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Chase Hyatt Credit Card: The Best Hotel Credit Card?

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The The Hyatt Credit Card ranks high amongst hotel-branded credit cards. With recent rewards upgrades, it has become one of the most formidable travel cards on the market. While it doesn’t quite possess the versatility of a more general-purpose travel card, it will work wonders for loyal Hyatt patrons. Here’s a look at the The Hyatt Credit Card and why it is one of the most advantageous hotel-branded products in existence.

Perks old and new

The The Hyatt Credit Card has always offered 3 points per dollar spent at Hyatt locations and 1 point per dollar spent elsewhere. It used to be a fairly standard system and nothing to get excited about. But now, it also offers double points on restaurant dining, car rentals and airfare booked directly with the airline. This card just got a lot more rewarding. In fact, the creation of these 2% bonus categories makes it competitive with widely lauded travel cards like the Chase Sapphire Preferred® Card. We value Passport Points at about 1.5 cents apiece when traded for Hyatt stays, meaning frequent guests will be able to stretch their points farther than with a regular travel card. It is extremely rare to find a hotel-branded card that offers such a dynamic rewards program.

Unlike most credit cards, the The Hyatt Credit Card’s signup bonus is not a sum of points. Rather, it comprises 2 free night stays. To earn your stays, you need only spend $1,000 in the first 3 months. Again, this card is best for folks who legitimately love the Hyatt and have little desire to stay anywhere else.

The annual fee is $75 and it comes with a bundle of additional great perks to supplement reward earnings. You will pay no foreign transaction fee, saving 3% on every out-of-country purchase. The The Hyatt Credit Card is also equipped with an EMV chip, which helps foreign vendors process your card. You’ll be less likely to get rejected while abroad. The EMV chip and absence of a foreign transaction fee make the The Hyatt Credit Card an excellent option for international travel.

Automatic Gold status

Cardholders are granted automatic Elite Hyatt Gold Passport Platinum membership (bit of a mouthful) for the duration of their account. Gold elite status simply means no blackout dates on reward stays and point transfers with over 30 participating travel partners.

Being a cardholder allows you to quickly climb to higher echelons of elite status. If you spend $20k a year, you’ll get a 2 stay/5 night credit towards the 25 stay/50 night needed to achieve Diamond status. Spend $40k a year, and you’ll get a 3 stay/5 night credit. Diamond status comes with complimentary Internet, late checkout, free breakfast and a 30% points boost.

We’ll be honest. You probably won’t encounter a hotel-branded credit card that offers more perks or higher rewards. However, many people will find a less specialized travel card more useful. If you don’t want to be tied down to the Hyatt, check out these cards that allow you to earn and spend rewards at virtually any hotel, airline or car rental service.

Travel cards for everyone

The Chase Sapphire Preferred® Card is known for its monstrous signup bonus: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. It offers 2 points per dollar spent on travel and dining. All other purchases earn 1 point per dollar. When you redeem for travel through Chase, your points are worth 25% more. It has an $0 for the first year, then $95.

The Platinum Card® from American Express is the pinnacle of prestige. If you consider yourself the ultimate traveler, it is truly your only option. Its annual fee is steep at $550, but this gets you an insanely long list of benefits, including Priority Pass airport lounge access, a $100 credit to the Global Entry program for expedited security clearance and an annual $200 credit for incidental charges on your favorite airline. You also have access to special limousine and private jet services as well as a personal concierge. The card offers 5 points per dollar spent on flights booked directly with airlines or with American Express Travel; 2 points per dollar spent on other trips booked through AmEx; and 1 point per dollar on everything else.

The Capital One® Venture® Rewards Credit Card is simple, rewarding and relatively inexpensive. It earns a flat 2% back on all purchases (assuming you redeem miles for travel). Rewards can be redeemed against any travel expense including flights with any airline, stays at any hotel and car rentals from any service. It has no foreign transaction fee and a great sign-on promotion: Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel. The annual fee is $0 for the first year, then $59. We like this card because it is has few restrictions. You always have the freedom to choose which travel services you utilize. You’re never tied to a specific hotel or airline.

Information related to the The Hyatt Credit Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.