdWallet's Lavu POS review.
Monthly POS software fees
Subscription pricing starts at $9.99 per month.
Payment processing fees
Lavu Pay, the system's integrated solution, is quote-based; using a third-party payment processor costs $20 per month per terminal.
Hardware costs
Lavu's POS terminals use iPads, which can be bought through Lavu or elsewhere. The Vault Pro iPad enclosure is $219. Stands, rotation bases, receipt printers and cash drawers are sold separately.
Why we like it: Similar to Toast and TouchBistro, SpotOn can support full-service restaurants as well as smaller cafes or coffee shops that also serve food. And with its add-ons — like DoorDash delivery, digital menus, gift cards, loyalty programs and reservations — SpotOn gives business owners the flexibility to customize their plans and just pay for what they need.
Monthly POS software fees
$0 for Quick Start plan.
$99 for Counter-service plan, plus $3 per employee.
$135 for Full-service plan, plus $3 per employee.
Custom pricing available as well.
Payment processing fees
1.99% plus 25 cents for most cards in the Counter-service, Full-service and Customizable plans.
2.89% plus 25 cents for Quick Start plan subscribers (this processing rate includes hardware and software costs).
2.99% plus 25 cents for reward, international, corporate and keyed-in cards.
Hardware costs
$600 for the KDS.
$750 for the Station POS.
$850 for the Counter POS.
Other hardware devices, like the handheld option, are custom.
Lightspeed Restaurant
Best for inventory management
Why we like it: Lightspeed Restaurant’s focus on detailed inventory management makes it a good option for cafes and coffee shops that are trying to maximize profit margins and see how different menu items are impacting their bottom line. For that reason, it’s most cost-effective for cafes that are working with a large number of ingredients and also serving food. Read NerdWallet's Lightspeed Restaurant review.
Monthly POS software fees
$189 for Essential plan.
$399 for Premium plan.
Payment processing fees
2.6% plus 10 cents per in-person transaction.
2.9% plus 30 cents for online transactions.
Hardware costs
Pricing for Lightspeed's iPad and desktop hardware kits is quote-based. Individual hardware products are listed in Lightspeed's online store:
$79 for Mobile Tap V2 card reader.
$199 for iPad swivel stand.
$329 for WisePOS E countertop reader.
$429 for Lightspeed Lite Server for data backup and offline mode functionality.
Last updated on July 10, 2024
Methodology
NerdWallet’s point-of-sale systems provider ratings reward companies whose products and services are priced well and work in a variety of payment scenarios, among other criteria. Ratings are based on weighted averages of scores in several categories, including cost, system capabilities, contract requirements, customer service and integrations and add-ons. Learn more about how we rate point-of-sale (POS) systems providers.
These ratings are a guide, but services, hardware and pricing can vary widely from business to business and provider to provider. We encourage you to shop around and compare several providers.
NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.